Wealth distribution of households; National Accounts
| Characteristics of households | Periods | Total amount Net worth (million euros) | Total amount Assets Total (million euros) | Total amount Assets Currency and deposits (million euros) | Total amount Assets Debt securities (million euros) | Total amount Assets Loans (million euros) | Total amount Assets Equity, investment fund shares or units (million euros) | Total amount Assets Insurance, pension and guarantee schemes (million euros) | Total amount Assets Fin. derivatives, employee stock options (million euros) | Total amount Assets Other accounts receivable/payable (million euros) | Total amount Liabilities Total (million euros) | Total amount Liabilities Loans (million euros) | Total amount Liabilities Fin. derivatives, employee stock options (million euros) | Total amount Liabilities Other liabilities (million euros) | Total amount Non-financial assets (million euros) | Average amount Net worth (1,000 euro) | Average amount Assets Total (1,000 euro) | Average amount Assets Currency and deposits (1,000 euro) | Average amount Assets Debt securities (1,000 euro) | Average amount Assets Loans (1,000 euro) | Average amount Assets Equity, investment fund shares or units (1,000 euro) | Average amount Assets Insurance, pension and guarantee schemes (1,000 euro) | Average amount Assets Fin. derivatives, employee stock options (1,000 euro) | Average amount Assets Other accounts receivable/payable (1,000 euro) | Average amount Liabilities Total (1,000 euro) | Average amount Liabilities Loans (1,000 euro) | Average amount Liabilities Fin. derivatives, employee stock options (1,000 euro) | Average amount Liabilities Other liabilities (1,000 euro) | Average amount Non-financial assets (1,000 euro) | Standardised amount Net worth (1,000 euro) | Standardised amount Assets Total (1,000 euro) | Standardised amount Assets Currency and deposits (1,000 euro) | Standardised amount Assets Debt securities (1,000 euro) | Standardised amount Assets Loans (1,000 euro) | Standardised amount Assets Equity, investment fund shares or units (1,000 euro) | Standardised amount Assets Insurance, pension and guarantee schemes (1,000 euro) | Standardised amount Assets Fin. derivatives, employee stock options (1,000 euro) | Standardised amount Assets Other accounts receivable/payable (1,000 euro) | Standardised amount Liabilities Total (1,000 euro) | Standardised amount Liabilities Loans (1,000 euro) | Standardised amount Liabilities Fin. derivatives, employee stock options (1,000 euro) | Standardised amount Liabilities Other liabilities (1,000 euro) | Standardised amount Non-financial assets (1,000 euro) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total | 2023* | 5,046,315 | 3,119,777 | 584,978 | 5,290 | 12,690 | 733,765 | 1,730,916 | 611 | 51,527 | 1,054,196 | 1,014,355 | 34 | 39,807 | 2,980,734 | 586.4 | 362.6 | 68.0 | 0.6 | 1.5 | 85.3 | 201.2 | 0.1 | 6.0 | 122.5 | 117.9 | 0.0 | 4.6 | 346.4 | 401.2 | 248.0 | 46.5 | 0.4 | 1.0 | 58.3 | 137.6 | 0.0 | 4.1 | 83.8 | 80.6 | 0.0 | 3.2 | 237.0 |
| Disposable income: 1st 10%-group | 2023* | 212,032 | 136,411 | 28,410 | 917 | 2,288 | 61,561 | 42,018 | 18 | 1,198 | 39,338 | 38,318 | 6 | 1,014 | 114,959 | 246.4 | 158.5 | 33.0 | 1.1 | 2.7 | 71.5 | 48.8 | 0.0 | 1.4 | 45.7 | 44.5 | 0.0 | 1.2 | 133.6 | 190.4 | 122.5 | 25.5 | 0.8 | 2.1 | 55.3 | 37.7 | 0.0 | 1.1 | 35.3 | 34.4 | 0.0 | 0.9 | 103.2 |
| Disposable income: 2nd 10%-group | 2023* | 152,701 | 87,642 | 20,337 | 137 | 543 | 15,219 | 49,924 | 10 | 1,472 | 21,940 | 21,107 | 1 | 833 | 86,999 | 177.5 | 101.9 | 23.6 | 0.2 | 0.6 | 17.7 | 58.0 | 0.0 | 1.7 | 25.5 | 24.5 | 0.0 | 1.0 | 101.1 | 136.1 | 78.1 | 18.1 | 0.1 | 0.5 | 13.6 | 44.5 | 0.0 | 1.3 | 19.6 | 18.8 | 0.0 | 0.7 | 77.5 |
| Disposable income: 3rd 10%-group | 2023* | 209,243 | 124,907 | 26,403 | 150 | 518 | 14,193 | 81,789 | 16 | 1,838 | 29,854 | 28,783 | 1 | 1,070 | 114,190 | 243.2 | 145.2 | 30.7 | 0.2 | 0.6 | 16.5 | 95.0 | 0.0 | 2.1 | 34.7 | 33.4 | 0.0 | 1.2 | 132.7 | 187.4 | 111.9 | 23.6 | 0.1 | 0.5 | 12.7 | 73.2 | 0.0 | 1.6 | 26.7 | 25.8 | 0.0 | 1.0 | 102.3 |
| Disposable income: 4th 10%-group | 2023* | 295,172 | 174,234 | 33,466 | 188 | 608 | 21,860 | 115,642 | 29 | 2,442 | 47,970 | 46,398 | 1 | 1,571 | 168,908 | 343.0 | 202.5 | 38.9 | 0.2 | 0.7 | 25.4 | 134.4 | 0.0 | 2.8 | 55.7 | 53.9 | 0.0 | 1.8 | 196.3 | 252.5 | 149.0 | 28.6 | 0.2 | 0.5 | 18.7 | 98.9 | 0.0 | 2.1 | 41.0 | 39.7 | 0.0 | 1.3 | 144.5 |
| Disposable income: 5th 10%-group | 2023* | 365,530 | 212,690 | 39,526 | 217 | 647 | 24,496 | 144,647 | 43 | 3,116 | 70,666 | 68,523 | 1 | 2,142 | 223,505 | 424.8 | 247.2 | 45.9 | 0.3 | 0.8 | 28.5 | 168.1 | 0.0 | 3.6 | 82.1 | 79.6 | 0.0 | 2.5 | 259.7 | 297.6 | 173.2 | 32.2 | 0.2 | 0.5 | 19.9 | 117.8 | 0.0 | 2.5 | 57.5 | 55.8 | 0.0 | 1.7 | 182.0 |
| Disposable income: 6th 10%-group | 2023* | 432,183 | 255,070 | 46,286 | 247 | 698 | 30,844 | 173,051 | 58 | 3,886 | 96,145 | 93,351 | 2 | 2,792 | 273,258 | 502.3 | 296.4 | 53.8 | 0.3 | 0.8 | 35.8 | 201.1 | 0.1 | 4.5 | 111.7 | 108.5 | 0.0 | 3.2 | 317.6 | 334.4 | 197.4 | 35.8 | 0.2 | 0.5 | 23.9 | 133.9 | 0.0 | 3.0 | 74.4 | 72.2 | 0.0 | 2.2 | 211.5 |
| Disposable income: 7th 10%-group | 2023* | 512,133 | 304,390 | 54,858 | 301 | 788 | 39,730 | 203,821 | 74 | 4,818 | 123,682 | 120,083 | 2 | 3,597 | 331,425 | 595.2 | 353.7 | 63.8 | 0.4 | 0.9 | 46.2 | 236.9 | 0.1 | 5.6 | 143.7 | 139.6 | 0.0 | 4.2 | 385.2 | 380.8 | 226.4 | 40.8 | 0.2 | 0.6 | 29.5 | 151.6 | 0.1 | 3.6 | 92.0 | 89.3 | 0.0 | 2.7 | 246.5 |
| Disposable income: 8th 10%-group | 2023* | 614,794 | 369,188 | 66,883 | 377 | 971 | 53,610 | 241,180 | 91 | 6,076 | 150,972 | 146,254 | 2 | 4,716 | 396,578 | 714.5 | 429.0 | 77.7 | 0.4 | 1.1 | 62.3 | 280.3 | 0.1 | 7.1 | 175.4 | 170.0 | 0.0 | 5.5 | 460.9 | 446.3 | 268.0 | 48.6 | 0.3 | 0.7 | 38.9 | 175.1 | 0.1 | 4.4 | 109.6 | 106.2 | 0.0 | 3.4 | 287.9 |
| Disposable income: 9th 10%-group | 2023* | 781,367 | 475,776 | 88,837 | 564 | 1,360 | 82,795 | 293,861 | 113 | 8,246 | 183,404 | 176,747 | 4 | 6,654 | 488,995 | 908.0 | 552.9 | 103.2 | 0.7 | 1.6 | 96.2 | 341.5 | 0.1 | 9.6 | 213.1 | 205.4 | 0.0 | 7.7 | 568.3 | 556.3 | 338.7 | 63.2 | 0.4 | 1.0 | 58.9 | 209.2 | 0.1 | 5.9 | 130.6 | 125.8 | 0.0 | 4.7 | 348.1 |
| Disposable income: 10th 10%-group | 2023* | 1,471,160 | 979,469 | 179,972 | 2,192 | 4,269 | 389,457 | 384,983 | 159 | 18,435 | 290,225 | 274,791 | 14 | 15,418 | 781,917 | 1,709.7 | 1,138.3 | 209.2 | 2.5 | 5.0 | 452.6 | 447.4 | 0.2 | 21.4 | 337.3 | 319.3 | 0.0 | 17.9 | 908.7 | 1,044.6 | 695.4 | 127.8 | 1.6 | 3.0 | 276.5 | 273.3 | 0.1 | 13.1 | 206.1 | 195.1 | 0.0 | 10.9 | 555.2 |
| Single less 65 year old | 2023* | 450,366 | 289,480 | 62,355 | 455 | 1,088 | 59,143 | 159,782 | 87 | 6,571 | 117,955 | 112,781 | 1 | 5,170 | 278,838 | 214.0 | 137.5 | 29.6 | 0.2 | 0.5 | 28.1 | 75.9 | 0.0 | 3.1 | 56.0 | 53.6 | 0.0 | 2.5 | 132.5 | 223.6 | 143.7 | 31.0 | 0.2 | 0.5 | 29.4 | 79.3 | 0.0 | 3.3 | 58.6 | 56.0 | 0.0 | 2.6 | 138.4 |
| Single 65 and older | 2023* | 534,869 | 303,663 | 69,125 | 906 | 1,614 | 57,596 | 172,065 | 10 | 2,346 | 46,190 | 44,860 | 6 | 1,324 | 277,395 | 430.4 | 244.4 | 55.6 | 0.7 | 1.3 | 46.3 | 138.5 | 0.0 | 1.9 | 37.2 | 36.1 | 0.0 | 1.1 | 223.2 | 449.8 | 255.3 | 58.1 | 0.8 | 1.4 | 48.4 | 144.7 | 0.0 | 2.0 | 38.8 | 37.7 | 0.0 | 1.1 | 233.3 |
| Single with children living at home | 2023* | 123,485 | 74,303 | 15,319 | 82 | 425 | 14,973 | 41,652 | 22 | 1,830 | 38,975 | 37,639 | 1 | 1,336 | 88,158 | 277.2 | 166.8 | 34.4 | 0.2 | 1.0 | 33.6 | 93.5 | 0.0 | 4.1 | 87.5 | 84.5 | 0.0 | 3.0 | 197.9 | 176.9 | 106.4 | 21.9 | 0.1 | 0.6 | 21.4 | 59.7 | 0.0 | 2.6 | 55.8 | 53.9 | 0.0 | 1.9 | 126.3 |
| Two adults less than 65 no child at home | 2023* | 776,080 | 520,372 | 86,938 | 645 | 1,684 | 122,960 | 298,723 | 131 | 9,290 | 185,356 | 177,879 | 4 | 7,473 | 441,065 | 660.8 | 443.1 | 74.0 | 0.5 | 1.4 | 104.7 | 254.4 | 0.1 | 7.9 | 157.8 | 151.5 | 0.0 | 6.4 | 375.6 | 460.4 | 308.7 | 51.6 | 0.4 | 1.0 | 72.9 | 177.2 | 0.1 | 5.5 | 110.0 | 105.5 | 0.0 | 4.4 | 261.6 |
| Two adults: 65 or older no child at home | 2023* | 1,219,124 | 741,257 | 126,240 | 1,668 | 3,543 | 162,649 | 441,166 | 43 | 5,947 | 122,912 | 118,902 | 11 | 4,000 | 600,780 | 921.1 | 560.0 | 95.4 | 1.3 | 2.7 | 122.9 | 333.3 | 0.0 | 4.5 | 92.9 | 89.8 | 0.0 | 3.0 | 453.9 | 641.7 | 390.1 | 66.4 | 0.9 | 1.9 | 85.6 | 232.2 | 0.0 | 3.1 | 64.7 | 62.6 | 0.0 | 2.1 | 316.2 |
| Two adult hh with one or two children | 2023* | 1,094,606 | 664,352 | 125,074 | 864 | 2,164 | 172,409 | 348,663 | 201 | 14,978 | 353,076 | 340,944 | 6 | 12,127 | 783,331 | 766.3 | 465.1 | 87.6 | 0.6 | 1.5 | 120.7 | 244.1 | 0.1 | 10.5 | 247.2 | 238.7 | 0.0 | 8.5 | 548.4 | 381.5 | 231.5 | 43.6 | 0.3 | 0.8 | 60.1 | 121.5 | 0.1 | 5.2 | 123.0 | 118.8 | 0.0 | 4.2 | 273.0 |
| Two adult hh with at least 3 children | 2023* | 293,760 | 175,081 | 32,456 | 246 | 843 | 63,708 | 73,629 | 45 | 4,154 | 90,256 | 86,879 | 2 | 3,375 | 208,935 | 868.9 | 517.9 | 96.0 | 0.7 | 2.5 | 188.4 | 217.8 | 0.1 | 12.3 | 267.0 | 257.0 | 0.0 | 10.0 | 618.0 | 332.5 | 198.2 | 36.7 | 0.3 | 1.0 | 72.1 | 83.3 | 0.1 | 4.7 | 102.2 | 98.3 | 0.0 | 3.8 | 236.5 |
| Others | 2023* | 554,025 | 351,269 | 67,471 | 424 | 1,329 | 80,327 | 195,236 | 72 | 6,411 | 99,476 | 94,471 | 3 | 5,002 | 302,232 | 1,011.8 | 641.5 | 123.2 | 0.8 | 2.4 | 146.7 | 356.6 | 0.1 | 11.7 | 181.7 | 172.5 | 0.0 | 9.1 | 552.0 | 414.3 | 262.7 | 50.5 | 0.3 | 1.0 | 60.1 | 146.0 | 0.1 | 4.8 | 74.4 | 70.6 | 0.0 | 3.7 | 226.0 |
| Source of income: mixed income | 2023* | 651,249 | 289,559 | 116,702 | 385 | 1,470 | 65,233 | 88,113 | 26 | 17,630 | 132,812 | 117,497 | 2 | 15,313 | 494,502 | 1,082.2 | 481.2 | 193.9 | 0.6 | 2.4 | 108.4 | 146.4 | 0.0 | 29.3 | 220.7 | 195.3 | 0.0 | 25.4 | 821.7 | 660.4 | 293.6 | 118.4 | 0.4 | 1.5 | 66.2 | 89.4 | 0.0 | 17.9 | 134.7 | 119.2 | 0.0 | 15.5 | 501.5 |
| Source of income: compensation of employ | 2023* | 2,278,247 | 1,509,513 | 226,364 | 1,559 | 3,915 | 322,913 | 932,642 | 492 | 21,629 | 661,526 | 644,558 | 11 | 16,957 | 1,430,260 | 604.1 | 400.3 | 60.0 | 0.4 | 1.0 | 85.6 | 247.3 | 0.1 | 5.7 | 175.4 | 170.9 | 0.0 | 4.5 | 379.3 | 384.8 | 254.9 | 38.2 | 0.3 | 0.7 | 54.5 | 157.5 | 0.1 | 3.7 | 111.7 | 108.9 | 0.0 | 2.9 | 241.5 |
| Source of income: old age benefits | 2023* | 1,522,052 | 885,433 | 163,842 | 1,383 | 3,313 | 109,995 | 599,234 | 47 | 7,618 | 160,024 | 155,471 | 9 | 4,544 | 796,643 | 552.8 | 321.6 | 59.5 | 0.5 | 1.2 | 39.9 | 217.6 | 0.0 | 2.8 | 58.1 | 56.5 | 0.0 | 1.7 | 289.3 | 445.0 | 258.9 | 47.9 | 0.4 | 1.0 | 32.2 | 175.2 | 0.0 | 2.2 | 46.8 | 45.5 | 0.0 | 1.3 | 232.9 |
| Source of income: property income | 2023* | 305,221 | 272,920 | 32,117 | 1,633 | 3,127 | 205,873 | 28,894 | 14 | 1,262 | 36,686 | 35,935 | 10 | 741 | 68,987 | 4,528.2 | 4,049.0 | 476.5 | 24.2 | 46.4 | 3,054.3 | 428.7 | 0.2 | 18.7 | 544.3 | 533.1 | 0.2 | 11.0 | 1,023.5 | 3,104.1 | 2,775.6 | 326.6 | 16.6 | 31.8 | 2,093.7 | 293.9 | 0.1 | 12.8 | 373.1 | 365.5 | 0.1 | 7.5 | 701.6 |
| Source of income: other | 2023* | 289,546 | 162,352 | 45,953 | 330 | 865 | 29,751 | 82,033 | 32 | 3,388 | 63,148 | 60,894 | 2 | 2,252 | 190,342 | 205.2 | 115.0 | 32.6 | 0.2 | 0.6 | 21.1 | 58.1 | 0.0 | 2.4 | 44.7 | 43.1 | 0.0 | 1.6 | 134.9 | 134.6 | 75.5 | 21.4 | 0.2 | 0.4 | 13.8 | 38.1 | 0.0 | 1.6 | 29.4 | 28.3 | 0.0 | 1.0 | 88.5 |
| Main earner: to 34 years | 2023* | 217,081 | 132,440 | 45,631 | 180 | 559 | 25,584 | 54,054 | 88 | 6,345 | 135,094 | 130,044 | 1 | 5,049 | 219,735 | 135.3 | 82.5 | 28.4 | 0.1 | 0.3 | 15.9 | 33.7 | 0.1 | 4.0 | 84.2 | 81.0 | 0.0 | 3.1 | 136.9 | 106.7 | 65.1 | 22.4 | 0.1 | 0.3 | 12.6 | 26.6 | 0.0 | 3.1 | 66.4 | 63.9 | 0.0 | 2.5 | 108.0 |
| Main earner: 35 to 44 years | 2023* | 534,639 | 301,613 | 72,840 | 321 | 1,325 | 72,056 | 145,018 | 127 | 9,927 | 229,472 | 221,484 | 2 | 7,986 | 462,499 | 407.5 | 229.9 | 55.5 | 0.2 | 1.0 | 54.9 | 110.5 | 0.1 | 7.6 | 174.9 | 168.8 | 0.0 | 6.1 | 352.5 | 246.8 | 139.2 | 33.6 | 0.1 | 0.6 | 33.3 | 66.9 | 0.1 | 4.6 | 105.9 | 102.2 | 0.0 | 3.7 | 213.5 |
| Main earner: 45 to 54 years | 2023* | 963,048 | 598,431 | 110,177 | 735 | 2,132 | 162,216 | 310,318 | 163 | 12,690 | 270,780 | 260,549 | 5 | 10,226 | 635,396 | 672.1 | 417.6 | 76.9 | 0.5 | 1.5 | 113.2 | 216.6 | 0.1 | 8.9 | 189.0 | 181.8 | 0.0 | 7.1 | 443.4 | 380.0 | 236.1 | 43.5 | 0.3 | 0.8 | 64.0 | 122.4 | 0.1 | 5.0 | 106.8 | 102.8 | 0.0 | 4.0 | 250.7 |
| Main earner: 55 to 64 years | 2023* | 1,445,145 | 960,775 | 142,454 | 1,328 | 3,122 | 234,223 | 566,382 | 170 | 13,096 | 232,359 | 221,965 | 9 | 10,385 | 716,729 | 920.3 | 611.8 | 90.7 | 0.8 | 2.0 | 149.2 | 360.7 | 0.1 | 8.3 | 148.0 | 141.4 | 0.0 | 6.6 | 456.4 | 597.4 | 397.1 | 58.9 | 0.5 | 1.3 | 96.8 | 234.1 | 0.1 | 5.4 | 96.0 | 91.7 | 0.0 | 4.3 | 296.3 |
| Main earner: 65 years or older | 2023* | 1,886,402 | 1,126,518 | 213,876 | 2,726 | 5,552 | 239,686 | 655,144 | 63 | 9,469 | 186,491 | 180,313 | 17 | 6,161 | 946,375 | 702.6 | 419.6 | 79.7 | 1.0 | 2.1 | 89.3 | 244.0 | 0.0 | 3.5 | 69.5 | 67.2 | 0.0 | 2.3 | 352.5 | 551.0 | 329.1 | 62.5 | 0.8 | 1.6 | 70.0 | 191.4 | 0.0 | 2.8 | 54.5 | 52.7 | 0.0 | 1.8 | 276.4 |
| Home ownership: Owner-occupied home | 2023* | 4,485,719 | 2,591,491 | 463,370 | 4,684 | 11,040 | 662,667 | 1,410,251 | 482 | 38,997 | 982,954 | 951,949 | 30 | 30,975 | 2,877,182 | 949.9 | 548.8 | 98.1 | 1.0 | 2.3 | 140.3 | 298.6 | 0.1 | 8.3 | 208.2 | 201.6 | 0.0 | 6.6 | 609.3 | 596.6 | 344.7 | 61.6 | 0.6 | 1.5 | 88.1 | 187.6 | 0.1 | 5.2 | 130.7 | 126.6 | 0.0 | 4.1 | 382.7 |
| Home ownership: Rent | 2023* | 560,596 | 528,286 | 121,608 | 606 | 1,650 | 71,098 | 320,665 | 129 | 12,530 | 71,242 | 62,406 | 4 | 8,832 | 103,552 | 144.4 | 136.1 | 31.3 | 0.2 | 0.4 | 18.3 | 82.6 | 0.0 | 3.2 | 18.3 | 16.1 | 0.0 | 2.3 | 26.7 | 110.8 | 104.4 | 24.0 | 0.1 | 0.3 | 14.1 | 63.4 | 0.0 | 2.5 | 14.1 | 12.3 | 0.0 | 1.7 | 20.5 |
| Net worth: 1st 10%-group | 2023* | -15,982 | 20,446 | 5,347 | 24 | 335 | 6,268 | 7,468 | 13 | 991 | 47,002 | 46,313 | 0 | 689 | 10,574 | -18.6 | 23.8 | 6.2 | 0.0 | 0.4 | 7.3 | 8.7 | 0.0 | 1.2 | 54.6 | 53.8 | 0.0 | 0.8 | 12.3 | -15.8 | 20.2 | 5.3 | 0.0 | 0.3 | 6.2 | 7.4 | 0.0 | 1.0 | 46.5 | 45.8 | 0.0 | 0.7 | 10.5 |
| Net worth: 2nd 10%-group | 2023* | 15,701 | 20,302 | 5,753 | 6 | 11 | 386 | 12,758 | 18 | 1,370 | 6,116 | 5,284 | 0 | 831 | 1,514 | 18.2 | 23.6 | 6.7 | 0.0 | 0.0 | 0.4 | 14.8 | 0.0 | 1.6 | 7.1 | 6.1 | 0.0 | 1.0 | 1.8 | 14.6 | 18.9 | 5.4 | 0.0 | 0.0 | 0.4 | 11.9 | 0.0 | 1.3 | 5.7 | 4.9 | 0.0 | 0.8 | 1.4 |
| Net worth: 3rd 10%-group | 2023* | 49,885 | 55,892 | 16,184 | 17 | 56 | 1,192 | 36,022 | 31 | 2,390 | 13,843 | 12,223 | 0 | 1,619 | 7,835 | 58.0 | 65.0 | 18.8 | 0.0 | 0.1 | 1.4 | 41.9 | 0.0 | 2.8 | 16.1 | 14.2 | 0.0 | 1.9 | 9.1 | 45.6 | 51.0 | 14.8 | 0.0 | 0.1 | 1.1 | 32.9 | 0.0 | 2.2 | 12.6 | 11.2 | 0.0 | 1.5 | 7.2 |
| Net worth: 4th 10%-group | 2023* | 118,961 | 112,876 | 29,037 | 38 | 148 | 2,965 | 77,045 | 41 | 3,602 | 46,111 | 43,505 | 0 | 2,606 | 52,196 | 138.2 | 131.2 | 33.7 | 0.0 | 0.2 | 3.4 | 89.5 | 0.0 | 4.2 | 53.6 | 50.6 | 0.0 | 3.0 | 60.7 | 102.1 | 96.9 | 24.9 | 0.0 | 0.1 | 2.5 | 66.1 | 0.0 | 3.1 | 39.6 | 37.3 | 0.0 | 2.2 | 44.8 |
| Net worth: 5th 10%-group | 2023* | 232,552 | 158,551 | 37,717 | 65 | 237 | 5,254 | 110,876 | 60 | 4,342 | 110,506 | 107,244 | 0 | 3,261 | 184,507 | 270.3 | 184.3 | 43.8 | 0.1 | 0.3 | 6.1 | 128.9 | 0.1 | 5.0 | 128.4 | 124.6 | 0.0 | 3.8 | 214.4 | 185.6 | 126.5 | 30.1 | 0.1 | 0.2 | 4.2 | 88.5 | 0.0 | 3.5 | 88.2 | 85.6 | 0.0 | 2.6 | 147.2 |
| Net worth: 6th 10%-group | 2023* | 361,723 | 197,599 | 45,345 | 88 | 322 | 7,596 | 139,314 | 68 | 4,865 | 138,580 | 134,852 | 1 | 3,727 | 302,703 | 420.4 | 229.6 | 52.7 | 0.1 | 0.4 | 8.8 | 161.9 | 0.1 | 5.7 | 161.0 | 156.7 | 0.0 | 4.3 | 351.8 | 274.4 | 149.9 | 34.4 | 0.1 | 0.2 | 5.8 | 105.7 | 0.1 | 3.7 | 105.1 | 102.3 | 0.0 | 2.8 | 229.6 |
| Net worth: 7th 10%-group | 2023* | 499,212 | 258,386 | 56,333 | 131 | 484 | 11,650 | 184,255 | 71 | 5,462 | 144,441 | 140,212 | 1 | 4,228 | 385,267 | 580.1 | 300.3 | 65.5 | 0.2 | 0.6 | 13.5 | 214.1 | 0.1 | 6.3 | 167.9 | 162.9 | 0.0 | 4.9 | 447.7 | 368.9 | 190.9 | 41.6 | 0.1 | 0.4 | 8.6 | 136.1 | 0.1 | 4.0 | 106.7 | 103.6 | 0.0 | 3.1 | 284.7 |
| Net worth: 8th 10%-group | 2023* | 667,968 | 353,598 | 73,082 | 231 | 809 | 20,556 | 252,474 | 78 | 6,368 | 148,757 | 143,769 | 1 | 4,987 | 463,128 | 776.3 | 410.9 | 84.9 | 0.3 | 0.9 | 23.9 | 293.4 | 0.1 | 7.4 | 172.9 | 167.1 | 0.0 | 5.8 | 538.2 | 483.0 | 255.7 | 52.8 | 0.2 | 0.6 | 14.9 | 182.6 | 0.1 | 4.6 | 107.6 | 104.0 | 0.0 | 3.6 | 334.9 |
| Net worth: 9th 10%-group | 2023* | 925,331 | 517,363 | 101,966 | 496 | 1,468 | 44,243 | 361,096 | 90 | 8,005 | 157,401 | 151,025 | 3 | 6,373 | 565,368 | 1,075.4 | 601.2 | 118.5 | 0.6 | 1.7 | 51.4 | 419.6 | 0.1 | 9.3 | 182.9 | 175.5 | 0.0 | 7.4 | 657.0 | 652.6 | 364.9 | 71.9 | 0.3 | 1.0 | 31.2 | 254.7 | 0.1 | 5.6 | 111.0 | 106.5 | 0.0 | 4.5 | 398.7 |
| Net worth: 10th 10%-group | 2023* | 2,190,964 | 1,424,764 | 214,214 | 4,194 | 8,820 | 633,655 | 549,608 | 141 | 14,132 | 241,439 | 229,928 | 28 | 11,486 | 1,007,642 | 2,546.2 | 1,655.8 | 248.9 | 4.9 | 10.3 | 736.4 | 638.7 | 0.2 | 16.4 | 280.6 | 267.2 | 0.0 | 13.3 | 1,171.0 | 1,454.4 | 945.8 | 142.2 | 2.8 | 5.9 | 420.6 | 364.8 | 0.1 | 9.4 | 160.3 | 152.6 | 0.0 | 7.6 | 668.9 |
| Source: CBS. | |||||||||||||||||||||||||||||||||||||||||||
Table explanation
This table describes the wealth distributions of the sector households in the national accounts across different household groups. Whereas macro-economic aggregates and averages convey merely the general situation, these distributional statistics provide insight into how economic resources and developments are distributed among different segments of the population. The relevance lies in the fact that the economic aggregates or growth of the Household sector may by reflected differently and unevenly when decomposed by different household groups. The Households sector is broken down into groups identified by main source of income, living situation, household composition, age class of the head of the household, income deciles, and net worth deciles.
These statistics are produced through combining microdata on households (among others administrative data and surveys) with the National Accounts aggregates. By adhering to the National Accounts totals, these distributional statistics align to the official macro-economic statistics. To accomplish this alignment, definitional, population-related, and methodological differences between micro- and macro-statistics are analyzed and resolved. Since National Accounts are internationally harmonized in terms of concepts and methodology, these aggregates are comparable across countries. Hence, due to the alignment to National Accounts totals, these distributional statistics have similar international comparability.
The methodology applied is developed in international context within expert groups of the OECD, ECB, and Eurostat, among others the work of the Expert Group on Disparities in a National Accounts framework (EG DNA). This methodology is outlined in the OECD Handbook on the Compilation of Household Distributional Results on Income, Consumption and Saving in Line with National Accounts Totals.
Data available from: 2021.
Status of the figures:
All data are provisional. The macro statistics are final, however the micro data used have varying statuses. The methodology is still under development at the international level.
Changes as of January 29th 2026:
None. This is a new table. Statistics Netherlands has carried out a revision of the national accounts. The Dutch national accounts are recently revised. New statistical sources, methods and concepts are implemented in the national accounts, in order to align the picture of the Dutch economy with all underlying source data and international guidelines for the compilation of the national accounts. This table contains revised data. For further information see section 3.
When will new figures be published?
New figures will be released at T+2 at the latest.
Description topics
- Total amount
- Net worth
- Net worth equals the financial assets minus the liabilities plus the non-financial assets. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these non-profit institutions serving households are no longer included for assets and liabilities, but still included in non-financial assets.
- Assets
- Assets are possessions of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Total
- Currency and deposits
- Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
- Debt securities
- Debt securities are negotiable financial instruments serving as evidence of debt.
- Loans
- Loans are created when creditors lend funds to debtors.
- Equity and investment fund shares or units are claims, which are -fully, or partly- entitled to a share in profits or in the own funds in case of liquidation. Included is the value of capital formation by the government in public enterprises (quasi-corporations) that belong to the government.
Equity and investment fund shares or units are residual claims on the assets of the Equity and investment fund shares or units include:
- listed shares
- unlisted shares - other equity
- investment fund shares or units
- Insurance, pension and guarantee schemes
- Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
- Fin. derivatives, employee stock options
- Financial derivatives are financial instruments linked to a specified financial instrument or indicator or commodity, through which specific financial risks can be traded in financial markets in their own right. Financial derivatives meet the following conditions:
- they are linked to a financial or non-financial asset, to a group of assets, or to an index;
- they are either negotiable or can be offset on the market; and
- no principal amount is advanced to be repaid.
The financial derivatives include options and forwards (warrants, futures, swaps and forward rate agreements). Forwards are recorded net on the assets side of the balance sheets, financial transactions and other changes, meaning that no liabilities are presented but only net assets. The outstanding positions can therefore have a negative value.
Employee stock options are agreements made on a given date under which an employee has the right to purchase a given number of shares of the employer's stock at a stated price either at a stated time or within a period of time immediately following the vesting date.
- Other accounts receivable/payable
- The transactions in the sector accounts are mainly recorded at a moment that does not coincide with the moment the transaction is completed. These time differences cause changes in assets and liabilities, which are recorded in the transaction 'other accounts receivable and payable'.
For example, sales are recorded at the moment of delivery. At that moment, a claim of the supplier on the buyer (supplier's credit) arises, which is nullified when the buyer pays. Other examples are payments in advance on deliveries (buyer's credit) and due payments or receipts of wages and salaries, interests, contributions etc.
Financial transactions in other accounts receivable/payable comprise:
- Trade credits and advances; and
- Other accounts receivable/payable, excluding trade credits and advances.
- Liabilities
- Liabilities are debts of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Total
- Loans
- Loans are created when creditors lend funds to debtors.
- Fin. derivatives, employee stock options
- Financial derivatives are financial instruments linked to a specified financial instrument or indicator or commodity, through which specific financial risks can be traded in financial markets in their own right. Financial derivatives meet the following conditions:
- they are linked to a financial or non-financial asset, to a group of assets, or to an index;
- they are either negotiable or can be offset on the market; and
- no principal amount is advanced to be repaid.
The financial derivatives include options and forwards (warrants, futures, swaps and forward rate agreements). Forwards are recorded net on the assets side of the balance sheets, financial transactions and other changes, meaning that no liabilities are presented but only net assets. The outstanding positions can therefore have a negative value.
Employee stock options are agreements made on a given date under which an employee has the right to purchase a given number of shares of the employer's stock at a stated price either at a stated time or within a period of time immediately following the vesting date.
- Other liabilities
- Other liabilities are all debts excluding loans, financial derivatives and employee stock options. Up to and including 2010, these data relate to households including non-profit institutions serving households. From 2011 onwards, these non-profit institutions serving households are no longer included.
- Non-financial assets
- Average amount
- Amount per household.
- Net worth
- Net worth equals the financial assets minus the liabilities plus the non-financial assets. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these non-profit institutions serving households are no longer included for assets and liabilities, but still included in non-financial assets.
- Assets
- Assets are possessions of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Total
- Currency and deposits
- Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
- Debt securities
- Debt securities are negotiable financial instruments serving as evidence of debt.
- Loans
- Loans are created when creditors lend funds to debtors.
- Equity and investment fund shares or units are claims, which are -fully, or partly- entitled to a share in profits or in the own funds in case of liquidation. Included is the value of capital formation by the government in public enterprises (quasi-corporations) that belong to the government.
Equity and investment fund shares or units are residual claims on the assets of the Equity and investment fund shares or units include:
- listed shares
- unlisted shares - other equity
- investment fund shares or units
- Insurance, pension and guarantee schemes
- Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
- Fin. derivatives, employee stock options
- Financial derivatives are financial instruments linked to a specified financial instrument or indicator or commodity, through which specific financial risks can be traded in financial markets in their own right. Financial derivatives meet the following conditions:
- they are linked to a financial or non-financial asset, to a group of assets, or to an index;
- they are either negotiable or can be offset on the market; and
- no principal amount is advanced to be repaid.
The financial derivatives include options and forwards (warrants, futures, swaps and forward rate agreements). Forwards are recorded net on the assets side of the balance sheets, financial transactions and other changes, meaning that no liabilities are presented but only net assets. The outstanding positions can therefore have a negative value.
Employee stock options are agreements made on a given date under which an employee has the right to purchase a given number of shares of the employer's stock at a stated price either at a stated time or within a period of time immediately following the vesting date.
- Other accounts receivable/payable
- The transactions in the sector accounts are mainly recorded at a moment that does not coincide with the moment the transaction is completed. These time differences cause changes in assets and liabilities, which are recorded in the transaction 'other accounts receivable and payable'.
For example, sales are recorded at the moment of delivery. At that moment, a claim of the supplier on the buyer (supplier's credit) arises, which is nullified when the buyer pays. Other examples are payments in advance on deliveries (buyer's credit) and due payments or receipts of wages and salaries, interests, contributions etc.
Financial transactions in other accounts receivable/payable comprise:
- Trade credits and advances; and
- Other accounts receivable/payable, excluding trade credits and advances.
- Liabilities
- Liabilities are debts of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Total
- Loans
- Loans are created when creditors lend funds to debtors.
- Fin. derivatives, employee stock options
- Financial derivatives are financial instruments linked to a specified financial instrument or indicator or commodity, through which specific financial risks can be traded in financial markets in their own right. Financial derivatives meet the following conditions:
- they are linked to a financial or non-financial asset, to a group of assets, or to an index;
- they are either negotiable or can be offset on the market; and
- no principal amount is advanced to be repaid.
The financial derivatives include options and forwards (warrants, futures, swaps and forward rate agreements). Forwards are recorded net on the assets side of the balance sheets, financial transactions and other changes, meaning that no liabilities are presented but only net assets. The outstanding positions can therefore have a negative value.
Employee stock options are agreements made on a given date under which an employee has the right to purchase a given number of shares of the employer's stock at a stated price either at a stated time or within a period of time immediately following the vesting date.
- Other liabilities
- Other liabilities are all debts excluding loans, financial derivatives and employee stock options. Up to and including 2010, these data relate to households including non-profit institutions serving households. From 2011 onwards, these non-profit institutions serving households are no longer included.
- Non-financial assets
- Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil and gas reserves and consumer durables.
The data relate to households including non-profit institutions serving households.
- Standardised amount
- Amount per household converted to a single-person household.
- Net worth
- Net worth equals the financial assets minus the liabilities plus the non-financial assets. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these non-profit institutions serving households are no longer included for assets and liabilities, but still included in non-financial assets.
- Assets
- Assets are possessions of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Total
- Currency and deposits
- Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
- Debt securities
- Debt securities are negotiable financial instruments serving as evidence of debt.
- Loans
- Loans are created when creditors lend funds to debtors.
- Equity and investment fund shares or units are claims, which are -fully, or partly- entitled to a share in profits or in the own funds in case of liquidation. Included is the value of capital formation by the government in public enterprises (quasi-corporations) that belong to the government.
Equity and investment fund shares or units are residual claims on the assets of the Equity and investment fund shares or units include:
- listed shares
- unlisted shares - other equity
- investment fund shares or units
- Insurance, pension and guarantee schemes
- Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
- Fin. derivatives, employee stock options
- Financial derivatives are financial instruments linked to a specified financial instrument or indicator or commodity, through which specific financial risks can be traded in financial markets in their own right. Financial derivatives meet the following conditions:
- they are linked to a financial or non-financial asset, to a group of assets, or to an index;
- they are either negotiable or can be offset on the market; and
- no principal amount is advanced to be repaid.
The financial derivatives include options and forwards (warrants, futures, swaps and forward rate agreements). Forwards are recorded net on the assets side of the balance sheets, financial transactions and other changes, meaning that no liabilities are presented but only net assets. The outstanding positions can therefore have a negative value.
Employee stock options are agreements made on a given date under which an employee has the right to purchase a given number of shares of the employer's stock at a stated price either at a stated time or within a period of time immediately following the vesting date.
- Other accounts receivable/payable
- The transactions in the sector accounts are mainly recorded at a moment that does not coincide with the moment the transaction is completed. These time differences cause changes in assets and liabilities, which are recorded in the transaction 'other accounts receivable and payable'.
For example, sales are recorded at the moment of delivery. At that moment, a claim of the supplier on the buyer (supplier's credit) arises, which is nullified when the buyer pays. Other examples are payments in advance on deliveries (buyer's credit) and due payments or receipts of wages and salaries, interests, contributions etc.
Financial transactions in other accounts receivable/payable comprise:
- Trade credits and advances; and
- Other accounts receivable/payable, excluding trade credits and advances.
- Liabilities
- Liabilities are debts of households. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Total
- Loans
- Loans are created when creditors lend funds to debtors.
- Fin. derivatives, employee stock options
- Financial derivatives are financial instruments linked to a specified financial instrument or indicator or commodity, through which specific financial risks can be traded in financial markets in their own right. Financial derivatives meet the following conditions:
- they are linked to a financial or non-financial asset, to a group of assets, or to an index;
- they are either negotiable or can be offset on the market; and
- no principal amount is advanced to be repaid.
The financial derivatives include options and forwards (warrants, futures, swaps and forward rate agreements). Forwards are recorded net on the assets side of the balance sheets, financial transactions and other changes, meaning that no liabilities are presented but only net assets. The outstanding positions can therefore have a negative value.
Employee stock options are agreements made on a given date under which an employee has the right to purchase a given number of shares of the employer's stock at a stated price either at a stated time or within a period of time immediately following the vesting date.
- Other liabilities
- Other liabilities are all debts excluding loans, financial derivatives and employee stock options. Up to and including 2010, these data relate to households including non-profit institutions serving households. From 2011 onwards, these non-profit institutions serving households are no longer included.
- Non-financial assets
- Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil and gas reserves and consumer durables.
The data relate to households including non-profit institutions serving households.