Consumer credit 1998-2013

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Consumer credit 1998-2013
Creditproviders Periods Fixed credit Number of Outstanding contracts (x1000) Fixed credit Amount of Outstanding balance (mln euro) Fixed credit Amount of Outstanding balance excl. interest (mln euro) Revolving credit Number of Outstanding contracts (x1000) Revolving credit Amount of Outstanding balance (mln euro) Savings-based credit Number of Outstanding contracts (x1000) Savings-based credit Amount of Outstanding balance (mln euro)
Credit providers total 2013 January* 405 3,246 2,802 2,059 12,391
Credit providers total 2013 February* 404 3,230 2,789 2,048 12,316
Credit providers total 2013 March* 402 3,230 2,787 1,975 12,218
Credit providers total 2013 April* 401 3,224 2,780 1,968 12,182
Credit providers total 2013 May* 401 3,221 2,776 1,959 12,091
Credit providers total 2013 June* 398 3,214 2,769 1,942 12,001
Credit providers total 2013 July* 401 3,203 2,760 1,935 11,951
Credit providers total 2013 August* 399 3,201 2,759 1,930 11,941
Credit providers total 2013 September* 390 3,160 2,720 1,924 12,003
Credit providers total 2013 October* 391 3,169 2,725 1,922 11,894
Credit providers total 2013 November* 390 3,174 2,723 1,919 11,906
Credit providers total 2013 December* 387 3,160 2,707 1,913 11,854
Banks 2013 January* 74 674 545 464 4,752
Banks 2013 February* 74 679 549 457 4,705
Banks 2013 March* 74 686 554 454 4,678
Banks 2013 April* 74 690 558 452 4,660
Banks 2013 May* 75 693 560 448 4,600
Banks 2013 June* 74 692 559 443 4,550
Banks 2013 July* 74 693 559 440 4,540
Banks 2013 August* 74 695 563 440 4,535
Banks 2013 September* 70 693 560 436 4,520
Banks 2013 October* 71 702 565 434 4,491
Banks 2013 November* 71 708 566 430 4,453
Banks 2013 December* 72 716 570 428 4,430
Municipal credit banks 2013 January* 33 68 62 3 10
Municipal credit banks 2013 February* 33 67 61 3 10
Municipal credit banks 2013 March* 32 67 62 3 9
Municipal credit banks 2013 April* 32 66 60 3 9
Municipal credit banks 2013 May* 32 66 61 3 9
Municipal credit banks 2013 June* 32 65 60 3 9
Municipal credit banks 2013 July* 32 65 59 3 9
Municipal credit banks 2013 August* 32 65 59 3 9
Municipal credit banks 2013 September* 29 64 59 4 10
Municipal credit banks 2013 October* 30 65 60 4 10
Municipal credit banks 2013 November* 29 65 60 4 10
Municipal credit banks 2013 December* 30 64 59 4 10
Mail-order companies 2013 January* 581 667
Mail-order companies 2013 February* 578 666
Mail-order companies 2013 March* 514 611
Mail-order companies 2013 April* 512 613
Mail-order companies 2013 May* 509 611
Mail-order companies 2013 June* 501 606
Mail-order companies 2013 July* 499 603
Mail-order companies 2013 August* 498 603
Mail-order companies 2013 September* 493 600
Mail-order companies 2013 October* 493 602
Mail-order companies 2013 November* 494 602
Mail-order companies 2013 December* 494 604
Finance companies total 2013 January* 299 2,505 2,195 1,011 6,963
Finance companies total 2013 February* 297 2,484 2,179 1,009 6,935
Finance companies total 2013 March* 295 2,477 2,171 1,004 6,919
Finance companies total 2013 April* 295 2,468 2,162 1,001 6,899
Finance companies total 2013 May* 294 2,462 2,155 999 6,870
Finance companies total 2013 June* 292 2,457 2,150 994 6,835
Finance companies total 2013 July* 295 2,445 2,141 992 6,798
Finance companies total 2013 August* 294 2,442 2,137 989 6,794
Finance companies total 2013 September* 291 2,402 2,101 991 6,873
Finance companies total 2013 October* 290 2,402 2,100 991 6,845
Finance companies total 2013 November* 289 2,400 2,097 991 6,842
Finance companies total 2013 December* 286 2,379 2,078 988 6,812
Finance companies; bank subsidiaries 2013 January* 82 531 439 633 2,962
Finance companies; bank subsidiaries 2013 February* 81 527 436 633 2,956
Finance companies; bank subsidiaries 2013 March* 81 534 442 633 2,966
Finance companies; bank subsidiaries 2013 April* 81 531 440 634 2,963
Finance companies; bank subsidiaries 2013 May* 81 537 446 634 2,958
Finance companies; bank subsidiaries 2013 June* 81 539 448 634 2,943
Finance companies; bank subsidiaries 2013 July* 81 538 448 634 2,933
Finance companies; bank subsidiaries 2013 August* 81 545 454 634 2,941
Finance companies; bank subsidiaries 2013 September* 83 555 462 639 3,070
Finance companies; bank subsidiaries 2013 October* 84 556 464 640 3,057
Finance companies; bank subsidiaries 2013 November* 84 560 467 642 3,066
Finance companies; bank subsidiaries 2013 December* 83 548 457 641 3,050
Finance companies; car dealers 2013 January* 155 1,299 1,204 12 52
Finance companies; car dealers 2013 February* 155 1,288 1,195 12 51
Finance companies; car dealers 2013 March* 154 1,278 1,184 12 50
Finance companies; car dealers 2013 April* 154 1,273 1,179 11 50
Finance companies; car dealers 2013 May* 154 1,263 1,168 11 49
Finance companies; car dealers 2013 June* 152 1,254 1,159 11 49
Finance companies; car dealers 2013 July* 155 1,257 1,162 11 44
Finance companies; car dealers 2013 August* 155 1,247 1,152 11 43
Finance companies; car dealers 2013 September* 151 1,211 1,117 11 48
Finance companies; car dealers 2013 October* 150 1,211 1,117 11 47
Finance companies; car dealers 2013 November* 150 1,208 1,114 11 46
Finance companies; car dealers 2013 December* 149 1,206 1,110 11 45
Finance companies; other 2013 January* 61 674 552 367 3,949
Finance companies; other 2013 February* 61 669 547 364 3,929
Finance companies; other 2013 March* 60 665 544 359 3,903
Finance companies; other 2013 April* 60 664 543 356 3,886
Finance companies; other 2013 May* 60 662 541 353 3,863
Finance companies; other 2013 June* 59 663 542 349 3,843
Finance companies; other 2013 July* 58 650 532 347 3,821
Finance companies; other 2013 August* 58 649 531 345 3,810
Finance companies; other 2013 September* 57 636 521 341 3,755
Finance companies; other 2013 October* 56 635 520 341 3,742
Finance companies; other 2013 November* 56 631 516 338 3,730
Finance companies; other 2013 December* 55 625 511 336 3,717
Source: CBS.
Explanation of symbols

Dataset is not available.


Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.

Data available from January 1998 to December 2013.

Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Description topics

Fixed credit
Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Outstanding balance excl. interest
The total net amount of consumer credit that is due at end of month.
Revolving credit
Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Savings-based credit
Type of credit where the borrower takes out an endowment insurance together with the loan. In addition to the interest on the loan he or she periodically pays a premium for this insurance. The premium is invested or is put into a savings account by the insurance company. The resulting yield is used to cover the amount of outstanding credit when the loan is due. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Outstanding balance
The total amount of consumer credit that is due at the end of the month.