Income, consumption, wealth of households: key figures; National Accounts

Income, consumption, wealth of households: key figures; National Accounts

Characteristics of households Periods Total amount Income Gross operating surplus and mixed income (million euros) Total amount Income Gross mixed income (million euros) Total amount Income Compensation of employees (million euros) Total amount Income Gross disposable income (million euros) Total amount Income Social transfers in kind (million euros) Total amount Income Gross adjusted disposable income (million euros) Total amount Expenditure Final consumption expenditure Total final consumption expenditure (million euros) Total amount Expenditure Final consumption expenditure Food and non-alcoholic beverages (mln euro) Total amount Expenditure Final consumption expenditure Alcoholic beverages, tobacco, narcotic (mln euro) Total amount Expenditure Final consumption expenditure Clothing and footwear (mln euro) Total amount Expenditure Final consumption expenditure Housing, water, electricity, gas, fuel (mln euro) Total amount Expenditure Final consumption expenditure Furnishings, equipment and maintenance (mln euro) Total amount Expenditure Final consumption expenditure Health (mln euro) Total amount Expenditure Final consumption expenditure Transport (mln euro) Total amount Expenditure Final consumption expenditure Information and communication (mln euro) Total amount Expenditure Final consumption expenditure Recreation, sport and culture (mln euro) Total amount Expenditure Final consumption expenditure Education services (mln euro) Total amount Expenditure Final consumption expenditure Restaurants and accommodation services (mln euro) Total amount Expenditure Final consumption expenditure Insurance and financial services (mln euro) Total amount Expenditure Final consumption expenditure Miscellaneous goods and services (mln euro) Total amount Expenditure Actual individual consumption (million euros) Total amount Expenditure Gross saving (million euros) Total amount Wealth Net worth (million euros) Total amount Wealth Financial assets Total (million euros) Total amount Wealth Financial assets Pension entitlements and claims (million euros) Total amount Wealth Financial assets Other assets (million euros) Total amount Wealth Financial liabilities Total (million euros) Total amount Wealth Financial liabilities Home mortgages; closing balance (million euros) Total amount Wealth Financial liabilities Other liabilities (million euros) Total amount Wealth Non-financial assets (million euros) Average amount Income Gross operating surplus and mixed income (1,000 euro) Average amount Income Gross mixed income (1,000 euro) Average amount Income Compensation of employees (1,000 euro) Average amount Income Gross disposable income (1,000 euro) Average amount Income Social transfers in kind (1,000 euro) Average amount Income Gross adjusted disposable income (1,000 euro) Average amount Expenditure Final consumption expenditure Total final consumption expenditure (1,000 euro) Average amount Expenditure Final consumption expenditure Food and non-alcoholic beverages (1 000 euro) Average amount Expenditure Final consumption expenditure Alcoholic beverages, tobacco, narcotic (1 000 euro) Average amount Expenditure Final consumption expenditure Clothing and footwear (1 000 euro) Average amount Expenditure Final consumption expenditure Housing, water, electricity, gas, fuel (1 000 euro) Average amount Expenditure Final consumption expenditure Furnishings, equipment and maintenance (1 000 euro) Average amount Expenditure Final consumption expenditure Health (1 000 euro) Average amount Expenditure Final consumption expenditure Transport (1 000 euro) Average amount Expenditure Final consumption expenditure Information and communication (1 000 euro) Average amount Expenditure Final consumption expenditure Recreation, sport and culture (1 000 euro) Average amount Expenditure Final consumption expenditure Education services (1 000 euro) Average amount Expenditure Final consumption expenditure Restaurants and accommodation services (1 000 euro) Average amount Expenditure Final consumption expenditure Insurance and financial services (1 000 euro) Average amount Expenditure Final consumption expenditure Miscellaneous goods and services (1 000 euro) Average amount Expenditure Actual individual consumption (1,000 euro) Average amount Expenditure Gross saving (1,000 euro) Average amount Wealth Net worth (1,000 euro) Average amount Wealth Financial assets Total (1,000 euro) Average amount Wealth Financial assets Pension entitlements and claims (1,000 euro) Average amount Wealth Financial assets Other assets (1,000 euro) Average amount Wealth Financial liabilities Total (1,000 euro) Average amount Wealth Financial liabilities Home mortgages; closing balance (1,000 euro) Average amount Wealth Financial liabilities Other liabilities (1,000 euro) Average amount Wealth Non-financial assets (1,000 euro) Standardised amount Income Gross operating surplus and mixed income (1,000 euro) Standardised amount Income Gross mixed income (1,000 euro) Standardised amount Income Compensation of employees (1,000 euro) Standardised amount Income Gross disposable income (1,000 euro) Standardised amount Income Social transfers in kind (1,000 euro) Standardised amount Income Gross adjusted disposable income (1,000 euro) Standardised amount Expenditure Final consumption expenditure Final consumption expenditure (1,000 euro) Standardised amount Expenditure Final consumption expenditure Food and non-alcoholic beverages (1 000 euro) Standardised amount Expenditure Final consumption expenditure Alcoholic beverages, tobacco, narcotic (1 000 euro) Standardised amount Expenditure Final consumption expenditure Clothing and footwear (1 000 euro) Standardised amount Expenditure Final consumption expenditure Housing, water, electricity, gas, fuel (1 000 euro) Standardised amount Expenditure Final consumption expenditure Furnishings, equipment and maintenance (1 000 euro) Standardised amount Expenditure Final consumption expenditure Health (1 000 euro) Standardised amount Expenditure Final consumption expenditure Transport (1 000 euro) Standardised amount Expenditure Final consumption expenditure Information and communication (1 000 euro) Standardised amount Expenditure Final consumption expenditure Recreation, sport and culture (1 000 euro) Standardised amount Expenditure Final consumption expenditure Education services (1 000 euro) Standardised amount Expenditure Final consumption expenditure Restaurants and accommodation services (1 000 euro) Standardised amount Expenditure Final consumption expenditure Insurance and financial services (1 000 euro) Standardised amount Expenditure Final consumption expenditure Miscellaneous goods and services (1 000 euro) Standardised amount Expenditure Actual individual consumption (1,000 euro) Standardised amount Expenditure Gross saving (1,000 euro) Standardised amount Wealth Net worth (1,000 euro) Standardised amount Wealth Financial assets Total (1,000 euro) Standardised amount Wealth Financial assets Pension entitlements and claims (1,000 euro) Standardised amount Wealth Financial assets Other assets (1,000 euro) Standardised amount Wealth Financial liabilities Total (1,000 euro) Standardised amount Wealth Financial liabilities Home mortgages; closing balance (1,000 euro) Standardised amount Wealth Financial liabilities Other liabilities (1,000 euro) Standardised amount Wealth Non-financial assets (1,000 euro)
Total 2023* 45,410 95,783 478,494 518,109 186,320 704,429 463,145 53,143 13,731 23,164 101,684 29,905 14,531 58,976 17,810 39,600 4,426 41,032 38,527 26,616 649,465 81,819 5,046,315 3,119,777 1,620,438 1,499,339 1,054,196 851,917 202,279 2,980,734 5.3 11.1 55.6 60.2 21.7 81.9 53.8 6.2 1.6 2.7 11.8 3.5 1.7 6.9 2.1 4.6 0.5 4.8 4.5 3.1 75.5 9.5 586.4 362.6 188.3 174.2 122.5 99.0 23.5 346.4 3.6 7.6 38.0 41.2 14.8 56.0 36.8 4.2 1.1 1.8 8.1 2.4 1.2 4.7 1.4 3.1 0.4 3.3 3.1 2.1 51.6 6.5 401.2 248.0 128.8 119.2 83.8 67.7 16.1 237.0
Disposable income: 1st 10%-group 2023* 933 2,073 4,307 7,933 17,161 25,094 26,961 3,417 1,268 1,420 6,264 1,544 830 2,707 1,321 1,954 593 2,008 2,029 1,607 44,122 -19,360 212,032 136,411 36,778 99,633 39,338 25,383 13,954 114,959 1.1 2.4 5.0 9.2 19.9 29.2 31.3 4.0 1.5 1.6 7.3 1.8 1.0 3.1 1.5 2.3 0.7 2.3 2.4 1.9 51.3 -22.5 246.4 158.5 42.7 115.8 45.7 29.5 16.2 133.6 0.8 1.9 3.9 7.1 15.4 22.5 24.2 3.1 1.1 1.3 5.6 1.4 0.7 2.4 1.2 1.8 0.5 1.8 1.8 1.4 39.6 -17.4 190.4 122.5 33.0 89.5 35.3 22.8 12.5 103.2
Disposable income: 2nd 10%-group 2023* 539 1,971 6,805 21,651 21,263 42,914 29,579 4,085 1,244 1,396 6,740 1,805 1,023 2,985 1,525 2,450 311 1,891 2,187 1,938 50,842 -9,087 152,701 87,642 43,689 43,952 21,940 16,189 5,751 86,999 0.6 2.3 7.9 25.2 24.7 49.9 34.4 4.7 1.4 1.6 7.8 2.1 1.2 3.5 1.8 2.8 0.4 2.2 2.5 2.3 59.1 -10.6 177.5 101.9 50.8 51.1 25.5 18.8 6.7 101.1 0.5 1.8 6.1 19.3 19.0 38.3 26.4 3.6 1.1 1.2 6.0 1.6 0.9 2.7 1.4 2.2 0.3 1.7 1.9 1.7 45.3 -8.1 136.1 78.1 38.9 39.2 19.6 14.4 5.1 77.5
Disposable income: 3rd 10%-group 2023* 818 2,259 11,659 26,850 21,535 48,385 31,368 4,167 1,266 1,525 6,690 1,925 1,076 3,408 1,526 2,721 308 2,236 2,497 2,024 52,903 -6,787 209,243 124,907 74,917 49,990 29,854 23,622 6,232 114,190 1.0 2.6 13.5 31.2 25.0 56.2 36.5 4.8 1.5 1.8 7.8 2.2 1.3 4.0 1.8 3.2 0.4 2.6 2.9 2.4 61.5 -7.9 243.2 145.2 87.1 58.1 34.7 27.5 7.2 132.7 0.7 2.0 10.4 24.0 19.3 43.3 28.1 3.7 1.1 1.4 6.0 1.7 1.0 3.1 1.4 2.4 0.3 2.0 2.2 1.8 47.4 -6.1 187.4 111.9 67.1 44.8 26.7 21.2 5.6 102.3
Disposable income: 4th 10%-group 2023* 1,783 3,100 22,719 33,448 18,220 51,668 36,153 4,588 1,289 1,815 7,423 2,277 1,217 4,298 1,632 3,126 342 2,967 2,925 2,255 54,373 -4,581 295,172 174,234 107,696 66,538 47,970 39,568 8,403 168,908 2.1 3.6 26.4 38.9 21.2 60.0 42.0 5.3 1.5 2.1 8.6 2.6 1.4 5.0 1.9 3.6 0.4 3.4 3.4 2.6 63.2 -5.3 343.0 202.5 125.2 77.3 55.7 46.0 9.8 196.3 1.5 2.7 19.4 28.6 15.6 44.2 30.9 3.9 1.1 1.6 6.3 1.9 1.0 3.7 1.4 2.7 0.3 2.5 2.5 1.9 46.5 -3.9 252.5 149.0 92.1 56.9 41.0 33.8 7.2 144.5
Disposable income: 5th 10%-group 2023* 3,111 4,017 34,700 40,905 17,610 58,515 41,306 5,049 1,334 2,098 8,560 2,657 1,363 5,134 1,738 3,556 388 3,619 3,319 2,490 58,915 -996 365,530 212,690 135,692 76,998 70,666 60,250 10,415 223,505 3.6 4.7 40.3 47.5 20.5 68.0 48.0 5.9 1.6 2.4 9.9 3.1 1.6 6.0 2.0 4.1 0.5 4.2 3.9 2.9 68.5 -1.2 424.8 247.2 157.7 89.5 82.1 70.0 12.1 259.7 2.5 3.3 28.3 33.3 14.3 47.6 33.6 4.1 1.1 1.7 7.0 2.2 1.1 4.2 1.4 2.9 0.3 2.9 2.7 2.0 48.0 -0.8 297.6 173.2 110.5 62.7 57.5 49.1 8.5 182.0
Disposable income: 6th 10%-group 2023* 4,594 5,128 47,784 49,143 19,060 68,203 46,506 5,489 1,383 2,373 9,914 3,030 1,499 5,932 1,836 3,973 439 4,212 3,708 2,719 65,565 4,027 432,183 255,070 163,068 92,002 96,145 83,792 12,353 273,258 5.3 6.0 55.5 57.1 22.1 79.3 54.0 6.4 1.6 2.8 11.5 3.5 1.7 6.9 2.1 4.6 0.5 4.9 4.3 3.2 76.2 4.7 502.3 296.4 189.5 106.9 111.7 97.4 14.4 317.6 3.6 4.0 37.0 38.0 14.7 52.8 36.0 4.2 1.1 1.8 7.7 2.3 1.2 4.6 1.4 3.1 0.3 3.3 2.9 2.1 50.7 3.1 334.4 197.4 126.2 71.2 74.4 64.8 9.6 211.5
Disposable income: 7th 10%-group 2023* 6,104 6,723 61,284 57,809 19,304 77,113 51,770 5,932 1,420 2,624 11,347 3,404 1,640 6,711 1,932 4,410 481 4,769 4,146 2,953 71,074 9,650 512,133 304,390 192,646 111,744 123,682 108,807 14,875 331,425 7.1 7.8 71.2 67.2 22.4 89.6 60.2 6.9 1.7 3.0 13.2 4.0 1.9 7.8 2.2 5.1 0.6 5.5 4.8 3.4 82.6 11.2 595.2 353.7 223.9 129.9 143.7 126.4 17.3 385.2 4.5 5.0 45.6 43.0 14.4 57.3 38.5 4.4 1.1 2.0 8.4 2.5 1.2 5.0 1.4 3.3 0.4 3.5 3.1 2.2 52.9 7.2 380.8 226.4 143.3 83.1 92.0 80.9 11.1 246.5
Disposable income: 8th 10%-group 2023* 7,496 9,357 75,567 67,269 17,809 85,078 56,809 6,304 1,452 2,845 12,777 3,748 1,764 7,464 2,010 4,836 511 5,283 4,645 3,169 74,617 16,564 614,794 369,188 228,570 140,618 150,972 131,959 19,014 396,578 8.7 10.9 87.8 78.2 20.7 98.9 66.0 7.3 1.7 3.3 14.8 4.4 2.1 8.7 2.3 5.6 0.6 6.1 5.4 3.7 86.7 19.2 714.5 429.0 265.6 163.4 175.4 153.4 22.1 460.9 5.4 6.8 54.9 48.8 12.9 61.8 41.2 4.6 1.1 2.1 9.3 2.7 1.3 5.4 1.5 3.5 0.4 3.8 3.4 2.3 54.2 12.0 446.3 268.0 165.9 102.1 109.6 95.8 13.8 287.9
Disposable income: 9th 10%-group 2023* 9,043 14,851 92,545 80,387 17,292 97,678 62,609 6,636 1,500 3,083 14,474 4,117 1,882 8,365 2,074 5,322 531 5,868 5,365 3,391 79,900 27,081 781,367 475,776 279,011 196,764 183,404 156,202 27,202 488,995 10.5 17.3 107.5 93.4 20.1 113.5 72.8 7.7 1.7 3.6 16.8 4.8 2.2 9.7 2.4 6.2 0.6 6.8 6.2 3.9 92.9 31.5 908.0 552.9 324.2 228.7 213.1 181.5 31.6 568.3 6.4 10.6 65.9 57.2 12.3 69.5 44.6 4.7 1.1 2.2 10.3 2.9 1.3 6.0 1.5 3.8 0.4 4.2 3.8 2.4 56.9 19.3 556.3 338.7 198.6 140.1 130.6 111.2 19.4 348.1
Disposable income: 10th 10%-group 2023* 10,989 46,304 121,124 132,714 17,066 149,781 80,084 7,476 1,575 3,985 17,495 5,398 2,237 11,972 2,216 7,252 522 8,179 7,706 4,070 97,154 65,308 1,471,160 979,469 358,371 621,100 290,225 206,145 84,080 781,917 13.2 53.4 140.8 154.3 19.8 174.0 93.1 8.7 1.8 4.6 20.3 6.3 2.6 13.9 2.6 8.4 0.6 9.5 9.0 4.7 112.8 75.9 1,709.7 1,138.3 416.5 721.8 337.3 239.6 97.7 908.7 8.1 32.6 86.0 94.2 12.1 106.3 56.9 5.3 1.1 2.8 12.4 3.8 1.6 8.5 1.6 5.1 0.4 5.8 5.5 2.9 68.9 46.4 1,044.6 695.4 254.4 441.0 206.1 146.4 59.7 555.2
Single less 65 year old 2023* 4,982 12,746 73,800 68,345 21,262 89,607 75,849 7,305 3,623 3,483 19,326 4,124 1,771 9,121 3,122 6,486 856 7,700 5,051 3,884 97,113 1,170 450,366 289,480 145,335 144,145 117,955 91,342 26,610 278,838 2.6 5.9 35.1 32.5 10.1 42.6 36.0 3.5 1.7 1.7 9.2 2.0 0.8 4.3 1.5 3.1 0.4 3.7 2.4 1.8 46.1 0.6 214.0 137.5 69.1 68.5 56.0 43.4 12.6 132.5 2.7 6.1 36.6 33.9 10.5 44.5 37.7 3.6 1.8 1.7 9.6 2.0 0.9 4.5 1.5 3.2 0.4 3.8 2.5 1.9 48.2 0.6 223.6 143.7 72.2 71.6 58.6 45.4 13.2 138.4
Single 65 and older 2023* 4,268 1,967 2,825 39,003 23,673 62,676 44,040 4,719 1,603 1,443 12,549 2,363 1,292 3,986 1,952 4,251 91 2,614 4,514 2,663 67,713 -15,597 534,869 303,663 159,535 144,129 46,190 33,677 12,513 277,395 3.4 1.6 2.3 31.4 19.0 50.4 35.4 3.8 1.3 1.2 10.1 1.9 1.0 3.2 1.6 3.4 0.1 2.1 3.6 2.1 54.5 -12.6 430.4 244.4 128.4 116.0 37.2 27.1 10.1 223.2 3.6 1.7 2.4 32.8 19.9 52.7 37.0 4.0 1.3 1.2 10.6 2.0 1.1 3.4 1.6 3.6 0.1 2.2 3.8 2.2 56.9 -13.1 449.8 255.3 134.1 121.2 38.8 28.3 10.5 233.3
Single with children living at home 2023* 2,157 3,814 18,810 22,368 13,811 36,179 22,560 2,629 623 1,148 5,539 1,341 718 2,550 1,057 1,703 429 1,948 1,576 1,298 36,371 1,826 123,485 74,303 37,464 36,839 38,975 31,853 7,123 88,158 4.8 8.6 42.2 50.2 31.0 81.2 50.6 5.9 1.4 2.6 12.4 3.0 1.6 5.7 2.4 3.8 1.0 4.4 3.5 2.9 81.6 4.1 277.2 166.8 84.1 82.7 87.5 71.5 16.0 197.9 3.1 5.5 26.9 32.0 19.8 51.8 32.3 3.8 0.9 1.6 7.9 1.9 1.0 3.7 1.5 2.4 0.6 2.8 2.3 1.9 52.1 2.6 176.9 106.4 53.7 52.8 55.8 45.6 10.2 126.3
Two adults less than 65 no child at home 2023* 997 16,488 106,753 80,244 13,836 94,079 63,039 7,383 2,084 3,743 6,994 4,950 2,251 9,948 2,504 6,066 468 7,060 5,632 3,955 76,874 31,287 776,080 520,372 282,198 238,174 185,356 150,876 34,480 441,065 0.8 14.0 90.9 68.3 11.8 80.1 53.7 6.3 1.8 3.2 6.0 4.2 1.9 8.5 2.1 5.2 0.4 6.0 4.8 3.4 65.5 26.6 660.8 443.1 240.3 202.8 157.8 128.5 29.4 375.6 0.6 9.8 63.3 47.6 8.2 55.8 37.4 4.4 1.2 2.2 4.1 2.9 1.3 5.9 1.5 3.6 0.3 4.2 3.3 2.3 45.6 18.6 460.4 308.7 167.4 141.3 110.0 89.5 20.5 261.6
Two adults: 65 or older no child at home 2023* 610 6,902 18,714 65,057 26,274 91,331 64,300 9,118 1,828 2,924 7,505 4,694 2,782 8,423 2,824 6,635 85 5,016 7,929 4,538 90,574 -17,501 1,219,124 741,257 419,932 321,324 122,912 91,888 31,025 600,780 0.5 5.2 14.1 49.2 19.9 69.0 48.6 6.9 1.4 2.2 5.7 3.5 2.1 6.4 2.1 5.0 0.1 3.8 6.0 3.4 68.4 -13.2 921.1 560.0 317.3 242.8 92.9 69.4 23.4 453.9 0.3 3.6 9.8 34.2 13.8 48.1 33.8 4.8 1.0 1.5 3.9 2.5 1.5 4.4 1.5 3.5 0.0 2.6 4.2 2.4 47.7 -9.2 641.7 390.1 221.0 169.1 64.7 48.4 16.3 316.2
Two adult hh with one or two children 2023* 18,736 30,230 160,976 140,296 43,576 183,872 117,176 13,481 2,386 6,474 28,840 7,682 3,561 15,167 3,976 8,864 1,604 10,370 8,408 6,363 160,751 44,299 1,094,606 664,352 324,206 340,146 353,076 302,981 50,096 783,331 13.1 21.2 112.7 98.2 30.5 128.7 82.0 9.4 1.7 4.5 20.2 5.4 2.5 10.6 2.8 6.2 1.1 7.3 5.9 4.5 112.5 31.0 766.3 465.1 227.0 238.1 247.2 212.1 35.1 548.4 6.5 10.5 56.1 48.9 15.2 64.1 40.8 4.7 0.8 2.3 10.1 2.7 1.2 5.3 1.4 3.1 0.6 3.6 2.9 2.2 56.0 15.4 381.5 231.5 113.0 118.5 123.0 105.6 17.5 273.0
Two adult hh with at least 3 children 2023* 8,546 10,148 36,322 40,719 18,500 59,219 33,761 3,512 532 1,698 12,071 1,844 800 3,802 924 2,168 313 2,582 1,951 1,562 52,261 11,483 293,760 175,081 67,152 107,929 90,256 74,622 15,634 208,935 25.3 30.0 107.4 120.4 54.7 175.2 99.9 10.4 1.6 5.0 35.7 5.5 2.4 11.2 2.7 6.4 0.9 7.6 5.8 4.6 154.6 34.0 868.9 517.9 198.6 319.2 267.0 220.7 46.2 618.0 9.7 11.5 41.1 46.1 20.9 67.0 38.2 4.0 0.6 1.9 13.7 2.1 0.9 4.3 1.0 2.5 0.4 2.9 2.2 1.8 59.1 13.0 332.5 198.2 76.0 122.2 102.2 84.5 17.7 236.5
Others 2023* 5,114 13,488 60,294 62,077 25,388 87,466 42,420 4,996 1,052 2,251 8,860 2,907 1,356 5,979 1,451 3,427 580 3,742 3,466 2,353 67,808 24,852 554,025 351,269 184,616 166,653 99,476 74,678 24,798 302,232 9.3 24.6 110.1 113.4 46.4 159.7 77.5 9.1 1.9 4.1 16.2 5.3 2.5 10.9 2.7 6.3 1.1 6.8 6.3 4.3 123.8 45.4 1,011.8 641.5 337.2 304.4 181.7 136.4 45.3 552.0 3.8 10.1 45.1 46.4 19.0 65.4 31.7 3.7 0.8 1.7 6.6 2.2 1.0 4.5 1.1 2.6 0.4 2.8 2.6 1.8 50.7 18.6 414.3 262.7 138.1 124.6 74.4 55.8 18.5 226.0
Source of income: mixed income 2023* 5,198 63,957 15,485 62,264 11,336 73,599 40,394 4,479 1,080 1,996 9,269 2,762 1,239 5,544 1,411 3,509 392 4,065 2,246 2,403 51,730 23,730 651,249 289,559 76,200 213,359 132,812 90,120 42,692 494,502 8.6 106.3 25.7 103.5 18.8 122.3 67.1 7.4 1.8 3.3 15.4 4.6 2.1 9.2 2.3 5.8 0.7 6.8 3.7 4.0 86.0 39.4 1,082.2 481.2 126.6 354.6 220.7 149.8 70.9 821.7 5.3 64.9 15.7 63.1 11.5 74.6 41.0 4.5 1.1 2.0 9.4 2.8 1.3 5.6 1.4 3.6 0.4 4.1 2.3 2.4 52.5 24.1 660.4 293.6 77.3 216.4 134.7 91.4 43.3 501.5
Source of income: compensation of employ 2023* 28,900 18,317 416,103 285,296 65,182 350,480 241,796 26,145 6,577 12,931 53,598 15,771 7,178 33,123 8,490 20,028 2,434 23,699 18,730 13,088 306,978 98,352 2,278,247 1,509,513 881,016 628,496 661,526 571,228 90,298 1,430,260 7.8 4.8 110.3 75.7 17.3 92.9 64.1 6.9 1.7 3.4 14.2 4.2 1.9 8.8 2.3 5.3 0.6 6.3 5.0 3.5 81.4 26.1 604.1 400.3 233.6 166.7 175.4 151.5 23.9 379.3 4.9 3.0 70.3 48.2 11.0 59.2 40.8 4.4 1.1 2.2 9.1 2.7 1.2 5.6 1.4 3.4 0.4 4.0 3.2 2.2 51.8 16.6 384.8 254.9 148.8 106.1 111.7 96.5 15.2 241.5
Source of income: old age benefits 2023* 5,926 5,507 18,314 105,684 39,608 145,292 115,122 14,912 3,872 4,734 23,357 7,481 4,237 12,483 5,258 11,142 400 7,800 11,919 7,528 154,730 -39,487 1,522,052 885,433 568,095 317,337 160,024 129,036 30,988 796,643 2.2 2.0 6.7 38.4 14.4 52.8 41.8 5.4 1.4 1.7 8.5 2.7 1.5 4.5 1.9 4.0 0.1 2.8 4.3 2.7 56.2 -14.3 552.8 321.6 206.3 115.3 58.1 46.9 11.3 289.3 1.7 1.6 5.4 30.9 11.6 42.5 33.7 4.4 1.1 1.4 6.8 2.2 1.2 3.6 1.5 3.3 0.1 2.3 3.5 2.2 45.2 -11.5 445.0 258.9 166.1 92.8 46.8 37.7 9.1 232.9
Source of income: property income 2023* 645 856 3,711 18,765 1,109 19,874 10,187 764 127 519 1,235 739 263 1,883 200 1,091 24 1,226 1,659 458 11,296 8,547 305,221 272,920 22,608 250,313 36,686 13,745 22,941 68,987 9.6 12.7 55.1 278.4 16.4 294.8 151.1 11.3 1.9 7.7 18.3 11.0 3.9 27.9 3.0 16.2 0.4 18.2 24.6 6.8 167.6 126.8 4,528.2 4,049.0 335.4 3,713.6 544.3 203.9 340.4 1,023.5 6.6 8.7 37.7 190.8 11.3 202.1 103.6 7.8 1.3 5.3 12.6 7.5 2.7 19.1 2.0 11.1 0.2 12.5 16.9 4.7 114.9 86.9 3,104.1 2,775.6 229.9 2,545.7 373.1 139.8 233.3 701.6
Source of income: other 2023* 4,741 7,146 24,881 46,100 69,085 115,184 55,646 6,843 2,075 2,984 14,225 3,152 1,614 5,943 2,451 3,830 1,176 4,242 3,973 3,139 124,731 -9,323 289,546 162,352 72,519 89,834 63,148 47,788 15,360 190,342 3.4 5.1 17.6 32.7 49.0 81.6 39.4 4.8 1.5 2.1 10.1 2.2 1.1 4.2 1.7 2.7 0.8 3.0 2.8 2.2 88.4 -6.6 205.2 115.0 51.4 63.7 44.7 33.9 10.9 134.9 2.2 3.3 11.6 21.4 32.1 53.5 25.9 3.2 1.0 1.4 6.6 1.5 0.8 2.8 1.1 1.8 0.5 2.0 1.8 1.5 58.0 -4.3 134.6 75.5 33.7 41.8 29.4 22.2 7.1 88.5
Main earner: to 34 years 2023* 3,727 13,203 84,794 68,603 24,050 92,653 67,350 7,476 2,250 3,919 14,468 4,182 1,902 8,913 2,777 5,402 1,242 7,349 4,073 3,397 91,400 10,645 217,081 132,440 43,239 89,201 135,094 109,478 25,616 219,735 2.3 8.2 52.8 42.7 15.0 57.7 42.0 4.7 1.4 2.4 9.0 2.6 1.2 5.6 1.7 3.4 0.8 4.6 2.5 2.1 56.9 6.6 135.3 82.5 26.9 55.6 84.2 68.2 16.0 136.9 1.8 6.5 41.7 33.7 11.8 45.6 33.1 3.7 1.1 1.9 7.1 2.1 0.9 4.4 1.4 2.7 0.6 3.6 2.0 1.7 44.9 5.2 106.7 65.1 21.3 43.9 66.4 53.8 12.6 108.0
Main earner: 35 to 44 years 2023* 12,214 20,412 105,750 94,453 33,477 127,929 82,914 9,243 2,196 4,597 21,617 5,217 2,318 10,509 2,966 6,317 817 7,642 5,243 4,234 116,391 24,742 534,639 301,613 129,367 172,246 229,472 198,840 30,632 462,499 9.3 15.6 80.6 72.0 25.5 97.5 63.2 7.0 1.7 3.5 16.5 4.0 1.8 8.0 2.3 4.8 0.6 5.8 4.0 3.2 88.7 18.9 407.5 229.9 98.6 131.3 174.9 151.6 23.3 352.5 5.6 9.4 48.8 43.6 15.5 59.0 38.3 4.3 1.0 2.1 10.0 2.4 1.1 4.9 1.4 2.9 0.4 3.5 2.4 2.0 53.7 11.4 246.8 139.2 59.7 79.5 105.9 91.8 14.1 213.5
Main earner: 45 to 54 years 2023* 15,228 26,394 130,797 120,439 38,543 158,982 100,766 10,824 2,375 5,318 25,447 6,264 2,898 12,767 3,432 7,850 1,288 9,082 7,488 5,732 139,309 36,506 963,048 598,431 288,531 309,900 270,780 226,795 43,985 635,396 10.6 18.4 91.3 84.1 26.9 111.0 70.3 7.6 1.7 3.7 17.8 4.4 2.0 8.9 2.4 5.5 0.9 6.3 5.2 4.0 97.2 25.5 672.1 417.6 201.4 216.3 189.0 158.3 30.7 443.4 6.0 10.4 51.6 47.5 15.2 62.7 39.8 4.3 0.9 2.1 10.0 2.5 1.1 5.0 1.4 3.1 0.5 3.6 3.0 2.3 55.0 14.4 380.0 236.1 113.8 122.3 106.8 89.5 17.4 250.7
Main earner: 55 to 64 years 2023* 8,753 24,273 128,133 117,465 28,712 146,176 95,222 10,689 3,274 4,590 18,276 6,597 3,048 13,192 3,537 8,468 789 8,755 8,435 5,573 123,934 39,546 1,445,145 960,775 540,423 420,352 232,359 179,363 52,995 716,729 5.6 15.5 81.6 74.8 18.3 93.1 60.6 6.8 2.1 2.9 11.6 4.2 1.9 8.4 2.3 5.4 0.5 5.6 5.4 3.5 78.9 25.2 920.3 611.8 344.1 267.7 148.0 114.2 33.7 456.4 3.6 10.0 53.0 48.6 11.9 60.4 39.4 4.4 1.4 1.9 7.6 2.7 1.3 5.5 1.5 3.5 0.3 3.6 3.5 2.3 51.2 16.3 597.4 397.1 223.4 173.8 96.0 74.1 21.9 296.3
Main earner: 65 years or older 2023* 5,488 11,501 29,020 117,149 61,538 178,689 116,893 14,911 3,636 4,740 21,876 7,645 4,365 13,595 5,098 11,563 290 8,204 13,288 7,680 178,431 -29,620 1,886,402 1,126,518 618,878 507,640 186,491 137,441 49,051 946,375 2.2 4.1 10.8 43.6 22.9 66.5 43.5 5.6 1.4 1.8 8.1 2.8 1.6 5.1 1.9 4.3 0.1 3.1 4.9 2.9 66.4 -11.0 702.6 419.6 230.5 189.1 69.5 51.2 18.3 352.5 1.7 3.2 8.5 34.2 18.0 52.2 34.1 4.4 1.1 1.4 6.4 2.2 1.3 4.0 1.5 3.4 0.1 2.4 3.9 2.2 52.1 -8.6 551.0 329.1 180.8 148.3 54.5 40.1 14.3 276.4
Home ownership: Owner-occupied home 2023* 45,120 72,173 358,536 371,388 97,876 469,263 323,851 36,287 7,732 15,485 70,737 21,978 10,500 42,154 11,292 28,883 2,505 29,630 28,155 18,515 421,727 70,355 4,485,719 2,591,491 1,325,432 1,266,059 982,954 821,511 161,443 2,877,182 9.6 15.2 75.9 78.7 20.7 99.4 68.6 7.7 1.6 3.3 15.0 4.7 2.2 8.9 2.4 6.1 0.5 6.3 6.0 3.9 89.3 14.9 949.9 548.8 280.7 268.1 208.2 174.0 34.2 609.3 6.1 9.5 47.7 49.4 13.0 62.4 43.1 4.8 1.0 2.1 9.4 2.9 1.4 5.6 1.5 3.8 0.3 3.9 3.7 2.5 56.1 9.4 596.6 344.7 176.3 168.4 130.7 109.3 21.5 382.7
Home ownership: Rent 2023* 290 23,610 119,958 146,721 88,444 235,166 139,294 16,856 5,999 7,679 30,947 7,927 4,031 16,822 6,518 10,717 1,921 11,402 10,372 8,101 227,738 11,464 560,596 528,286 295,006 233,280 71,242 30,406 40,836 103,552 0.1 6.1 30.9 37.8 22.8 60.6 35.9 4.3 1.5 2.0 8.0 2.0 1.0 4.3 1.7 2.8 0.5 2.9 2.7 2.1 58.7 3.0 144.4 136.1 76.0 60.1 18.3 7.8 10.5 26.7 0.1 4.7 23.7 29.0 17.5 46.5 27.5 3.3 1.2 1.5 6.1 1.6 0.8 3.3 1.3 2.1 0.4 2.3 2.1 1.6 45.0 2.3 110.8 104.4 58.3 46.1 14.1 6.0 8.1 20.5
Net worth: 1st 10%-group 2023* 692 2,040 17,024 19,388 14,654 34,042 25,702 2,944 1,224 1,501 6,518 1,362 676 2,783 1,234 1,768 668 2,251 1,423 1,349 40,356 -4,924 -15,982 20,446 5,569 14,877 47,002 23,434 23,568 10,574 0.8 2.4 19.8 22.5 17.0 39.6 29.9 3.4 1.4 1.7 7.6 1.6 0.8 3.2 1.4 2.1 0.8 2.6 1.7 1.6 46.9 -5.7 -18.6 23.8 6.5 17.3 54.6 27.2 27.4 12.3 0.7 2.0 16.8 19.2 14.5 33.7 25.4 2.9 1.2 1.5 6.4 1.3 0.7 2.8 1.2 1.7 0.7 2.2 1.4 1.3 39.9 -4.9 -15.8 20.2 5.5 14.7 46.5 23.2 23.3 10.5
Net worth: 2nd 10%-group 2023* 319 1,950 21,516 25,822 19,496 45,317 28,984 3,531 1,335 1,555 7,036 1,640 807 3,296 1,426 2,164 459 2,384 1,715 1,635 48,479 -1,513 15,701 20,302 7,881 12,422 6,116 2,187 3,928 1,514 0.4 2.3 25.0 30.0 22.7 52.7 33.7 4.1 1.6 1.8 8.2 1.9 0.9 3.8 1.7 2.5 0.5 2.8 2.0 1.9 56.3 -1.8 18.2 23.6 9.2 14.4 7.1 2.5 4.6 1.8 0.3 1.8 20.0 24.0 18.1 42.2 27.0 3.3 1.2 1.4 6.5 1.5 0.8 3.1 1.3 2.0 0.4 2.2 1.6 1.5 45.1 -1.4 14.6 18.9 7.3 11.6 5.7 2.0 3.7 1.4
Net worth: 3rd 10%-group 2023* 357 3,870 29,574 31,799 18,748 50,547 31,783 3,854 1,316 1,681 7,225 1,834 930 3,842 1,494 2,524 358 2,711 2,139 1,875 50,531 2,039 49,885 55,892 30,487 25,406 13,843 8,116 5,727 7,835 0.4 4.5 34.4 37.0 21.8 58.7 36.9 4.5 1.5 2.0 8.4 2.1 1.1 4.5 1.7 2.9 0.4 3.2 2.5 2.2 58.7 2.4 58.0 65.0 35.4 29.5 16.1 9.4 6.7 9.1 0.3 3.5 27.0 29.0 17.1 46.2 29.0 3.5 1.2 1.5 6.6 1.7 0.8 3.5 1.4 2.3 0.3 2.5 2.0 1.7 46.1 1.9 45.6 51.0 27.8 23.2 12.6 7.4 5.2 7.2
Net worth: 4th 10%-group 2023* 1,128 6,547 35,844 38,799 17,524 56,323 36,319 4,456 1,348 1,903 7,702 2,227 1,135 4,570 1,621 3,019 345 3,132 2,676 2,184 53,843 4,221 118,961 112,876 70,616 42,259 46,111 38,015 8,096 52,196 1.3 7.6 41.7 45.1 20.4 65.5 42.2 5.2 1.6 2.2 9.0 2.6 1.3 5.3 1.9 3.5 0.4 3.6 3.1 2.5 62.6 4.9 138.2 131.2 82.1 49.1 53.6 44.2 9.4 60.7 1.0 5.6 30.8 33.3 15.0 48.3 31.2 3.8 1.2 1.6 6.6 1.9 1.0 3.9 1.4 2.6 0.3 2.7 2.3 1.9 46.2 3.6 102.1 96.9 60.6 36.3 39.6 32.6 6.9 44.8
Net worth: 5th 10%-group 2023* 4,047 6,958 49,949 47,295 17,020 64,315 44,608 5,310 1,396 2,286 9,501 2,920 1,432 5,740 1,801 3,834 405 4,049 3,325 2,609 61,628 6,316 232,552 158,551 102,810 55,740 110,506 99,951 10,555 184,507 4.7 8.1 58.0 55.0 19.8 74.7 51.8 6.2 1.6 2.7 11.0 3.4 1.7 6.7 2.1 4.5 0.5 4.7 3.9 3.0 71.6 7.3 270.3 184.3 119.5 64.8 128.4 116.2 12.3 214.4 3.2 5.6 39.9 37.7 13.6 51.3 35.6 4.2 1.1 1.8 7.6 2.3 1.1 4.6 1.4 3.1 0.3 3.2 2.7 2.1 49.2 5.0 185.6 126.5 82.0 44.5 88.2 79.8 8.4 147.2
Net worth: 6th 10%-group 2023* 6,481 7,695 55,610 53,001 18,334 71,335 50,499 5,917 1,371 2,489 11,355 3,349 1,645 6,352 1,923 4,378 441 4,475 3,850 2,954 68,833 6,957 361,723 197,599 129,543 68,056 138,580 126,625 11,955 302,703 7.5 8.9 64.6 61.6 21.3 82.9 58.7 6.9 1.6 2.9 13.2 3.9 1.9 7.4 2.2 5.1 0.5 5.2 4.5 3.4 80.0 8.1 420.4 229.6 150.5 79.1 161.0 147.2 13.9 351.8 4.9 5.8 42.2 40.2 13.9 54.1 38.3 4.5 1.0 1.9 8.6 2.5 1.2 4.8 1.5 3.3 0.3 3.4 2.9 2.2 52.2 5.3 274.4 149.9 98.3 51.6 105.1 96.0 9.1 229.6
Net worth: 7th 10%-group 2023* 7,412 8,996 57,091 57,429 18,909 76,338 53,555 6,240 1,365 2,567 12,133 3,571 1,769 6,692 1,981 4,696 436 4,647 4,304 3,155 72,464 7,635 499,212 258,386 172,930 85,455 144,441 130,842 13,599 385,267 8.6 10.5 66.3 66.7 22.0 88.7 62.2 7.3 1.6 3.0 14.1 4.1 2.1 7.8 2.3 5.5 0.5 5.4 5.0 3.7 84.2 8.9 580.1 300.3 201.0 99.3 167.9 152.1 15.8 447.7 5.5 6.6 42.2 42.4 14.0 56.4 39.6 4.6 1.0 1.9 9.0 2.6 1.3 4.9 1.5 3.5 0.3 3.4 3.2 2.3 53.5 5.6 368.9 190.9 127.8 63.1 106.7 96.7 10.0 284.7
Net worth: 8th 10%-group 2023* 7,790 11,006 60,349 63,177 18,858 82,036 56,379 6,505 1,395 2,673 12,494 3,790 1,872 7,137 2,027 4,991 431 4,887 4,861 3,316 75,237 9,638 667,968 353,598 239,362 114,236 148,757 131,936 16,822 463,128 9.1 12.8 70.1 73.4 21.9 95.3 65.5 7.6 1.6 3.1 14.5 4.4 2.2 8.3 2.4 5.8 0.5 5.7 5.6 3.9 87.4 11.2 776.3 410.9 278.2 132.8 172.9 153.3 19.5 538.2 5.6 8.0 43.6 45.7 13.6 59.3 40.8 4.7 1.0 1.9 9.0 2.7 1.4 5.2 1.5 3.6 0.3 3.5 3.5 2.4 54.4 7.0 483.0 255.7 173.1 82.6 107.6 95.4 12.2 334.9
Net worth: 9th 10%-group 2023* 8,130 14,861 66,820 72,528 18,815 91,344 60,390 6,808 1,447 2,856 12,919 4,093 1,986 7,845 2,082 5,382 430 5,307 5,733 3,502 79,205 14,148 925,331 517,363 345,251 172,112 157,401 134,146 23,255 565,368 9.4 17.3 77.7 84.3 21.9 106.2 70.2 7.9 1.7 3.3 15.0 4.8 2.3 9.1 2.4 6.3 0.5 6.2 6.7 4.1 92.0 16.4 1,075.4 601.2 401.2 200.0 182.9 155.9 27.0 657.0 5.7 10.5 47.1 51.2 13.3 64.4 42.6 4.8 1.0 2.0 9.1 2.9 1.4 5.5 1.5 3.8 0.3 3.7 4.0 2.5 55.9 10.0 652.6 364.9 243.5 121.4 111.0 94.6 16.4 398.7
Net worth: 10th 10%-group 2023* 9,054 31,860 84,717 108,871 23,962 132,832 74,926 7,578 1,534 3,653 14,801 5,119 2,279 10,719 2,221 6,844 453 7,189 8,501 4,037 98,889 37,302 2,190,964 1,424,764 515,989 908,776 241,439 156,665 84,774 1,007,642 11.0 36.6 98.5 126.5 27.8 154.3 87.1 8.8 1.8 4.2 17.2 5.9 2.6 12.5 2.6 8.0 0.5 8.4 9.9 4.7 114.9 43.4 2,546.2 1,655.8 599.6 1,056.1 280.6 182.1 98.5 1,171.0 6.3 20.9 56.2 72.3 15.9 88.2 49.7 5.0 1.0 2.4 9.8 3.4 1.5 7.1 1.5 4.5 0.3 4.8 5.6 2.7 65.6 24.8 1,454.4 945.8 342.5 603.3 160.3 104.0 56.3 668.9
Source: CBS.
Explanation of symbols

Table explanation


This table describes the income, consumption, saving and wealth distributions of the sector households in the national accounts across different household groups. Whereas macro-economic aggregates and averages convey merely the general situation, these distributional statistics provide insight into how economic resources and developments are distributed among different segments of the population. The relevance lies in the fact that the economic aggregates or growth of the Household sector may by reflected differently and unevenly when decomposed by different household groups. The Households sector is broken down into groups identified by main source of income, living situation, household composition, age class of the head of the household, income deciles, and net worth deciles.
These statistics are produced through combining microdata on households (among others administrative data and surveys) with the National Accounts aggregates. By adhering to the National Accounts totals, these distributional statistics align to the official macro-economic statistics. To accomplish this alignment, definitional, population-related, and methodological differences between micro- and macro-statistics are analyzed and resolved. Since National Accounts are internationally harmonized in terms of concepts and methodology, these aggregates are comparable across countries. Hence, due to the alignment to National Accounts totals, these distributional statistics have similar international comparability.
The methodology applied is developed in international context within expert groups of the OECD, ECB, and Eurostat, among others the work of the Expert Group on Disparities in a National Accounts framework (EG DNA). This methodology is outlined in the OECD Handbook on the Compilation of Household Distributional Results on Income, Consumption and Saving in Line with National Accounts Totals.

Data available from: 2021.

Status of the figures:
All data are provisional. The macro statistics are final, however the micro data used have varying statuses. The methodology is still under development at the international level.

Changes as of January 29th 2026:
None. This is a new table. Statistics Netherlands has carried out a revision of the national accounts. The Dutch national accounts are recently revised. New statistical sources, methods and concepts are implemented in the national accounts, in order to align the picture of the Dutch economy with all underlying source data and international guidelines for the compilation of the national accounts. This table contains revised data. For further information see section 3.

When will new figures be published?
New figures will be released at T+2 at the latest.

Description topics

Total amount
Income
Receipts from production, wages, social transfers, and property income. Compensation of employees are the wages received for labour, including the social contributions paid for by the employers. Gross operating surplus, gross mixed income and gross disposable income are balancing items. Social transfers in kind are also included, together with disposable income, this leads to the balancing item adjusted disposable income.
Gross operating surplus and mixed income
The surplus that remains after compensation of employees and taxes less subsidies on production and imports have been subtracted from the sum of value added at basic prices. For the self-employed (who are part of the sector households) the surplus is called mixed income, because it is partly a reward for their entrepreneurship compensation of labour.
The operating surplus of households equals housing services produced for own consumption by owner-occupiers.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.

Gross mixed income
Mixed income is for households mainly equal to the income earned by sole proprietors and other entrepreneurs personally liable for all gains and losses from their activities. The income earned has both an element of wage income as well as profit since the entrepreneur is both rewarded for the provided labour input as well as the undertaken risks. Included in mixed income are rentals received from letting real estate and income earned from black and illegal activities.
In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Compensation of employees
The compensation of employees is the total remuneration, in cash or in kind, payable by an employer to an employee in return for work done by the latter during an accounting period. The compensation of employees is equal to the sum of wages and salaries and employers' social contributions.
Gross disposable income
The sum of the gross disposable incomes of the institutional sectors. Gross national disposable income equals gross national income (at market prices) minus current transfers (current taxes on income, wealth et cetera, social contributions, social benefits and other current transfers) paid to non-resident units, plus current transfers received by resident units from the rest of the world. Because disposable national income is not a production concept but an income concept, it is usually expressed in net terms, i.e. after deduction of depreciation (consumption of fixed capital).
Social transfers in kind
Social transfers in kind consist of individual goods and services provided for free or at prices that are not economically significant to individual households by government units and NPISHs, whether purchased on the market or produced as non-market output by government units or NPISHs. They are financed out of taxation, other government income or social security contributions, or out of donations and property income in the case of NPISHs.
Gross adjusted disposable income
Adjusted disposable income is equal to disposable income of households including any income transfers in kind provided to households free of charge by general government or NPISH. This variable facilitates comparisons over time and across countries when there are differences or changes in economic and social conditions.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Total final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Food and non-alcoholic beverages
Food and non-alcoholic beverages
Alcoholic beverages, tobacco, narcotic
Alcoholic beverages, tobacco and narcotics
Clothing and footwear
Clothing and footwear
Housing, water, electricity, gas, fuel
Housing, water, electricity, gas and other fuels
Furnishings, equipment and maintenance
Furnishings, household equipment and routine household maintenance
Health
Health
Transport
Transport
Information and communication
Information and communication
Recreation, sport and culture
Recreation, sport and culture
Education services
Education services
Restaurants and accommodation services
Restaurants and accommodation services
Insurance and financial services
Insurance and financial services
Miscellaneous goods and services
Personal care, social protection and miscellaneous goods and services
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.
Wealth
Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
Net worth
Net worth equals the financial assets minus the liabilities plus the non-financial assets.
Financial assets
Assets are possessions of households.
Total
Pension entitlements and claims
Pension entitlements and claims of pension funds on pension managers and entitlements to non-pension benefits
Pension entitlements comprise financial claims that current employees and former employees hold against either:
- their employers;
- a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
- an insurer.

Claims of pension funds on pension managers and entitlements to non-pension benefits
For the Netherlands this category only relates to claims of pension funds on pension managers, entitlements to non-pension benefits don’t occur here.
An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
Other assets
Other assets are possessions of households excluding pension entitlements.
Financial liabilities
Liabilities are debts of households.
Total
Home mortgages; closing balance
Total of the home mortgages at the end of the period. These are long-term loans with as collateral the property itself which is occupied by the private person.

Other liabilities
Other liabilities are debts, excluding home mortgages.
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil, gas reserves and consumer durables. The data relate to households including non-profit institutions serving households.
Average amount
Amount per household.
Income
Receipts from production, wages, social transfers, and property income. Compensation of employees are the wages received for labour, including the social contributions paid for by the employers. Gross operating surplus, gross mixed income and gross disposable income are balancing items. Social transfers in kind are also included, together with disposable income, this leads to the balancing item adjusted disposable income.
Gross operating surplus and mixed income
The surplus that remains after compensation of employees and taxes less subsidies on production and imports have been subtracted from the sum of value added at basic prices. For the self-employed (who are part of the sector households) the surplus is called mixed income, because it is partly a reward for their entrepreneurship compensation of labour.
The operating surplus of households equals housing services produced for own consumption by owner-occupiers.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.

Gross mixed income
Mixed income is for households mainly equal to the income earned by sole proprietors and other entrepreneurs personally liable for all gains and losses from their activities. The income earned has both an element of wage income as well as profit since the entrepreneur is both rewarded for the provided labour input as well as the undertaken risks. Included in mixed income are rentals received from letting real estate and income earned from black and illegal activities.
In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Compensation of employees
The compensation of employees is the total remuneration, in cash or in kind, payable by an employer to an employee in return for work done by the latter during an accounting period. The compensation of employees is equal to the sum of wages and salaries and employers' social contributions.
Gross disposable income
The sum of the gross disposable incomes of the institutional sectors. Gross national disposable income equals gross national income (at market prices) minus current transfers (current taxes on income, wealth et cetera, social contributions, social benefits and other current transfers) paid to non-resident units, plus current transfers received by resident units from the rest of the world. Because disposable national income is not a production concept but an income concept, it is usually expressed in net terms, i.e. after deduction of depreciation (consumption of fixed capital).
Social transfers in kind
Social transfers in kind consist of individual goods and services provided for free or at prices that are not economically significant to individual households by government units and NPISHs, whether purchased on the market or produced as non-market output by government units or NPISHs. They are financed out of taxation, other government income or social security contributions, or out of donations and property income in the case of NPISHs.
Gross adjusted disposable income
Adjusted disposable income is equal to disposable income of households including any income transfers in kind provided to households free of charge by general government or NPISH. This variable facilitates comparisons over time and across countries when there are differences or changes in economic and social conditions.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Total final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Food and non-alcoholic beverages
Food and non-alcoholic beverages
Alcoholic beverages, tobacco, narcotic
Alcoholic beverages, tobacco and narcotics
Clothing and footwear
Clothing and footwear
Housing, water, electricity, gas, fuel
Housing, water, electricity, gas and other fuels
Furnishings, equipment and maintenance
Furnishings, household equipment and routine household maintenance
Health
Health
Transport
Transport
Information and communication
Information and communication
Recreation, sport and culture
Recreation, sport and culture
Education services
Education services
Restaurants and accommodation services
Restaurants and accommodation services
Insurance and financial services
Insurance and financial services
Miscellaneous goods and services
Personal care, social protection and miscellaneous goods and services
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.
Wealth
Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth.
Net worth
Net worth equals the financial assets minus the liabilities plus the non-financial assets.
Financial assets
Assets are possessions of households.
Total
Pension entitlements and claims
Pension entitlements and claims of pension funds on pension managers and entitlements to non-pension benefits
Pension entitlements comprise financial claims that current employees and former employees hold against either:
- their employers;
- a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
- an insurer.

Claims of pension funds on pension managers and entitlements to non-pension benefits
For the Netherlands this category only relates to claims of pension funds on pension managers, entitlements to non-pension benefits don’t occur here.
An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
Other assets
Other assets are possessions of households excluding pension entitlements.
Financial liabilities
Liabilities are debts of households.
Total
Home mortgages; closing balance
Total of the home mortgages at the end of the period. These are long-term loans with as collateral the property itself which is occupied by the private person.

Other liabilities
Other liabilities are debts, excluding home mortgages.
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil, gas reserves and consumer durables. The data relate to households including non-profit institutions serving households.
Standardised amount
Amount per household converted to a single-person household.
Income
Receipts from production, wages, social transfers, and property income. Compensation of employees are the wages received for labour, including the social contributions paid for by the employers. Gross operating surplus, gross mixed income and gross disposable income are balancing items. Social transfers in kind are also included, together with disposable income, this leads to the balancing item adjusted disposable income.
Gross operating surplus and mixed income
The surplus that remains after compensation of employees and taxes less subsidies on production and imports have been subtracted from the sum of value added at basic prices. For the self-employed (who are part of the sector households) the surplus is called mixed income, because it is partly a reward for their entrepreneurship compensation of labour.
The operating surplus of households equals housing services produced for own consumption by owner-occupiers.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Gross mixed income
Mixed income is for households mainly equal to the income earned by sole proprietors and other entrepreneurs personally liable for all gains and losses from their activities. The income earned has both an element of wage income as well as profit since the entrepreneur is both rewarded for the provided labour input as well as the undertaken risks. Included in mixed income are rentals received from letting real estate and income earned from black and illegal activities.
In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Compensation of employees
The compensation of employees is the total remuneration, in cash or in kind, payable by an employer to an employee in return for work done by the latter during an accounting period. The compensation of employees is equal to the sum of wages and salaries and employers' social contributions.
Gross disposable income
The sum of the gross disposable incomes of the institutional sectors. Gross national disposable income equals gross national income (at market prices) minus current transfers (current taxes on income, wealth et cetera, social contributions, social benefits and other current transfers) paid to non-resident units, plus current transfers received by resident units from the rest of the world. Because disposable national income is not a production concept but an income concept, it is usually expressed in net terms, i.e. after deduction of depreciation (consumption of fixed capital).
Social transfers in kind
Social transfers in kind consist of individual goods and services provided for free or at prices that are not economically significant to individual households by government units and NPISHs, whether purchased on the market or produced as non-market output by government units or NPISHs. They are financed out of taxation, other government income or social security contributions, or out of donations and property income in the case of NPISHs.
Gross adjusted disposable income
Adjusted disposable income is equal to disposable income of households including any income transfers in kind provided to households free of charge by general government or NPISH. This variable facilitates comparisons over time and across countries when there are differences or changes in economic and social conditions.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Food and non-alcoholic beverages
Food and non-alcoholic beverages
Alcoholic beverages, tobacco, narcotic
Alcoholic beverages, tobacco and narcotics
Clothing and footwear
Clothing and footwear
Housing, water, electricity, gas, fuel
Housing, water, electricity, gas and other fuels
Furnishings, equipment and maintenance
Furnishings, household equipment and routine household maintenance
Health
Health
Transport
Transport
Information and communication
Information and communication
Recreation, sport and culture
Recreation, sport and culture
Education services
Education services
Restaurants and accommodation services
Restaurants and accommodation services
Insurance and financial services
Insurance and financial services
Miscellaneous goods and services
Personal care, social protection and miscellaneous goods and services
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.
Wealth
Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth.
Net worth
Net worth equals the financial assets minus the liabilities plus the non-financial assets.
Financial assets
Assets are possessions of households.
Total
Pension entitlements and claims
Pension entitlements and claims of pension funds on pension managers and entitlements to non-pension benefits
Pension entitlements comprise financial claims that current employees and former employees hold against either:
- their employers;
- a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
- an insurer.

Claims of pension funds on pension managers and entitlements to non-pension benefits
For the Netherlands this category only relates to claims of pension funds on pension managers, entitlements to non-pension benefits don’t occur here.
An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
Other assets
Other assets are possessions of households excluding pension entitlements.
Financial liabilities
Liabilities are debts of households.
Total
Home mortgages; closing balance
Total of the home mortgages at the end of the period. These are long-term loans with as collateral the property itself which is occupied by the private person.

Other liabilities
Other liabilities are debts, excluding home mortgages.
Non-financial assets
Non-financial assets are objects which represent an economic value, on which property rights can be exerted and which do not have a financial character. In practice, this includes approximately all (non-financial) objects which can be sold. Examples of objects which cannot be sold are the sea and the air. Examples of assets which have a financial character are stocks and pensions. Non-financial assets consist of fixed assets, inventories, land and oil, gas reserves and consumer durables. The data relate to households including non-profit institutions serving households.