Consumer credit 1998-2013

Consumer credit 1998-2013

Creditproviders Periods Fixed credit Number of Outstanding contracts (x1000) Revolving credit Number of Outstanding contracts (x1000) Savings-based credit Number of Outstanding contracts (x1000)
Credit providers total 2013 January* 405 2,059
Credit providers total 2013 February* 404 2,048
Credit providers total 2013 March* 402 1,975
Credit providers total 2013 April* 401 1,968
Credit providers total 2013 May* 401 1,959
Credit providers total 2013 June* 398 1,942
Credit providers total 2013 July* 401 1,935
Credit providers total 2013 August* 399 1,930
Credit providers total 2013 September* 390 1,924
Credit providers total 2013 October* 391 1,922
Credit providers total 2013 November* 390 1,919
Credit providers total 2013 December* 387 1,913
Banks 2013 January* 74 464
Banks 2013 February* 74 457
Banks 2013 March* 74 454
Banks 2013 April* 74 452
Banks 2013 May* 75 448
Banks 2013 June* 74 443
Banks 2013 July* 74 440
Banks 2013 August* 74 440
Banks 2013 September* 70 436
Banks 2013 October* 71 434
Banks 2013 November* 71 430
Banks 2013 December* 72 428
Municipal credit banks 2013 January* 33 3
Municipal credit banks 2013 February* 33 3
Municipal credit banks 2013 March* 32 3
Municipal credit banks 2013 April* 32 3
Municipal credit banks 2013 May* 32 3
Municipal credit banks 2013 June* 32 3
Municipal credit banks 2013 July* 32 3
Municipal credit banks 2013 August* 32 3
Municipal credit banks 2013 September* 29 4
Municipal credit banks 2013 October* 30 4
Municipal credit banks 2013 November* 29 4
Municipal credit banks 2013 December* 30 4
Mail-order companies 2013 January* 581
Mail-order companies 2013 February* 578
Mail-order companies 2013 March* 514
Mail-order companies 2013 April* 512
Mail-order companies 2013 May* 509
Mail-order companies 2013 June* 501
Mail-order companies 2013 July* 499
Mail-order companies 2013 August* 498
Mail-order companies 2013 September* 493
Mail-order companies 2013 October* 493
Mail-order companies 2013 November* 494
Mail-order companies 2013 December* 494
Finance companies total 2013 January* 299 1,011
Finance companies total 2013 February* 297 1,009
Finance companies total 2013 March* 295 1,004
Finance companies total 2013 April* 295 1,001
Finance companies total 2013 May* 294 999
Finance companies total 2013 June* 292 994
Finance companies total 2013 July* 295 992
Finance companies total 2013 August* 294 989
Finance companies total 2013 September* 291 991
Finance companies total 2013 October* 290 991
Finance companies total 2013 November* 289 991
Finance companies total 2013 December* 286 988
Finance companies; bank subsidiaries 2013 January* 82 633
Finance companies; bank subsidiaries 2013 February* 81 633
Finance companies; bank subsidiaries 2013 March* 81 633
Finance companies; bank subsidiaries 2013 April* 81 634
Finance companies; bank subsidiaries 2013 May* 81 634
Finance companies; bank subsidiaries 2013 June* 81 634
Finance companies; bank subsidiaries 2013 July* 81 634
Finance companies; bank subsidiaries 2013 August* 81 634
Finance companies; bank subsidiaries 2013 September* 83 639
Finance companies; bank subsidiaries 2013 October* 84 640
Finance companies; bank subsidiaries 2013 November* 84 642
Finance companies; bank subsidiaries 2013 December* 83 641
Finance companies; car dealers 2013 January* 155 12
Finance companies; car dealers 2013 February* 155 12
Finance companies; car dealers 2013 March* 154 12
Finance companies; car dealers 2013 April* 154 11
Finance companies; car dealers 2013 May* 154 11
Finance companies; car dealers 2013 June* 152 11
Finance companies; car dealers 2013 July* 155 11
Finance companies; car dealers 2013 August* 155 11
Finance companies; car dealers 2013 September* 151 11
Finance companies; car dealers 2013 October* 150 11
Finance companies; car dealers 2013 November* 150 11
Finance companies; car dealers 2013 December* 149 11
Finance companies; other 2013 January* 61 367
Finance companies; other 2013 February* 61 364
Finance companies; other 2013 March* 60 359
Finance companies; other 2013 April* 60 356
Finance companies; other 2013 May* 60 353
Finance companies; other 2013 June* 59 349
Finance companies; other 2013 July* 58 347
Finance companies; other 2013 August* 58 345
Finance companies; other 2013 September* 57 341
Finance companies; other 2013 October* 56 341
Finance companies; other 2013 November* 56 338
Finance companies; other 2013 December* 55 336
Source: CBS.
Explanation of symbols

Table explanation


Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.

Data available from January 1998 to December 2013.

Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Description topics

Fixed credit
Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Revolving credit
Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Savings-based credit
Type of credit where the borrower takes out an endowment insurance together with the loan. In addition to the interest on the loan he or she periodically pays a premium for this insurance. The premium is invested or is put into a savings account by the insurance company. The resulting yield is used to cover the amount of outstanding credit when the loan is due. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.