Income, consumption, wealth of households: key figures; National Accounts

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Characteristics of households Total amount Expenditure Actual individual consumption (million euros) Average amount Expenditure Actual individual consumption (1,000 euro) Standardised amount Expenditure Actual individual consumption (1,000 euro)
Total 649,465 75.5 51.6
Disposable income: 1st 10%-group 44,122 51.3 39.6
Disposable income: 2nd 10%-group 50,842 59.1 45.3
Disposable income: 3rd 10%-group 52,903 61.5 47.4
Disposable income: 4th 10%-group 54,373 63.2 46.5
Disposable income: 5th 10%-group 58,915 68.5 48.0
Disposable income: 6th 10%-group 65,565 76.2 50.7
Disposable income: 7th 10%-group 71,074 82.6 52.9
Disposable income: 8th 10%-group 74,617 86.7 54.2
Disposable income: 9th 10%-group 79,900 92.9 56.9
Disposable income: 10th 10%-group 97,154 112.8 68.9
Single less 65 year old 97,113 46.1 48.2
Single 65 and older 67,713 54.5 56.9
Single with children living at home 36,371 81.6 52.1
Two adults less than 65 no child at home 76,874 65.5 45.6
Two adults: 65 or older no child at home 90,574 68.4 47.7
Two adult hh with one or two children 160,751 112.5 56.0
Two adult hh with at least 3 children 52,261 154.6 59.1
Others 67,808 123.8 50.7
Source of income: mixed income 51,730 86.0 52.5
Source of income: compensation of employ 306,978 81.4 51.8
Source of income: old age benefits 154,730 56.2 45.2
Source of income: property income 11,296 167.6 114.9
Source of income: other 124,731 88.4 58.0
Main earner: to 34 years 91,400 56.9 44.9
Main earner: 35 to 44 years 116,391 88.7 53.7
Main earner: 45 to 54 years 139,309 97.2 55.0
Main earner: 55 to 64 years 123,934 78.9 51.2
Main earner: 65 years or older 178,431 66.4 52.1
Home ownership: Owner-occupied home 421,727 89.3 56.1
Home ownership: Rent 227,738 58.7 45.0
Net worth: 1st 10%-group 40,356 46.9 39.9
Net worth: 2nd 10%-group 48,479 56.3 45.1
Net worth: 3rd 10%-group 50,531 58.7 46.1
Net worth: 4th 10%-group 53,843 62.6 46.2
Net worth: 5th 10%-group 61,628 71.6 49.2
Net worth: 6th 10%-group 68,833 80.0 52.2
Net worth: 7th 10%-group 72,464 84.2 53.5
Net worth: 8th 10%-group 75,237 87.4 54.4
Net worth: 9th 10%-group 79,205 92.0 55.9
Net worth: 10th 10%-group 98,889 114.9 65.6
Source: CBS.
Explanation of symbols

Table explanation


This table describes the income, consumption, saving and wealth distributions of the sector households in the national accounts across different household groups. Whereas macro-economic aggregates and averages convey merely the general situation, these distributional statistics provide insight into how economic resources and developments are distributed among different segments of the population. The relevance lies in the fact that the economic aggregates or growth of the Household sector may by reflected differently and unevenly when decomposed by different household groups. The Households sector is broken down into groups identified by main source of income, living situation, household composition, age class of the head of the household, income deciles, and net worth deciles.
These statistics are produced through combining microdata on households (among others administrative data and surveys) with the National Accounts aggregates. By adhering to the National Accounts totals, these distributional statistics align to the official macro-economic statistics. To accomplish this alignment, definitional, population-related, and methodological differences between micro- and macro-statistics are analyzed and resolved. Since National Accounts are internationally harmonized in terms of concepts and methodology, these aggregates are comparable across countries. Hence, due to the alignment to National Accounts totals, these distributional statistics have similar international comparability.
The methodology applied is developed in international context within expert groups of the OECD, ECB, and Eurostat, among others the work of the Expert Group on Disparities in a National Accounts framework (EG DNA). This methodology is outlined in the OECD Handbook on the Compilation of Household Distributional Results on Income, Consumption and Saving in Line with National Accounts Totals.

Data available from: 2021.

Status of the figures:
All data are provisional. The macro statistics are final, however the micro data used have varying statuses. The methodology is still under development at the international level.

Changes as of January 29th 2026:
None. This is a new table. Statistics Netherlands has carried out a revision of the national accounts. The Dutch national accounts are recently revised. New statistical sources, methods and concepts are implemented in the national accounts, in order to align the picture of the Dutch economy with all underlying source data and international guidelines for the compilation of the national accounts. This table contains revised data. For further information see section 3.

When will new figures be published?
New figures will be released at T+2 at the latest.

Description topics

Total amount
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Average amount
Amount per household.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Standardised amount
Amount per household converted to a single-person household.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.