Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Debt securities Short-term securities (million euros) Assets Loans Short-term loans (million euros) Liabilities Debt securities Short-term securities (million euros) Liabilities Loans Short-term loans (million euros)
Total domestic sectors Not consolidated Opening balance sheet 69,312 1,639,377 148,970 1,269,118
Financial transactions 2,953 -13,287 -19,184 -38,240
Other changes -430 -23,792 -3,238 -8,006
Price changes and revaluations -426 -23,773 -3,238 -7,987
Other volume changes -4 -19 0 -19
Closing balance sheet 71,835 1,602,298 126,548 1,222,872
Consolidated Opening balance sheet 60,903 1,084,917 140,561 714,658
Financial transactions 2,181 -4,350 -19,956 -29,303
Other changes -465 -22,339 -3,273 -6,553
Price changes and revaluations -462 -22,339 -3,274 -6,553
Other volume changes -3 0 1 0
Closing balance sheet 62,619 1,058,228 117,332 678,802
The non-financial corporations sector Not consolidated Opening balance sheet 2,668 570,491 5,694 666,538
Financial transactions 549 9,834 -1,044 -7,001
Other changes -198 -1,988 -14 -2,509
Price changes and revaluations -198 -1,997 -14 -2,509
Other volume changes 0 9 0 0
Closing balance sheet 3,019 578,337 4,636 657,028
Consolidated Opening balance sheet 2,668 285,274 5,694 381,321
Financial transactions 549 6,037 -1,044 -10,798
Other changes -198 -1,997 -14 -2,518
Price changes and revaluations -198 -1,997 -14 -2,509
Other volume changes 0 0 0 -9
Closing balance sheet 3,019 289,314 4,636 368,005
Financial corporations Not consolidated Opening balance sheet 59,455 1,060,072 115,902 540,096
Financial transactions 3,036 -18,179 -10,357 -25,712
Other changes -245 -21,804 -3,279 -5,468
Price changes and revaluations -245 -21,776 -3,279 -5,468
Other volume changes 0 -28 0 0
Closing balance sheet 62,246 1,020,089 102,266 508,916
Consolidated Opening balance sheet 58,156 984,124 114,603 464,148
Financial transactions 2,002 -17,315 -11,391 -24,848
Other changes -251 -21,607 -3,285 -5,271
Price changes and revaluations -251 -21,579 -3,285 -5,271
Other volume changes 0 -28 0 0
Closing balance sheet 59,907 945,202 99,927 434,029
Monetary financial institutions Not consolidated Opening balance sheet 15,655 430,479 78,466
Financial transactions -3,039 -939 -7,936
Other changes -60 -13,052 -2,747
Price changes and revaluations -60 -13,024 -2,747
Other volume changes 0 -28 0
Closing balance sheet 12,556 416,488 67,783
Consolidated Opening balance sheet 15,475 430,479 78,286
Financial transactions -3,655 -939 -8,552
Other changes -61 -13,052 -2,748
Price changes and revaluations -61 -13,024 -2,748
Other volume changes 0 -28 0
Closing balance sheet 11,759 416,488 66,986
Central bank Not consolidated Opening balance sheet 2,177 0 0
Financial transactions -1,273 0 0
Other changes -57 0 0
Price changes and revaluations -57 0 0
Other volume changes 0 0 0
Closing balance sheet 847 0 0
Consolidated Opening balance sheet 2,177 0 0
Financial transactions -1,273 0 0
Other changes -57 0 0
Price changes and revaluations -57 0 0
Other volume changes 0 0 0
Closing balance sheet 847 0 0
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 13,478 430,479 78,466
Financial transactions -1,766 -939 -7,936
Other changes -3 -13,052 -2,747
Price changes and revaluations -3 -13,024 -2,747
Other volume changes 0 -28 0
Closing balance sheet 11,709 416,488 67,783
Consolidated Opening balance sheet 13,298 430,479 78,286
Financial transactions -2,382 -939 -8,552
Other changes -4 -13,052 -2,748
Price changes and revaluations -4 -13,024 -2,748
Other volume changes 0 -28 0
Closing balance sheet 10,912 416,488 66,986
Deposit-taking corporations Not consolidated Opening balance sheet 13,171 430,479 78,466
Financial transactions -1,770 -939 -7,936
Other changes -3 -13,052 -2,747
Price changes and revaluations -3 -13,024 -2,747
Other volume changes 0 -28 0
Closing balance sheet 11,398 416,488 67,783
Consolidated Opening balance sheet 12,992 430,479 78,287
Financial transactions -2,384 -939 -8,550
Other changes -4 -13,052 -2,748
Price changes and revaluations -4 -13,024 -2,748
Other volume changes 0 -28 0
Closing balance sheet 10,604 416,488 66,989
Money Market Funds Not consolidated Opening balance sheet 307 0 0
Financial transactions 4 0 0
Other changes 0 0 0
Price changes and revaluations 0 0 0
Other volume changes 0 0 0
Closing balance sheet 311 0 0
Consolidated Opening balance sheet 307 0 0
Financial transactions 4 0 0
Other changes 0 0 0
Price changes and revaluations 0 0 0
Other volume changes 0 0 0
Closing balance sheet 311 0 0
Other financial institutions Not consolidated Opening balance sheet 23,163 598,829 37,436 510,117
Financial transactions 853 -12,654 -2,421 -26,411
Other changes -263 -8,742 -532 -5,413
Price changes and revaluations -263 -8,742 -532 -5,413
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of September 23rd, 2025:
Data of the second quarter 2025 have been added.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued.
This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.

Loans
Loans are created when creditors lend funds to debtors.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
Liabilities
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued. This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.
Loans
Loans are created when creditors lend funds to debtors.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.