Financial instruments: From-whom-to-whom matrices; National Accounts
Sectors (assets) | Counterpart sectors (liabilities) | Balance sheets and transactions | Periods | Savings, transferable and other deposits (million euros) | Short-term securities (million euros) | Long-term securities (million euros) | Short-term loans (million euros) | Long-term loans (million euros) | Home mortgages (million euros) | Listed shares (million euros) | Investment fund shares or units (million euros) |
---|---|---|---|---|---|---|---|---|---|---|---|
Total domestic sectors | Total domestic sectors | Financial transactions | 2023* | -105,803 | 377 | -7,293 | -10,295 | 7,724 | 11,797 | 3,538 | -14,180 |
Total domestic sectors | The non-financial corporations sector | Financial transactions | 2023* | 0 | 426 | 179 | -10,761 | -47 | 0 | -126 | 0 |
Total domestic sectors | Financial corporations | Financial transactions | 2023* | -117,682 | 73 | -4,762 | 8,672 | -947 | 0 | 3,664 | -14,180 |
Total domestic sectors | Monetary financial institutions | Financial transactions | 2023* | -117,682 | 196 | 3,548 | 0 | -3,478 | 0 | -207 | -496 |
Total domestic sectors | Central bank | Financial transactions | 2023* | -69,376 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total domestic sectors | Deposit-taking corporations and MMFs | Financial transactions | 2023* | -48,306 | 196 | 3,548 | 0 | -3,478 | 0 | -207 | -496 |
Total domestic sectors | Other financial institutions | Financial transactions | 2023* | 0 | -123 | -8,310 | 3,550 | 742 | 0 | 3,871 | -13,684 |
Total domestic sectors | Non-MMF investment funds | Financial transactions | 2023* | 0 | 0 | 31 | -908 | 170 | 0 | 0 | -13,684 |
Total domestic sectors | Other fin. inst. excl. investment funds | Financial transactions | 2023* | 0 | -123 | -8,341 | 4,458 | 572 | 0 | 3,871 | 0 |
Total domestic sectors | Insurance corporations and pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 5,122 | 1,789 | 0 | 0 | 0 |
Total domestic sectors | Insurance corporations | Financial transactions | 2023* | 0 | 0 | 0 | 4,809 | 1,810 | 0 | 0 | 0 |
Total domestic sectors | Pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 313 | -21 | 0 | 0 | 0 |
Total domestic sectors | General government | Financial transactions | 2023* | 11,879 | -122 | -2,710 | -7,644 | -1,044 | 0 | 0 | 0 |
Total domestic sectors | Central government | Financial transactions | 2023* | 11,879 | -122 | -2,462 | 2,207 | 640 | 0 | 0 | 0 |
Total domestic sectors | Local government | Financial transactions | 2023* | 0 | 0 | -248 | 2,052 | -1,677 | 0 | 0 | 0 |
Total domestic sectors | Social security funds | Financial transactions | 2023* | 0 | 0 | 0 | -11,903 | -7 | 0 | 0 | 0 |
Total domestic sectors | Households including NPISHs | Financial transactions | 2023* | 0 | 0 | 0 | -562 | 9,762 | 11,797 | 0 | 0 |
Total domestic sectors | Rest of the world | Financial transactions | 2023* | -20,488 | 2,872 | 30,035 | 9,503 | -30,978 | -115 | -53,246 | 26,184 |
The non-financial corporations sector | Total domestic sectors | Financial transactions | 2023* | -15,379 | 0 | 3 | 4,266 | 1,727 | 433 | 398 | 1,107 |
The non-financial corporations sector | The non-financial corporations sector | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 398 | 0 |
The non-financial corporations sector | Financial corporations | Financial transactions | 2023* | -15,325 | 0 | 3 | 3,906 | 1,256 | 0 | 0 | 1,107 |
The non-financial corporations sector | Monetary financial institutions | Financial transactions | 2023* | -15,325 | 0 | 3 | 0 | 82 | 0 | 0 | 0 |
The non-financial corporations sector | Central bank | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
The non-financial corporations sector | Deposit-taking corporations and MMFs | Financial transactions | 2023* | -15,325 | 0 | 3 | 0 | 82 | 0 | 0 | 0 |
The non-financial corporations sector | Other financial institutions | Financial transactions | 2023* | 0 | 0 | 0 | 3,852 | 1,169 | 0 | 0 | 1,107 |
The non-financial corporations sector | Non-MMF investment funds | Financial transactions | 2023* | 0 | 0 | 0 | 4 | -12 | 0 | 0 | 1,107 |
The non-financial corporations sector | Other fin. inst. excl. investment funds | Financial transactions | 2023* | 0 | 0 | 0 | 3,848 | 1,181 | 0 | 0 | 0 |
The non-financial corporations sector | Insurance corporations and pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 54 | 5 | 0 | 0 | 0 |
The non-financial corporations sector | Insurance corporations | Financial transactions | 2023* | 0 | 0 | 0 | 54 | 6 | 0 | 0 | 0 |
The non-financial corporations sector | Pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | -1 | 0 | 0 | 0 |
The non-financial corporations sector | General government | Financial transactions | 2023* | -54 | 0 | 0 | 360 | 38 | 0 | 0 | 0 |
The non-financial corporations sector | Central government | Financial transactions | 2023* | -54 | 0 | 0 | 360 | 38 | 0 | 0 | 0 |
The non-financial corporations sector | Local government | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
The non-financial corporations sector | Social security funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
The non-financial corporations sector | Households including NPISHs | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 433 | 433 | 0 | 0 |
The non-financial corporations sector | Rest of the world | Financial transactions | 2023* | -646 | -160 | 794 | 20,999 | 6,602 | 0 | 1 | 992 |
Financial corporations | Total domestic sectors | Financial transactions | 2023* | -112,369 | 346 | -7,950 | 933 | 2,859 | 11,000 | 6,006 | -15,488 |
Financial corporations | The non-financial corporations sector | Financial transactions | 2023* | 0 | 426 | 165 | -7,020 | -194 | 0 | 1,453 | 0 |
Financial corporations | Financial corporations | Financial transactions | 2023* | -112,414 | 85 | -5,194 | 4,879 | -2,203 | 0 | 4,553 | -15,488 |
Financial corporations | Monetary financial institutions | Financial transactions | 2023* | -112,414 | 213 | 3,142 | 0 | -3,564 | 0 | -100 | -496 |
Financial corporations | Central bank | Financial transactions | 2023* | -62,598 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Financial corporations | Deposit-taking corporations and MMFs | Financial transactions | 2023* | -49,816 | 213 | 3,142 | 0 | -3,564 | 0 | -100 | -496 |
Financial corporations | Other financial institutions | Financial transactions | 2023* | 0 | -128 | -8,336 | -289 | -423 | 0 | 4,653 | -14,992 |
Financial corporations | Non-MMF investment funds | Financial transactions | 2023* | 0 | 0 | 31 | -912 | 183 | 0 | 0 | -14,992 |
Financial corporations | Other fin. inst. excl. investment funds | Financial transactions | 2023* | 0 | -128 | -8,367 | 623 | -606 | 0 | 4,653 | 0 |
Financial corporations | Insurance corporations and pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 5,168 | 1,784 | 0 | 0 | 0 |
Financial corporations | Insurance corporations | Financial transactions | 2023* | 0 | 0 | 0 | 4,755 | 1,804 | 0 | 0 | 0 |
Financial corporations | Pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 413 | -20 | 0 | 0 | 0 |
Financial corporations | General government | Financial transactions | 2023* | 45 | -165 | -2,921 | 3,637 | -2,965 | 0 | 0 | 0 |
Financial corporations | Central government | Financial transactions | 2023* | 45 | -165 | -2,674 | 1,826 | -65 | 0 | 0 | 0 |
Financial corporations | Local government | Financial transactions | 2023* | 0 | 0 | -247 | 1,811 | -2,900 | 0 | 0 | 0 |
Financial corporations | Social security funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Financial corporations | Households including NPISHs | Financial transactions | 2023* | 0 | 0 | 0 | -563 | 8,221 | 11,000 | 0 | 0 |
Financial corporations | Rest of the world | Financial transactions | 2023* | -26,041 | 3,234 | 29,253 | -11,496 | -37,912 | -115 | -54,227 | 24,778 |
Monetary financial institutions | Total domestic sectors | Financial transactions | 2023* | -115,335 | 1,041 | -18,664 | -5,412 | 17,453 | 12,430 | 24 | 13 |
Monetary financial institutions | The non-financial corporations sector | Financial transactions | 2023* | 0 | -7 | 63 | -9,519 | 3,901 | 0 | 22 | 0 |
Monetary financial institutions | Financial corporations | Financial transactions | 2023* | -115,346 | 148 | -9,271 | 3,883 | 6,093 | 0 | 2 | 13 |
Monetary financial institutions | Monetary financial institutions | Financial transactions | 2023* | -115,346 | 207 | 3,139 | 0 | 0 | 0 | 0 | 0 |
Monetary financial institutions | Central bank | Financial transactions | 2023* | -63,219 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Monetary financial institutions | Deposit-taking corporations and MMFs | Financial transactions | 2023* | -52,127 | 207 | 3,139 | 0 | 0 | 0 | 0 | 0 |
Monetary financial institutions | Other financial institutions | Financial transactions | 2023* | 0 | -59 | -12,410 | 3,095 | 6,093 | 0 | 2 | 13 |
Monetary financial institutions | Non-MMF investment funds | Financial transactions | 2023* | 0 | 0 | 0 | 345 | -132 | 0 | 0 | 13 |
Monetary financial institutions | Other fin. inst. excl. investment funds | Financial transactions | 2023* | 0 | -59 | -12,410 | 2,750 | 6,225 | 0 | 2 | 0 |
Monetary financial institutions | Insurance corporations and pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 788 | 0 | 0 | 0 | 0 |
Monetary financial institutions | Insurance corporations | Financial transactions | 2023* | 0 | 0 | 0 | 568 | 0 | 0 | 0 | 0 |
Monetary financial institutions | Pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 220 | 0 | 0 | 0 | 0 |
Monetary financial institutions | General government | Financial transactions | 2023* | 11 | 900 | -9,456 | 657 | -2,919 | 0 | 0 | 0 |
Monetary financial institutions | Central government | Financial transactions | 2023* | 11 | 900 | -9,209 | 726 | -57 | 0 | 0 | 0 |
Monetary financial institutions | Local government | Financial transactions | 2023* | 0 | 0 | -247 | -69 | -2,862 | 0 | 0 | 0 |
Monetary financial institutions | Social security funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Monetary financial institutions | Households including NPISHs | Financial transactions | 2023* | 0 | 0 | 0 | -433 | 10,378 | 12,430 | 0 | 0 |
Monetary financial institutions | Rest of the world | Financial transactions | 2023* | -42,254 | 433 | 13,650 | 16,866 | 9,077 | -159 | 580 | -301 |
Central bank | Total domestic sectors | Financial transactions | 2023* | -53,294 | -128 | -5,532 | 0 | -12 | 0 | 26 | 0 |
Central bank | The non-financial corporations sector | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 26 | 0 |
Central bank | Financial corporations | Financial transactions | 2023* | -53,305 | 0 | 1,888 | 0 | -12 | 0 | 0 | 0 |
Central bank | Monetary financial institutions | Financial transactions | 2023* | -53,305 | 0 | 1,888 | 0 | 0 | 0 | 0 | 0 |
Central bank | Central bank | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Deposit-taking corporations and MMFs | Financial transactions | 2023* | -53,305 | 0 | 1,888 | 0 | 0 | 0 | 0 | 0 |
Central bank | Other financial institutions | Financial transactions | 2023* | 0 | 0 | 0 | 0 | -12 | 0 | 0 | 0 |
Central bank | Non-MMF investment funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Other fin. inst. excl. investment funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | -12 | 0 | 0 | 0 |
Central bank | Insurance corporations and pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Insurance corporations | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | General government | Financial transactions | 2023* | 11 | -128 | -7,420 | 0 | 0 | 0 | 0 | 0 |
Central bank | Central government | Financial transactions | 2023* | 11 | -128 | -7,420 | 0 | 0 | 0 | 0 | 0 |
Central bank | Local government | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Social security funds | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Households including NPISHs | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Central bank | Rest of the world | Financial transactions | 2023* | -35,593 | 98 | -505 | 0 | -10 | 0 | 606 | -439 |
Deposit-taking corporations and MMFs | Total domestic sectors | Financial transactions | 2023* | -62,041 | 1,169 | -13,132 | -5,412 | 17,465 | 12,430 | -2 | 13 |
Deposit-taking corporations and MMFs | The non-financial corporations sector | Financial transactions | 2023* | 0 | -7 | 63 | -9,519 | 3,901 | 0 | -4 | 0 |
Deposit-taking corporations and MMFs | Financial corporations | Financial transactions | 2023* | -62,041 | 148 | -11,159 | 3,883 | 6,105 | 0 | 2 | 13 |
Deposit-taking corporations and MMFs | Monetary financial institutions | Financial transactions | 2023* | -62,041 | 207 | 1,251 | 0 | 0 | 0 | 0 | 0 |
Deposit-taking corporations and MMFs | Central bank | Financial transactions | 2023* | -63,219 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deposit-taking corporations and MMFs | Deposit-taking corporations and MMFs | Financial transactions | 2023* | 1,178 | 207 | 1,251 | 0 | 0 | 0 | 0 | 0 |
Deposit-taking corporations and MMFs | Other financial institutions | Financial transactions | 2023* | 0 | -59 | -12,410 | 3,095 | 6,105 | 0 | 2 | 13 |
Deposit-taking corporations and MMFs | Non-MMF investment funds | Financial transactions | 2023* | 0 | 0 | 0 | 345 | -132 | 0 | 0 | 13 |
Deposit-taking corporations and MMFs | Other fin. inst. excl. investment funds | Financial transactions | 2023* | 0 | -59 | -12,410 | 2,750 | 6,237 | 0 | 2 | 0 |
Deposit-taking corporations and MMFs | Insurance corporations and pension funds | Financial transactions | 2023* | 0 | 0 | 0 | 788 | 0 | 0 | 0 | 0 |
Source: CBS. |
Dataset is not available.
This table presents the from-whom-to-whom matrices of several important financial instruments. The matrices provide information on the debtor/creditor relationships between sectors. The matrices provide a three dimensional overview on financial transactions, price changes and revaluations, other volume changes and balance sheets and the sectors and financial instruments involved. The sector on the assets side is the creditor, the sector on the liabilities side the debtor. The sectors non-financial corporations, financial corporations, general government, households including non-profit institutions serving households (NPISH) and the rest of the world are shown in this table. The sectors financial corporations and general government are broken down into subsectors.
Data available from:
Annual figures from 1999.
Quarterly figures from first quarter 1999.
Status of the figures:
The figures from 1999 up to and including 2020 are final. Data of 2021, 2022 and 2023 are provisional.
Changes as of March 25th, 2024:
Data on the fourth quarter of 2023 and the year 2023 have been added to this table.
When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Description topics
- Savings, transferable and other deposits
- Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions. - Short-term securities
- All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued.
This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks. - Long-term securities
- All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
- Short-term loans
- Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
- Long-term loans
- Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
- Home mortgages
- Home mortgages are long-term loans with as collateral the property itself which is occupied by the private person.
- Listed shares are equity securities listed on an exchange. Such an exchange may be a recognised stock exchange or any other form of secondary market. Listed shares are also referred to as quoted shares. The existence of quoted prices of shares listed on an exchange means that current market prices are usually readily available.
- Investment fund shares are shares of an investment fund if the fund has a corporate structure. They are known as units if the fund is a trust. Investment funds are collective investment undertakings through which investors pool funds for investment in financial and/or non-financial assets.