Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros) Liabilities Currency and deposits Savings deposits and other deposits Total (million euros) Liabilities Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Liabilities Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 1,441,877 509,536 932,341 1,136,821 488,245 648,576
Financial transactions 64,386 15,989 48,397 85,354 15,301 70,053
Other changes -10,885 -65 -10,820 -9,489 -65 -9,424
Price changes and revaluations -10,885 -65 -10,820 -9,489 -65 -9,424
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,495,378 525,460 969,918 1,212,686 503,481 709,205
Consolidated Opening balance sheet 732,146 21,291 710,855 427,090 0 427,090
Financial transactions 52,971 688 52,283 73,939 0 73,939
Other changes -10,309 0 -10,309 -8,913 0 -8,913
Price changes and revaluations -10,309 0 -10,309 -8,913 0 -8,913
Other volume changes 0 0 0 0 0 0
Closing balance sheet 774,808 21,979 752,829 492,116 0 492,116
The non-financial corporations sector Not consolidated Opening balance sheet 163,474 163,474
Financial transactions -4,552 -4,552
Other changes -375 -375
Price changes and revaluations -375 -375
Other volume changes 0 0
Closing balance sheet 158,547 158,547
Consolidated Opening balance sheet 163,474 163,474
Financial transactions -4,552 -4,552
Other changes -375 -375
Price changes and revaluations -375 -375
Other volume changes 0 0
Closing balance sheet 158,547 158,547
Financial corporations Not consolidated Opening balance sheet 757,785 757,785 1,133,625 488,245 645,380
Financial transactions 50,838 50,838 85,276 15,301 69,975
Other changes -10,445 -10,445 -9,489 -65 -9,424
Price changes and revaluations -10,445 -10,445 -9,489 -65 -9,424
Other volume changes 0 0 0 0 0
Closing balance sheet 798,178 798,178 1,209,412 503,481 705,931
Consolidated Opening balance sheet 679,010 679,010 1,054,850 488,245 566,605
Financial transactions 55,352 55,352 89,790 15,301 74,489
Other changes -10,241 -10,241 -9,285 -65 -9,220
Price changes and revaluations -10,241 -10,241 -9,285 -65 -9,220
Other volume changes 0 0 0 0 0
Closing balance sheet 724,121 724,121 1,135,355 503,481 631,874
Monetary financial institutions Not consolidated Opening balance sheet 552,507 552,507 1,133,625 488,245 645,380
Financial transactions 49,419 49,419 85,276 15,301 69,975
Other changes -9,220 -9,220 -9,489 -65 -9,424
Price changes and revaluations -9,220 -9,220 -9,489 -65 -9,424
Other volume changes 0 0 0 0 0
Closing balance sheet 592,706 592,706 1,209,412 503,481 705,931
Consolidated Opening balance sheet 545,898 545,898 1,127,016 488,245 638,771
Financial transactions 48,911 48,911 84,768 15,301 69,467
Other changes -9,188 -9,188 -9,457 -65 -9,392
Price changes and revaluations -9,188 -9,188 -9,457 -65 -9,392
Other volume changes 0 0 0 0 0
Closing balance sheet 585,621 585,621 1,202,327 503,481 698,846
Central bank Not consolidated Opening balance sheet 165,574 165,574 201 201
Financial transactions -12,544 -12,544 -74 -74
Other changes -445 -445 0 0
Price changes and revaluations -445 -445 0 0
Other volume changes 0 0 0 0
Closing balance sheet 152,585 152,585 127 127
Consolidated Opening balance sheet 165,574 165,574 201 201
Financial transactions -12,544 -12,544 -74 -74
Other changes -445 -445 0 0
Price changes and revaluations -445 -445 0 0
Other volume changes 0 0 0 0
Closing balance sheet 152,585 152,585 127 127
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 386,933 386,933 1,133,424 488,245 645,179
Financial transactions 61,963 61,963 85,350 15,301 70,049
Other changes -8,775 -8,775 -9,489 -65 -9,424
Price changes and revaluations -8,775 -8,775 -9,489 -65 -9,424
Other volume changes 0 0 0 0 0
Closing balance sheet 440,121 440,121 1,209,285 503,481 705,804
Consolidated Opening balance sheet 380,790 380,790 1,127,281 488,245 639,036
Financial transactions 61,805 61,805 85,192 15,301 69,891
Other changes -8,743 -8,743 -9,457 -65 -9,392
Price changes and revaluations -8,743 -8,743 -9,457 -65 -9,392
Other volume changes 0 0 0 0 0
Closing balance sheet 433,852 433,852 1,203,016 503,481 699,535
Deposit-taking corporations Not consolidated Opening balance sheet 386,894 386,894 1,133,424 488,245 645,179
Financial transactions 61,963 61,963 85,350 15,301 70,049
Other changes -8,775 -8,775 -9,489 -65 -9,424
Price changes and revaluations -8,775 -8,775 -9,489 -65 -9,424
Other volume changes 0 0 0 0 0
Closing balance sheet 440,082 440,082 1,209,285 503,481 705,804
Consolidated Opening balance sheet 380,790 380,790 1,127,320 488,245 639,075
Financial transactions 61,805 61,805 85,192 15,301 69,891
Other changes -8,743 -8,743 -9,457 -65 -9,392
Price changes and revaluations -8,743 -8,743 -9,457 -65 -9,392
Other volume changes 0 0 0 0 0
Closing balance sheet 433,852 433,852 1,203,055 503,481 699,574
Money Market Funds Not consolidated Opening balance sheet 39 39 0 0 0
Financial transactions 0 0 0 0 0
Other changes 0 0 0 0 0
Price changes and revaluations 0 0 0 0 0
Other volume changes 0 0 0 0 0
Closing balance sheet 39 39 0 0 0
Consolidated Opening balance sheet 39 39 0 0 0
Financial transactions 0 0 0 0 0
Other changes 0 0 0 0 0
Price changes and revaluations 0 0 0 0 0
Other volume changes 0 0 0 0 0
Closing balance sheet 39 39 0 0 0
Other financial institutions Not consolidated Opening balance sheet 107,728 107,728
Financial transactions -2,984 -2,984
Other changes -1,185 -1,185
Price changes and revaluations -1,185 -1,185
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of September 23rd, 2025:
Data of the second quarter 2025 have been added.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.
Liabilities
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.
Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.