Pension schemes involving employers’ contributions:

Labour-related pension schemes

The Dutch pension system consists of three components.
The first component is old age pension based on the General Old Age Pension Act (AOW). The second component is the collective labour-related part. The third component includes individual pension arrangements. These arrangements can be made to supplement the first and second pension components.
Additionally, personal capital, e.g. savings and real estate can also be used to supplement one’s pension.