Income, consumption, wealth of households: key figures; National Accounts

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Characteristics of households Total amount Expenditure Final consumption expenditure Miscellaneous goods and services (mln euro) Average amount Expenditure Final consumption expenditure Miscellaneous goods and services (1 000 euro) Standardised amount Expenditure Final consumption expenditure Miscellaneous goods and services (1 000 euro)
Total 26,616 3.1 2.1
Disposable income: 1st 10%-group 1,607 1.9 1.4
Disposable income: 2nd 10%-group 1,938 2.3 1.7
Disposable income: 3rd 10%-group 2,024 2.4 1.8
Disposable income: 4th 10%-group 2,255 2.6 1.9
Disposable income: 5th 10%-group 2,490 2.9 2.0
Disposable income: 6th 10%-group 2,719 3.2 2.1
Disposable income: 7th 10%-group 2,953 3.4 2.2
Disposable income: 8th 10%-group 3,169 3.7 2.3
Disposable income: 9th 10%-group 3,391 3.9 2.4
Disposable income: 10th 10%-group 4,070 4.7 2.9
Single less 65 year old 3,884 1.8 1.9
Single 65 and older 2,663 2.1 2.2
Single with children living at home 1,298 2.9 1.9
Two adults less than 65 no child at home 3,955 3.4 2.3
Two adults: 65 or older no child at home 4,538 3.4 2.4
Two adult hh with one or two children 6,363 4.5 2.2
Two adult hh with at least 3 children 1,562 4.6 1.8
Others 2,353 4.3 1.8
Source of income: mixed income 2,403 4.0 2.4
Source of income: compensation of employ 13,088 3.5 2.2
Source of income: old age benefits 7,528 2.7 2.2
Source of income: property income 458 6.8 4.7
Source of income: other 3,139 2.2 1.5
Main earner: to 34 years 3,397 2.1 1.7
Main earner: 35 to 44 years 4,234 3.2 2.0
Main earner: 45 to 54 years 5,732 4.0 2.3
Main earner: 55 to 64 years 5,573 3.5 2.3
Main earner: 65 years or older 7,680 2.9 2.2
Home ownership: Owner-occupied home 18,515 3.9 2.5
Home ownership: Rent 8,101 2.1 1.6
Net worth: 1st 10%-group 1,349 1.6 1.3
Net worth: 2nd 10%-group 1,635 1.9 1.5
Net worth: 3rd 10%-group 1,875 2.2 1.7
Net worth: 4th 10%-group 2,184 2.5 1.9
Net worth: 5th 10%-group 2,609 3.0 2.1
Net worth: 6th 10%-group 2,954 3.4 2.2
Net worth: 7th 10%-group 3,155 3.7 2.3
Net worth: 8th 10%-group 3,316 3.9 2.4
Net worth: 9th 10%-group 3,502 4.1 2.5
Net worth: 10th 10%-group 4,037 4.7 2.7
Source: CBS.
Explanation of symbols

Table explanation


This table describes the income, consumption, saving and wealth distributions of the sector households in the national accounts across different household groups. Whereas macro-economic aggregates and averages convey merely the general situation, these distributional statistics provide insight into how economic resources and developments are distributed among different segments of the population. The relevance lies in the fact that the economic aggregates or growth of the Household sector may by reflected differently and unevenly when decomposed by different household groups. The Households sector is broken down into groups identified by main source of income, living situation, household composition, age class of the head of the household, income deciles, and net worth deciles.
These statistics are produced through combining microdata on households (among others administrative data and surveys) with the National Accounts aggregates. By adhering to the National Accounts totals, these distributional statistics align to the official macro-economic statistics. To accomplish this alignment, definitional, population-related, and methodological differences between micro- and macro-statistics are analyzed and resolved. Since National Accounts are internationally harmonized in terms of concepts and methodology, these aggregates are comparable across countries. Hence, due to the alignment to National Accounts totals, these distributional statistics have similar international comparability.
The methodology applied is developed in international context within expert groups of the OECD, ECB, and Eurostat, among others the work of the Expert Group on Disparities in a National Accounts framework (EG DNA). This methodology is outlined in the OECD Handbook on the Compilation of Household Distributional Results on Income, Consumption and Saving in Line with National Accounts Totals.

Data available from: 2021.

Status of the figures:
All data are provisional. The macro statistics are final, however the micro data used have varying statuses. The methodology is still under development at the international level.

Changes as of January 29th 2026:
None. This is a new table. Statistics Netherlands has carried out a revision of the national accounts. The Dutch national accounts are recently revised. New statistical sources, methods and concepts are implemented in the national accounts, in order to align the picture of the Dutch economy with all underlying source data and international guidelines for the compilation of the national accounts. This table contains revised data. For further information see section 3.

When will new figures be published?
New figures will be released at T+2 at the latest.

Description topics

Total amount
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Miscellaneous goods and services
Personal care, social protection and miscellaneous goods and services
Average amount
Amount per household.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Miscellaneous goods and services
Personal care, social protection and miscellaneous goods and services
Standardised amount
Amount per household converted to a single-person household.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Miscellaneous goods and services
Personal care, social protection and miscellaneous goods and services