Consumer credit 1998-2013

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Periods Fixed credit Number of New loans (x1000) Fixed credit Number of Outstanding contracts (x1000) Fixed credit Amount of Credit granted (mln euro) Fixed credit Amount of Interest (mln euro) Fixed credit Amount of Repayments (mln euro) Fixed credit Amount of Outstanding balance (mln euro) Fixed credit Amount of Outstanding balance excl. interest (mln euro) Revolving credit Number of Outstanding contracts (x1000) Revolving credit Number of Limits granted (x1000) Revolving credit Number of New limits granted (x1000) Revolving credit Amount of Credit granted (mln euro) Revolving credit Amount of Interest (mln euro) Revolving credit Amount of Repayments (mln euro) Revolving credit Amount of Outstanding balance (mln euro) Revolving credit Amount of Limits granted (mln euro) Revolving credit Amount of New limits granted (mln euro)
2011 December 11 386 99 14 93 3,130 2,685 2,184 5,037 53 289 94 454 12,912 24,279 233
2012 January 13 390 128 18 107 3,168 2,729 2,169 5,039 56 282 91 465 12,820 24,238 209
2012 February 11 394 100 15 98 3,185 2,744 2,143 5,020 42 263 90 469 12,704 24,024 189
2012 March 12 397 110 17 88 3,224 2,780 2,137 5,035 41 293 88 358 12,727 24,046 203
2012 April 13 401 104 15 92 3,251 2,806 2,132 5,054 50 300 89 382 12,734 24,090 210
2012 May 11 403 104 15 108 3,263 2,819 2,120 5,038 40 289 88 460 12,651 24,042 187
2012 June 11 405 106 18 100 3,287 2,841 2,106 5,024 39 256 88 417 12,578 23,995 171
2012 July 11 407 108 16 110 3,301 2,853 2,101 5,044 43 290 87 401 12,554 24,034 182
2012 August 9 406 89 14 117 3,287 2,849 2,093 5,039 36 275 86 370 12,545 23,971 167
2012 September 9 406 78 13 99 3,279 2,832 2,088 5,050 39 269 86 360 12,540 23,960 163
2012 October 9 407 90 15 105 3,279 2,833 2,080 5,052 50 298 86 397 12,526 23,908 199
2012 November 9 406 83 15 112 3,265 2,820 2,079 5,002 41 275 86 374 12,513 23,439 164
2012 December 7 404 67 11 93 3,251 2,810 2,069 4,988 46 247 84 406 12,439 23,368 176
2013 January* 10 405 98 15 118 3,246 2,802 2,059 4,975 34 256 88 392 12,391 23,358 151
2013 February* 8 404 79 13 109 3,230 2,789 2,048 4,962 34 230 84 389 12,316 23,093 144
2013 March* 8 402 84 14 98 3,230 2,787 1,975 4,968 34 238 82 417 12,218 23,075 146
2013 April* 9 401 87 15 107 3,224 2,780 1,968 4,969 39 267 83 387 12,182 23,038 158
2013 May* 8 401 85 15 103 3,221 2,776 1,959 4,968 39 238 82 411 12,091 22,995 151
2013 June* 9 398 86 15 108 3,214 2,769 1,942 4,937 25 219 82 391 12,001 22,871 118
2013 July* 9 401 89 16 116 3,203 2,760 1,935 4,936 38 269 81 401 11,951 22,795 158
2013 August* 9 399 84 14 100 3,201 2,759 1,930 4,939 36 247 82 338 11,941 22,775 134
2013 September* 9 390 82 14 98 3,160 2,720 1,924 5,040 36 268 82 369 12,003 22,503 136
2013 October* 10 391 95 16 101 3,169 2,725 1,922 5,052 43 262 81 452 11,894 22,476 153
2013 November* 8 390 87 14 97 3,174 2,723 1,919 5,067 38 247 81 370 11,906 22,470 149
2013 December* 8 387 83 14 111 3,160 2,707 1,913 5,066 34 250 80 386 11,854 22,425 124
Source: CBS.
Explanation of symbols

Table explanation


Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.

Data available from January 1998 to December 2013.

Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Description topics

Fixed credit
Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
Number of
New loans
The number of new loans granted over a certain period to individuals for the purchase of consumer goods.
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Outstanding balance excl. interest
The total net amount of consumer credit that is due at end of month.
Revolving credit
Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Limits granted
Number of contracts with an agreed amount (limit) to which the borrower can take out money.
New limits granted
Number of new loans with an agreed amount (limit) to which the borrower can borrow money.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Limits granted
The sum of amounts to which borrowers are allowed to take out money.
New limits granted
The sum of amounts on new loans to which borrowers are allowed to take out money.