Consumer credit 1998-2013

View full table Show description
Creditproviders Periods Fixed credit Number of New loans (x1000) Fixed credit Number of Outstanding contracts (x1000) Fixed credit Amount of Credit granted (mln euro) Fixed credit Amount of Interest (mln euro) Fixed credit Amount of Repayments (mln euro) Fixed credit Amount of Outstanding balance (mln euro) Fixed credit Amount of Outstanding balance excl. interest (mln euro) Revolving credit Number of Outstanding contracts (x1000) Revolving credit Number of Limits granted (x1000) Revolving credit Number of New limits granted (x1000) Revolving credit Amount of Credit granted (mln euro) Revolving credit Amount of Interest (mln euro) Revolving credit Amount of Repayments (mln euro) Revolving credit Amount of Outstanding balance (mln euro) Revolving credit Amount of Limits granted (mln euro) Revolving credit Amount of New limits granted (mln euro)
Mail-order companies 2013 January* 581 2,496 23 21 5 28 667 4,477 38
2013 February* 578 2,503 25 18 6 25 666 4,478 41
2013 March* 514 2,511 24 23 6 83 611 4,484 40
2013 April* 512 2,514 29 19 6 23 613 4,485 52
2013 May* 509 2,516 30 18 6 26 611 4,484 56
2013 June* 501 2,492 17 19 6 30 606 4,443 29
2013 July* 499 2,498 29 22 6 31 603 4,461 53
2013 August* 498 2,501 23 18 6 24 603 4,460 39
2013 September* 493 2,606 26 22 6 29 600 4,564 39
2013 October* 493 2,620 32 16 6 20 602 4,577 49
2013 November* 494 2,635 26 16 6 21 602 4,589 39
2013 December* 494 2,638 26 17 5 21 604 4,590 43
Finance companies total 2013 January* 8 299 85 14 104 2,505 2,195 1,011 1,917 7 115 52 192 6,963 11,154 78
2013 February* 6 297 65 12 98 2,484 2,179 1,009 1,917 6 107 48 182 6,935 11,156 73
2013 March* 6 295 71 13 90 2,477 2,171 1,004 1,917 7 109 46 171 6,919 11,153 72
2013 April* 7 295 73 13 96 2,468 2,162 1,001 1,917 7 122 48 190 6,899 11,139 75
2013 May* 6 294 71 13 90 2,462 2,155 999 1,917 6 107 47 182 6,870 11,132 68
2013 June* 7 292 72 13 91 2,457 2,150 994 1,913 6 99 47 181 6,835 11,079 65
2013 July* 7 295 77 14 102 2,445 2,141 992 1,912 7 125 46 208 6,798 11,070 77
2013 August* 6 294 67 12 83 2,442 2,137 989 1,911 10 114 47 165 6,794 11,065 69
2013 September* 6 291 67 12 84 2,402 2,101 991 1,912 7 116 47 175 6,873 10,735 67
2013 October* 7 290 78 14 92 2,402 2,100 991 1,912 8 126 47 200 6,845 10,731 75
2013 November* 6 289 71 13 86 2,400 2,097 991 1,914 9 116 47 166 6,842 10,744 82
2013 December* 6 286 69 12 103 2,379 2,078 988 1,913 6 104 46 180 6,812 10,730 59
Finance companies; bank subsidiaries 2013 January* 2 82 21 4 30 531 439 633 633 5 77 23 107 2,962 4,704 48
2013 February* 2 81 17 3 25 527 436 633 633 4 71 20 98 2,956 4,706 45
2013 March* 2 81 18 4 14 534 442 633 633 4 73 20 83 2,966 4,715 46
2013 April* 2 81 20 4 28 531 440 634 634 5 83 20 106 2,963 4,717 47
2013 May* 2 81 20 4 18 537 446 634 634 4 72 19 96 2,958 4,722 42
2013 June* 2 81 20 4 22 539 448 634 634 4 65 20 99 2,943 4,723 38
2013 July* 2 81 23 5 29 538 448 634 634 4 82 19 112 2,933 4,727 45
2013 August* 2 81 20 4 16 545 454 634 634 4 73 19 84 2,941 4,726 39
2013 September* 2 83 18 4 15 555 462 639 639 4 74 20 93 3,070 4,453 34
2013 October* 2 84 20 4 23 556 464 640 640 5 80 20 113 3,057 4,455 39
2013 November* 2 84 18 4 17 560 467 642 642 6 78 20 89 3,066 4,469 53
2013 December* 2 83 15 3 30 548 457 641 641 3 66 20 101 3,050 4,463 31
Finance companies; car dealers 2013 January* 4 155 51 6 58 1,299 1,204 12 12 0 2 0 4 52 105 2
2013 February* 3 155 38 6 55 1,288 1,195 12 12 0 3 0 4 51 105 2
2013 March* 4 154 42 6 59 1,278 1,184 12 12 0 3 0 4 50 104 2
2013 April* 3 154 40 6 51 1,273 1,179 11 11 0 4 0 5 50 103 3
2013 May* 3 154 40 6 55 1,263 1,168 11 11 0 2 0 3 49 102 2
2013 June* 3 152 38 5 53 1,254 1,159 11 11 0 3 0 4 49 100 2
2013 July* 4 155 41 6 43 1,257 1,162 11 11 0 2 0 8 44 96 2
2013 August* 3 155 36 5 51 1,247 1,152 11 11 0 2 0 3 43 94 1
2013 September* 3 151 37 5 53 1,211 1,117 11 11 0 4 0 6 48 100 2
2013 October* 4 150 45 6 51 1,211 1,117 11 11 0 4 0 5 47 98 2
2013 November* 3 150 41 6 50 1,208 1,114 11 11 0 2 0 3 46 97 1
2013 December* 4 149 45 6 54 1,206 1,110 11 11 0 3 0 4 45 95 2
Finance companies; other 2013 January* 1 61 13 4 17 674 552 367 1,272 2 35 28 82 3,949 6,344 28
2013 February* 1 61 10 3 19 669 547 364 1,272 2 33 28 81 3,929 6,345 25
2013 March* 1 60 11 3 17 665 544 359 1,272 2 32 26 84 3,903 6,335 24
2013 April* 1 60 13 3 17 664 543 356 1,272 2 35 28 80 3,886 6,319 25
2013 May* 1 60 12 3 17 662 541 353 1,272 2 33 27 83 3,863 6,309 24
2013 June* 1 59 14 4 16 663 542 349 1,268 2 31 27 79 3,843 6,255 25
2013 July* 1 58 12 4 29 650 532 347 1,267 2 41 27 89 3,821 6,247 30
2013 August* 1 58 12 3 16 649 531 345 1,267 6 39 27 77 3,810 6,244 28
2013 September* 1 57 11 3 15 636 521 341 1,262 3 39 26 76 3,755 6,182 30
2013 October* 1 56 13 4 18 635 520 341 1,262 4 42 26 82 3,742 6,178 34
2013 November* 1 56 12 3 18 631 516 338 1,262 3 36 26 73 3,730 6,178 28
2013 December* 1 55 9 3 18 625 511 336 1,261 3 35 26 74 3,717 6,171 26
Source: CBS.
Explanation of symbols

Table explanation


Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.

Data available from January 1998 to December 2013.

Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Description topics

Fixed credit
Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
Number of
New loans
The number of new loans granted over a certain period to individuals for the purchase of consumer goods.
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Outstanding balance excl. interest
The total net amount of consumer credit that is due at end of month.
Revolving credit
Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Limits granted
Number of contracts with an agreed amount (limit) to which the borrower can take out money.
New limits granted
Number of new loans with an agreed amount (limit) to which the borrower can borrow money.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Limits granted
The sum of amounts to which borrowers are allowed to take out money.
New limits granted
The sum of amounts on new loans to which borrowers are allowed to take out money.