Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Money Market Funds Not consolidated Opening balance sheet 1,801 189 0 150 39 39
Financial transactions -3 -8 0 -8 0 0
Other changes -1 0 0 0 0 0
Price changes and revaluations -1 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,797 181 0 142 39 39
Consolidated Opening balance sheet 1,801 189 0 150 39 39
Financial transactions -3 -8 0 -8 0 0
Other changes -1 0 0 0 0 0
Price changes and revaluations -1 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,797 181 0 142 39 39
Non-MMF investment funds Not consolidated Opening balance sheet 806,023 13,638 156 9,821 3,661 3,661
Financial transactions 3,322 -585 7 -584 -8 -8
Other changes 22,639 -7 0 -2 -5 -5
Price changes and revaluations 22,639 -7 0 -2 -5 -5
Other volume changes 0 0 0 0 0 0
Closing balance sheet 831,984 13,046 163 9,235 3,648 3,648
Consolidated Opening balance sheet 697,058 13,638 156 9,821 3,661 3,661
Financial transactions 3,828 -585 7 -584 -8 -8
Other changes 17,696 -7 0 -2 -5 -5
Price changes and revaluations 17,696 -7 0 -2 -5 -5
Other volume changes 0 0 0 0 0 0
Closing balance sheet 718,582 13,046 163 9,235 3,648 3,648
Other fin. inst. excl. investment funds Not consolidated Opening balance sheet 5,576,945 178,374 507 77,988 99,879 99,879
Financial transactions 66,205 -966 22 3,035 -4,023 -4,023
Other changes 63,943 -59 0 -28 -31 -31
Price changes and revaluations 63,943 -59 0 -28 -31 -31
Other volume changes 0 0 0 0 0 0
Closing balance sheet 5,707,093 177,349 529 80,995 95,825 95,825
Consolidated Opening balance sheet 5,448,383 178,374 507 77,988 99,879 99,879
Financial transactions 68,962 -966 22 3,035 -4,023 -4,023
Other changes 62,439 -59 0 -28 -31 -31
Price changes and revaluations 62,439 -59 0 -28 -31 -31
Other volume changes 0 0 0 0 0 0
Closing balance sheet 5,579,784 177,349 529 80,995 95,825 95,825
Insurance corporations and pension funds Not consolidated Opening balance sheet 2,353,225 130,218 536 27,680 102,002 102,002
Financial transactions 6,058 2,293 24 -1,962 4,231 4,231
Other changes 26,386 3 0 -6 9 9
Price changes and revaluations 26,386 3 0 -6 9 9
Other volume changes 0 0 0 0 0 0
Closing balance sheet 2,385,669 132,514 560 25,712 106,242 106,242
Consolidated Opening balance sheet 2,338,428 130,218 536 27,680 102,002 102,002
Financial transactions 6,695 2,293 24 -1,962 4,231 4,231
Other changes 26,439 3 0 -6 9 9
Price changes and revaluations 26,439 3 0 -6 9 9
Other volume changes 0 0 0 0 0 0
Closing balance sheet 2,371,562 132,514 560 25,712 106,242 106,242
Pension funds Not consolidated Opening balance sheet 1,865,672 111,519 101 22,053 89,365 89,365
Financial transactions 10,714 3,395 4 -1,622 5,013 5,013
Other changes 24,227 10 0 -4 14 14
Price changes and revaluations 24,227 10 0 -4 14 14
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,900,613 114,924 105 20,427 94,392 94,392
Consolidated Opening balance sheet 1,865,314 111,519 101 22,053 89,365 89,365
Financial transactions 10,680 3,395 4 -1,622 5,013 5,013
Other changes 24,227 10 0 -4 14 14
Price changes and revaluations 24,227 10 0 -4 14 14
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,900,221 114,924 105 20,427 94,392 94,392
Social security funds Not consolidated Opening balance sheet 79,111 63,630 0 63,630 0 0
Financial transactions -2,455 -426 0 -426 0 0
Other changes 0 0 0 0 0 0
Price changes and revaluations 0 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 76,656 63,204 0 63,204 0 0
Consolidated Opening balance sheet 78,372 63,630 0 63,630 0 0
Financial transactions -2,455 -426 0 -426 0 0
Other changes 0 0 0 0 0 0
Price changes and revaluations 0 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 75,917 63,204 0 63,204 0 0
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of Decemberr 24th, 2025:
Data of the third quarter 2025 have been added to this table.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.