Financial instruments: From-whom-to-whom matrices; National Accounts

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Sectors (assets) Counterpart sectors (liabilities) Balance sheets and transactions Savings, transferable and other deposits (million euros)
The non-financial corporations sector The non-financial corporations sector Other changes 0
Other volume changes 0
Other financial institutions Other changes 0
Other volume changes 0
Other fin. inst. excl. investment funds Other changes 0
Other volume changes 0
Other fin. intermediaries, auxiliairies Other changes 0
Other volume changes 0
Other financial intermediaries Other changes 0
Other volume changes 0
Rest of the world Other changes -507
Other volume changes 0
Other financial institutions The non-financial corporations sector Other changes 0
Other volume changes 0
Other financial institutions Other changes 0
Other volume changes 0
Other fin. inst. excl. investment funds Other changes 0
Other volume changes 0
Other fin. intermediaries, auxiliairies Other changes 0
Other volume changes 0
Other financial intermediaries Other changes 0
Other volume changes 0
Rest of the world Other changes -1,757
Other volume changes 0
Other fin. inst. excl. investment funds The non-financial corporations sector Other changes 0
Other volume changes 0
Other financial institutions Other changes 0
Other volume changes 0
Other fin. inst. excl. investment funds Other changes 0
Other volume changes 0
Other fin. intermediaries, auxiliairies Other changes 0
Other volume changes 0
Other financial intermediaries Other changes 0
Other volume changes 0
Rest of the world Other changes -1,719
Other volume changes 0
Other fin. intermediaries, auxiliairies The non-financial corporations sector Other changes 0
Other volume changes 0
Other financial institutions Other changes 0
Other volume changes 0
Other fin. inst. excl. investment funds Other changes 0
Other volume changes 0
Other fin. intermediaries, auxiliairies Other changes 0
Other volume changes 0
Other financial intermediaries Other changes 0
Other volume changes 0
Rest of the world Other changes -32
Other volume changes 0
Other financial intermediaries The non-financial corporations sector Other changes 0
Other volume changes 0
Other financial institutions Other changes 0
Other volume changes 0
Other fin. inst. excl. investment funds Other changes 0
Other volume changes 0
Other fin. intermediaries, auxiliairies Other changes 0
Other volume changes 0
Other financial intermediaries Other changes 0
Other volume changes 0
Rest of the world Other changes -24
Other volume changes 0
Rest of the world The non-financial corporations sector Other changes 0
Other volume changes 0
Other financial institutions Other changes 0
Other volume changes 0
Other fin. inst. excl. investment funds Other changes 0
Other volume changes 0
Other fin. intermediaries, auxiliairies Other changes 0
Other volume changes 0
Other financial intermediaries Other changes 0
Other volume changes 0
Rest of the world Other changes 0
Other volume changes 0
Source: CBS.
Explanation of symbols

Table explanation


This table presents the from-whom-to-whom matrices of several important financial instruments. The matrices provide information on the debtor/creditor relationships between sectors. The matrices provide a three dimensional overview on financial transactions, price changes and revaluations, other volume changes and balance sheets and the sectors and financial instruments involved. The sector on the assets side is the creditor, the sector on the liabilities side the debtor. The sectors non-financial corporations, financial corporations, general government, households including non-profit institutions serving households (NPISH) and the rest of the world are shown in this table. The sectors financial corporations and general government are broken down into subsectors.

Data available from:
Annual figures from 1999.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1999 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of March 26th, 2026:
Data on the fourth quarter of 2025 and annual data on 2025 are available. The figures for 2024 and the first three quarters of 2025 have been revised. Figures for 2024 have been revised as a result of updated information about government finance statistics.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.

Description topics

Savings, transferable and other deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.