Consumer credit 1998-2013
Creditproviders | Periods | Fixed credit Number of Outstanding contracts (x1000) | Fixed credit Amount of Outstanding balance (mln euro) | Fixed credit Amount of Outstanding balance excl. interest (mln euro) | Revolving credit Number of Outstanding contracts (x1000) | Revolving credit Amount of Outstanding balance (mln euro) | Savings-based credit Number of Outstanding contracts (x1000) | Savings-based credit Amount of Outstanding balance (mln euro) |
---|---|---|---|---|---|---|---|---|
Credit providers total | 2013 January* | 405 | 3,246 | 2,802 | 2,059 | 12,391 | ||
Credit providers total | 2013 February* | 404 | 3,230 | 2,789 | 2,048 | 12,316 | ||
Credit providers total | 2013 March* | 402 | 3,230 | 2,787 | 1,975 | 12,218 | ||
Credit providers total | 2013 April* | 401 | 3,224 | 2,780 | 1,968 | 12,182 | ||
Credit providers total | 2013 May* | 401 | 3,221 | 2,776 | 1,959 | 12,091 | ||
Credit providers total | 2013 June* | 398 | 3,214 | 2,769 | 1,942 | 12,001 | ||
Credit providers total | 2013 July* | 401 | 3,203 | 2,760 | 1,935 | 11,951 | ||
Credit providers total | 2013 August* | 399 | 3,201 | 2,759 | 1,930 | 11,941 | ||
Credit providers total | 2013 September* | 390 | 3,160 | 2,720 | 1,924 | 12,003 | ||
Credit providers total | 2013 October* | 391 | 3,169 | 2,725 | 1,922 | 11,894 | ||
Credit providers total | 2013 November* | 390 | 3,174 | 2,723 | 1,919 | 11,906 | ||
Credit providers total | 2013 December* | 387 | 3,160 | 2,707 | 1,913 | 11,854 | ||
Banks | 2013 January* | 74 | 674 | 545 | 464 | 4,752 | ||
Banks | 2013 February* | 74 | 679 | 549 | 457 | 4,705 | ||
Banks | 2013 March* | 74 | 686 | 554 | 454 | 4,678 | ||
Banks | 2013 April* | 74 | 690 | 558 | 452 | 4,660 | ||
Banks | 2013 May* | 75 | 693 | 560 | 448 | 4,600 | ||
Banks | 2013 June* | 74 | 692 | 559 | 443 | 4,550 | ||
Banks | 2013 July* | 74 | 693 | 559 | 440 | 4,540 | ||
Banks | 2013 August* | 74 | 695 | 563 | 440 | 4,535 | ||
Banks | 2013 September* | 70 | 693 | 560 | 436 | 4,520 | ||
Banks | 2013 October* | 71 | 702 | 565 | 434 | 4,491 | ||
Banks | 2013 November* | 71 | 708 | 566 | 430 | 4,453 | ||
Banks | 2013 December* | 72 | 716 | 570 | 428 | 4,430 | ||
Municipal credit banks | 2013 January* | 33 | 68 | 62 | 3 | 10 | ||
Municipal credit banks | 2013 February* | 33 | 67 | 61 | 3 | 10 | ||
Municipal credit banks | 2013 March* | 32 | 67 | 62 | 3 | 9 | ||
Municipal credit banks | 2013 April* | 32 | 66 | 60 | 3 | 9 | ||
Municipal credit banks | 2013 May* | 32 | 66 | 61 | 3 | 9 | ||
Municipal credit banks | 2013 June* | 32 | 65 | 60 | 3 | 9 | ||
Municipal credit banks | 2013 July* | 32 | 65 | 59 | 3 | 9 | ||
Municipal credit banks | 2013 August* | 32 | 65 | 59 | 3 | 9 | ||
Municipal credit banks | 2013 September* | 29 | 64 | 59 | 4 | 10 | ||
Municipal credit banks | 2013 October* | 30 | 65 | 60 | 4 | 10 | ||
Municipal credit banks | 2013 November* | 29 | 65 | 60 | 4 | 10 | ||
Municipal credit banks | 2013 December* | 30 | 64 | 59 | 4 | 10 | ||
Mail-order companies | 2013 January* | 581 | 667 | |||||
Mail-order companies | 2013 February* | 578 | 666 | |||||
Mail-order companies | 2013 March* | 514 | 611 | |||||
Mail-order companies | 2013 April* | 512 | 613 | |||||
Mail-order companies | 2013 May* | 509 | 611 | |||||
Mail-order companies | 2013 June* | 501 | 606 | |||||
Mail-order companies | 2013 July* | 499 | 603 | |||||
Mail-order companies | 2013 August* | 498 | 603 | |||||
Mail-order companies | 2013 September* | 493 | 600 | |||||
Mail-order companies | 2013 October* | 493 | 602 | |||||
Mail-order companies | 2013 November* | 494 | 602 | |||||
Mail-order companies | 2013 December* | 494 | 604 | |||||
Finance companies total | 2013 January* | 299 | 2,505 | 2,195 | 1,011 | 6,963 | ||
Finance companies total | 2013 February* | 297 | 2,484 | 2,179 | 1,009 | 6,935 | ||
Finance companies total | 2013 March* | 295 | 2,477 | 2,171 | 1,004 | 6,919 | ||
Finance companies total | 2013 April* | 295 | 2,468 | 2,162 | 1,001 | 6,899 | ||
Finance companies total | 2013 May* | 294 | 2,462 | 2,155 | 999 | 6,870 | ||
Finance companies total | 2013 June* | 292 | 2,457 | 2,150 | 994 | 6,835 | ||
Finance companies total | 2013 July* | 295 | 2,445 | 2,141 | 992 | 6,798 | ||
Finance companies total | 2013 August* | 294 | 2,442 | 2,137 | 989 | 6,794 | ||
Finance companies total | 2013 September* | 291 | 2,402 | 2,101 | 991 | 6,873 | ||
Finance companies total | 2013 October* | 290 | 2,402 | 2,100 | 991 | 6,845 | ||
Finance companies total | 2013 November* | 289 | 2,400 | 2,097 | 991 | 6,842 | ||
Finance companies total | 2013 December* | 286 | 2,379 | 2,078 | 988 | 6,812 | ||
Finance companies; bank subsidiaries | 2013 January* | 82 | 531 | 439 | 633 | 2,962 | ||
Finance companies; bank subsidiaries | 2013 February* | 81 | 527 | 436 | 633 | 2,956 | ||
Finance companies; bank subsidiaries | 2013 March* | 81 | 534 | 442 | 633 | 2,966 | ||
Finance companies; bank subsidiaries | 2013 April* | 81 | 531 | 440 | 634 | 2,963 | ||
Finance companies; bank subsidiaries | 2013 May* | 81 | 537 | 446 | 634 | 2,958 | ||
Finance companies; bank subsidiaries | 2013 June* | 81 | 539 | 448 | 634 | 2,943 | ||
Finance companies; bank subsidiaries | 2013 July* | 81 | 538 | 448 | 634 | 2,933 | ||
Finance companies; bank subsidiaries | 2013 August* | 81 | 545 | 454 | 634 | 2,941 | ||
Finance companies; bank subsidiaries | 2013 September* | 83 | 555 | 462 | 639 | 3,070 | ||
Finance companies; bank subsidiaries | 2013 October* | 84 | 556 | 464 | 640 | 3,057 | ||
Finance companies; bank subsidiaries | 2013 November* | 84 | 560 | 467 | 642 | 3,066 | ||
Finance companies; bank subsidiaries | 2013 December* | 83 | 548 | 457 | 641 | 3,050 | ||
Finance companies; car dealers | 2013 January* | 155 | 1,299 | 1,204 | 12 | 52 | ||
Finance companies; car dealers | 2013 February* | 155 | 1,288 | 1,195 | 12 | 51 | ||
Finance companies; car dealers | 2013 March* | 154 | 1,278 | 1,184 | 12 | 50 | ||
Finance companies; car dealers | 2013 April* | 154 | 1,273 | 1,179 | 11 | 50 | ||
Finance companies; car dealers | 2013 May* | 154 | 1,263 | 1,168 | 11 | 49 | ||
Finance companies; car dealers | 2013 June* | 152 | 1,254 | 1,159 | 11 | 49 | ||
Finance companies; car dealers | 2013 July* | 155 | 1,257 | 1,162 | 11 | 44 | ||
Finance companies; car dealers | 2013 August* | 155 | 1,247 | 1,152 | 11 | 43 | ||
Finance companies; car dealers | 2013 September* | 151 | 1,211 | 1,117 | 11 | 48 | ||
Finance companies; car dealers | 2013 October* | 150 | 1,211 | 1,117 | 11 | 47 | ||
Finance companies; car dealers | 2013 November* | 150 | 1,208 | 1,114 | 11 | 46 | ||
Finance companies; car dealers | 2013 December* | 149 | 1,206 | 1,110 | 11 | 45 | ||
Finance companies; other | 2013 January* | 61 | 674 | 552 | 367 | 3,949 | ||
Finance companies; other | 2013 February* | 61 | 669 | 547 | 364 | 3,929 | ||
Finance companies; other | 2013 March* | 60 | 665 | 544 | 359 | 3,903 | ||
Finance companies; other | 2013 April* | 60 | 664 | 543 | 356 | 3,886 | ||
Finance companies; other | 2013 May* | 60 | 662 | 541 | 353 | 3,863 | ||
Finance companies; other | 2013 June* | 59 | 663 | 542 | 349 | 3,843 | ||
Finance companies; other | 2013 July* | 58 | 650 | 532 | 347 | 3,821 | ||
Finance companies; other | 2013 August* | 58 | 649 | 531 | 345 | 3,810 | ||
Finance companies; other | 2013 September* | 57 | 636 | 521 | 341 | 3,755 | ||
Finance companies; other | 2013 October* | 56 | 635 | 520 | 341 | 3,742 | ||
Finance companies; other | 2013 November* | 56 | 631 | 516 | 338 | 3,730 | ||
Finance companies; other | 2013 December* | 55 | 625 | 511 | 336 | 3,717 | ||
Source: CBS. |
Table explanation
Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.
Data available from January 1998 to December 2013.
Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.
Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.
As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.
When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.
Description topics
- Fixed credit
- Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
- Number of
- Outstanding contracts
- The number of contracts with outstanding debt.
- Amount of
- Outstanding balance
- The total amount of consumer credit that is due at the end of the month.
- Outstanding balance excl. interest
- The total net amount of consumer credit that is due at end of month.
- Revolving credit
- Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
- Number of
- Outstanding contracts
- The number of contracts with outstanding debt.
- Amount of
- Outstanding balance
- The total amount of consumer credit that is due at the end of the month.
- Savings-based credit
- Type of credit where the borrower takes out an endowment insurance together with the loan. In addition to the interest on the loan he or she periodically pays a premium for this insurance. The premium is invested or is put into a savings account by the insurance company. The resulting yield is used to cover the amount of outstanding credit when the loan is due. From January 2006 savings-based credit is included in revolving credit.
- Number of
- Outstanding contracts
- The number of contracts with outstanding debt.
- Amount of
- Outstanding balance
- The total amount of consumer credit that is due at the end of the month.