Financial balance sheets and transactions by sectors; National Accounts
Institutional sectors | Not consolidated/Consolidated | Balance sheets and transactions | Periods | Assets Insurance and pension schemes Life insurance and annuity entitlements (million euros) | Assets Insurance and pension schemes Pension entitlements and claims Total (million euros) | Assets Insurance and pension schemes Pension entitlements and claims Pension entitlements (mln euro) | Assets Insurance and pension schemes Pension entitlements and claims Other claims Claims on pension managers (mln euro) | Assets Insurance and pension schemes Pension entitlements and claims Other claims Rights on non-pension entitlements (mln euro) | Liabilities Insurance, pension and guarantee schemes Life insurance and annuity entitlements (million euros) | Liabilities Insurance, pension and guarantee schemes Pension entitlements and claims Total (million euros) | Liabilities Insurance, pension and guarantee schemes Pension entitlements and claims Pension entitlements (mln euro) | Liabilities Insurance, pension and guarantee schemes Pension entitlements and claims Other claims Claims on pension managers (mln euro) | Liabilities Insurance, pension and guarantee schemes Pension entitlements and claims Other claims Rights on non-pension entitlements (mln euro) |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total domestic sectors | Not consolidated | Opening balance sheet | 2023* | 156,462 | 1,446,581 | 1,432,427 | 14,154 | 0 | 155,122 | 1,441,426 | 1,427,272 | 14,154 | 0 |
Total domestic sectors | Not consolidated | Financial transactions | 2023* | 647 | 21,762 | 21,650 | 112 | 0 | 647 | 21,416 | 21,304 | 112 | 0 |
Total domestic sectors | Not consolidated | Other changes | 2023* | 3,861 | 112,306 | 112,575 | -269 | 0 | 3,828 | 112,089 | 112,358 | -269 | 0 |
Total domestic sectors | Not consolidated | Price changes and revaluations | 2023* | 3,861 | 112,306 | 112,575 | -269 | 0 | 3,828 | 112,089 | 112,358 | -269 | 0 |
Total domestic sectors | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total domestic sectors | Not consolidated | Closing balance sheet | 2023* | 160,970 | 1,580,649 | 1,566,652 | 13,997 | 0 | 159,597 | 1,574,931 | 1,560,934 | 13,997 | 0 |
Total domestic sectors | Consolidated | Opening balance sheet | 2023* | 1,340 | 6,518 | 6,518 | 0 | 0 | 0 | 1,363 | 1,363 | 0 | 0 |
Total domestic sectors | Consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | -346 | -346 | 0 | 0 |
Total domestic sectors | Consolidated | Other changes | 2023* | 33 | 589 | 589 | 0 | 0 | 0 | 372 | 372 | 0 | 0 |
Total domestic sectors | Consolidated | Price changes and revaluations | 2023* | 33 | 589 | 589 | 0 | 0 | 0 | 372 | 372 | 0 | 0 |
Total domestic sectors | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total domestic sectors | Consolidated | Closing balance sheet | 2023* | 1,373 | 7,107 | 7,107 | 0 | 0 | 0 | 1,389 | 1,389 | 0 | 0 |
The non-financial corporations sector | Not consolidated | Opening balance sheet | 2023* | 13,754 | 0 | 13,754 | 0 | 0 | 0 | 0 | 0 | ||
The non-financial corporations sector | Not consolidated | Financial transactions | 2023* | 40 | 0 | 40 | 0 | 72 | 0 | 72 | 0 | ||
The non-financial corporations sector | Not consolidated | Other changes | 2023* | -197 | 0 | -197 | 0 | -72 | 0 | -72 | 0 | ||
The non-financial corporations sector | Not consolidated | Price changes and revaluations | 2023* | -197 | 0 | -197 | 0 | -72 | 0 | -72 | 0 | ||
The non-financial corporations sector | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
The non-financial corporations sector | Not consolidated | Closing balance sheet | 2023* | 13,597 | 0 | 13,597 | 0 | 0 | 0 | 0 | 0 | ||
The non-financial corporations sector | Consolidated | Opening balance sheet | 2023* | 13,754 | 0 | 13,754 | 0 | 0 | 0 | 0 | 0 | ||
The non-financial corporations sector | Consolidated | Financial transactions | 2023* | 40 | 0 | 40 | 0 | 72 | 0 | 72 | 0 | ||
The non-financial corporations sector | Consolidated | Other changes | 2023* | -197 | 0 | -197 | 0 | -72 | 0 | -72 | 0 | ||
The non-financial corporations sector | Consolidated | Price changes and revaluations | 2023* | -197 | 0 | -197 | 0 | -72 | 0 | -72 | 0 | ||
The non-financial corporations sector | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
The non-financial corporations sector | Consolidated | Closing balance sheet | 2023* | 13,597 | 0 | 13,597 | 0 | 0 | 0 | 0 | 0 | ||
Financial corporations | Not consolidated | Opening balance sheet | 2023* | 400 | 0 | 400 | 0 | 155,122 | 1,441,426 | 1,427,272 | 14,154 | 0 | |
Financial corporations | Not consolidated | Financial transactions | 2023* | 72 | 0 | 72 | 0 | 647 | 21,344 | 21,304 | 40 | 0 | |
Financial corporations | Not consolidated | Other changes | 2023* | -72 | 0 | -72 | 0 | 3,828 | 112,161 | 112,358 | -197 | 0 | |
Financial corporations | Not consolidated | Price changes and revaluations | 2023* | -72 | 0 | -72 | 0 | 3,828 | 112,161 | 112,358 | -197 | 0 | |
Financial corporations | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Financial corporations | Not consolidated | Closing balance sheet | 2023* | 400 | 0 | 400 | 0 | 159,597 | 1,574,931 | 1,560,934 | 13,997 | 0 | |
Financial corporations | Consolidated | Opening balance sheet | 2023* | 0 | 0 | 0 | 0 | 155,122 | 1,441,026 | 1,427,272 | 13,754 | 0 | |
Financial corporations | Consolidated | Financial transactions | 2023* | 72 | 0 | 72 | 0 | 647 | 21,344 | 21,304 | 40 | 0 | |
Financial corporations | Consolidated | Other changes | 2023* | -72 | 0 | -72 | 0 | 3,828 | 112,161 | 112,358 | -197 | 0 | |
Financial corporations | Consolidated | Price changes and revaluations | 2023* | -72 | 0 | -72 | 0 | 3,828 | 112,161 | 112,358 | -197 | 0 | |
Financial corporations | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Financial corporations | Consolidated | Closing balance sheet | 2023* | 0 | 0 | 0 | 0 | 159,597 | 1,574,531 | 1,560,934 | 13,597 | 0 | |
Monetary financial institutions | Not consolidated | Opening balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Not consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Not consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Not consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Not consolidated | Closing balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Consolidated | Opening balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Monetary financial institutions | Consolidated | Closing balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Not consolidated | Opening balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Not consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Not consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Not consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Not consolidated | Closing balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Consolidated | Opening balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Central bank | Consolidated | Closing balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Not consolidated | Opening balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Not consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Not consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Not consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Not consolidated | Closing balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Consolidated | Opening balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations and MMFs | Consolidated | Closing balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Not consolidated | Opening balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Not consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Not consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Not consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Not consolidated | Closing balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Consolidated | Opening balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Deposit-taking corporations | Consolidated | Closing balance sheet | 2023* | 61 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Not consolidated | Opening balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Not consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Not consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Not consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Not consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Not consolidated | Closing balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Consolidated | Opening balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Consolidated | Other volume changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Money Market Funds | Consolidated | Closing balance sheet | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Other financial institutions | Not consolidated | Opening balance sheet | 2023* | 263 | 0 | 263 | 0 | 0 | 0 | 0 | 0 | ||
Other financial institutions | Not consolidated | Financial transactions | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Other financial institutions | Not consolidated | Other changes | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Other financial institutions | Not consolidated | Price changes and revaluations | 2023* | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
Source: CBS. |
Dataset is not available.
This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.
Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.
Status of the figures:
The figures from 1995 up to and including 2020 are final. Data of 2021, 2022 and 2023 are provisional.
Changes as of March 25th, 2024:
Data on the fourth quarter of 2023 and the year 2023 have been added.
When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.
Description topics
- Assets
- Insurance and pension schemes
- Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees- Life insurance and annuity entitlements
- Life insurance and annuity entitlements consist of financial claims that life insurance policy holders and beneficiaries of annuities have against corporations providing life insurance.
- Pension entitlements and claims
- Pension entitlements comprise financial claims that current employees and former employees hold against either:
a) their employers;
b) a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
c) an insurer.
Other claims concern claims of pension funds on pension managers and entitlements to non-pension benefits.- Total
- Pension entitlements comprise financial claims that current employees and former employees hold against either:
a) their employers;
b) a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
c) an insurer.
Other claims concern claims of pension funds on pension managers and entitlements to non-pension benefits.
- Pension entitlements
- Pension entitlements comprise financial claims that current employees and former employees hold against either:
a) their employers;
b) a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee;
c) an insurer.
- Other claims
- Other entitlements and claims consist of claims of pension funds on pension managers and entitlements to non-pension benefits.
- Claims on pension managers
- An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
- Rights on non-pension entitlements
- In the Netherlands, this includes rights on early retirement arrangements. These rights are part of a transition scheme for early retirement committed by many employers to their employees in 2006 and 2007 after the general early retirement arrangement ended. Contributions to this arrangement are part of social premiums of employers (and employees). However, due to the conditional aspects of the rights, the rights are classified as non-pension entitlements.
- Liabilities
- Insurance, pension and guarantee schemes
- Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees- Life insurance and annuity entitlements
- Life insurance and annuity entitlements consist of financial claims that life insurance policy holders and beneficiaries of annuities have against corporations providing life insurance.
- Pension entitlements and claims
- Pension entitlements comprise financial claims that current employees and former employees hold against either:
a) their employers;
b) a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
c) an insurer.
Other claims concern claims of pension funds on pension managers and entitlements to non-pension benefits.- Total
- Pension entitlements comprise financial claims that current employees and former employees hold against either:
a) their employers;
b) a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
c) an insurer.
Other claims concern claims of pension funds on pension managers and entitlements to non-pension benefits.
- Pension entitlements
- Pension entitlements comprise financial claims that current employees and former employees hold against either:
a) their employers;
b) a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee;
c) an insurer.
- Other claims
- Other entitlements and claims consist of claims of pension funds on pension managers and entitlements to non-pension benefits.
- Claims on pension managers
- An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
- Rights on non-pension entitlements
- In the Netherlands, this includes rights on early retirement arrangements. These rights are part of a transition scheme for early retirement committed by many employers to their employees in 2006 and 2007 after the general early retirement arrangement ended. Contributions to this arrangement are part of social premiums of employers (and employees). However, due to the conditional aspects of the rights, the rights are classified as non-pension entitlements.