Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Households including NPISHs Not consolidated Opening balance sheet 3,360,229 633,969 20,210 113,601 500,158 500,158 0
Financial transactions 84,857 45,332 4,468 471 40,393 40,393 0
Other changes -155,064 -280 0 -175 -105 -105 0
Price changes and revaluations -154,875 -280 0 -175 -105 -105 0
Other volume changes -189 0 0 0 0 0 0
Closing balance sheet 3,290,022 679,021 24,678 113,897 540,446 540,446 0
Consolidated Opening balance sheet 3,347,339 633,969 20,210 113,601 500,158 500,158 0
Financial transactions 84,435 45,332 4,468 471 40,393 40,393 0
Other changes -155,064 -280 0 -175 -105 -105 0
Price changes and revaluations -154,875 -280 0 -175 -105 -105 0
Other volume changes -189 0 0 0 0 0 0
Closing balance sheet 3,276,710 679,021 24,678 113,897 540,446 540,446 0
Households Not consolidated Opening balance sheet 3,332,672 619,050 19,720 103,853 495,477 495,477 0
Financial transactions 83,702 44,326 4,362 894 39,070 39,070 0
Other changes -155,183 -211 0 -135 -76 -76 0
Price changes and revaluations -155,126 -211 0 -135 -76 -76 0
Other volume changes -57 0 0 0 0 0 0
Closing balance sheet 3,261,191 663,165 24,082 104,612 534,471 534,471 0
Consolidated Opening balance sheet 3,319,851 619,050 19,720 103,853 495,477 495,477 0
Financial transactions 83,283 44,326 4,362 894 39,070 39,070 0
Other changes -155,183 -211 0 -135 -76 -76 0
Price changes and revaluations -155,126 -211 0 -135 -76 -76 0
Other volume changes -57 0 0 0 0 0 0
Closing balance sheet 3,247,951 663,165 24,082 104,612 534,471 534,471 0
Non-profit institutions serv. households Not consolidated Opening balance sheet 27,557 14,919 490 9,748 4,681 4,681 0
Financial transactions 1,155 1,006 106 -423 1,323 1,323 0
Other changes 119 -69 0 -40 -29 -29 0
Price changes and revaluations 251 -69 0 -40 -29 -29 0
Other volume changes -132 0 0 0 0 0 0
Closing balance sheet 28,831 15,856 596 9,285 5,975 5,975 0
Consolidated Opening balance sheet 27,556 14,919 490 9,748 4,681 4,681 0
Financial transactions 1,155 1,006 106 -423 1,323 1,323 0
Other changes 119 -69 0 -40 -29 -29 0
Price changes and revaluations 251 -69 0 -40 -29 -29 0
Other volume changes -132 0 0 0 0 0 0
Closing balance sheet 28,830 15,856 596 9,285 5,975 5,975 0
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of March 26th 2026:
Data on the fourth quarter of 2025 and annual data on 2025 are available. The figures for 2024 and the first three quarters of 2025 have been revised. Figures for 2024 have been revised as a result of updated information about government finance statistics.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.