Affordable housing under the Dutch housing policy

For owner-occupied homes, the Dutch government’s affordability threshold is applied to the property’s official WOZ value. Prior to 2024, this threshold was the same as that for the National Mortgage Guarantee (NHG).

For rental homes, a distinction is made between affordable social rents and mid-range rents on the one hand, and unregulated (usually higher) rents on the other.

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