Wealth distribution of households; National Accounts


This table describes the wealth distribution of the sector households in the national accounts over different household groups. Households are identified by main source of income, living situation, household composition, age classes of the head of the household, income class by 20% groups, and net worth class by 20% groups.

Data available from: 2015.

Status of the figures:
Data of 2015, 2016, 2017 and 2018 are provisional.

Changes as of June 24th 2020:
The figures of 2015 and 2016 are revised, because national accounts figures are changed due to a revision (for example balances of households). For 2017 also microdata are added that were not available in June 2019. The table shows not only the revised figures of 2015-2017, but also results of 2018.

When will new figures be published?
New figures will be released in June 2021.

Wealth distribution of households; National Accounts

Characteristics of households Periods Total amountNet worth (million euros) Total amountAssetsTotal (million euros) Total amountAssetsCurrency and deposits (million euros) Total amountAssetsDebt securities (million euros) Total amountAssetsLoans (million euros) Total amountAssetsEquity, investment fund shares or units (million euros) Total amountAssetsInsurance, pension and guarantee schemes (million euros) Total amountAssetsFin. derivatives, employee stock options (million euros) Total amountAssetsOther accounts receivable/payable (million euros) Total amountLiabilitiesTotal (million euros) Total amountLiabilitiesLoans (million euros) Total amountLiabilitiesFin. derivatives, employee stock options (million euros) Total amountLiabilitiesOther liabilities (million euros) Total amountNon-financial assetsTotal (million euros) Total amountNon-financial assetsDwellings (million euros) Total amountNon-financial assetsLand underlying dwellings (million euros) Total amountNon-financial assetsOther non-financial assets (million euros) Average amountNet worth (1,000 euro) Average amountAssetsTotal (1,000 euro) Average amountAssetsCurrency and deposits (1,000 euro) Average amountAssetsDebt securities (1,000 euro) Average amountAssetsLoans (1,000 euro) Average amountAssetsEquity, investment fund shares or units (1,000 euro) Average amountAssetsInsurance, pension and guarantee schemes (1,000 euro) Average amountAssetsFin. derivatives, employee stock options (1,000 euro) Average amountAssetsOther accounts receivable/payable (1,000 euro) Average amountLiabilitiesTotal (1,000 euro) Average amountLiabilitiesLoans (1,000 euro) Average amountLiabilitiesFin. derivatives, employee stock options (1,000 euro) Average amountLiabilitiesOther liabilities (1,000 euro) Average amountNon-financial assetsTotal (1,000 euro) Average amountNon-financial assetsDwellings (1,000 euro) Average amountNon-financial assetsLand underlying dwellings (1,000 euro) Average amountNon-financial assetsOther non-financial assets (1,000 euro) Standardised amountNet worth (1,000 euro) Standardised amountAssetsTotal (1,000 euro) Standardised amountAssetsCurrency and deposits (1,000 euro) Standardised amountAssetsDebt securities (1,000 euro) Standardised amountAssetsLoans (1,000 euro) Standardised amountAssetsEquity, investment fund shares or units (1,000 euro) Standardised amountAssetsInsurance, pension and guarantee schemes (1,000 euro) Standardised amountAssetsFin. derivatives, employee stock options (1,000 euro) Standardised amountAssetsOther accounts receivable/payable (1,000 euro) Standardised amountLiabilitiesTotal (1,000 euro) Standardised amountLiabilitiesLoans (1,000 euro) Standardised amountLiabilitiesFin. derivatives, employee stock options (1,000 euro) Standardised amountLiabilitiesOther liabilities (1,000 euro) Standardised amountNon-financial assetsTotal (1,000 euro) Standardised amountNon-financial assetsDwellings (1,000 euro) Standardised amountNon-financial assetsLand underlying dwellings (1,000 euro) Standardised amountNon-financial assetsOther non-financial assets (1,000 euro)
Total 2018* 3,345,119 2,449,739 405,760 4,397 9,937 367,982 1,606,289 502 54,872 836,875 796,684 71 40,120 1,732,255 687,208 805,906.0 239,141 412.6 302.2 50.1 0.5 1.2 45.4 198.1 0.1 6.8 103.2 98.3 0.0 4.9 213.7 84.8 99.4 29.5 275.7 201.9 33.4 0.4 0.8 30.3 132.4 0.0 4.5 69.0 65.7 0.0 3.3 142.8 56.6 66.4 19.7
Disposable income: 1st 20%-group 2018* 199,632 183,508 35,172 555 735 24,265 120,415 18 2,348 34,450 32,863 9 1,578 50,574 22,793 26,730.0 1,051 123.1 113.2 21.7 0.3 0.5 15.0 74.3 0.0 1.4 21.2 20.3 0.0 1.0 31.2 14.1 16.5 0.6 95.9 88.1 16.9 0.3 0.4 11.7 57.8 0.0 1.1 16.5 15.8 0.0 0.8 24.3 10.9 12.8 0.5
Disposable income: 2nd 20%-group 2018* 306,598 240,290 47,580 228 1,052 12,236 174,419 40 4,735 59,784 57,018 4 2,762 126,092 54,578 64,005.0 7,509 189.1 148.2 29.3 0.1 0.6 7.5 107.6 0.0 2.9 36.9 35.2 0.0 1.7 77.8 33.7 39.5 4.6 135.7 106.3 21.1 0.1 0.5 5.4 77.2 0.0 2.1 26.5 25.2 0.0 1.2 55.8 24.1 28.3 3.3
Disposable income: 3rd 20%-group 2018* 558,342 396,451 68,862 363 1,632 22,798 294,661 89 8,046 143,662 138,301 6 5,355 305,553 132,770 155,703.0 17,080 344.4 244.5 42.5 0.2 1.0 14.1 181.7 0.1 5.0 88.6 85.3 0.0 3.3 188.5 81.9 96.0 10.5 219.7 156.0 27.1 0.1 0.6 9.0 116.0 0.0 3.2 56.5 54.4 0.0 2.1 120.3 52.3 61.3 6.7
Disposable income: 4th 20%-group 2018* 787,997 560,004 89,964 574 2,195 41,210 413,800 136 12,125 222,560 213,832 9 8,719 450,553 191,287 224,327.0 34,939 486.0 345.4 55.5 0.4 1.4 25.4 255.2 0.1 7.5 137.3 131.9 0.0 5.4 277.9 118.0 138.4 21.5 299.0 212.5 34.1 0.2 0.8 15.6 157.0 0.1 4.6 84.5 81.1 0.0 3.3 171.0 72.6 85.1 13.3
Disposable income: 5th 20%-group 2018* 1,492,550 1,069,486 164,182 2,677 4,323 267,473 602,994 219 27,618 376,419 354,670 43 21,706 799,483 285,780 335,141.0 178,562 920.5 659.6 101.3 1.7 2.7 165.0 371.9 0.1 17.0 232.2 218.7 0.0 13.4 493.1 176.3 206.7 110.1 571.3 409.3 62.8 1.0 1.7 102.4 230.8 0.1 10.6 144.1 135.7 0.0 8.3 306.0 109.4 128.3 68.3
Type: Single man 2018* 324,725 243,553 42,259 542 956 37,814 156,310 53 5,619 78,709 74,622 9 4,078 159,881 63,054 73,945.0 22,882 226.6 169.9 29.5 0.4 0.7 26.4 109.1 0.0 3.9 54.9 52.1 0.0 2.8 111.6 44.0 51.6 16.0 226.6 169.9 29.5 0.4 0.7 26.4 109.1 0.0 3.9 54.9 52.1 0.0 2.8 111.6 44.0 51.6 16.0
Type: Single woman 2018* 362,850 276,710 53,051 622 1,279 24,564 193,048 31 4,115 53,449 50,801 10 2,638 139,589 60,216 70,617.0 8,756 237.8 181.4 34.8 0.4 0.8 16.1 126.5 0.0 2.7 35.0 33.3 0.0 1.7 91.5 39.5 46.3 5.7 237.8 181.4 34.8 0.4 0.8 16.1 126.5 0.0 2.7 35.0 33.3 0.0 1.7 91.5 39.5 46.3 5.7
Type: One-parent family 2018* 123,003 93,180 16,542 120 358 9,553 63,768 26 2,813 40,567 38,654 2 1,911 70,390 27,600 32,367.0 10,423 227.5 172.4 30.6 0.2 0.7 17.7 118.0 0.0 5.2 75.0 71.5 0.0 3.5 130.2 51.1 59.9 19.3 139.5 105.7 18.8 0.1 0.4 10.8 72.3 0.0 3.2 46.0 43.8 0.0 2.2 79.8 31.3 36.7 11.8
Type: Couple, with child(ren) 2018* 1,039,253 717,354 128,595 1,041 2,837 142,410 417,901 246 24,324 400,002 381,505 17 18,480 721,901 273,324 320,534.0 128,043 534.9 369.2 66.2 0.5 1.5 73.3 215.1 0.1 12.5 205.9 196.4 0.0 9.5 371.6 140.7 165.0 65.9 240.9 166.3 29.8 0.2 0.7 33.0 96.9 0.1 5.6 92.7 88.4 0.0 4.3 167.3 63.4 74.3 29.7
Type: Couple, no children 2018* 1,395,980 1,040,921 147,030 1,935 4,110 142,890 729,029 131 15,796 238,928 227,394 31 11,503 593,987 246,104 288,612.0 59,271 644.3 480.4 67.9 0.9 1.9 65.9 336.5 0.1 7.3 110.3 104.9 0.0 5.3 274.1 113.6 133.2 27.4 428.4 319.5 45.1 0.6 1.3 43.9 223.7 0.0 4.8 73.3 69.8 0.0 3.5 182.3 75.5 88.6 18.2
Other types of households 2018* 99,308 78,021 18,283 137 397 10,751 46,233 15 2,205 25,220 23,708 2 1,510 46,507 16,910 19,831.0 9,766 199.4 156.7 36.7 0.3 0.8 21.6 92.8 0.0 4.4 50.6 47.6 0.0 3.0 93.4 34.0 39.8 19.6 138.3 108.6 25.5 0.2 0.6 15.0 64.4 0.0 3.1 35.1 33.0 0.0 2.1 64.8 23.5 27.6 13.6
Source of income: mixed income 2018* 654,018 373,626 77,570 1,898 1,961 136,028 139,234 30 16,905 126,533 112,407 31 14,095 406,925 97,345 114,159.0 195,421 818.1 467.4 97.0 2.4 2.5 170.2 174.2 0.0 21.1 158.3 140.6 0.0 17.6 509.0 121.8 142.8 244.5 507.4 289.9 60.2 1.5 1.5 105.5 108.0 0.0 13.1 98.2 87.2 0.0 10.9 315.7 75.5 88.6 151.6
Source of income: compensation of employ 2018* 1,520,846 1,202,184 189,507 1,271 4,292 181,670 795,338 455 29,651 595,892 574,585 20 21,287 914,554 403,523 473,221.0 37,810 369.4 292.0 46.0 0.3 1.0 44.1 193.2 0.1 7.2 144.8 139.6 0.0 5.2 222.2 98.0 115.0 9.2 223.1 176.4 27.8 0.2 0.6 26.7 116.7 0.1 4.3 87.4 84.3 0.0 3.1 134.2 59.2 69.4 5.5
Source of income: old age benefits 2018* 1,048,777 772,597 123,275 1,154 3,303 47,395 591,309 11 6,150 88,853 85,366 19 3,468 365,033 165,892 194,546.0 4,595 507.2 373.6 59.6 0.6 1.6 22.9 285.9 0.0 3.0 43.0 41.3 0.0 1.7 176.5 80.2 94.1 2.2 407.1 299.9 47.9 0.4 1.3 18.4 229.5 0.0 2.4 34.5 33.1 0.0 1.3 141.7 64.4 75.5 1.8
Source of income: other 2018* 121,478 101,332 15,408 74 381 2,889 80,408 6 2,166 25,597 24,326 1 1,270 45,743 20,448 23,980.0 1,315 108.2 90.2 13.7 0.1 0.3 2.6 71.6 0.0 1.9 22.8 21.7 0.0 1.1 40.7 18.2 21.4 1.2 83.8 69.9 10.6 0.1 0.3 2.0 55.5 0.0 1.5 17.7 16.8 0.0 0.9 31.6 14.1 16.5 0.9
Main earner: to 35 years 2018* 129,279 78,164 29,581 96 381 7,974 31,947 94 8,091 114,838 109,168 2 5,668 165,953 61,072 71,620.0 33,261 76.0 45.9 17.4 0.1 0.2 4.7 18.8 0.1 4.8 67.5 64.2 0.0 3.3 97.6 35.9 42.1 19.6 57.3 34.7 13.1 0.0 0.2 3.5 14.2 0.0 3.6 50.9 48.4 0.0 2.5 73.6 27.1 31.8 14.8
Main earner: 35 to 50 years 2018* 637,362 432,453 91,115 549 1,866 79,767 240,276 190 18,690 324,865 310,739 8 14,118 529,774 198,929 233,291.0 97,554 317.2 215.2 45.3 0.3 0.9 39.7 119.6 0.1 9.3 161.7 154.6 0.0 7.0 263.6 99.0 116.1 48.5 179.7 121.9 25.7 0.2 0.5 22.5 67.7 0.1 5.3 91.6 87.6 0.0 4.0 149.4 56.1 65.8 27.5
Main earner: 50 to 65 years 2018* 1,383,133 1,049,129 139,402 1,478 3,649 156,113 728,127 193 20,167 280,829 265,204 24 15,601 614,833 241,005 282,632.0 91,196 629.7 477.7 63.5 0.7 1.7 71.1 331.5 0.1 9.2 127.9 120.7 0.0 7.1 279.9 109.7 128.7 41.5 391.3 296.8 39.4 0.4 1.0 44.2 206.0 0.1 5.7 79.4 75.0 0.0 4.4 173.9 68.2 80.0 25.8
Main earner: 65 years or older 2018* 1,195,345 889,993 145,662 2,274 4,041 124,128 605,939 25 7,924 116,343 111,573 37 4,733 421,695 186,202 218,363.0 17,130 543.3 404.5 66.2 1.0 1.8 56.4 275.4 0.0 3.6 52.9 50.7 0.0 2.2 191.7 84.6 99.3 7.8 427.7 318.4 52.1 0.8 1.4 44.4 216.8 0.0 2.8 41.6 39.9 0.0 1.7 150.9 66.6 78.1 6.1
Home ownership: Owner-occupied home 2018* 2,877,073 2,006,767 328,466 3,965 8,331 340,517 1,283,554 392 41,542 802,881 771,462 64 31,355 1,673,187 681,623 799,357.0 192,207 662.2 461.9 75.6 0.9 1.9 78.4 295.4 0.1 9.6 184.8 177.6 0.0 7.2 385.1 156.9 184.0 44.2 395.9 276.2 45.2 0.5 1.1 46.9 176.6 0.1 5.7 110.5 106.2 0.0 4.3 230.3 93.8 110.0 26.5
Home ownership: Rent with rent subsidy 2018* 77,164 77,094 8,808 6 115 290 65,042 14 2,819 6,330 4,833 0 1,497 6,400 41 48.0 6,311 58.2 58.2 6.6 0.0 0.1 0.2 49.1 0.0 2.1 4.8 3.6 0.0 1.1 4.8 0.0 0.0 4.8 44.9 44.8 5.1 0.0 0.1 0.2 37.8 0.0 1.6 3.7 2.8 0.0 0.9 3.7 0.0 0.0 3.7
Home ownership: Rent: no rent subsidy 2018* 366,220 343,011 61,072 368 1,327 24,643 245,515 95 9,991 25,889 18,890 6 6,993 49,098 4,074 4,777.0 40,247 175.5 164.4 29.3 0.2 0.6 11.8 117.7 0.0 4.8 12.4 9.1 0.0 3.4 23.5 2.0 2.3 19.3 132.3 123.9 22.1 0.1 0.5 8.9 88.7 0.0 3.6 9.4 6.8 0.0 2.5 17.7 1.5 1.7 14.5
Home ownership: Other 2018* 24,662 22,867 7,414 58 164 2,532 12,178 1 520 1,775 1,499 1 275 3,570 1,470 1,724.0 376 70.3 65.2 21.1 0.2 0.5 7.2 34.7 0.0 1.5 5.1 4.3 0.0 0.8 10.2 4.2 4.9 1.1 65.4 60.7 19.7 0.2 0.4 6.7 32.3 0.0 1.4 4.7 4.0 0.0 0.7 9.5 3.9 4.6 1.0
Source: CBS.
Explanation of symbols