Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros) Liabilities Currency and deposits Savings deposits and other deposits Total (million euros) Liabilities Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Liabilities Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 1,358,359 500,158 858,201 1,074,831 480,778 594,053
Financial transactions 150,098 40,393 109,705 145,430 35,883 109,547
Other changes -24,709 -105 -24,604 -14,769 -105 -14,664
Price changes and revaluations -17,403 -105 -17,298 -14,769 -105 -14,664
Other volume changes -7,306 0 -7,306 0 0 0
Closing balance sheet 1,483,748 540,446 943,302 1,205,492 516,556 688,936
Consolidated Opening balance sheet 657,785 19,380 638,405 374,257 0 374,257
Financial transactions 108,647 4,510 104,137 103,979 0 103,979
Other changes -23,797 0 -23,797 -13,857 0 -13,857
Price changes and revaluations -16,491 0 -16,491 -13,857 0 -13,857
Other volume changes -7,306 0 -7,306 0 0 0
Closing balance sheet 742,635 23,890 718,745 464,379 0 464,379
The non-financial corporations sector Not consolidated Opening balance sheet 163,419 163,419
Financial transactions 1,918 1,918
Other changes -522 -522
Price changes and revaluations -522 -522
Other volume changes 0 0
Closing balance sheet 164,815 164,815
Consolidated Opening balance sheet 163,419 163,419
Financial transactions 1,918 1,918
Other changes -522 -522
Price changes and revaluations -522 -522
Other volume changes 0 0
Closing balance sheet 164,815 164,815
Financial corporations Not consolidated Opening balance sheet 685,838 685,838 1,071,837 480,778 591,059
Financial transactions 101,941 101,941 145,285 35,883 109,402
Other changes -24,082 -24,082 -14,769 -105 -14,664
Price changes and revaluations -16,776 -16,776 -14,769 -105 -14,664
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 763,697 763,697 1,202,353 516,556 685,797
Consolidated Opening balance sheet 605,446 605,446 991,445 480,778 510,667
Financial transactions 105,940 105,940 149,284 35,883 113,401
Other changes -23,781 -23,781 -14,468 -105 -14,363
Price changes and revaluations -16,475 -16,475 -14,468 -105 -14,363
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 687,605 687,605 1,126,261 516,556 609,705
Monetary financial institutions Not consolidated Opening balance sheet 496,870 496,870 1,071,837 480,778 591,059
Financial transactions 74,633 74,633 145,285 35,883 109,402
Other changes -22,362 -22,362 -14,769 -105 -14,664
Price changes and revaluations -15,056 -15,056 -14,769 -105 -14,664
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 549,141 549,141 1,202,353 516,556 685,797
Consolidated Opening balance sheet 489,562 489,562 1,064,529 480,778 583,751
Financial transactions 75,913 75,913 146,565 35,883 110,682
Other changes -22,324 -22,324 -14,731 -105 -14,626
Price changes and revaluations -15,018 -15,018 -14,731 -105 -14,626
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 543,151 543,151 1,196,363 516,556 679,807
Central bank Not consolidated Opening balance sheet 135,845 135,845 283 283
Financial transactions -29,209 -29,209 -230 -230
Other changes -142 -142 0 0
Price changes and revaluations -142 -142 0 0
Other volume changes 0 0 0 0
Closing balance sheet 106,494 106,494 53 53
Consolidated Opening balance sheet 135,845 135,845 283 283
Financial transactions -29,209 -29,209 -230 -230
Other changes -142 -142 0 0
Price changes and revaluations -142 -142 0 0
Other volume changes 0 0 0 0
Closing balance sheet 106,494 106,494 53 53
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 361,025 361,025 1,071,554 480,778 590,776
Financial transactions 103,842 103,842 145,515 35,883 109,632
Other changes -22,220 -22,220 -14,769 -105 -14,664
Price changes and revaluations -14,914 -14,914 -14,769 -105 -14,664
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 442,647 442,647 1,202,300 516,556 685,744
Consolidated Opening balance sheet 354,583 354,583 1,065,112 480,778 584,334
Financial transactions 104,893 104,893 146,566 35,883 110,683
Other changes -22,183 -22,183 -14,732 -105 -14,627
Price changes and revaluations -14,877 -14,877 -14,732 -105 -14,627
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 437,293 437,293 1,196,946 516,556 680,390
Deposit-taking corporations Not consolidated Opening balance sheet 360,986 360,986 1,071,554 480,778 590,776
Financial transactions 103,842 103,842 145,515 35,883 109,632
Other changes -22,220 -22,220 -14,769 -105 -14,664
Price changes and revaluations -14,914 -14,914 -14,769 -105 -14,664
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 442,608 442,608 1,202,300 516,556 685,744
Consolidated Opening balance sheet 354,583 354,583 1,065,151 480,778 584,373
Financial transactions 104,893 104,893 146,566 35,883 110,683
Other changes -22,183 -22,183 -14,732 -105 -14,627
Price changes and revaluations -14,877 -14,877 -14,732 -105 -14,627
Other volume changes -7,306 -7,306 0 0 0
Closing balance sheet 437,293 437,293 1,196,985 516,556 680,429
Money Market Funds Not consolidated Opening balance sheet 39 39 0 0 0
Financial transactions 0 0 0 0 0
Other changes 0 0 0 0 0
Price changes and revaluations 0 0 0 0 0
Other volume changes 0 0 0 0 0
Closing balance sheet 39 39 0 0 0
Consolidated Opening balance sheet 39 39 0 0 0
Financial transactions 0 0 0 0 0
Other changes 0 0 0 0 0
Price changes and revaluations 0 0 0 0 0
Other volume changes 0 0 0 0 0
Closing balance sheet 39 39 0 0 0
Other financial institutions Not consolidated Opening balance sheet 105,074 105,074
Financial transactions -7,022 -7,022
Other changes -1,661 -1,661
Price changes and revaluations -1,661 -1,661
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of March 26th 2026:
Data on the fourth quarter of 2025 and annual data on 2025 are available. The figures for 2024 and the first three quarters of 2025 have been revised. Figures for 2024 have been revised as a result of updated information about government finance statistics.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.
Liabilities
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.
Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.