Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Debt securities Long-term securities (million euros) Assets Loans Long-term loans (million euros) Liabilities Debt securities Long-term securities (million euros) Liabilities Loans Long-term loans (million euros)
Total domestic sectors Not consolidated Opening balance sheet 1,300,927 3,564,668 1,859,243 2,960,817
Financial transactions -3,890 21,113 -10,824 20,995
Other changes -6,159 -6,037 795 -1,859
Price changes and revaluations -6,029 -6,123 795 -1,856
Other volume changes -130 86 0 -3
Closing balance sheet 1,290,878 3,579,744 1,849,214 2,979,953
Consolidated Opening balance sheet 922,239 1,283,623 1,480,555 679,772
Financial transactions 6,360 5,501 -574 5,383
Other changes -4,236 -5,899 2,718 -1,721
Price changes and revaluations -4,142 -5,988 2,682 -1,721
Other volume changes -94 89 36 0
Closing balance sheet 924,363 1,283,225 1,482,699 683,434
The non-financial corporations sector Not consolidated Opening balance sheet 4,770 810,095 178,141 1,104,870
Financial transactions -464 342 -4,477 3,665
Other changes -177 -1,694 -1,949 -267
Price changes and revaluations -177 -1,884 -1,949 -267
Other volume changes 0 190 0 0
Closing balance sheet 4,129 808,743 171,715 1,108,268
Consolidated Opening balance sheet 4,766 370,852 178,137 665,627
Financial transactions -462 999 -4,475 4,322
Other changes -177 -1,884 -1,949 -457
Price changes and revaluations -177 -1,884 -1,949 -267
Other volume changes 0 0 0 -190
Closing balance sheet 4,127 369,967 171,713 669,492
Financial corporations Not consolidated Opening balance sheet 1,282,787 2,644,762 1,309,057 740,512
Financial transactions -3,481 16,494 4,689 4,358
Other changes -6,004 -4,344 5,611 -1,588
Price changes and revaluations -6,004 -4,240 5,611 -1,588
Other volume changes 0 -104 0 0
Closing balance sheet 1,273,302 2,656,912 1,319,357 743,282
Consolidated Opening balance sheet 1,113,106 2,372,805 1,139,376 468,555
Financial transactions -1,018 16,243 7,152 4,107
Other changes -6,161 -4,216 5,454 -1,460
Price changes and revaluations -6,161 -4,112 5,454 -1,460
Other volume changes 0 -104 0 0
Closing balance sheet 1,105,927 2,384,832 1,151,982 471,202
Monetary financial institutions Not consolidated Opening balance sheet 378,399 1,131,018 395,065 141,889
Financial transactions -6,102 15,102 -3,719 -56
Other changes -768 -399 333 -129
Price changes and revaluations -768 -295 333 -129
Other volume changes 0 -104 0 0
Closing balance sheet 371,529 1,145,721 391,679 141,704
Consolidated Opening balance sheet 329,587 1,131,018 346,253 141,889
Financial transactions -6,377 15,102 -3,994 -56
Other changes -894 -399 207 -129
Price changes and revaluations -894 -295 207 -129
Other volume changes 0 -104 0 0
Closing balance sheet 322,316 1,145,721 342,466 141,704
Central bank Not consolidated Opening balance sheet 154,533 1,440 0 0
Financial transactions -8,497 -26 0 0
Other changes -402 -6 0 0
Price changes and revaluations -402 -6 0 0
Other volume changes 0 0 0 0
Closing balance sheet 145,634 1,408 0 0
Consolidated Opening balance sheet 154,533 1,440 0 0
Financial transactions -8,497 -26 0 0
Other changes -402 -6 0 0
Price changes and revaluations -402 -6 0 0
Other volume changes 0 0 0 0
Closing balance sheet 145,634 1,408 0 0
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 223,866 1,129,578 395,065 141,889
Financial transactions 2,395 15,128 -3,719 -56
Other changes -366 -393 333 -129
Price changes and revaluations -366 -289 333 -129
Other volume changes 0 -104 0 0
Closing balance sheet 225,895 1,144,313 391,679 141,704
Consolidated Opening balance sheet 218,053 1,129,578 389,252 141,889
Financial transactions 1,890 15,128 -4,224 -56
Other changes -365 -393 334 -129
Price changes and revaluations -365 -289 334 -129
Other volume changes 0 -104 0 0
Closing balance sheet 219,578 1,144,313 385,362 141,704
Deposit-taking corporations Not consolidated Opening balance sheet 222,575 1,129,578 395,065 141,889
Financial transactions 2,391 15,128 -3,719 -56
Other changes -366 -393 333 -129
Price changes and revaluations -366 -289 333 -129
Other volume changes 0 -104 0 0
Closing balance sheet 224,600 1,144,313 391,679 141,704
Consolidated Opening balance sheet 216,839 1,129,578 389,329 141,889
Financial transactions 1,890 15,128 -4,220 -56
Other changes -365 -393 334 -129
Price changes and revaluations -365 -289 334 -129
Other volume changes 0 -104 0 0
Closing balance sheet 218,364 1,144,313 385,443 141,704
Money Market Funds Not consolidated Opening balance sheet 1,291 0 0 0
Financial transactions 4 0 0 0
Other changes 0 0 0 0
Price changes and revaluations 0 0 0 0
Other volume changes 0 0 0 0
Closing balance sheet 1,295 0 0 0
Consolidated Opening balance sheet 1,291 0 0 0
Financial transactions 4 0 0 0
Other changes 0 0 0 0
Price changes and revaluations 0 0 0 0
Other volume changes 0 0 0 0
Closing balance sheet 1,295 0 0 0
Other financial institutions Not consolidated Opening balance sheet 158,379 1,379,140 913,970 585,584
Financial transactions 5,982 335 8,408 4,454
Other changes 159 -3,940 5,278 -1,459
Price changes and revaluations 159 -3,940 5,278 -1,459
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of Decemberr 24th, 2025:
Data of the third quarter 2025 have been added to this table.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Liabilities
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Loans
Loans are created when creditors lend funds to debtors.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.