Financial balance sheets and transactions by sectors; National Accounts

View full table Show description
Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Households including NPISHs Not consolidated Opening balance sheet 3,285,678 678,041 24,668 117,295 536,078 536,078 0
Financial transactions 135,424 7,080 989 -2,421 8,512 8,512 0
Other changes 35,438 48 0 34 14 14 0
Price changes and revaluations 35,521 48 0 34 14 14 0
Other volume changes -83 0 0 0 0 0 0
Closing balance sheet 3,456,540 685,169 25,657 114,908 544,604 544,604 0
Consolidated Opening balance sheet 3,272,130 678,041 24,668 117,295 536,078 536,078 0
Financial transactions 135,285 7,080 989 -2,421 8,512 8,512 0
Other changes 35,438 48 0 34 14 14 0
Price changes and revaluations 35,521 48 0 34 14 14 0
Other volume changes -83 0 0 0 0 0 0
Closing balance sheet 3,442,853 685,169 25,657 114,908 544,604 544,604 0
Households Not consolidated Opening balance sheet 3,258,171 663,084 24,070 107,256 531,758 531,758 0
Financial transactions 135,510 7,477 965 -2,836 9,348 9,348 0
Other changes 35,628 34 0 24 10 10 0
Price changes and revaluations 35,648 34 0 24 10 10 0
Other volume changes -20 0 0 0 0 0 0
Closing balance sheet 3,429,309 670,595 25,035 104,444 541,116 541,116 0
Consolidated Opening balance sheet 3,244,692 663,084 24,070 107,256 531,758 531,758 0
Financial transactions 135,374 7,477 965 -2,836 9,348 9,348 0
Other changes 35,628 34 0 24 10 10 0
Price changes and revaluations 35,648 34 0 24 10 10 0
Other volume changes -20 0 0 0 0 0 0
Closing balance sheet 3,415,694 670,595 25,035 104,444 541,116 541,116 0
Non-profit institutions serv. households Not consolidated Opening balance sheet 27,507 14,957 598 10,039 4,320 4,320 0
Financial transactions -86 -397 24 415 -836 -836 0
Other changes -190 14 0 10 4 4 0
Price changes and revaluations -127 14 0 10 4 4 0
Other volume changes -63 0 0 0 0 0 0
Closing balance sheet 27,231 14,574 622 10,464 3,488 3,488 0
Consolidated Opening balance sheet 27,507 14,957 598 10,039 4,320 4,320 0
Financial transactions -86 -397 24 415 -836 -836 0
Other changes -190 14 0 10 4 4 0
Price changes and revaluations -127 14 0 10 4 4 0
Other volume changes -63 0 0 0 0 0 0
Closing balance sheet 27,231 14,574 622 10,464 3,488 3,488 0
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2024 are final. Quarterly data from 2024 and further are provisional.

Changes as of July 1st, 2026:
Data on the first quarter of 2026 have been added.
Following revision policy, 2024 and 2025 data are updated, and time series of the sector accounts are revised (annual revision).

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.