Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 19,773,849 71,076 55,136 15,940 2,450,275 33,255 919,925 1,497,095 525,460 971,635
Financial transactions 215,775 202 0 202 -5,421 1,468 -21,168 14,279 3,982 10,297
Other changes 75 8,779 8,849 -70 -1,449 0 -548 -901 -3 -898
Price changes and revaluations -1,344 8,779 8,849 -70 -1,449 0 -548 -901 -3 -898
Other volume changes 1,419 0 0 0 0 0 0 0 0 0
Closing balance sheet 19,989,699 80,057 63,985 16,072 2,443,405 34,723 898,209 1,510,473 529,439 981,034
Consolidated Opening balance sheet 10,197,833 71,076 55,136 15,940 981,231 21 204,645 776,565 21,979 754,586
Financial transactions 195,980 202 0 202 -7,183 -1 -12,515 5,333 1,432 3,901
Other changes -19,517 8,779 8,849 -70 -1,272 0 -402 -870 0 -870
Price changes and revaluations -20,955 8,779 8,849 -70 -1,272 0 -402 -870 0 -870
Other volume changes 1,438 0 0 0 0 0 0 0 0 0
Closing balance sheet 10,374,296 80,057 63,985 16,072 972,776 20 191,728 781,028 23,411 757,617
The non-financial corporations sector Not consolidated Opening balance sheet 3,900,450 380,603 8,495 212,925 159,183 159,183
Financial transactions 18,378 14,115 387 10,685 3,043 3,043
Other changes 2,218 -295 0 -304 9 9
Price changes and revaluations 649 -295 0 -304 9 9
Other volume changes 1,569 0 0 0 0 0
Closing balance sheet 3,921,046 394,423 8,882 223,306 162,235 162,235
Consolidated Opening balance sheet 2,526,158 380,603 8,495 212,925 159,183 159,183
Financial transactions 23,974 14,115 387 10,685 3,043 3,043
Other changes -1,070 -295 0 -304 9 9
Price changes and revaluations -1,067 -295 0 -304 9 9
Other volume changes -3 0 0 0 0 0
Closing balance sheet 2,549,062 394,423 8,882 223,306 162,235 162,235
Financial corporations Not consolidated Opening balance sheet 12,095,123 71,076 55,136 15,940 1,278,030 2,445 476,326 799,259 799,259
Financial transactions 191,558 202 0 202 -15,825 62 -27,141 11,254 11,254
Other changes -11,804 8,779 8,849 -70 -1,145 0 -238 -907 -907
Price changes and revaluations -11,681 8,779 8,849 -70 -1,145 0 -238 -907 -907
Other volume changes -123 0 0 0 0 0 0 0 0
Closing balance sheet 12,274,877 80,057 63,985 16,072 1,261,060 2,507 448,947 809,606 809,606
Consolidated Opening balance sheet 10,230,497 71,076 55,136 15,940 898,345 21 172,446 725,878 725,878
Financial transactions 205,552 202 0 202 -2,199 -1 -11,363 9,165 9,165
Other changes -29,160 8,779 8,849 -70 -1,101 0 -204 -897 -897
Price changes and revaluations -29,037 8,779 8,849 -70 -1,101 0 -204 -897 -897
Other volume changes -123 0 0 0 0 0 0 0 0
Closing balance sheet 10,406,889 80,057 63,985 16,072 895,045 20 160,879 734,146 734,146
Monetary financial institutions Not consolidated Opening balance sheet 3,358,930 71,076 55,136 15,940 955,800 1,246 360,837 593,717 593,717
Financial transactions 115,973 202 0 202 -16,567 9 -27,630 11,054 11,054
Other changes -124,772 8,779 8,849 -70 -1,082 0 -202 -880 -880
Price changes and revaluations -124,649 8,779 8,849 -70 -1,082 0 -202 -880 -880
Other volume changes -123 0 0 0 0 0 0 0 0
Closing balance sheet 3,350,131 80,057 63,985 16,072 938,151 1,255 333,005 603,891 603,891
Consolidated Opening balance sheet 3,058,024 71,076 55,136 15,940 706,573 21 119,881 586,671 586,671
Financial transactions 132,951 202 0 202 1,014 -1 -9,371 10,386 10,386
Other changes -128,232 8,779 8,849 -70 -1,079 0 -200 -879 -879
Price changes and revaluations -128,109 8,779 8,849 -70 -1,079 0 -200 -879 -879
Other volume changes -123 0 0 0 0 0 0 0 0
Closing balance sheet 3,062,743 80,057 63,985 16,072 706,508 20 110,310 596,178 596,178
Central bank Not consolidated Opening balance sheet 385,757 71,076 55,136 15,940 152,585 0 0 152,585 152,585
Financial transactions -17,004 202 0 202 -8,290 0 0 -8,290 -8,290
Other changes 8,389 8,779 8,849 -70 -13 0 0 -13 -13
Price changes and revaluations 8,389 8,779 8,849 -70 -13 0 0 -13 -13
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 377,142 80,057 63,985 16,072 144,282 0 0 144,282 144,282
Consolidated Opening balance sheet 385,757 71,076 55,136 15,940 152,585 0 0 152,585 152,585
Financial transactions -17,004 202 0 202 -8,290 0 0 -8,290 -8,290
Other changes 8,389 8,779 8,849 -70 -13 0 0 -13 -13
Price changes and revaluations 8,389 8,779 8,849 -70 -13 0 0 -13 -13
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 377,142 80,057 63,985 16,072 144,282 0 0 144,282 144,282
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2,973,173 803,215 1,246 360,837 441,132 441,132
Financial transactions 132,977 -8,277 9 -27,630 19,344 19,344
Other changes -133,161 -1,069 0 -202 -867 -867
Price changes and revaluations -133,038 -1,069 0 -202 -867 -867
Other volume changes -123 0 0 0 0 0
Closing balance sheet 2,972,989 793,869 1,255 333,005 459,609 459,609
Consolidated Opening balance sheet 2,956,150 794,662 1,246 358,514 434,902 434,902
Financial transactions 131,340 -9,075 9 -27,410 18,326 18,326
Other changes -136,510 -1,066 0 -200 -866 -866
Price changes and revaluations -136,387 -1,066 0 -200 -866 -866
Other volume changes -123 0 0 0 0 0
Closing balance sheet 2,950,980 784,521 1,255 330,904 452,362 452,362
Deposit-taking corporations Not consolidated Opening balance sheet 2,971,372 803,026 1,246 360,687 441,093 441,093
Financial transactions 132,980 -8,269 9 -27,622 19,344 19,344
Other changes -133,160 -1,069 0 -202 -867 -867
Price changes and revaluations -133,037 -1,069 0 -202 -867 -867
Other volume changes -123 0 0 0 0 0
Closing balance sheet 2,971,192 793,688 1,255 332,863 459,570 459,570
Consolidated Opening balance sheet 2,954,554 794,598 1,246 358,450 434,902 434,902
Financial transactions 131,349 -9,067 9 -27,402 18,326 18,326
Other changes -136,509 -1,066 0 -200 -866 -866
Price changes and revaluations -136,386 -1,066 0 -200 -866 -866
Other volume changes -123 0 0 0 0 0
Closing balance sheet 2,949,394 784,465 1,255 330,848 452,362 452,362
Money Market Funds Not consolidated Opening balance sheet 1,801 189 0 150 39 39
Financial transactions -3 -8 0 -8 0 0
Other changes -1 0 0 0 0 0
Price changes and revaluations -1 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,797 181 0 142 39 39
Consolidated Opening balance sheet 1,801 189 0 150 39 39
Financial transactions -3 -8 0 -8 0 0
Other changes -1 0 0 0 0 0
Price changes and revaluations -1 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,797 181 0 142 39 39
Other financial institutions Not consolidated Opening balance sheet 6,382,968 192,012 663 87,809 103,540 103,540
Financial transactions 69,527 -1,551 29 2,451 -4,031 -4,031
Other changes 86,582 -66 0 -30 -36 -36
Price changes and revaluations 86,582 -66 0 -30 -36 -36
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of Decemberr 24th, 2025:
Data of the third quarter 2025 have been added to this table.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.