Financial instruments: From-whom-to-whom matrices; National Accounts

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Sectors (assets) Counterpart sectors (liabilities) Long-term securities (million euros) Long-term loans (million euros)
Total domestic sectors Total domestic sectors -895 13,179
The non-financial corporations sector 1,300 1,218
Financial corporations -1,390 201
Monetary financial institutions -1,037 -191
Central bank 0 0
Deposit-taking corporations and MMFs -1,037 -191
Other financial institutions -353 459
Non-MMF investment funds 0 -84
Other fin. inst. excl. investment funds -353 543
Other fin. intermediaries, auxiliairies -887 216
Other financial intermediaries -1,314 382
Financial auxiliaries 427 -166
Captive institutions and money lenders 534 327
Insurance corporations and pension funds 0 -67
Insurance corporations 0 -38
Pension funds 0 -29
General government -805 -460
Central government -971 -170
Local government 166 -290
Social security funds 0 0
Households including NPISHs 0 12,220
Rest of the world 44,722 -15,372
The non-financial corporations sector Total domestic sectors 6 1,958
The non-financial corporations sector 0 2,213
Financial corporations 6 -291
Monetary financial institutions 4 -35
Central bank 0 0
Deposit-taking corporations and MMFs 4 -35
Other financial institutions 2 -232
Non-MMF investment funds 0 -8
Other fin. inst. excl. investment funds 2 -224
Other fin. intermediaries, auxiliairies 0 -197
Other financial intermediaries 0 -47
Financial auxiliaries 0 -150
Captive institutions and money lenders 2 -27
Insurance corporations and pension funds 0 -24
Insurance corporations 0 -1
Pension funds 0 -23
General government 0 -73
Central government 0 -72
Local government 0 -1
Social security funds 0 0
Households including NPISHs 0 109
Rest of the world 395 -424
Financial corporations Total domestic sectors -917 10,984
The non-financial corporations sector 1,284 -1,033
Financial corporations -1,369 707
Monetary financial institutions -1,026 55
Central bank 0 0
Deposit-taking corporations and MMFs -1,026 55
Other financial institutions -343 680
Non-MMF investment funds 0 -78
Other fin. inst. excl. investment funds -343 758
Other fin. intermediaries, auxiliairies -882 404
Other financial intermediaries -1,315 420
Financial auxiliaries 433 -16
Captive institutions and money lenders 539 354
Insurance corporations and pension funds 0 -28
Insurance corporations 0 -29
Pension funds 0 1
General government -832 -451
Central government -998 15
Local government 166 -466
Social security funds 0 0
Households including NPISHs 0 11,761
Rest of the world 43,931 -14,663
Monetary financial institutions Total domestic sectors -5,545 11,780
The non-financial corporations sector 490 1,903
Financial corporations -2,225 1,933
Monetary financial institutions -1,061 0
Central bank 0 0
Deposit-taking corporations and MMFs -1,061 0
Other financial institutions -1,164 1,933
Non-MMF investment funds 0 -101
Other fin. inst. excl. investment funds -1,164 2,034
Other fin. intermediaries, auxiliairies -1,161 1,680
Other financial intermediaries -1,166 1,685
Financial auxiliaries 5 -5
Captive institutions and money lenders -3 354
Insurance corporations and pension funds 0 0
Insurance corporations 0 0
Pension funds 0 0
General government -3,810 -442
Central government -3,976 16
Local government 166 -458
Social security funds 0 0
Households including NPISHs 0 8,386
Rest of the world 11,970 5,287
Central bank Total domestic sectors -7,694 0
The non-financial corporations sector 0 0
Financial corporations -1,445 0
Monetary financial institutions -1,445 0
Central bank 0 0
Deposit-taking corporations and MMFs -1,445 0
Other financial institutions 0 0
Non-MMF investment funds 0 0
Other fin. inst. excl. investment funds 0 0
Other fin. intermediaries, auxiliairies 0 0
Other financial intermediaries 0 0
Financial auxiliaries 0 0
Source: CBS.
Explanation of symbols

Table explanation


This table presents the from-whom-to-whom matrices of several important financial instruments. The matrices provide information on the debtor/creditor relationships between sectors. The matrices provide a three dimensional overview on financial transactions, price changes and revaluations, other volume changes and balance sheets and the sectors and financial instruments involved. The sector on the assets side is the creditor, the sector on the liabilities side the debtor. The sectors non-financial corporations, financial corporations, general government, households including non-profit institutions serving households (NPISH) and the rest of the world are shown in this table. The sectors financial corporations and general government are broken down into subsectors.

Data available from:
Annual figures from 1999.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1999 up to and including 2024 are final. Quarterly data from 2024 and further are provisional.

Changes as of July 1st, 2026:
Data on the first quarter of 2026 have been added.
Following revision policy, 2024 and 2025 data are updated, and time series of the sector accounts are revised (annual revision).

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.

Description topics

Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.