Financial balance sheets and transactions by sectors; National Accounts

Financial balance sheets and transactions by sectors; National Accounts

Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Periods Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 2024* 19,170,074 54,213 36,931 17,282 2,181,008 25,185 819,786 1,336,037 468,070 867,967
Total domestic sectors Not consolidated Financial transactions 2024* 497,435 -592 0 -592 63,234 5,335 40,375 17,524 35,901 -18,377
Total domestic sectors Not consolidated Other changes 2024* 91,301 13,214 12,667 547 12,962 0 2,824 10,138 59 10,079
Total domestic sectors Not consolidated Price changes and revaluations 2024* 103,980 13,214 12,667 547 12,460 0 2,811 9,649 59 9,590
Total domestic sectors Not consolidated Other volume changes 2024* -12,679 0 0 0 502 0 13 489 0 489
Total domestic sectors Not consolidated Closing balance sheet 2024* 19,758,810 66,835 49,598 17,237 2,257,204 30,520 862,985 1,363,699 504,030 859,669
Total domestic sectors Consolidated Opening balance sheet 2024* 9,798,737 54,213 36,931 17,282 793,589 10 129,042 664,537 14,693 649,844
Total domestic sectors Consolidated Financial transactions 2024* 382,589 -592 0 -592 18,878 -6 28,752 -9,868 4,683 -14,551
Total domestic sectors Consolidated Other changes 2024* -102,559 13,214 12,667 547 10,045 0 951 9,094 0 9,094
Total domestic sectors Consolidated Price changes and revaluations 2024* -82,806 13,214 12,667 547 9,952 0 947 9,005 0 9,005
Total domestic sectors Consolidated Other volume changes 2024* -19,753 0 0 0 93 0 4 89 0 89
Total domestic sectors Consolidated Closing balance sheet 2024* 10,078,767 66,835 49,598 17,237 822,512 4 158,745 663,763 19,376 644,387
The non-financial corporations sector Not consolidated Opening balance sheet 2024* 3,942,373 382,761 6,402 225,327 151,032 151,032
The non-financial corporations sector Not consolidated Financial transactions 2024* 30,541 3,551 1,293 -1,895 4,153 4,153
The non-financial corporations sector Not consolidated Other changes 2024* -28,558 1,699 0 1,351 348 348
The non-financial corporations sector Not consolidated Price changes and revaluations 2024* -29,079 1,699 0 1,351 348 348
The non-financial corporations sector Not consolidated Other volume changes 2024* 521 0 0 0 0 0
The non-financial corporations sector Not consolidated Closing balance sheet 2024* 3,944,356 388,011 7,695 224,783 155,533 155,533
The non-financial corporations sector Consolidated Opening balance sheet 2024* 2,583,086 382,761 6,402 225,327 151,032 151,032
The non-financial corporations sector Consolidated Financial transactions 2024* 32,324 3,551 1,293 -1,895 4,153 4,153
The non-financial corporations sector Consolidated Other changes 2024* -22,120 1,699 0 1,351 348 348
The non-financial corporations sector Consolidated Price changes and revaluations 2024* -22,108 1,699 0 1,351 348 348
The non-financial corporations sector Consolidated Other volume changes 2024* -12 0 0 0 0 0
The non-financial corporations sector Consolidated Closing balance sheet 2024* 2,593,290 388,011 7,695 224,783 155,533 155,533
Financial corporations Not consolidated Opening balance sheet 2024* 11,653,381 54,213 36,931 17,282 1,100,235 1,965 389,679 708,591 708,591
Financial corporations Not consolidated Financial transactions 2024* 370,445 -592 0 -592 6,729 636 29,126 -23,033 -23,033
Financial corporations Not consolidated Other changes 2024* -36,856 13,214 12,667 547 11,116 0 1,385 9,731 9,731
Financial corporations Not consolidated Price changes and revaluations 2024* -24,153 13,214 12,667 547 10,614 0 1,372 9,242 9,242
Financial corporations Not consolidated Other volume changes 2024* -12,703 0 0 0 502 0 13 489 489
Financial corporations Not consolidated Closing balance sheet 2024* 11,986,970 66,835 49,598 17,237 1,118,080 2,601 420,190 695,289 695,289
Financial corporations Consolidated Opening balance sheet 2024* 9,765,958 54,213 36,931 17,282 722,565 10 106,456 616,099 616,099
Financial corporations Consolidated Financial transactions 2024* 355,836 -592 0 -592 8,708 -6 22,782 -14,068 -14,068
Financial corporations Consolidated Other changes 2024* -80,270 13,214 12,667 547 10,381 0 1,215 9,166 9,166
Financial corporations Consolidated Price changes and revaluations 2024* -60,547 13,214 12,667 547 10,288 0 1,211 9,077 9,077
Financial corporations Consolidated Other volume changes 2024* -19,723 0 0 0 93 0 4 89 89
Financial corporations Consolidated Closing balance sheet 2024* 10,041,524 66,835 49,598 17,237 741,654 4 130,453 611,197 611,197
Monetary financial institutions Not consolidated Opening balance sheet 2024* 3,132,005 54,213 36,931 17,282 778,586 1,056 300,290 477,240 477,240
Monetary financial institutions Not consolidated Financial transactions 2024* 304,667 -592 0 -592 18,099 461 8,987 8,651 8,651
Monetary financial institutions Not consolidated Other changes 2024* -258,569 13,214 12,667 547 9,531 0 1,368 8,163 8,163
Monetary financial institutions Not consolidated Price changes and revaluations 2024* -257,657 13,214 12,667 547 9,531 0 1,368 8,163 8,163
Monetary financial institutions Not consolidated Other volume changes 2024* -912 0 0 0 0 0 0 0 0
Monetary financial institutions Not consolidated Closing balance sheet 2024* 3,178,103 66,835 49,598 17,237 806,216 1,517 310,645 494,054 494,054
Monetary financial institutions Consolidated Opening balance sheet 2024* 2,827,275 54,213 36,931 17,282 528,915 10 70,420 458,485 458,485
Monetary financial institutions Consolidated Financial transactions 2024* 322,120 -592 0 -592 32,900 -6 12,811 20,095 20,095
Monetary financial institutions Consolidated Other changes 2024* -258,994 13,214 12,667 547 9,505 0 1,356 8,149 8,149
Monetary financial institutions Consolidated Price changes and revaluations 2024* -258,082 13,214 12,667 547 9,505 0 1,356 8,149 8,149
Monetary financial institutions Consolidated Other volume changes 2024* -912 0 0 0 0 0 0 0 0
Monetary financial institutions Consolidated Closing balance sheet 2024* 2,890,401 66,835 49,598 17,237 571,320 4 84,587 486,729 486,729
Central bank Not consolidated Opening balance sheet 2024* 373,391 54,213 36,931 17,282 128,481 0 0 128,481 128,481
Central bank Not consolidated Financial transactions 2024* -14,950 -592 0 -592 6,312 0 0 6,312 6,312
Central bank Not consolidated Other changes 2024* 14,467 13,214 12,667 547 1,075 0 0 1,075 1,075
Central bank Not consolidated Price changes and revaluations 2024* 14,467 13,214 12,667 547 1,075 0 0 1,075 1,075
Central bank Not consolidated Other volume changes 2024* 0 0 0 0 0 0 0 0 0
Central bank Not consolidated Closing balance sheet 2024* 372,908 66,835 49,598 17,237 135,868 0 0 135,868 135,868
Central bank Consolidated Opening balance sheet 2024* 373,391 54,213 36,931 17,282 128,481 0 0 128,481 128,481
Central bank Consolidated Financial transactions 2024* -14,950 -592 0 -592 6,312 0 0 6,312 6,312
Central bank Consolidated Other changes 2024* 14,467 13,214 12,667 547 1,075 0 0 1,075 1,075
Central bank Consolidated Price changes and revaluations 2024* 14,467 13,214 12,667 547 1,075 0 0 1,075 1,075
Central bank Consolidated Other volume changes 2024* 0 0 0 0 0 0 0 0 0
Central bank Consolidated Closing balance sheet 2024* 372,908 66,835 49,598 17,237 135,868 0 0 135,868 135,868
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2024* 2,758,614 650,105 1,056 300,290 348,759 348,759
Deposit-taking corporations and MMFs Not consolidated Financial transactions 2024* 319,617 11,787 461 8,987 2,339 2,339
Deposit-taking corporations and MMFs Not consolidated Other changes 2024* -273,036 8,456 0 1,368 7,088 7,088
Deposit-taking corporations and MMFs Not consolidated Price changes and revaluations 2024* -272,124 8,456 0 1,368 7,088 7,088
Deposit-taking corporations and MMFs Not consolidated Other volume changes 2024* -912 0 0 0 0 0
Deposit-taking corporations and MMFs Not consolidated Closing balance sheet 2024* 2,805,195 670,348 1,517 310,645 358,186 358,186
Deposit-taking corporations and MMFs Consolidated Opening balance sheet 2024* 2,740,089 639,137 1,056 298,943 339,138 339,138
Deposit-taking corporations and MMFs Consolidated Financial transactions 2024* 322,445 14,821 461 8,845 5,515 5,515
Deposit-taking corporations and MMFs Consolidated Other changes 2024* -273,053 8,430 0 1,356 7,074 7,074
Deposit-taking corporations and MMFs Consolidated Price changes and revaluations 2024* -272,141 8,430 0 1,356 7,074 7,074
Deposit-taking corporations and MMFs Consolidated Other volume changes 2024* -912 0 0 0 0 0
Deposit-taking corporations and MMFs Consolidated Closing balance sheet 2024* 2,789,481 662,388 1,517 309,144 351,727 351,727
Deposit-taking corporations Not consolidated Opening balance sheet 2024* 2,757,572 649,903 1,056 300,166 348,681 348,681
Deposit-taking corporations Not consolidated Financial transactions 2024* 319,007 11,740 461 8,921 2,358 2,358
Deposit-taking corporations Not consolidated Other changes 2024* -273,064 8,456 0 1,368 7,088 7,088
Deposit-taking corporations Not consolidated Price changes and revaluations 2024* -272,152 8,456 0 1,368 7,088 7,088
Deposit-taking corporations Not consolidated Other volume changes 2024* -912 0 0 0 0 0
Deposit-taking corporations Not consolidated Closing balance sheet 2024* 2,803,515 670,099 1,517 310,455 358,127 358,127
Deposit-taking corporations Consolidated Opening balance sheet 2024* 2,739,105 638,975 1,056 298,820 339,099 339,099
Deposit-taking corporations Consolidated Financial transactions 2024* 321,867 14,774 461 8,779 5,534 5,534
Deposit-taking corporations Consolidated Other changes 2024* -273,080 8,430 0 1,356 7,074 7,074
Deposit-taking corporations Consolidated Price changes and revaluations 2024* -272,168 8,430 0 1,356 7,074 7,074
Deposit-taking corporations Consolidated Other volume changes 2024* -912 0 0 0 0 0
Deposit-taking corporations Consolidated Closing balance sheet 2024* 2,787,892 662,179 1,517 308,955 351,707 351,707
Money Market Funds Not consolidated Opening balance sheet 2024* 1,042 202 0 124 78 78
Money Market Funds Not consolidated Financial transactions 2024* 610 47 0 66 -19 -19
Money Market Funds Not consolidated Other changes 2024* 28 0 0 0 0 0
Money Market Funds Not consolidated Price changes and revaluations 2024* 28 0 0 0 0 0
Money Market Funds Not consolidated Other volume changes 2024* 0 0 0 0 0 0
Money Market Funds Not consolidated Closing balance sheet 2024* 1,680 249 0 190 59 59
Money Market Funds Consolidated Opening balance sheet 2024* 1,042 202 0 124 78 78
Money Market Funds Consolidated Financial transactions 2024* 610 47 0 66 -19 -19
Money Market Funds Consolidated Other changes 2024* 28 0 0 0 0 0
Money Market Funds Consolidated Price changes and revaluations 2024* 28 0 0 0 0 0
Money Market Funds Consolidated Other volume changes 2024* 0 0 0 0 0 0
Money Market Funds Consolidated Closing balance sheet 2024* 1,680 249 0 190 59 59
Other financial institutions Not consolidated Opening balance sheet 2024* 6,256,516 188,038 503 66,005 121,530 121,530
Other financial institutions Not consolidated Financial transactions 2024* 30,310 15,575 96 21,375 -5,896 -5,896
Other financial institutions Not consolidated Other changes 2024* 134,877 1,719 0 191 1,528 1,528
Other financial institutions Not consolidated Price changes and revaluations 2024* 146,668 1,217 0 178 1,039 1,039
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2022 are final. Quarterly data from 2022 and further are provisional.

Changes as of March 26th 2025:
Data on the fourth quarter of 2024 and the year 2024 are available.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.