Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 20,071,265 88,421 72,250 16,171 2,385,896 37,064 822,233 1,526,599 536,078 990,521
Financial transactions 540,743 -40 0 -40 93,532 1,160 37,947 54,425 8,512 45,913
Other changes -123,338 6,615 6,390 225 4,428 0 1,095 3,333 14 3,319
Price changes and revaluations -123,220 6,615 6,390 225 4,428 0 1,095 3,333 14 3,319
Other volume changes -118 0 0 0 0 0 0 0 0 0
Closing balance sheet 20,488,670 94,996 78,640 16,356 2,483,856 38,224 861,275 1,584,357 544,604 1,039,753
Consolidated Opening balance sheet 10,421,955 88,421 72,250 16,171 948,709 14 157,396 791,299 22,939 768,360
Financial transactions 296,290 -40 0 -40 27,396 2 -7,607 35,001 722 34,279
Other changes -157,596 6,615 6,390 225 3,632 0 459 3,173 0 3,173
Price changes and revaluations -157,466 6,615 6,390 225 3,632 0 459 3,173 0 3,173
Other volume changes -130 0 0 0 0 0 0 0 0 0
Closing balance sheet 10,560,649 94,996 78,640 16,356 979,737 16 150,248 829,473 23,661 805,812
The non-financial corporations sector Not consolidated Opening balance sheet 4,052,975 402,667 9,395 226,224 167,048 167,048
Financial transactions 27,942 -4,214 376 -9,395 4,805 4,805
Other changes -5,694 551 0 457 94 94
Price changes and revaluations -5,738 551 0 457 94 94
Other volume changes 44 0 0 0 0 0
Closing balance sheet 4,075,223 399,004 9,771 217,286 171,947 171,947
Consolidated Opening balance sheet 2,629,319 402,667 9,395 226,224 167,048 167,048
Financial transactions 34,441 -4,214 376 -9,395 4,805 4,805
Other changes -4,809 551 0 457 94 94
Price changes and revaluations -4,809 551 0 457 94 94
Other volume changes 0 0 0 0 0 0
Closing balance sheet 2,658,951 399,004 9,771 217,286 171,947 171,947
Financial corporations Not consolidated Opening balance sheet 12,193,057 88,421 72,250 16,171 1,173,479 2,992 362,239 808,248 808,248
Financial transactions 372,341 -40 0 -40 90,570 -205 44,426 46,349 46,349
Other changes -157,611 6,615 6,390 225 3,829 0 604 3,225 3,225
Price changes and revaluations -157,532 6,615 6,390 225 3,829 0 604 3,225 3,225
Other volume changes -79 0 0 0 0 0 0 0 0
Closing balance sheet 12,407,787 94,996 78,640 16,356 1,267,878 2,787 407,269 857,822 857,822
Consolidated Opening balance sheet 10,393,001 88,421 72,250 16,171 865,141 14 128,422 736,705 736,705
Financial transactions 309,354 -40 0 -40 34,476 2 -7,170 41,644 41,644
Other changes -149,600 6,615 6,390 225 3,635 0 465 3,170 3,170
Price changes and revaluations -149,521 6,615 6,390 225 3,635 0 465 3,170 3,170
Other volume changes -79 0 0 0 0 0 0 0 0
Closing balance sheet 10,552,755 94,996 78,640 16,356 903,252 16 121,717 781,519 781,519
Monetary financial institutions Not consolidated Opening balance sheet 3,277,095 88,421 72,250 16,171 845,348 1,661 255,825 587,862 587,862
Financial transactions 242,961 -40 0 -40 53,595 -257 15,862 37,990 37,990
Other changes -73,725 6,615 6,390 225 3,504 0 400 3,104 3,104
Price changes and revaluations -73,646 6,615 6,390 225 3,504 0 400 3,104 3,104
Other volume changes -79 0 0 0 0 0 0 0 0
Closing balance sheet 3,446,331 94,996 78,640 16,356 902,447 1,404 272,087 628,956 628,956
Consolidated Opening balance sheet 3,035,730 88,421 72,250 16,171 661,778 14 76,871 584,893 584,893
Financial transactions 216,632 -40 0 -40 26,299 2 -10,930 37,227 37,227
Other changes -73,517 6,615 6,390 225 3,495 0 399 3,096 3,096
Price changes and revaluations -73,438 6,615 6,390 225 3,495 0 399 3,096 3,096
Other volume changes -79 0 0 0 0 0 0 0 0
Closing balance sheet 3,178,845 94,996 78,640 16,356 691,572 16 66,340 625,216 625,216
Central bank Not consolidated Opening balance sheet 346,622 88,421 72,250 16,171 105,114 0 0 105,114 105,114
Financial transactions 23,350 -40 0 -40 27,731 0 0 27,731 27,731
Other changes 6,043 6,615 6,390 225 63 0 0 63 63
Price changes and revaluations 6,043 6,615 6,390 225 63 0 0 63 63
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 376,015 94,996 78,640 16,356 132,908 0 0 132,908 132,908
Consolidated Opening balance sheet 346,622 88,421 72,250 16,171 105,114 0 0 105,114 105,114
Financial transactions 23,350 -40 0 -40 27,731 0 0 27,731 27,731
Other changes 6,043 6,615 6,390 225 63 0 0 63 63
Price changes and revaluations 6,043 6,615 6,390 225 63 0 0 63 63
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 376,015 94,996 78,640 16,356 132,908 0 0 132,908 132,908
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2,930,473 740,234 1,661 255,825 482,748 482,748
Financial transactions 219,611 25,864 -257 15,862 10,259 10,259
Other changes -79,768 3,441 0 400 3,041 3,041
Price changes and revaluations -79,689 3,441 0 400 3,041 3,041
Other volume changes -79 0 0 0 0 0
Closing balance sheet 3,070,316 769,539 1,404 272,087 496,048 496,048
Consolidated Opening balance sheet 2,910,523 735,843 1,661 253,850 480,332 480,332
Financial transactions 217,692 24,467 -257 15,399 9,325 9,325
Other changes -79,760 3,432 0 399 3,033 3,033
Price changes and revaluations -79,681 3,432 0 399 3,033 3,033
Other volume changes -79 0 0 0 0 0
Closing balance sheet 3,048,455 763,742 1,404 269,648 492,690 492,690
Deposit-taking corporations Not consolidated Opening balance sheet 2,927,561 739,861 1,661 255,503 482,697 482,697
Financial transactions 219,338 25,865 -257 15,863 10,259 10,259
Other changes -79,752 3,441 0 400 3,041 3,041
Price changes and revaluations -79,673 3,441 0 400 3,041 3,041
Other volume changes -79 0 0 0 0 0
Closing balance sheet 3,067,147 769,167 1,404 271,766 495,997 495,997
Consolidated Opening balance sheet 2,907,893 735,612 1,661 253,631 480,320 480,320
Financial transactions 217,415 24,468 -257 15,400 9,325 9,325
Other changes -79,741 3,432 0 399 3,033 3,033
Price changes and revaluations -79,662 3,432 0 399 3,033 3,033
Other volume changes -79 0 0 0 0 0
Closing balance sheet 3,045,567 763,512 1,404 269,430 492,678 492,678
Money Market Funds Not consolidated Opening balance sheet 2,912 373 0 322 51 51
Financial transactions 273 -1 0 -1 0 0
Other changes -16 0 0 0 0 0
Price changes and revaluations -16 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 3,169 372 0 321 51 51
Consolidated Opening balance sheet 2,912 373 0 322 51 51
Financial transactions 271 -1 0 -1 0 0
Other changes -17 0 0 0 0 0
Price changes and revaluations -17 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 3,166 372 0 321 51 51
Other financial institutions Not consolidated Opening balance sheet 6,509,315 172,937 737 79,639 92,561 92,561
Financial transactions 85,015 26,333 29 23,439 2,865 2,865
Other changes -62,836 246 0 140 106 106
Price changes and revaluations -62,836 246 0 140 106 106
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2024 are final. Quarterly data from 2024 and further are provisional.

Changes as of July 1st, 2026:
Data on the first quarter of 2026 have been added.
Following revision policy, 2024 and 2025 data are updated, and time series of the sector accounts are revised (annual revision).

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.