Financial instruments: From-whom-to-whom matrices; National Accounts

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Counterpart sectors (liabilities) Balance sheets and transactions Short-term securities (million euros) Short-term loans (million euros)
Total domestic sectors Opening balance sheet 8,409 554,460
Financial transactions 772 -8,937
Other changes 35 -1,453
Price changes and revaluations 36 -1,434
Other volume changes -1 -19
Closing balance sheet 9,216 544,070
The non-financial corporations sector Opening balance sheet 320 391,438
Financial transactions 173 -3,577
Other changes -3 -1,228
Price changes and revaluations -3 -1,228
Other volume changes 0 0
Closing balance sheet 490 386,633
Financial corporations Opening balance sheet 2,091 100,593
Financial transactions 961 112
Other changes 6 -196
Price changes and revaluations 7 -196
Other volume changes -1 0
Closing balance sheet 3,058 100,509
Monetary financial institutions Opening balance sheet 1,607 0
Financial transactions 728 0
Other changes 8 0
Price changes and revaluations 9 0
Other volume changes -1 0
Closing balance sheet 2,343 0
Central bank Opening balance sheet 0 0
Financial transactions 0 0
Other changes 0 0
Price changes and revaluations 0 0
Other volume changes 0 0
Closing balance sheet 0 0
Deposit-taking corporations and MMFs Opening balance sheet 1,607 0
Financial transactions 728 0
Other changes 8 0
Price changes and revaluations 9 0
Other volume changes -1 0
Closing balance sheet 2,343 0
Other financial institutions Opening balance sheet 484 91,845
Financial transactions 233 178
Other changes -2 -185
Price changes and revaluations -2 -185
Other volume changes 0 0
Closing balance sheet 715 91,838
Non-MMF investment funds Opening balance sheet 0 4,642
Financial transactions 0 103
Other changes 0 -34
Price changes and revaluations 0 -34
Other volume changes 0 0
Closing balance sheet 0 4,711
Other fin. inst. excl. investment funds Opening balance sheet 484 87,203
Financial transactions 233 75
Other changes -2 -151
Price changes and revaluations -2 -151
Other volume changes 0 0
Closing balance sheet 715 87,127
Other fin. intermediaries, auxiliairies Opening balance sheet 32 44,603
Financial transactions 0 -880
Other changes 0 -151
Price changes and revaluations 0 -151
Other volume changes 0 0
Closing balance sheet 32 43,572
Other financial intermediaries Opening balance sheet 10 40,803
Financial transactions 0 -1,341
Other changes 0 -150
Price changes and revaluations 0 -150
Other volume changes 0 0
Closing balance sheet 10 39,312
Financial auxiliaries Opening balance sheet 22 3,800
Financial transactions 0 461
Other changes 0 -1
Price changes and revaluations 0 -1
Other volume changes 0 0
Closing balance sheet 22 4,260
Captive institutions and money lenders Opening balance sheet 452 42,600
Financial transactions 233 955
Other changes -2 0
Price changes and revaluations -2 0
Other volume changes 0 0
Closing balance sheet 683 43,555
Insurance corporations and pension funds Opening balance sheet 0 8,748
Financial transactions 0 -66
Other changes 0 -11
Price changes and revaluations 0 -11
Other volume changes 0 0
Closing balance sheet 0 8,671
Insurance corporations Opening balance sheet 0 5,952
Financial transactions 0 -278
Other changes 0 0
Price changes and revaluations 0 0
Other volume changes 0 0
Closing balance sheet 0 5,674
Pension funds Opening balance sheet 0 2,796
Financial transactions 0 212
Other changes 0 -11
Price changes and revaluations 0 -11
Other volume changes 0 0
Closing balance sheet 0 2,997
General government Opening balance sheet 5,998 12,617
Financial transactions -362 -6,075
Other changes 32 0
Price changes and revaluations 32 0
Source: CBS.
Explanation of symbols

Table explanation


This table presents the from-whom-to-whom matrices of several important financial instruments. The matrices provide information on the debtor/creditor relationships between sectors. The matrices provide a three dimensional overview on financial transactions, price changes and revaluations, other volume changes and balance sheets and the sectors and financial instruments involved. The sector on the assets side is the creditor, the sector on the liabilities side the debtor. The sectors non-financial corporations, financial corporations, general government, households including non-profit institutions serving households (NPISH) and the rest of the world are shown in this table. The sectors financial corporations and general government are broken down into subsectors.

Data available from:
Annual figures from 1999.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1999 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of September 23rd, 2025:
Data of the second quarter 2025 have been added.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.

Description topics

Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued.
This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.