Wealth of households; components of wealth

Wealth of households; components of wealth

Household characteristics Components of wealth Periods Number of private households (x 1 000) Total wealth (bn euros) Mean wealth (1 000 euros) Median wealth (1 000 euros)
Source: Income as employee/self-employe Wealth 2022* 5,106.6 1,554.3 304.4 143.3
Source: Income as employee/self-employe 1 Assets 2022* 5,106.6 2,327.2 455.7 328.9
Source: Income as employee/self-employe 1.1 Financial assets 2022* 5,021.3 303.0 60.3 21.9
Source: Income as employee/self-employe 1.1.1 Bank and savings credits 2022* 5,019.3 229.5 45.7 19.9
Source: Income as employee/self-employe 1.1.2 Securities 2022* 1,085.5 73.4 67.6 9.7
Source: Income as employee/self-employe 1.2 Real estate 2022* 3,195.6 1,576.3 493.3 406.5
Source: Income as employee/self-employe 1.2.1 Principal residence 2022* 3,160.5 1,465.5 463.7 402.1
Source: Income as employee/self-employe 1.2.2 Other real estate 2022* 357.1 110.8 310.4 158.1
Source: Income as employee/self-employe 1.3 Enterprise capital 2022* 910.2 84.1 92.5 17.6
Source: Income as employee/self-employe 1.4 Substantial interest 2022* 375.6 330.1 878.8 155.6
Source: Income as employee/self-employe 1.5 Other assets 2022* 273.0 33.8 123.7 32.8
Source: Income as employee/self-employe 2 Liabilities 2022* 4,264.7 773.0 181.2 139.0
Source: Income as employee/self-employe 2.1 Principal residence loans 2022* 2,929.2 656.5 224.1 187.1
Source: Income as employee/self-employe 2.2 Education loans 2022* 1,227.5 24.2 19.7 11.7
Source: Income as employee/self-employe 2.3 Other loans 2022* 2,391.3 92.2 38.5 1.1
Source: Income as employee/self-employe Wealth excluding principal residence 2022* 5,106.6 745.4 146.0 21.7
Source: Income as employee Wealth 2022* 4,312.1 952.5 220.9 125.4
Source: Income as employee 1 Assets 2022* 4,312.1 1,534.1 355.8 308.8
Source: Income as employee 1.1 Financial assets 2022* 4,234.0 230.2 54.4 20.9
Source: Income as employee 1.1.1 Bank and savings credits 2022* 4,232.3 182.7 43.2 19.2
Source: Income as employee 1.1.2 Securities 2022* 878.5 47.5 54.1 8.7
Source: Income as employee 1.2 Real estate 2022* 2,640.0 1,198.0 453.8 392.4
Source: Income as employee 1.2.1 Principal residence 2022* 2,618.8 1,151.8 439.8 388.8
Source: Income as employee 1.2.2 Other real estate 2022* 221.3 46.2 209.0 132.6
Source: Income as employee 1.3 Enterprise capital 2022* 344.2 16.5 47.8 9.2
Source: Income as employee 1.4 Substantial interest 2022* 149.7 74.5 497.7 44.1
Source: Income as employee 1.5 Other assets 2022* 172.0 14.9 86.3 25.0
Source: Income as employee 2 Liabilities 2022* 3,572.9 581.6 162.8 134.6
Source: Income as employee 2.1 Principal residence loans 2022* 2,457.0 521.7 212.3 182.4
Source: Income as employee 2.2 Education loans 2022* 1,078.5 21.6 20.0 12.0
Source: Income as employee 2.3 Other loans 2022* 1,889.9 38.4 20.3 0.9
Source: Income as employee Wealth excluding principal residence 2022* 4,312.1 322.4 74.8 17.5
Source: Income as self-employed (total) Wealth 2022* 794.5 601.8 757.4 306.3
Source: Income as self-employed (total) 1 Assets 2022* 794.5 793.2 998.3 518.2
Source: Income as self-employed (total) 1.1 Financial assets 2022* 787.3 72.7 92.4 28.3
Source: Income as self-employed (total) 1.1.1 Bank and savings credits 2022* 787.1 46.8 59.5 24.0
Source: Income as self-employed (total) 1.1.2 Securities 2022* 207.1 25.9 125.0 15.1
Source: Income as self-employed (total) 1.2 Real estate 2022* 555.6 378.3 680.9 508.7
Source: Income as self-employed (total) 1.2.1 Principal residence 2022* 541.7 313.7 579.1 485.7
Source: Income as self-employed (total) 1.2.2 Other real estate 2022* 135.8 64.6 475.8 210.4
Source: Income as self-employed (total) 1.3 Enterprise capital 2022* 566.0 67.7 119.6 27.2
Source: Income as self-employed (total) 1.4 Substantial interest 2022* 225.8 255.5 1,131.4 274.1
Source: Income as self-employed (total) 1.5 Other assets 2022* 101.0 18.9 187.3 50.5
Source: Income as self-employed (total) 2 Liabilities 2022* 691.8 191.3 276.6 168.0
Source: Income as self-employed (total) 2.1 Principal residence loans 2022* 472.3 134.9 285.6 217.8
Source: Income as self-employed (total) 2.2 Education loans 2022* 149.0 2.7 18.0 10.0
Source: Income as self-employed (total) 2.3 Other loans 2022* 501.4 53.8 107.3 3.0
Source: Income as self-employed (total) Wealth excluding principal residence 2022* 794.5 423.0 532.4 94.0
Source: Income as self-employed Wealth 2022* 591.8 248.8 420.3 229.4
Source: Income as self-employed 1 Assets 2022* 591.8 338.8 572.4 419.9
Source: Income as self-employed 1.1 Financial assets 2022* 585.7 39.3 67.1 23.5
Source: Income as self-employed 1.1.1 Bank and savings credits 2022* 585.6 28.6 48.9 20.3
Source: Income as self-employed 1.1.2 Securities 2022* 132.9 10.7 80.3 12.9
Source: Income as self-employed 1.2 Real estate 2022* 384.5 208.5 542.2 450.5
Source: Income as self-employed 1.2.1 Principal residence 2022* 374.4 186.2 497.2 436.0
Source: Income as self-employed 1.2.2 Other real estate 2022* 77.4 22.3 288.4 172.4
Source: Income as self-employed 1.3 Enterprise capital 2022* 539.3 66.3 122.9 28.5
Source: Income as self-employed 1.4 Substantial interest 2022* 53.2 18.8 353.3 39.7
Source: Income as self-employed 1.5 Other assets 2022* 49.7 6.0 119.8 42.8
Source: Income as self-employed 2 Liabilities 2022* 505.1 90.0 178.2 135.8
Source: Income as self-employed 2.1 Principal residence loans 2022* 322.6 73.7 228.4 193.5
Source: Income as self-employed 2.2 Education loans 2022* 111.2 2.0 18.0 10.0
Source: Income as self-employed 2.3 Other loans 2022* 373.3 14.3 38.4 2.4
Source: Income as self-employed Wealth excluding principal residence 2022* 591.8 136.3 230.2 61.9
Source: Income as major shareholder Wealth 2022* 182.4 349.6 1,916.4 834.2
Source: Income as major shareholder 1 Assets 2022* 182.4 449.4 2,463.4 1,226.2
Source: Income as major shareholder 1.1 Financial assets 2022* 182.0 32.4 177.9 51.9
Source: Income as major shareholder 1.1.1 Bank and savings credits 2022* 182.0 17.5 96.0 41.2
Source: Income as major shareholder 1.1.2 Securities 2022* 70.6 14.9 211.0 21.3
Source: Income as major shareholder 1.2 Real estate 2022* 165.5 166.8 1,008.0 712.1
Source: Income as major shareholder 1.2.1 Principal residence 2022* 162.1 124.9 770.3 646.7
Source: Income as major shareholder 1.2.2 Other real estate 2022* 57.1 41.9 734.0 296.4
Source: Income as major shareholder 1.3 Enterprise capital 2022* 26.3 1.4 53.7 11.3
Source: Income as major shareholder 1.4 Substantial interest 2022* 171.3 236.0 1,377.7 386.8
Source: Income as major shareholder 1.5 Other assets 2022* 50.3 12.7 253.5 63.6
Source: Income as major shareholder 2 Liabilities 2022* 170.9 99.8 583.8 329.4
Source: Income as major shareholder 2.1 Principal residence loans 2022* 145.3 60.2 414.5 309.8
Source: Income as major shareholder 2.2 Education loans 2022* 31.1 0.5 17.2 9.1
Source: Income as major shareholder 2.3 Other loans 2022* 117.4 39.0 332.4 22.5
Source: Income as major shareholder Wealth excluding principal residence 2022* 182.4 285.0 1,562.1 480.1
Source: Income as other self-employed Wealth 2022* 20.3 3.5 170.7 4.1
Source: Income as other self-employed 1 Assets 2022* 20.3 5.0 246.9 11.7
Source: Income as other self-employed 1.1 Financial assets 2022* 19.5 1.1 54.4 7.8
Source: Income as other self-employed 1.1.1 Bank and savings credits 2022* 19.5 0.8 38.4 6.9
Source: Income as other self-employed 1.1.2 Securities 2022* 3.5 0.3 88.2 9.9
Source: Income as other self-employed 1.2 Real estate 2022* 5.6 3.0 539.3 424.5
Source: Income as other self-employed 1.2.1 Principal residence 2022* 5.2 2.7 511.8 423.9
Source: Income as other self-employed 1.2.2 Other real estate 2022* 1.2 0.3 279.1 165.1
Source: Income as other self-employed 1.3 Enterprise capital 2022* 0.4 0.0 21.1 4.5
Source: Income as other self-employed 1.4 Substantial interest 2022* 1.3 0.7 516.8 54.6
Source: Income as other self-employed 1.5 Other assets 2022* 1.1 0.2 206.6 52.6
Source: Income as other self-employed 2 Liabilities 2022* 15.8 1.5 97.7 25.9
Source: Income as other self-employed 2.1 Principal residence loans 2022* 4.4 1.0 218.4 164.1
Source: Income as other self-employed 2.2 Education loans 2022* 6.6 0.2 23.1 16.6
Source: Income as other self-employed 2.3 Other loans 2022* 10.7 0.4 41.0 3.2
Source: Income as other self-employed Wealth excluding principal residence 2022* 20.3 1.7 85.7 2.0
Source: Transfer income Wealth 2022* 2,930.5 935.4 319.2 97.5
Source: Transfer income 1 Assets 2022* 2,930.5 1,093.6 373.2 136.7
Source: Transfer income 1.1 Financial assets 2022* 2,880.0 251.9 87.5 22.6
Source: Transfer income 1.1.1 Bank and savings credits 2022* 2,879.5 161.1 56.0 20.7
Source: CBS.
Explanation of symbols

Dataset is not available.


This table shows the distribution of wealth of households. The figures in this table are broken down to components of wealth and different household characteristics.

Data available from: 2006.
The population consists of all private households with income on January 1st of the reporting year.

Status of the figures:
The figures for 2006 to 2021 are final. The figures for 2022 are preliminary.

The compilation of the figures has been changed in a number of parts from reporting year 2011 compared to previous years:
From 2011, more complete information on bank and saving credits and securities is available. All small amounts are also observed from that moment on. As a result, there are more households with these assets.
From 2011, more complete information on debts is available. Education loans and loans from banks are fully observed from that moment on. As a result, there are more households with other loans.

Changes as of 3 November 2023:
Update with final figures for 2021 and provisional figures for 2022

When will new figures be published?
New figures for 2023 will be published in the fall of 2024.

Description topics

Number of private households
Number of private households with a known income on January 1st of the reporting year.

A private household is a collection of one or more people who share the same living space and provide in their own everyday needs in a private, non-commercial way.
Total wealth
Total wealth of private households.
Mean wealth
Mean wealth of private households.
Median wealth
Median wealth of private households.

Ranking households according to their wealth, the median is equal to the wealth of the central household. Half of the households possess more wealth, the other half has less.