Wealth distribution of households; National Accounts

Wealth distribution of households; National Accounts

Characteristics of households Periods Total amount Assets Other accounts receivable/payable (million euros) Average amount Assets Other accounts receivable/payable (1,000 euro) Standardised amount Assets Other accounts receivable/payable (1,000 euro)
Total 2023* 51,527 6.0 4.1
Disposable income: 1st 10%-group 2023* 1,198 1.4 1.1
Disposable income: 2nd 10%-group 2023* 1,472 1.7 1.3
Disposable income: 3rd 10%-group 2023* 1,838 2.1 1.6
Disposable income: 4th 10%-group 2023* 2,442 2.8 2.1
Disposable income: 5th 10%-group 2023* 3,116 3.6 2.5
Disposable income: 6th 10%-group 2023* 3,886 4.5 3.0
Disposable income: 7th 10%-group 2023* 4,818 5.6 3.6
Disposable income: 8th 10%-group 2023* 6,076 7.1 4.4
Disposable income: 9th 10%-group 2023* 8,246 9.6 5.9
Disposable income: 10th 10%-group 2023* 18,435 21.4 13.1
Single less 65 year old 2023* 6,571 3.1 3.3
Single 65 and older 2023* 2,346 1.9 2.0
Single with children living at home 2023* 1,830 4.1 2.6
Two adults less than 65 no child at home 2023* 9,290 7.9 5.5
Two adults: 65 or older no child at home 2023* 5,947 4.5 3.1
Two adult hh with one or two children 2023* 14,978 10.5 5.2
Two adult hh with at least 3 children 2023* 4,154 12.3 4.7
Others 2023* 6,411 11.7 4.8
Source of income: mixed income 2023* 17,630 29.3 17.9
Source of income: compensation of employ 2023* 21,629 5.7 3.7
Source of income: old age benefits 2023* 7,618 2.8 2.2
Source of income: property income 2023* 1,262 18.7 12.8
Source of income: other 2023* 3,388 2.4 1.6
Main earner: to 34 years 2023* 6,345 4.0 3.1
Main earner: 35 to 44 years 2023* 9,927 7.6 4.6
Main earner: 45 to 54 years 2023* 12,690 8.9 5.0
Main earner: 55 to 64 years 2023* 13,096 8.3 5.4
Main earner: 65 years or older 2023* 9,469 3.5 2.8
Home ownership: Owner-occupied home 2023* 38,997 8.3 5.2
Home ownership: Rent 2023* 12,530 3.2 2.5
Net worth: 1st 10%-group 2023* 991 1.2 1.0
Net worth: 2nd 10%-group 2023* 1,370 1.6 1.3
Net worth: 3rd 10%-group 2023* 2,390 2.8 2.2
Net worth: 4th 10%-group 2023* 3,602 4.2 3.1
Net worth: 5th 10%-group 2023* 4,342 5.0 3.5
Net worth: 6th 10%-group 2023* 4,865 5.7 3.7
Net worth: 7th 10%-group 2023* 5,462 6.3 4.0
Net worth: 8th 10%-group 2023* 6,368 7.4 4.6
Net worth: 9th 10%-group 2023* 8,005 9.3 5.6
Net worth: 10th 10%-group 2023* 14,132 16.4 9.4
Source: CBS.
Explanation of symbols

Table explanation


This table describes the wealth distributions of the sector households in the national accounts across different household groups. Whereas macro-economic aggregates and averages convey merely the general situation, these distributional statistics provide insight into how economic resources and developments are distributed among different segments of the population. The relevance lies in the fact that the economic aggregates or growth of the Household sector may by reflected differently and unevenly when decomposed by different household groups. The Households sector is broken down into groups identified by main source of income, living situation, household composition, age class of the head of the household, income deciles, and net worth deciles.
These statistics are produced through combining microdata on households (among others administrative data and surveys) with the National Accounts aggregates. By adhering to the National Accounts totals, these distributional statistics align to the official macro-economic statistics. To accomplish this alignment, definitional, population-related, and methodological differences between micro- and macro-statistics are analyzed and resolved. Since National Accounts are internationally harmonized in terms of concepts and methodology, these aggregates are comparable across countries. Hence, due to the alignment to National Accounts totals, these distributional statistics have similar international comparability.
The methodology applied is developed in international context within expert groups of the OECD, ECB, and Eurostat, among others the work of the Expert Group on Disparities in a National Accounts framework (EG DNA). This methodology is outlined in the OECD Handbook on the Compilation of Household Distributional Results on Income, Consumption and Saving in Line with National Accounts Totals.

Data available from: 2021.

Status of the figures:
All data are provisional. The macro statistics are final, however the micro data used have varying statuses. The methodology is still under development at the international level.

Changes as of January 29th 2026:
None. This is a new table. Statistics Netherlands has carried out a revision of the national accounts. The Dutch national accounts are recently revised. New statistical sources, methods and concepts are implemented in the national accounts, in order to align the picture of the Dutch economy with all underlying source data and international guidelines for the compilation of the national accounts. This table contains revised data. For further information see section 3.

When will new figures be published?
New figures will be released at T+2 at the latest.

Description topics

Total amount
Assets
Assets are possessions of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
Other accounts receivable/payable
The transactions in the sector accounts are mainly recorded at a moment that does not coincide with the moment the transaction is completed. These time differences cause changes in assets and liabilities, which are recorded in the transaction 'other accounts receivable and payable'.
For example, sales are recorded at the moment of delivery. At that moment, a claim of the supplier on the buyer (supplier's credit) arises, which is nullified when the buyer pays. Other examples are payments in advance on deliveries (buyer's credit) and due payments or receipts of wages and salaries, interests, contributions etc.

Financial transactions in other accounts receivable/payable comprise:
- Trade credits and advances; and
- Other accounts receivable/payable, excluding trade credits and advances.
Average amount
Amount per household.
Assets
Assets are possessions of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
Other accounts receivable/payable
The transactions in the sector accounts are mainly recorded at a moment that does not coincide with the moment the transaction is completed. These time differences cause changes in assets and liabilities, which are recorded in the transaction 'other accounts receivable and payable'.
For example, sales are recorded at the moment of delivery. At that moment, a claim of the supplier on the buyer (supplier's credit) arises, which is nullified when the buyer pays. Other examples are payments in advance on deliveries (buyer's credit) and due payments or receipts of wages and salaries, interests, contributions etc.

Financial transactions in other accounts receivable/payable comprise:
- Trade credits and advances; and
- Other accounts receivable/payable, excluding trade credits and advances.

Standardised amount
Amount per household converted to a single-person household.
Assets
Assets are possessions of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
Other accounts receivable/payable
The transactions in the sector accounts are mainly recorded at a moment that does not coincide with the moment the transaction is completed. These time differences cause changes in assets and liabilities, which are recorded in the transaction 'other accounts receivable and payable'.
For example, sales are recorded at the moment of delivery. At that moment, a claim of the supplier on the buyer (supplier's credit) arises, which is nullified when the buyer pays. Other examples are payments in advance on deliveries (buyer's credit) and due payments or receipts of wages and salaries, interests, contributions etc.

Financial transactions in other accounts receivable/payable comprise:
- Trade credits and advances; and
- Other accounts receivable/payable, excluding trade credits and advances.