Health expenditure; functions and financing

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Functions Financing Health care expenditure (mln euro)
Health expenditure for residents Total financing of residents 120,201
HF1: Government, comp. contr. schemes 99,894
HF11: Government schemes 9,568
HF12: Compulsory contributory schemes 90,326
HF121a: Long-term care insurance 29,851
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 60,475
Voluntary schemes (incl. OOP) 20,307
HF2: Voluntary schemes 5,984
HF21: Voluntary health insurance schemes 4,469
HF22: Financing schemes NPISH 75
HF23: Enterprise financing schemes 1,439
HF3: Household out-of-pocket payments 14,323
HF31: Out-of-pocket excl cost sharing 8,382
HF32: Cost sharing 5,941
HC1: Services of curative care Total financing of residents 55,386
HF1: Government, comp. contr. schemes 47,051
HF11: Government schemes 3,453
HF12: Compulsory contributory schemes 43,598
HF121a: Long-term care insurance 149
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 43,449
Voluntary schemes (incl. OOP) 8,335
HF2: Voluntary schemes 1,559
HF21: Voluntary health insurance schemes 1,559
HF22: Financing schemes NPISH 0
HF23: Enterprise financing schemes 0
HF3: Household out-of-pocket payments 6,776
HF31: Out-of-pocket excl cost sharing 4,476
HF32: Cost sharing 2,300
HC11: In-patient curative care Total financing of residents 16,146
HF1: Government, comp. contr. schemes 15,230
HF11: Government schemes 1,082
HF12: Compulsory contributory schemes 14,149
HF121a: Long-term care insurance 0
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 14,149
Voluntary schemes (incl. OOP) 915
HF2: Voluntary schemes 27
HF21: Voluntary health insurance schemes 27
HF22: Financing schemes NPISH 0
HF23: Enterprise financing schemes 0
HF3: Household out-of-pocket payments 888
HF31: Out-of-pocket excl cost sharing 64
HF32: Cost sharing 824
HC12: Day cases of curative care Total financing of residents 3,807
HF1: Government, comp. contr. schemes 3,584
HF11: Government schemes 95
HF12: Compulsory contributory schemes 3,489
HF121a: Long-term care insurance 0
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 3,489
Voluntary schemes (incl. OOP) 223
HF2: Voluntary schemes 3
HF21: Voluntary health insurance schemes 3
HF22: Financing schemes NPISH 0
HF23: Enterprise financing schemes 0
HF3: Household out-of-pocket payments 220
HF31: Out-of-pocket excl cost sharing 0
HF32: Cost sharing 220
HC13: Outpatient curative care Total financing of residents 34,750
HF1: Government, comp. contr. schemes 27,598
HF11: Government schemes 2,276
HF12: Compulsory contributory schemes 25,321
HF121a: Long-term care insurance 148
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 25,173
Voluntary schemes (incl. OOP) 7,152
HF2: Voluntary schemes 1,511
HF21: Voluntary health insurance schemes 1,511
HF22: Financing schemes NPISH 0
HF23: Enterprise financing schemes 0
HF3: Household out-of-pocket payments 5,641
HF31: Out-of-pocket excl cost sharing 4,400
HF32: Cost sharing 1,241
HC13.1: General outpatient curative care Total financing of residents 6,527
HF1: Government, comp. contr. schemes 6,416
HF11: Government schemes 18
HF12: Compulsory contributory schemes 6,398
HF121a: Long-term care insurance 0
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 6,398
Voluntary schemes (incl. OOP) 111
HF2: Voluntary schemes 27
HF21: Voluntary health insurance schemes 27
HF22: Financing schemes NPISH 0
HF23: Enterprise financing schemes 0
HF3: Household out-of-pocket payments 84
HF31: Out-of-pocket excl cost sharing 26
HF32: Cost sharing 58
HC13.2: Outpatient dental care Total financing of residents 2,579
HF1: Government, comp. contr. schemes 882
HF11: Government schemes 12
HF12: Compulsory contributory schemes 870
HF121a: Long-term care insurance 148
HF121b: Health Insurance Fund
HF122: Compulsory private insurance 721
Voluntary schemes (incl. OOP) 1,697
HF2: Voluntary schemes 1,077
HF21: Voluntary health insurance schemes 1,077
Source: CBS.
Explanation of symbols

Table explanation


This table presents health(care) expenditure used by residents of the Netherlands in a year. Health care is delineated according to the international definition of the System of Health Accounts. The figures are thus internationally comparable with Eurostat, OECD and WHO publications. All healthcare activities count, regardless of whether they take place inside or outside the healthcare sector.
The figures are derived from the care accounts, which include more activities such as youth care, welfare work, social services and child care. The care accounts also include exports (expenditure on and by non-residents).

Data available from: 2021

Status of the figures:
The figures for 2025 are provisional. The figures for 2022–2024 are revised provisional. The figures for 2021 are final.

Changes as of 25 June 2026:
The provisional figures for 2025 have been added. The figures for 2022–2024 have been revised in parts based on the most recent data from various sources, including claims data from the Health Insurance Act (Zorgverzekeringswet) and the Long-term Care Act (Wet langdurige zorg), figures from the Healthcare Institute (Zorginstituut) and the CBS business economics health statistics.

When will new figures be available?
At the end of 2026, the figures for 2022–2025 will be revised. In early 2027, provisional figures for 2026 will be published.


Description topics

Health care expenditure
Final consumption expenditure in current prices on health care goods and services used by or for residents in one year.