Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Assets Debt securities Long-term securities (million euros) Assets Loans Long-term loans (million euros) Liabilities Debt securities Long-term securities (million euros) Liabilities Loans Long-term loans (million euros)
Total domestic sectors Not consolidated 33,371 103,947 84,922 58,535
Consolidated 38,880 48,469 90,431 3,057
The non-financial corporations sector Not consolidated -520 -8,663 3,798 -2,878
Consolidated -522 6,356 3,796 12,141
Financial corporations Not consolidated 33,781 98,412 62,168 14,003
Consolidated 40,258 97,149 68,645 12,740
Monetary financial institutions Not consolidated 7,685 67,766 13,964 -3,400
Consolidated 8,088 67,766 14,367 -3,400
Central bank Not consolidated -10,384 343 0 0
Consolidated -10,384 343 0 0
Deposit-taking corporations and MMFs Not consolidated 18,069 67,423 13,964 -3,400
Consolidated 15,465 67,423 11,360 -3,400
Deposit-taking corporations Not consolidated 17,220 67,423 13,964 -3,400
Consolidated 14,697 67,423 11,441 -3,400
Money Market Funds Not consolidated 849 0 0 0
Consolidated 849 0 0 0
Other financial institutions Not consolidated 11,799 31,932 48,289 17,493
Consolidated 12,825 33,098 49,315 18,659
Non-MMF investment funds Not consolidated -776 2,362 0 203
Consolidated -775 2,336 1 177
Other fin. inst. excl. investment funds Not consolidated 12,575 29,570 48,289 17,290
Consolidated 13,218 30,837 48,932 18,557
Other fin. intermediaries, auxiliairies Not consolidated -1,234 -380 -2,734 2,177
Consolidated -693 887 -2,193 3,444
Other financial intermediaries Not consolidated -706 -2,184 -5,435 1,660
Consolidated -171 -804 -4,900 3,040
Financial auxiliaries Not consolidated -528 1,804 2,701 517
Consolidated -524 1,687 2,705 400
Captive institutions and money lenders Not consolidated 13,809 29,950 51,023 15,113
Consolidated 13,809 29,950 51,023 15,113
Insurance corporations and pension funds Not consolidated 14,297 -1,286 -85 -90
Consolidated 14,297 -1,248 -85 -52
Insurance corporations Not consolidated 3,837 -2,770 -85 -57
Consolidated 3,837 -2,755 -85 -42
Pension funds Not consolidated 10,460 1,484 0 -33
Consolidated 10,460 1,484 0 -33
General government Not consolidated -101 13,820 18,956 1,539
Consolidated -102 12,031 18,955 -250
Central government Not consolidated -35 12,982 19,286 764
Consolidated -39 12,357 19,282 139
Local government Not consolidated -66 838 -330 778
Consolidated -66 -54 -330 -114
Social security funds Not consolidated 0 0 0 -3
Consolidated 0 0 0 -3
Households including NPISHs Not consolidated 211 378 0 45,871
Consolidated 211 14 0 45,507
Households Not consolidated 213 378 45,993
Consolidated 213 14 45,629
Non-profit institutions serv. households Not consolidated -2 0 0 -122
Consolidated -2 0 0 -122
Rest of the world Not consolidated 90,431 3,057 38,880 48,469
Consolidated 90,431 3,057 38,880 48,469
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of March 26th 2026:
Data on the fourth quarter of 2025 and annual data on 2025 are available. The figures for 2024 and the first three quarters of 2025 have been revised. Figures for 2024 have been revised as a result of updated information about government finance statistics.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Liabilities
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.