Wealth of households; components of wealth

View full table Show description
Household characteristics Components of wealth Number of private households (x 1 000) Total wealth (bn euros) Mean wealth (1 000 euros) Median wealth (1 000 euros)
Private households Wealth 8,258.9 2,754.4 333.5 135.5
1 Assets 8,258.9 3,769.7 456.4 307.0
1.1 Financial assets 8,127.8 617.9 76.0 23.7
1.1.1 Bank and savings credits 8,126.3 444.4 54.7 21.5
1.1.2 Securities 1,594.3 173.5 108.8 15.0
1.2 Real estate 4,684.8 2,415.8 515.7 419.5
1.2.1 Principal residence 4,624.9 2,180.7 471.5 413.3
1.2.2 Other real estate 578.6 235.0 406.2 203.7
1.3 Enterprise capital 1,042.4 102.4 98.2 17.5
1.4 Substantial interest 515.6 563.3 1,092.4 197.5
1.5 Other assets 462.6 70.5 152.4 42.4
2 Liabilities 6,013.7 1,015.3 168.8 108.1
2.1 Principal residence loans 3,864.5 807.5 209.0 171.9
2.2 Education loans 1,389.2 28.8 20.7 11.8
2.3 Other loans 4,113.7 179.0 43.5 0.9
Wealth excluding principal residence 8,258.9 1,381.2 167.2 23.0
Type: Single person household Wealth 3,236.2 573.6 177.2 18.7
1 Assets 3,236.2 743.0 229.6 22.7
1.1 Financial assets 3,129.0 158.8 50.7 11.7
1.1.1 Bank and savings credits 3,127.8 114.3 36.5 10.8
1.1.2 Securities 419.1 44.5 106.1 15.3
1.2 Real estate 1,121.2 484.8 432.4 357.5
1.2.1 Principal residence 1,096.8 441.4 402.5 354.4
1.2.2 Other real estate 121.5 43.4 357.4 169.0
1.3 Enterprise capital 194.9 12.0 61.8 10.8
1.4 Substantial interest 82.6 71.7 868.3 120.8
1.5 Other assets 113.4 15.6 137.4 39.0
2 Liabilities 1,815.1 169.4 93.3 33.7
2.1 Principal residence loans 822.3 125.1 152.2 127.0
2.2 Education loans 438.6 9.8 22.3 15.6
2.3 Other loans 1,138.8 34.5 30.3 0.7
Wealth excluding principal residence 3,236.2 257.3 79.5 9.6
Type: Multi-person household Wealth 5,022.8 2,180.8 434.2 226.7
1 Assets 5,022.8 3,026.7 602.6 417.2
1.1 Financial assets 4,998.8 459.1 91.8 33.8
1.1.1 Bank and savings credits 4,998.5 330.1 66.0 30.5
1.1.2 Securities 1,175.2 129.0 109.8 14.9
1.2 Real estate 3,563.6 1,930.9 541.9 439.1
1.2.1 Principal residence 3,528.1 1,739.3 493.0 431.9
1.2.2 Other real estate 457.1 191.6 419.2 213.0
1.3 Enterprise capital 847.5 90.3 106.6 19.4
1.4 Substantial interest 433.0 491.5 1,135.1 215.0
1.5 Other assets 349.1 54.9 157.2 44.0
2 Liabilities 4,198.6 845.9 201.5 147.1
2.1 Principal residence loans 3,042.2 682.4 224.3 188.1
2.2 Education loans 950.6 19.0 20.0 10.2
2.3 Other loans 2,974.9 144.5 48.6 1.0
Wealth excluding principal residence 5,022.8 1,123.9 223.8 36.8
Type: One-parent family Wealth 588.9 107.5 182.6 18.5
1 Assets 588.9 160.1 271.8 25.3
1.1 Financial assets 581.3 24.4 42.0 10.4
1.1.1 Bank and savings credits 581.3 19.5 33.6 9.9
1.1.2 Securities 72.5 4.9 68.2 7.2
1.2 Real estate 233.1 110.4 473.8 386.4
1.2.1 Principal residence 228.5 100.1 437.9 382.3
1.2.2 Other real estate 25.7 10.4 402.5 191.0
1.3 Enterprise capital 64.9 4.0 62.0 9.7
1.4 Substantial interest 21.0 18.2 870.1 120.4
1.5 Other assets 18.7 2.9 156.4 36.8
2 Liabilities 462.6 52.5 113.5 30.5
2.1 Principal residence loans 207.0 40.3 194.7 160.1
2.2 Education loans 164.8 2.5 15.0 6.5
2.3 Other loans 356.3 9.7 27.3 1.2
Wealth excluding principal residence 588.9 47.8 81.1 7.5
Type: Couple, total Wealth 4,271.8 2,002.0 468.6 254.8
1 Assets 4,271.8 2,764.0 647.0 443.6
1.1 Financial assets 4,256.2 418.7 98.4 38.1
1.1.1 Bank and savings credits 4,255.9 298.3 70.1 34.3
1.1.2 Securities 1,065.9 120.4 113.0 15.7
1.2 Real estate 3,232.3 1,762.4 545.2 443.2
1.2.1 Principal residence 3,203.5 1,590.2 496.4 436.0
1.2.2 Other real estate 409.7 172.1 420.1 214.7
1.3 Enterprise capital 740.7 80.1 108.2 20.6
1.4 Substantial interest 395.7 453.5 1,146.2 222.6
1.5 Other assets 315.0 49.3 156.5 43.5
2 Liabilities 3,591.8 762.0 212.2 159.1
2.1 Principal residence loans 2,751.8 618.9 224.9 190.1
2.2 Education loans 730.2 15.1 20.7 11.0
2.3 Other loans 2,502.4 128.0 51.1 0.9
Wealth excluding principal residence 4,271.8 1,030.6 241.3 42.8
Type: Couple, no children Wealth 2,301.7 1,075.1 467.1 264.4
1 Assets 2,301.7 1,376.8 598.2 413.0
1.1 Financial assets 2,291.5 248.9 108.6 41.5
1.1.1 Bank and savings credits 2,291.4 173.4 75.7 37.1
1.1.2 Securities 548.1 75.5 137.8 21.4
1.2 Real estate 1,635.9 860.3 525.9 427.7
1.2.1 Principal residence 1,617.8 772.7 477.6 420.5
1.2.2 Other real estate 220.4 87.6 397.5 201.0
1.3 Enterprise capital 279.1 28.9 103.4 20.2
1.4 Substantial interest 174.8 211.0 1,207.3 211.4
1.5 Other assets 173.3 27.8 160.4 50.0
2 Liabilities 1,743.3 301.7 173.1 113.4
2.1 Principal residence loans 1,259.2 235.6 187.1 150.3
2.2 Education loans 245.4 7.6 30.8 21.5
2.3 Other loans 1,138.5 58.6 51.5 0.7
Wealth excluding principal residence 2,301.7 538.0 233.8 44.6
Type: Couple, with child(ren) Wealth 1,970.1 926.9 470.5 246.5
1 Assets 1,970.1 1,387.1 704.1 477.5
1.1 Financial assets 1,964.6 169.8 86.4 34.3
1.1.1 Bank and savings credits 1,964.6 124.9 63.6 31.1
Source: CBS.
Explanation of symbols

Table explanation


This table shows the distribution of wealth of households. The figures in this table are broken down to components of wealth and different household characteristics.

Data available from: 2006.
The population consists of all private households with income on January 1st of the reporting year.

Status of the figures:
The figures for 2006 to 2023 are final. The figures for 2024 are preliminary.

The compilation of the figures has been changed in a number of parts from reporting year 2011 compared to previous years:
From 2011, more complete information on bank and saving credits and securities is available. All small amounts are also observed from that moment on. As a result, there are more households with these assets.
From 2011, more complete information on debts is available. Education loans and loans from banks are fully observed from that moment on. As a result, there are more households with other loans.

Changes as of 8 October 2025:
Update with final figures for 2023 and provisional figures for 2024

When will new figures be published?
New figures for 2025 will be published in the fall of 2026.

Description topics

Number of private households
Number of private households with a known income on January 1st of the reporting year.

A private household is a collection of one or more people who share the same living space and provide in their own everyday needs in a private, non-commercial way.
Total wealth
Total wealth of private households.
Mean wealth
Mean wealth of private households.
Median wealth
Median wealth of private households.

Ranking households according to their wealth, the median is equal to the wealth of the central household. Half of the households possess more wealth, the other half has less.