Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 20,510,512 94,996 78,640 16,356 2,482,062 38,224 861,297 1,582,541 544,604 1,037,937
Financial transactions 80,112 117 0 117 15,810 2,040 -16,363 30,133 13,050 17,083
Other changes 233,045 -8,903 -9,018 115 1,911 0 127 1,784 10 1,774
Price changes and revaluations 222,322 -8,903 -9,018 115 2,128 0 344 1,784 10 1,774
Other volume changes 10,723 0 0 0 -217 0 -217 0 0 0
Closing balance sheet 20,823,669 86,210 69,622 16,588 2,499,783 40,264 845,061 1,614,458 557,664 1,056,794
Consolidated Opening balance sheet 10,582,853 94,996 78,640 16,356 978,660 16 150,267 828,377 23,661 804,716
Financial transactions 136,990 117 0 117 25,365 2 10,928 14,435 108 14,327
Other changes 115,001 -8,903 -9,018 115 1,836 0 122 1,714 0 1,714
Price changes and revaluations 99,403 -8,903 -9,018 115 1,836 0 122 1,714 0 1,714
Other volume changes 15,598 0 0 0 0 0 0 0 0 0
Closing balance sheet 10,834,844 86,210 69,622 16,588 1,005,861 18 161,317 844,526 23,769 820,757
The non-financial corporations sector Not consolidated Opening balance sheet 4,091,196 399,255 9,771 217,636 171,848 171,848
Financial transactions 34,929 15,660 586 15,672 -598 -598
Other changes -3,906 61 0 24 37 37
Price changes and revaluations 2,905 61 0 24 37 37
Other volume changes -6,811 0 0 0 0 0
Closing balance sheet 4,122,219 414,976 10,357 233,332 171,287 171,287
Consolidated Opening balance sheet 2,674,371 399,255 9,771 217,636 171,848 171,848
Financial transactions 45,503 15,660 586 15,672 -598 -598
Other changes -2,157 61 0 24 37 37
Price changes and revaluations 4,634 61 0 24 37 37
Other volume changes -6,791 0 0 0 0 0
Closing balance sheet 2,717,717 414,976 10,357 233,332 171,287 171,287
Financial corporations Not consolidated Opening balance sheet 12,414,095 94,996 78,640 16,356 1,265,833 2,787 406,941 856,105 856,105
Financial transactions 2,462 117 0 117 -33,330 -87 -45,744 12,501 12,501
Other changes 159,348 -8,903 -9,018 115 1,824 0 87 1,737 1,737
Price changes and revaluations 141,852 -8,903 -9,018 115 2,041 0 304 1,737 1,737
Other volume changes 17,496 0 0 0 -217 0 -217 0 0
Closing balance sheet 12,575,905 86,210 69,622 16,588 1,234,327 2,700 361,284 870,343 870,343
Consolidated Opening balance sheet 10,560,049 94,996 78,640 16,356 900,963 16 121,258 779,689 779,689
Financial transactions 129,218 117 0 117 15,596 2 4,978 10,616 10,616
Other changes 120,310 -8,903 -9,018 115 1,971 0 260 1,711 1,711
Price changes and revaluations 97,954 -8,903 -9,018 115 1,971 0 260 1,711 1,711
Other volume changes 22,356 0 0 0 0 0 0 0 0
Closing balance sheet 10,809,577 86,210 69,622 16,588 918,530 18 126,496 792,016 792,016
Monetary financial institutions Not consolidated Opening balance sheet 3,445,550 94,996 78,640 16,356 902,369 1,404 272,009 628,956 628,956
Financial transactions 16,037 117 0 117 -23,818 -168 -14,956 -8,694 -8,694
Other changes -83,118 -8,903 -9,018 115 1,822 0 209 1,613 1,613
Price changes and revaluations -82,300 -8,903 -9,018 115 1,822 0 209 1,613 1,613
Other volume changes -818 0 0 0 0 0 0 0 0
Closing balance sheet 3,378,469 86,210 69,622 16,588 880,373 1,236 257,262 621,875 621,875
Consolidated Opening balance sheet 3,178,106 94,996 78,640 16,356 691,491 16 66,259 625,216 625,216
Financial transactions 39,283 117 0 117 -901 2 8,308 -9,211 -9,211
Other changes -83,642 -8,903 -9,018 115 1,814 0 206 1,608 1,608
Price changes and revaluations -82,824 -8,903 -9,018 115 1,814 0 206 1,608 1,608
Other volume changes -818 0 0 0 0 0 0 0 0
Closing balance sheet 3,133,747 86,210 69,622 16,588 692,404 18 74,773 617,613 617,613
Central bank Not consolidated Opening balance sheet 376,015 94,996 78,640 16,356 132,908 0 0 132,908 132,908
Financial transactions -25,126 117 0 117 -23,862 0 0 -23,862 -23,862
Other changes -6,738 -8,903 -9,018 115 26 0 0 26 26
Price changes and revaluations -6,738 -8,903 -9,018 115 26 0 0 26 26
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 344,151 86,210 69,622 16,588 109,072 0 0 109,072 109,072
Consolidated Opening balance sheet 376,015 94,996 78,640 16,356 132,908 0 0 132,908 132,908
Financial transactions -25,126 117 0 117 -23,862 0 0 -23,862 -23,862
Other changes -6,738 -8,903 -9,018 115 26 0 0 26 26
Price changes and revaluations -6,738 -8,903 -9,018 115 26 0 0 26 26
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 344,151 86,210 69,622 16,588 109,072 0 0 109,072 109,072
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 3,069,535 769,461 1,404 272,009 496,048 496,048
Financial transactions 41,163 44 -168 -14,956 15,168 15,168
Other changes -76,380 1,796 0 209 1,587 1,587
Price changes and revaluations -75,562 1,796 0 209 1,587 1,587
Other volume changes -818 0 0 0 0 0
Closing balance sheet 3,034,318 771,301 1,236 257,262 512,803 512,803
Consolidated Opening balance sheet 3,047,716 763,661 1,404 269,567 492,690 492,690
Financial transactions 39,589 -72 -168 -14,640 14,736 14,736
Other changes -76,244 1,791 0 206 1,585 1,585
Price changes and revaluations -75,426 1,791 0 206 1,585 1,585
Other volume changes -818 0 0 0 0 0
Closing balance sheet 3,011,061 765,380 1,236 255,133 509,011 509,011
Deposit-taking corporations Not consolidated Opening balance sheet 3,066,364 769,089 1,404 271,688 495,997 495,997
Financial transactions 41,175 -3 -168 -15,003 15,168 15,168
Other changes -76,385 1,796 0 209 1,587 1,587
Price changes and revaluations -75,567 1,796 0 209 1,587 1,587
Other volume changes -818 0 0 0 0 0
Closing balance sheet 3,031,154 770,882 1,236 256,894 512,752 512,752
Consolidated Opening balance sheet 3,044,826 763,431 1,404 269,349 492,678 492,678
Financial transactions 39,631 -129 -168 -14,697 14,736 14,736
Other changes -76,248 1,791 0 206 1,585 1,585
Price changes and revaluations -75,430 1,791 0 206 1,585 1,585
Other volume changes -818 0 0 0 0 0
Closing balance sheet 3,008,209 765,093 1,236 254,858 508,999 508,999
Money Market Funds Not consolidated Opening balance sheet 3,171 372 0 321 51 51
Financial transactions -12 47 0 47 0 0
Other changes 5 0 0 0 0 0
Price changes and revaluations 5 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 3,164 419 0 368 51 51
Consolidated Opening balance sheet 3,168 372 0 321 51 51
Financial transactions -13 47 0 47 0 0
Other changes 4 0 0 0 0 0
Price changes and revaluations 4 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 3,159 419 0 368 51 51
Other financial institutions Not consolidated Opening balance sheet 6,537,546 197,581 766 102,968 93,847 93,847
Financial transactions -13,177 -13,770 44 -24,767 10,953 10,953
Other changes 145,041 -22 0 -136 114 114
Price changes and revaluations 126,727 195 0 81 114 114
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2024 are final. Quarterly data from 2024 and further are provisional.

Changes as of September 23rd, 2026:
Data on the second quarter of 2026 have been added.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.