Pronounced debt restructuring plans; way of ending, region 1999-2017

Pronounced debt restructuring plans; way of ending, region 1999-2017

Regions Periods Pronounced debt restructuring plans Total pronounced debt restructurings (number) Pronounced debt restructuring plans Immediately final (number) Pronounced debt restructuring plans After preceding preliminary enforcement (number) Debt restructuring; type of debtor Natural persons total (number) Debt restructuring; type of debtor Natural persons with business (number) Debt restructuring; type of debtor Natural persons without business (number) Debt restructuring; type of ending Total pronounced debt restructurings (number) Debt restructuring plans; age group Total pronounced debt restructurings (number) Debt restructuring plans; age group Younger than 25 years (number) Debt restructuring plans; age group 25 till 35 years (number) Debt restructuring plans; age group 35 till 45 years (number) Debt restructuring plans; age group 45 till 55 years (number) Debt restructuring plans; age group 55 till 65 years (number) Debt restructuring plans; age group 65 years and older (number) Debt restructuring plans; age group Unknown (number)
Total Netherlands 2017 8,357 8,357 8,357 1,402 6,955 8,357 8,357 110 1,618 2,424 2,510 1,344 351 0
North of the Netherlands (LD) 2017 1,351 1,351 1,351 234 1,117 1,351 1,351 31 300 386 394 187 53 0
East of the Netherlands (LD) 2017 2,075 2,075 2,075 355 1,720 2,075 2,075 17 375 598 628 379 78 0
West of the Netherlands (LD) 2017 3,336 3,336 3,336 581 2,755 3,336 3,336 41 638 991 994 534 138 0
South of the Netherlands (LD) 2017 1,444 1,444 1,444 219 1,225 1,444 1,444 15 259 391 468 232 79 0
Groningen (PV) 2017 589 589 589 75 514 589 589 13 145 164 160 78 29 0
Friesland (PV) 2017 380 380 380 87 293 380 380 9 85 114 111 52 9 0
Drenthe (PV) 2017 382 382 382 72 310 382 382 9 70 108 123 57 15 0
Overijssel (PV) 2017 823 823 823 128 695 823 823 8 165 235 245 137 33 0
Flevoland (PV) 2017 291 291 291 58 233 291 291 1 52 85 87 59 7 0
Gelderland (PV) 2017 961 961 961 169 792 961 961 8 158 278 296 183 38 0
Utrecht (PV) 2017 382 382 382 81 301 382 382 3 58 100 131 77 13 0
Noord-Holland (PV) 2017 1,269 1,269 1,269 254 1,015 1,269 1,269 13 246 389 372 197 52 0
Zuid-Holland (PV) 2017 1,563 1,563 1,563 231 1,332 1,563 1,563 20 308 465 461 243 66 0
Zeeland (PV) 2017 122 122 122 15 107 122 122 5 26 37 30 17 7 0
Noord-Brabant (PV) 2017 742 742 742 91 651 742 742 7 112 194 276 120 33 0
Limburg (PV) 2017 702 702 702 128 574 702 702 8 147 197 192 112 46 0
Unknown/abroad 2017 151 151 151 13 138 151 151 6 46 58 26 12 3 0
Source: CBS
Explanation of symbols

Dataset is not available.


This table gives information on debt restructuring plans pronounced by Dutch courts. The sentences are divided by type of verdict, by type of debtor, by age of the debtor, by way of ending and by region.

Data available from: 1999 untill 2017.

Status of the figures:
The figures are final.

Changes as of 26 February 2021:
None, this table is discontinued.

When will new figures be published?
Not applicable anymore.

This table is followed by the table "Personen met uitgesproken schuldsanering; jaar uitspraak; persoonskenmerken" and the table "Personen met uitgesproken schuldsanering; jaar uitspraak; regio". See paragraph 3.”

Description topics

Pronounced debt restructuring plans
Pronounced court orders for debt repayment.
Before January 2008, the court could pronounce a preliminary order for
debt repayment, which could be converted into a final verdict in a later
stage.
Since January 2008 that isn't possible anymore. The data before
January 2008 includes both immediately finally pronounced debt
restructuring plans and finally pronounced debt restructuring plans which
were pronounced preliminarily at first.
Total pronounced debt restructurings
Immediately final
Immediately finally pronounced debt restructuring plans, i.e. without
preceding preliminary verdict.
From January 1st 2008 debt restructuring plans will no longer be
pronounced preliminarily. All debt restructuring plans will immediately be
final.
After preceding preliminary enforcement
Finally pronounced debt restructuring plans after preceding preliminary
verdict.
From January 1st 2008 debt restructuring plans will no longer be
pronounced preliminarily. All debt restructuring plans will immediately be
final.
Debt restructuring; type of debtor
Natural persons total
A human (individual) who is recognized in the law as legal subject and
therefore bears legal rights and duties
Natural persons with business
A human (individual) who is recognized in the law as legal subject and
therefore bears legal rights and duties, and who is or has been active in
activities concerning a business.
A case is assumed to concern a business if, in the five years prior to
starting the debt restructuring plan, the debtor has practiced an
independent profession or has been in trade and at least 20 percent of
the debt is a consequence of that profession or trade.
Natural persons without business
A human (individual) who is recognized in the law as legal subject and
therefore bears legal rights and duties, and who isn't active in
activities concerning a business, or less than 20 percent of the debt is
a result of the business.
A case is assumed to concern a business if, in the five years prior to
starting the debt restructuring plan, the debtor has practiced an
independent profession or has been in trade and at least 20 percent of
the debt is a consequence of that profession or trade.
Debt restructuring; type of ending
Debt restructuring plans can end in various ways. If the debtor complies
with the arrangements, he is granted a clean state after a period of
(usually) three years. That means that the remainder of the debt can't be
claimed anymore.
Sometimes, an agreement can be reached between debtor and creditor
during the course of the debt restructuring plan. In other cases, the debt
restructuring plan is less successful and ends in bankruptcy of the
debtor. All other ways of ending a debt restructuring plan are included
under "without effect".
Since January 2008, the law is changed such that a debtor will only be
declared bankrupt, if sufficient funds are present to pay the creditors at
the end of the bankruptcy. If funds are insufficient, the debt
restructuring plan will be ended without a clean slate. The remaining
debts are reactivated and the creditors can use all means to collect
their claims again.
Debt restructuring plans ending like this, will be mentioned under
'without effect', along with any other endings that don't involve a clean
slate, agreement or bankruptcy.
Total pronounced debt restructurings
Debt restructuring plans; age group
Debt restructuring plans of private persons who started a debt repayment
plan, classified by age
Total pronounced debt restructurings
Younger than 25 years
25 till 35 years
35 till 45 years
45 till 55 years
55 till 65 years
65 years and older
Unknown