Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Debt securities Short-term securities (million euros) Assets Loans Short-term loans (million euros) Liabilities Debt securities Short-term securities (million euros) Liabilities Loans Short-term loans (million euros)
Total domestic sectors Not consolidated Opening balance sheet 72,112 1,607,764 126,609 1,221,523
Financial transactions 1,335 12,012 7,251 11,666
Other changes 264 -2,463 -387 -1,223
Price changes and revaluations 261 -2,444 -387 -1,204
Other volume changes 3 -19 0 -19
Closing balance sheet 73,711 1,617,313 133,473 1,231,966
Consolidated Opening balance sheet 62,914 1,057,313 117,411 671,072
Financial transactions 2,718 2,067 8,634 1,721
Other changes 227 -2,349 -424 -1,109
Price changes and revaluations 228 -2,349 -420 -1,109
Other volume changes -1 0 -4 0
Closing balance sheet 65,859 1,057,031 125,621 671,684
The non-financial corporations sector Not consolidated Opening balance sheet 3,029 574,671 4,636 657,014
Financial transactions -623 -18 444 4,005
Other changes -1 -153 8 -181
Price changes and revaluations -1 -156 8 -181
Other volume changes 0 3 0 0
Closing balance sheet 2,405 574,500 5,088 660,838
Consolidated Opening balance sheet 3,029 286,175 4,636 368,518
Financial transactions -623 2,278 444 6,301
Other changes -1 -156 8 -184
Price changes and revaluations -1 -156 8 -181
Other volume changes 0 0 0 -3
Closing balance sheet 2,405 288,297 5,088 374,635
Financial corporations Not consolidated Opening balance sheet 62,513 1,029,286 102,327 507,581
Financial transactions 3,370 12,057 -2,940 3,677
Other changes 248 -2,310 -250 -1,023
Price changes and revaluations 248 -2,288 -250 -1,023
Other volume changes 0 -22 0 0
Closing balance sheet 66,131 1,039,033 99,137 510,235
Consolidated Opening balance sheet 60,171 947,607 99,985 425,902
Financial transactions 3,831 14,703 -2,479 6,323
Other changes 244 -2,319 -254 -1,032
Price changes and revaluations 244 -2,297 -254 -1,032
Other volume changes 0 -22 0 0
Closing balance sheet 64,246 959,991 97,252 431,193
Monetary financial institutions Not consolidated Opening balance sheet 12,687 416,486 67,752
Financial transactions 2,103 -2,349 -5,990
Other changes 24 -841 2
Price changes and revaluations 24 -819 2
Other volume changes 0 -22 0
Closing balance sheet 14,814 413,296 61,764
Consolidated Opening balance sheet 11,890 416,486 66,955
Financial transactions 2,026 -2,349 -6,067
Other changes 22 -841 0
Price changes and revaluations 22 -819 0
Other volume changes 0 -22 0
Closing balance sheet 13,938 413,296 60,888
Central bank Not consolidated Opening balance sheet 847 0 0
Financial transactions 60 0 0
Other changes -19 0 0
Price changes and revaluations -19 0 0
Other volume changes 0 0 0
Closing balance sheet 888 0 0
Consolidated Opening balance sheet 847 0 0
Financial transactions 60 0 0
Other changes -19 0 0
Price changes and revaluations -19 0 0
Other volume changes 0 0 0
Closing balance sheet 888 0 0
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 11,840 416,486 67,752
Financial transactions 2,043 -2,349 -5,990
Other changes 43 -841 2
Price changes and revaluations 43 -819 2
Other volume changes 0 -22 0
Closing balance sheet 13,926 413,296 61,764
Consolidated Opening balance sheet 11,043 416,486 66,955
Financial transactions 1,966 -2,349 -6,067
Other changes 41 -841 0
Price changes and revaluations 41 -819 0
Other volume changes 0 -22 0
Closing balance sheet 13,050 413,296 60,888
Deposit-taking corporations Not consolidated Opening balance sheet 11,529 416,486 67,752
Financial transactions 2,041 -2,349 -5,990
Other changes 44 -841 2
Price changes and revaluations 44 -819 2
Other volume changes 0 -22 0
Closing balance sheet 13,614 413,296 61,764
Consolidated Opening balance sheet 10,735 416,486 66,958
Financial transactions 1,966 -2,349 -6,065
Other changes 42 -841 0
Price changes and revaluations 42 -819 0
Other volume changes 0 -22 0
Closing balance sheet 12,743 413,296 60,893
Money Market Funds Not consolidated Opening balance sheet 311 0 0
Financial transactions 2 0 0
Other changes -1 0 0
Price changes and revaluations -1 0 0
Other volume changes 0 0 0
Closing balance sheet 312 0 0
Consolidated Opening balance sheet 311 0 0
Financial transactions 2 0 0
Other changes -1 0 0
Price changes and revaluations -1 0 0
Other volume changes 0 0 0
Closing balance sheet 312 0 0
Other financial institutions Not consolidated Opening balance sheet 24,349 585,081 34,575 474,686
Financial transactions 2,478 9,367 3,050 8,170
Other changes 105 -1,461 -252 -1,029
Price changes and revaluations 105 -1,461 -252 -1,029
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of Decemberr 24th, 2025:
Data of the third quarter 2025 have been added to this table.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued.
This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.

Loans
Loans are created when creditors lend funds to debtors.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
Liabilities
Debt securities
Debt securities are negotiable financial instruments serving as evidence of debt.
Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued. This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.
Loans
Loans are created when creditors lend funds to debtors.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.