Financial balance sheets and transactions by sectors; National Accounts

Financial balance sheets and transactions by sectors; National Accounts

Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Periods Assets Debt securities Long-term securities (million euros) Assets Loans Long-term loans (million euros) Liabilities Debt securities Long-term securities (million euros) Liabilities Loans Long-term loans (million euros)
Total domestic sectors Not consolidated Financial transactions 2025 3rd quarter* -3,890 21,113 -10,824 20,995
Total domestic sectors Consolidated Financial transactions 2025 3rd quarter* 6,360 5,501 -574 5,383
The non-financial corporations sector Not consolidated Financial transactions 2025 3rd quarter* -464 342 -4,477 3,665
The non-financial corporations sector Consolidated Financial transactions 2025 3rd quarter* -462 999 -4,475 4,322
Financial corporations Not consolidated Financial transactions 2025 3rd quarter* -3,481 16,494 4,689 4,358
Financial corporations Consolidated Financial transactions 2025 3rd quarter* -1,018 16,243 7,152 4,107
Monetary financial institutions Not consolidated Financial transactions 2025 3rd quarter* -6,102 15,102 -3,719 -56
Monetary financial institutions Consolidated Financial transactions 2025 3rd quarter* -6,377 15,102 -3,994 -56
Central bank Not consolidated Financial transactions 2025 3rd quarter* -8,497 -26 0 0
Central bank Consolidated Financial transactions 2025 3rd quarter* -8,497 -26 0 0
Deposit-taking corporations and MMFs Not consolidated Financial transactions 2025 3rd quarter* 2,395 15,128 -3,719 -56
Deposit-taking corporations and MMFs Consolidated Financial transactions 2025 3rd quarter* 1,890 15,128 -4,224 -56
Deposit-taking corporations Not consolidated Financial transactions 2025 3rd quarter* 2,391 15,128 -3,719 -56
Deposit-taking corporations Consolidated Financial transactions 2025 3rd quarter* 1,890 15,128 -4,220 -56
Money Market Funds Not consolidated Financial transactions 2025 3rd quarter* 4 0 0 0
Money Market Funds Consolidated Financial transactions 2025 3rd quarter* 4 0 0 0
Other financial institutions Not consolidated Financial transactions 2025 3rd quarter* 5,982 335 8,408 4,454
Other financial institutions Consolidated Financial transactions 2025 3rd quarter* 6,222 1,648 8,648 5,767
Non-MMF investment funds Not consolidated Financial transactions 2025 3rd quarter* 1,553 556 0 -80
Non-MMF investment funds Consolidated Financial transactions 2025 3rd quarter* 1,553 529 0 -107
Other fin. inst. excl. investment funds Not consolidated Financial transactions 2025 3rd quarter* 4,429 -221 8,408 4,534
Other fin. inst. excl. investment funds Consolidated Financial transactions 2025 3rd quarter* 4,476 1,075 8,455 5,830
Other fin. intermediaries, auxiliairies Not consolidated Financial transactions 2025 3rd quarter* -590 -2,512 -1,355 -134
Other fin. intermediaries, auxiliairies Consolidated Financial transactions 2025 3rd quarter* -561 -1,216 -1,326 1,162
Other financial intermediaries Not consolidated Financial transactions 2025 3rd quarter* -571 -3,979 -2,524 -147
Other financial intermediaries Consolidated Financial transactions 2025 3rd quarter* -541 -2,705 -2,494 1,127
Financial auxiliaries Not consolidated Financial transactions 2025 3rd quarter* -19 1,467 1,169 13
Financial auxiliaries Consolidated Financial transactions 2025 3rd quarter* -19 1,486 1,169 32
Captive institutions and money lenders Not consolidated Financial transactions 2025 3rd quarter* 5,019 2,291 9,763 4,668
Captive institutions and money lenders Consolidated Financial transactions 2025 3rd quarter* 5,019 2,291 9,763 4,668
Insurance corporations and pension funds Not consolidated Financial transactions 2025 3rd quarter* -3,361 1,057 0 -40
Insurance corporations and pension funds Consolidated Financial transactions 2025 3rd quarter* -3,361 917 0 -180
Insurance corporations Not consolidated Financial transactions 2025 3rd quarter* 656 788 0 -34
Insurance corporations Consolidated Financial transactions 2025 3rd quarter* 656 622 0 -200
Pension funds Not consolidated Financial transactions 2025 3rd quarter* -4,017 269 0 -6
Pension funds Consolidated Financial transactions 2025 3rd quarter* -4,017 269 0 -6
General government Not consolidated Financial transactions 2025 3rd quarter* 32 4,179 -11,036 496
General government Consolidated Financial transactions 2025 3rd quarter* 35 3,666 -11,033 -17
Central government Not consolidated Financial transactions 2025 3rd quarter* 56 4,074 -10,706 252
Central government Consolidated Financial transactions 2025 3rd quarter* 56 3,871 -10,706 49
Local government Not consolidated Financial transactions 2025 3rd quarter* -24 105 -330 244
Local government Consolidated Financial transactions 2025 3rd quarter* -24 -199 -330 -60
Social security funds Not consolidated Financial transactions 2025 3rd quarter* 0 0 0 0
Social security funds Consolidated Financial transactions 2025 3rd quarter* 0 0 0 0
Households including NPISHs Not consolidated Financial transactions 2025 3rd quarter* 23 98 0 12,476
Households including NPISHs Consolidated Financial transactions 2025 3rd quarter* 23 7 0 12,385
Households Not consolidated Financial transactions 2025 3rd quarter* 41 98 12,493
Households Consolidated Financial transactions 2025 3rd quarter* 41 7 12,402
Non-profit institutions serv. households Not consolidated Financial transactions 2025 3rd quarter* -18 0 0 -17
Non-profit institutions serv. households Consolidated Financial transactions 2025 3rd quarter* -18 0 0 -17
Rest of the world Not consolidated Financial transactions 2025 3rd quarter* -574 5,383 6,360 5,501
Rest of the world Consolidated Financial transactions 2025 3rd quarter* -574 5,383 6,360 5,501
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of Decemberr 24th, 2025:
Data of the third quarter 2025 have been added to this table.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Liabilities
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.