Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Assets Debt securities Long-term securities (million euros) Assets Loans Long-term loans (million euros) Liabilities Debt securities Long-term securities (million euros) Liabilities Loans Long-term loans (million euros)
Total domestic sectors Not consolidated 43,827 -2,193 13,397 11,435
Consolidated 44,722 -15,372 14,292 -1,744
The non-financial corporations sector Not consolidated 401 1,534 3,451 4,497
Consolidated 401 -679 3,451 2,284
Financial corporations Not consolidated 43,014 -3,679 8,243 -4,998
Consolidated 44,383 -4,386 9,612 -5,705
Monetary financial institutions Not consolidated 6,425 17,067 -7,027 -191
Consolidated 7,486 17,067 -5,966 -191
Central bank Not consolidated -5,851 49 0 0
Consolidated -5,851 49 0 0
Deposit-taking corporations and MMFs Not consolidated 12,276 17,018 -7,027 -191
Consolidated 11,892 17,018 -7,411 -191
Deposit-taking corporations Not consolidated 12,068 17,018 -7,027 -191
Consolidated 11,685 17,018 -7,410 -191
Money Market Funds Not consolidated 208 0 0 0
Consolidated 208 0 0 0
Other financial institutions Not consolidated 9,090 -19,425 15,270 -4,804
Consolidated 9,232 -18,785 15,412 -4,164
Non-MMF investment funds Not consolidated 2,997 -56 0 -131
Consolidated 2,997 -56 0 -131
Other fin. inst. excl. investment funds Not consolidated 6,093 -19,369 15,270 -4,673
Consolidated 6,212 -18,721 15,389 -4,025
Other fin. intermediaries, auxiliairies Not consolidated 1,033 732 1,571 123
Consolidated 1,111 1,384 1,649 775
Other financial intermediaries Not consolidated 1,221 -1,117 -826 70
Consolidated 1,308 -452 -739 735
Financial auxiliaries Not consolidated -188 1,849 2,397 53
Consolidated -188 1,835 2,397 39
Captive institutions and money lenders Not consolidated 5,060 -20,101 13,699 -4,796
Consolidated 5,060 -20,101 13,699 -4,796
Insurance corporations and pension funds Not consolidated 27,499 -1,321 0 -3
Consolidated 27,499 -1,333 0 -15
Insurance corporations Not consolidated 3,021 -1,037 0 26
Consolidated 3,021 -1,040 0 23
Pension funds Not consolidated 24,478 -284 0 -29
Consolidated 24,478 -284 0 -29
General government Not consolidated -5 -137 1,703 -549
Consolidated -7 -201 1,701 -613
Central government Not consolidated 14 -323 1,496 -257
Consolidated 12 -210 1,494 -144
Local government Not consolidated -19 186 207 -292
Consolidated -19 6 207 -472
Social security funds Not consolidated 0 0 0 0
Consolidated 0 0 0 0
Households including NPISHs Not consolidated 417 89 0 12,485
Consolidated 417 2 0 12,398
Households Not consolidated 370 89 12,472
Consolidated 370 2 12,385
Non-profit institutions serv. households Not consolidated 47 0 0 13
Consolidated 47 0 0 13
Rest of the world Not consolidated 14,292 -1,744 44,722 -15,372
Consolidated 14,292 -1,744 44,722 -15,372
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2024 are final. Quarterly data from 2024 and further are provisional.

Changes as of July 1st, 2026:
Data on the first quarter of 2026 have been added.
Following revision policy, 2024 and 2025 data are updated, and time series of the sector accounts are revised (annual revision).

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Liabilities
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.