Wealth of households; components of wealth

Wealth of households; components of wealth

Household characteristics Components of wealth Periods Number of private households (x 1 000) Total wealth (bn euros) Mean wealth (1 000 euros) Median wealth (1 000 euros)
Private households Wealth 2020 7,894.5 1,888.0 239.2 65.3
Private households 1 Assets 2020 7,894.5 2,757.4 349.3 219.2
Private households 1.1 Financial assets 2020 7,726.5 474.4 61.4 16.3
Private households 1.1.1 Bank and savings credits 2020 7,724.6 329.9 42.7 14.9
Private households 1.1.2 Securities 2020 1,220.3 144.4 118.3 18.8
Private households 1.2 Real estate 2020 4,541.3 1,715.1 377.7 300.0
Private households 1.2.1 Principal residence 2020 4,487.2 1,551.2 345.7 295.5
Private households 1.2.2 Other real estate 2020 538.7 164.0 304.3 140.0
Private households 1.3 Enterprise capital 2020 946.0 80.0 84.6 14.2
Private households 1.4 Substantial interest 2020 440.9 430.8 977.0 151.7
Private households 1.5 Other assets 2020 429.1 57.1 133.1 40.0
Private households 2 Liabilities 2020 5,482.9 869.3 158.6 114.4
Private households 2.1 Principal residence loans 2020 3,760.7 721.9 192.0 160.3
Private households 2.2 Education loans 2020 1,289.0 23.1 17.9 11.0
Private households 2.3 Other loans 2020 2,662.7 124.4 46.7 1.8
Private households Wealth excluding principal residence 2020 7,894.5 1,058.8 134.1 15.7
Type: Single person household Wealth 2020 2,985.9 396.1 132.7 12.6
Type: Single person household 1 Assets 2020 2,985.9 536.1 179.5 17.0
Type: Single person household 1.1 Financial assets 2020 2,857.2 123.6 43.3 8.0
Type: Single person household 1.1.1 Bank and savings credits 2020 2,855.8 84.9 29.7 7.4
Type: Single person household 1.1.2 Securities 2020 312.9 38.7 123.8 20.3
Type: Single person household 1.2 Real estate 2020 1,047.4 337.3 322.0 257.2
Type: Single person household 1.2.1 Principal residence 2020 1,025.5 307.1 299.4 255.1
Type: Single person household 1.2.2 Other real estate 2020 112.2 30.2 269.1 123.8
Type: Single person household 1.3 Enterprise capital 2020 167.3 8.8 52.8 8.9
Type: Single person household 1.4 Substantial interest 2020 66.7 53.8 806.5 90.3
Type: Single person household 1.5 Other assets 2020 116.2 12.6 108.5 26.4
Type: Single person household 2 Liabilities 2020 1,572.4 140.0 89.0 38.1
Type: Single person household 2.1 Principal residence loans 2020 770.4 108.5 140.8 123.2
Type: Single person household 2.2 Education loans 2020 409.7 7.7 18.8 13.8
Type: Single person household 2.3 Other loans 2020 741.3 23.8 32.1 1.2
Type: Single person household Wealth excluding principal residence 2020 2,985.9 197.5 66.2 6.3
Type: Multi-person household Wealth 2020 4,908.6 1,492.0 303.9 117.8
Type: Multi-person household 1 Assets 2020 4,908.6 2,221.3 452.5 293.8
Type: Multi-person household 1.1 Financial assets 2020 4,869.3 350.7 72.0 22.9
Type: Multi-person household 1.1.1 Bank and savings credits 2020 4,868.8 245.1 50.3 20.9
Type: Multi-person household 1.1.2 Securities 2020 907.4 105.7 116.5 18.2
Type: Multi-person household 1.2 Real estate 2020 3,493.9 1,377.9 394.4 313.6
Type: Multi-person household 1.2.1 Principal residence 2020 3,461.7 1,244.1 359.4 308.2
Type: Multi-person household 1.2.2 Other real estate 2020 426.5 133.8 313.6 144.5
Type: Multi-person household 1.3 Enterprise capital 2020 778.7 71.2 91.4 15.7
Type: Multi-person household 1.4 Substantial interest 2020 374.2 377.0 1,007.3 165.5
Type: Multi-person household 1.5 Other assets 2020 312.9 44.5 142.2 45.1
Type: Multi-person household 2 Liabilities 2020 3,910.5 729.3 186.5 145.4
Type: Multi-person household 2.1 Principal residence loans 2020 2,990.3 613.4 205.1 174.0
Type: Multi-person household 2.2 Education loans 2020 879.3 15.4 17.5 9.8
Type: Multi-person household 2.3 Other loans 2020 1,921.4 100.6 52.3 2.1
Type: Multi-person household Wealth excluding principal residence 2020 4,908.6 861.3 175.5 25.0
Type: One-parent family Wealth 2020 562.0 70.1 124.7 8.9
Type: One-parent family 1 Assets 2020 562.0 114.4 203.6 15.7
Type: One-parent family 1.1 Financial assets 2020 550.6 17.8 32.4 6.3
Type: One-parent family 1.1.1 Bank and savings credits 2020 550.6 13.8 25.1 6.0
Type: One-parent family 1.1.2 Securities 2020 51.9 4.0 77.5 10.8
Type: One-parent family 1.2 Real estate 2020 224.6 78.5 349.4 276.4
Type: One-parent family 1.2.1 Principal residence 2020 220.3 71.6 324.9 274.2
Type: One-parent family 1.2.2 Other real estate 2020 23.8 6.9 290.2 137.0
Type: One-parent family 1.3 Enterprise capital 2020 53.7 3.1 57.1 7.5
Type: One-parent family 1.4 Substantial interest 2020 17.1 12.9 753.3 89.1
Type: One-parent family 1.5 Other assets 2020 15.6 2.2 139.5 42.3
Type: One-parent family 2 Liabilities 2020 424.5 44.3 104.5 38.1
Type: One-parent family 2.1 Principal residence loans 2020 200.1 35.8 179.1 151.1
Type: One-parent family 2.2 Education loans 2020 147.8 2.1 14.3 7.4
Type: One-parent family 2.3 Other loans 2020 279.2 6.4 22.9 1.4
Type: One-parent family Wealth excluding principal residence 2020 562.0 34.4 61.2 4.0
Type: Couple, total Wealth 2020 4,196.8 1,378.5 328.5 137.9
Type: Couple, total 1 Assets 2020 4,196.8 2,038.3 485.7 312.5
Type: Couple, total 1.1 Financial assets 2020 4,169.9 321.5 77.1 26.0
Type: Couple, total 1.1.1 Bank and savings credits 2020 4,169.5 222.6 53.4 23.5
Type: Couple, total 1.1.2 Securities 2020 829.5 98.9 119.2 18.9
Type: Couple, total 1.2 Real estate 2020 3,176.9 1,259.7 396.5 315.7
Type: Couple, total 1.2.1 Principal residence 2020 3,150.6 1,139.2 361.6 310.4
Type: Couple, total 1.2.2 Other real estate 2020 383.5 120.5 314.1 144.7
Type: Couple, total 1.3 Enterprise capital 2020 690.3 63.5 92.0 16.6
Type: Couple, total 1.4 Substantial interest 2020 344.4 353.5 1,026.2 171.6
Type: Couple, total 1.5 Other assets 2020 284.1 40.2 141.5 44.8
Type: Couple, total 2 Liabilities 2020 3,356.1 659.8 196.6 155.4
Type: Couple, total 2.1 Principal residence loans 2020 2,711.5 558.1 205.8 175.7
Type: Couple, total 2.2 Education loans 2020 683.0 12.1 17.8 10.2
Type: Couple, total 2.3 Other loans 2020 1,554.3 89.5 57.6 2.3
Type: Couple, total Wealth excluding principal residence 2020 4,196.8 797.5 190.0 29.4
Type: Couple, no children Wealth 2020 2,227.5 755.2 339.0 156.7
Type: Couple, no children 1 Assets 2020 2,227.5 1,001.7 449.7 290.1
Type: Couple, no children 1.1 Financial assets 2020 2,210.8 192.9 87.2 28.4
Type: Couple, no children 1.1.1 Bank and savings credits 2020 2,210.5 129.0 58.3 25.5
Type: Couple, no children 1.1.2 Securities 2020 435.1 63.9 146.9 25.0
Type: Couple, no children 1.2 Real estate 2020 1,565.6 603.1 385.2 307.2
Type: Couple, no children 1.2.1 Principal residence 2020 1,549.0 541.7 349.7 301.9
Type: Couple, no children 1.2.2 Other real estate 2020 207.5 61.3 295.6 137.0
Type: Couple, no children 1.3 Enterprise capital 2020 253.0 21.7 85.8 16.1
Type: Couple, no children 1.4 Substantial interest 2020 146.9 160.4 1,091.6 153.5
Type: Couple, no children 1.5 Other assets 2020 167.2 23.7 141.9 46.9
Type: Couple, no children 2 Liabilities 2020 1,549.0 246.6 159.2 114.0
Type: Couple, no children 2.1 Principal residence loans 2020 1,205.0 200.2 166.1 138.9
Type: Couple, no children 2.2 Education loans 2020 222.2 5.5 24.8 17.2
Type: Couple, no children 2.3 Other loans 2020 642.8 40.9 63.6 2.6
Type: Couple, no children Wealth excluding principal residence 2020 2,227.5 413.6 185.7 31.1
Type: Couple, with child(ren) Wealth 2020 1,969.3 623.4 316.5 122.8
Type: Couple, with child(ren) 1 Assets 2020 1,969.3 1,036.6 526.4 335.6
Type: Couple, with child(ren) 1.1 Financial assets 2020 1,959.1 128.6 65.6 23.5
Type: Couple, with child(ren) 1.1.1 Bank and savings credits 2020 1,959.0 93.6 47.8 21.5
Source: CBS.
Explanation of symbols

Table explanation


This table shows the distribution of wealth of households. The figures in this table are broken down to components of wealth and different household characteristics.

Data available from: 2006.
The population consists of all private households with income on January 1st of the reporting year.

Status of the figures:
The figures for 2006 to 2023 are final. The figures for 2024 are preliminary.

The compilation of the figures has been changed in a number of parts from reporting year 2011 compared to previous years:
From 2011, more complete information on bank and saving credits and securities is available. All small amounts are also observed from that moment on. As a result, there are more households with these assets.
From 2011, more complete information on debts is available. Education loans and loans from banks are fully observed from that moment on. As a result, there are more households with other loans.

Changes as of 8 October 2025:
Update with final figures for 2023 and provisional figures for 2024

When will new figures be published?
New figures for 2025 will be published in the fall of 2026.

Description topics

Number of private households
Number of private households with a known income on January 1st of the reporting year.

A private household is a collection of one or more people who share the same living space and provide in their own everyday needs in a private, non-commercial way.
Total wealth
Total wealth of private households.
Mean wealth
Mean wealth of private households.
Median wealth
Median wealth of private households.

Ranking households according to their wealth, the median is equal to the wealth of the central household. Half of the households possess more wealth, the other half has less.