Wealth distribution of households; National Accounts

Wealth distribution of households; National Accounts

Characteristics of households Periods Total amount Non-financial assets Total (million euros) Total amount Non-financial assets Dwellings (million euros) Total amount Non-financial assets Land underlying dwellings (million euros) Total amount Non-financial assets Other non-financial assets (million euros) Average amount Non-financial assets Total (1,000 euro) Average amount Non-financial assets Dwellings (1,000 euro) Average amount Non-financial assets Land underlying dwellings (1,000 euro) Average amount Non-financial assets Other non-financial assets (1,000 euro) Standardised amount Non-financial assets Total (1,000 euro) Standardised amount Non-financial assets Dwellings (1,000 euro) Standardised amount Non-financial assets Land underlying dwellings (1,000 euro) Standardised amount Non-financial assets Other non-financial assets (1,000 euro) Share in total net worth Non-financial assets Total (%) Share in total net worth Non-financial assets Dwellings (%) Share in total net worth Non-financial assets Land underlying dwellings (%) Share in total net worth Non-financial assets Other non-financial assets (%)
Total 2021* 2,224,014 854,247 1,106,429.0 263,338 267.9 102.9 133.3 31.7 179.6 69.0 89.4 21.3 50.0 19.2 24.9 5.9
Disposable income: 1st 20%-group 2021* 73,577 31,097 40,277.0 2,203 44.3 18.7 24.3 1.3 35.5 15.0 19.4 1.1 24.0 10.1 13.1 0.7
Disposable income: 2nd 20%-group 2021* 185,916 77,518 100,402.0 7,996 112.0 46.7 60.5 4.8 80.2 33.4 43.3 3.4 41.5 17.3 22.4 1.8
Disposable income: 3rd 20%-group 2021* 399,582 166,438 215,572.0 17,572 240.7 100.2 129.8 10.6 154.8 64.5 83.5 6.8 51.6 21.5 27.9 2.3
Disposable income: 4th 20%-group 2021* 575,353 234,718 304,010.0 36,625 346.5 141.4 183.1 22.1 212.9 86.9 112.5 13.6 53.8 21.9 28.4 3.4
Disposable income: 5th 20%-group 2021* 989,586 344,476 446,168.0 198,942 596.0 207.5 268.7 119.8 365.5 127.2 164.8 73.5 53.6 18.6 24.2 10.8
Type: Single man 2021* 210,135 80,162 103,826.0 26,147 140.9 53.8 69.6 17.5 140.9 53.8 69.6 17.5 47.9 18.3 23.7 6.0
Type: Single woman 2021* 185,228 76,426 98,987.0 9,815 118.3 48.8 63.2 6.3 118.3 48.8 63.2 6.3 39.5 16.3 21.1 2.1
Type: One-parent family 2021* 97,826 37,294 48,303.0 12,229 174.3 66.4 86.1 21.8 106.7 40.7 52.7 13.3 53.3 20.3 26.3 6.7
Type: Couple, with child(ren) 2021* 909,483 336,172 435,416.0 137,895 468.8 173.3 224.4 71.1 210.9 77.9 100.9 32.0 63.6 23.5 30.4 9.6
Type: Couple, no children 2021* 762,432 303,466 393,052.0 65,914 342.0 136.1 176.3 29.6 227.4 90.5 117.2 19.7 42.5 16.9 21.9 3.7
Other types of households 2021* 58,910 20,727 26,845.0 11,338 114.4 40.3 52.2 22.0 79.2 27.9 36.1 15.2 45.5 16.0 20.7 8.8
Source of income: mixed income 2021* 489,536 120,710 156,345.0 212,481 593.1 146.2 189.4 257.4 366.0 90.2 116.9 158.9 62.3 15.4 19.9 27.0
Source of income: compensation of employ 2021* 1,195,568 501,855 650,007.0 43,706 283.5 119.0 154.1 10.4 172.0 72.2 93.5 6.3 54.5 22.9 29.6 2.0
Source of income: old age benefits 2021* 483,654 208,334 269,836.0 5,484 225.4 97.1 125.8 2.6 181.6 78.2 101.3 2.1 36.9 15.9 20.6 0.4
Source of income: other 2021* 55,256 23,348 30,241.0 1,667 49.6 21.0 27.2 1.5 38.6 16.3 21.1 1.2 34.9 14.7 19.1 1.1
Main earner: to 35 years 2021* 217,178 77,947 100,958.0 38,273 125.4 45.0 58.3 22.1 94.6 33.9 44.0 16.7 104.1 37.4 48.4 18.4
Main earner: 35 to 50 years 2021* 637,601 234,775 304,083.0 98,743 327.2 120.5 156.1 50.7 186.4 68.6 88.9 28.9 74.6 27.5 35.6 11.5
Main earner: 50 to 65 years 2021* 797,559 301,702 390,767.0 105,090 349.6 132.3 171.3 46.1 216.1 81.7 105.9 28.5 43.2 16.4 21.2 5.7
Main earner: 65 years or older 2021* 571,676 239,823 310,621.0 21,232 244.3 102.5 132.7 9.1 192.2 80.6 104.4 7.1 37.2 15.6 20.2 1.4
Home ownership: Owner-occupied home 2021* 2,151,862 846,656 1,096,597.0 208,609 484.2 190.5 246.7 46.9 290.8 114.4 148.2 28.2 55.7 21.9 28.4 5.4
Home ownership: Rent with rent subsidy 2021* 6,989 60 78.0 6,851 4.9 0.0 0.1 4.8 3.8 0.0 0.0 3.7 6.3 0.1 0.1 6.2
Home ownership: Rent: no rent subsidy 2021* 61,064 5,945 7,700.0 47,419 29.6 2.9 3.7 23.0 22.3 2.2 2.8 17.3 13.7 1.3 1.7 10.7
Home ownership: Other 2021* 4,099 1,586 2,054.0 459 11.2 4.3 5.6 1.3 10.4 4.0 5.2 1.2 13.9 5.4 7.0 1.6
Net worth: 1st 20%-group 2021* 11,023 4,270 5,530.0 1,223 6.6 2.6 3.3 0.7 5.4 2.1 2.7 0.6 90.3 35.0 45.3 10.0
Net worth: 2nd 20%-group 2021* 74,239 28,018 36,289.0 9,932 44.7 16.9 21.9 6.0 33.6 12.7 16.4 4.5 40.7 15.4 19.9 5.4
Net worth: 3rd 20%-group 2021* 360,483 142,368 184,397.0 33,718 217.1 85.7 111.1 20.3 140.8 55.6 72.0 13.2 68.7 27.1 35.2 6.4
Net worth: 4th 20%-group 2021* 655,075 256,776 332,579.0 65,720 394.5 154.6 200.3 39.6 238.2 93.4 120.9 23.9 62.8 24.6 31.9 6.3
Net worth: 5th 20%-group 2021* 1,123,194 422,815 547,634.0 152,745 676.5 254.6 329.8 92.0 395.4 148.8 192.8 53.8 41.9 15.8 20.4 5.7
Source: CBS.
Explanation of symbols

Dataset is not available.


This table describes the wealth distribution of the sector households in the national accounts over different household groups. Households are identified by main source of income, living situation, household composition, age classes of the head of the household, income class by 20% groups, and net worth class by 20% groups.

Data available from: 2015.

Status of the figures:
All data are provisional.

Changes as of October 19th 2023:
The figures of 2015-2020 are revised, because national accounts figures are changed due to the revision policy of Statistics Netherlands. Results for 2021 are added to the table.

When will new figures be published?
New figures will be released in October 2024.

Description topics

Total amount
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil and gas reserves and consumer durables.
The data relate to households including non-profit institutions serving households.

Total
Dwellings
Buildings used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. Houseboats, barges, mobile homes and caravans used as principal residences of households are also included, so are public monuments identified primarily as dwellings. Costs of site clearance and preparation are also included. Examples include residential buildings, such as one and two-dwelling buildings and other residential buildings intended for non-transient occupancy. Uncompleted dwellings are included to the extent that the ultimate user is deemed to have taken ownership, either because the construction is on own account or as evidenced by the existence of a contract of sale/purchase. Dwellings acquired for military personnel are included because they are used, so are dwellings acquired by civilian units for the production of housing services. The value of land underlying dwellings is included and costs of ownership transfers on land underlying dwellings is included.
The data relate to households including non-profit institutions serving households.
Land underlying dwellings
Land underlying buildings that are used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. The value of the land underlying dwellings is defined as the difference between the value of the total real estate (land and buildings) and the value of the structures.
The data relate to households including non-profit institutions serving households.
Other non-financial assets
Other non-financial assets are the total of non-financial assets excluding dwellings, land underlying dwellings and costs of ownership transfers on land underlying dwellings.
The data relate to households including non-profit institutions serving households.
Average amount
Amount per household.
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil and gas reserves and consumer durables.
The data relate to households including non-profit institutions serving households.
Total
Dwellings
Buildings used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. Houseboats, barges, mobile homes and caravans used as principal residences of households are also included, so are public monuments identified primarily as dwellings. Costs of site clearance and preparation are also included. Examples include residential buildings, such as one and two-dwelling buildings and other residential buildings intended for non-transient occupancy. Uncompleted dwellings are included to the extent that the ultimate user is deemed to have taken ownership, either because the construction is on own account or as evidenced by the existence of a contract of sale/purchase. Dwellings acquired for military personnel are included because they are used, so are dwellings acquired by civilian units for the production of housing services. The value of land underlying dwellings is included and costs of ownership transfers on land underlying dwellings is included.
The data relate to households including non-profit institutions serving households.
Land underlying dwellings
Land underlying buildings that are used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. The value of the land underlying dwellings is defined as the difference between the value of the total real estate (land and buildings) and the value of the structures.
The data relate to households including non-profit institutions serving households.
Other non-financial assets
Other non-financial assets are the total of non-financial assets excluding dwellings, land underlying dwellings and costs of ownership transfers on land underlying dwellings.
The data relate to households including non-profit institutions serving households.
Standardised amount
Amount per household converted to a single-person household.
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil and gas reserves and consumer durables.
The data relate to households including non-profit institutions serving households.
Total
Dwellings
Buildings used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. Houseboats, barges, mobile homes and caravans used as principal residences of households are also included, so are public monuments identified primarily as dwellings. Costs of site clearance and preparation are also included. Examples include residential buildings, such as one and two-dwelling buildings and other residential buildings intended for non-transient occupancy. Uncompleted dwellings are included to the extent that the ultimate user is deemed to have taken ownership, either because the construction is on own account or as evidenced by the existence of a contract of sale/purchase. Dwellings acquired for military personnel are included because they are used, so are dwellings acquired by civilian units for the production of housing services. The value of land underlying dwellings is included.
The data relate to households including non-profit institutions serving households.
Land underlying dwellings
Land underlying buildings that are used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. The value of the land underlying dwellings is defined as the difference between the value of the total real estate (land and buildings) and the value of the structures.
The data relate to households including non-profit institutions serving households.
Other non-financial assets
Other non-financial assets are the total of non-financial assets excluding dwellings, land underlying dwellings and costs of ownership transfers.
The data relate to households including non-profit institutions serving households.
Share in total net worth
Percentage share in total net worth.
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil and gas reserves and consumer durables.
The data relate to households including non-profit institutions serving households.


Total
Dwellings
Buildings used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. Houseboats, barges, mobile homes and caravans used as principal residences of households are also included, so are public monuments identified primarily as dwellings. Costs of site clearance and preparation are also included. Examples include residential buildings, such as one and two-dwelling buildings and other residential buildings intended for non-transient occupancy. Uncompleted dwellings are included to the extent that the ultimate user is deemed to have taken ownership, either because the construction is on own account or as evidenced by the existence of a contract of sale/purchase. Dwellings acquired for military personnel are included because they are used, so are dwellings acquired by civilian units for the production of housing services. The value of land underlying dwellings is included and costs of ownership transfers on land underlying dwellings is included.
The data relate to households including non-profit institutions serving households.
Land underlying dwellings
Land underlying buildings that are used entirely or primarily as residences, including any associated structures, such as garages and all permanent fixtures customarily installed in residences. The value of the land underlying dwellings is defined as the difference between the value of the total real estate (land and buildings) and the value of the structures.
The data relate to households including non-profit institutions serving households.
Other non-financial assets
Other non-financial assets are the total of non-financial assets excluding dwellings, land underlying dwellings and costs of ownership transfers on land underlying dwellings.
The data relate to households including non-profit institutions serving households.