Financial balance sheets and transactions by sectors; National Accounts

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Institutional sectors Not Consolidated or Consolidated Balance sheets and transactions Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 19,825,483 66,726 49,448 17,278 2,239,948 30,530 851,059 1,358,359 500,573 857,786
Financial transactions 368,797 -455 0 -455 133,102 848 44,027 88,227 8,828 79,399
Other changes -388,996 7,006 7,373 -367 -6,817 0 -1,919 -4,898 -38 -4,860
Price changes and revaluations -389,002 7,006 7,373 -367 -6,817 0 -1,919 -4,898 -38 -4,860
Other volume changes 6 0 0 0 0 0 0 0 0 0
Closing balance sheet 19,805,284 73,277 56,821 16,456 2,366,233 31,378 893,167 1,441,688 509,363 932,325
Consolidated Opening balance sheet 10,149,568 66,726 49,448 17,278 816,508 13 158,710 657,785 19,380 638,405
Financial transactions 309,339 -455 0 -455 99,048 4 20,105 78,939 1,911 77,028
Other changes -244,508 7,006 7,373 -367 -5,303 0 -708 -4,595 0 -4,595
Price changes and revaluations -244,569 7,006 7,373 -367 -5,303 0 -708 -4,595 0 -4,595
Other volume changes 61 0 0 0 0 0 0 0 0 0
Closing balance sheet 10,214,399 73,277 56,821 16,456 910,253 17 178,107 732,129 21,291 710,838
The non-financial corporations sector Not consolidated Opening balance sheet 3,968,963 387,387 7,696 216,687 163,004 163,004
Financial transactions -101 -3,824 302 -7,081 2,955 2,955
Other changes -20,200 -1,311 0 -1,133 -178 -178
Price changes and revaluations -20,313 -1,311 0 -1,133 -178 -178
Other volume changes 113 0 0 0 0 0
Closing balance sheet 3,948,662 382,252 7,998 208,473 165,781 165,781
Consolidated Opening balance sheet 2,579,508 387,387 7,696 216,687 163,004 163,004
Financial transactions 18,104 -3,824 302 -7,081 2,955 2,955
Other changes -22,809 -1,311 0 -1,133 -178 -178
Price changes and revaluations -22,809 -1,311 0 -1,133 -178 -178
Other volume changes 0 0 0 0 0 0
Closing balance sheet 2,574,803 382,252 7,998 208,473 165,781 165,781
Financial corporations Not consolidated Opening balance sheet 12,024,564 66,726 49,448 17,278 1,107,941 2,617 419,486 685,838 685,838
Financial transactions 336,922 -455 0 -455 125,852 -247 51,793 74,306 74,306
Other changes -250,299 7,006 7,373 -367 -5,411 0 -729 -4,682 -4,682
Price changes and revaluations -250,178 7,006 7,373 -367 -5,411 0 -729 -4,682 -4,682
Other volume changes -121 0 0 0 0 0 0 0 0
Closing balance sheet 12,111,187 73,277 56,821 16,456 1,228,382 2,370 470,550 755,462 755,462
Consolidated Opening balance sheet 10,120,067 66,726 49,448 17,278 736,600 13 131,141 605,446 605,446
Financial transactions 298,256 -455 0 -455 94,512 4 18,477 76,031 76,031
Other changes -224,865 7,006 7,373 -367 -5,230 0 -611 -4,619 -4,619
Price changes and revaluations -224,744 7,006 7,373 -367 -5,230 0 -611 -4,619 -4,619
Other volume changes -121 0 0 0 0 0 0 0 0
Closing balance sheet 10,193,458 73,277 56,821 16,456 825,882 17 149,007 676,858 676,858
Monetary financial institutions Not consolidated Opening balance sheet 3,184,906 66,726 49,448 17,278 810,907 1,526 312,511 496,870 496,870
Financial transactions 252,706 -455 0 -455 104,091 -287 44,991 59,387 59,387
Other changes -113,689 7,006 7,373 -367 -4,838 0 -726 -4,112 -4,112
Price changes and revaluations -113,568 7,006 7,373 -367 -4,838 0 -726 -4,112 -4,112
Other volume changes -121 0 0 0 0 0 0 0 0
Closing balance sheet 3,323,923 73,277 56,821 16,456 910,160 1,239 356,776 552,145 552,145
Consolidated Opening balance sheet 2,897,126 66,726 49,448 17,278 575,900 13 86,325 489,562 489,562
Financial transactions 224,003 -455 0 -455 75,588 4 15,514 60,070 60,070
Other changes -112,882 7,006 7,373 -367 -4,820 0 -724 -4,096 -4,096
Price changes and revaluations -112,761 7,006 7,373 -367 -4,820 0 -724 -4,096 -4,096
Other volume changes -121 0 0 0 0 0 0 0 0
Closing balance sheet 3,008,247 73,277 56,821 16,456 646,668 17 101,115 545,536 545,536
Central bank Not consolidated Opening balance sheet 372,843 66,726 49,448 17,278 135,845 0 0 135,845 135,845
Financial transactions 23,618 -455 0 -455 29,402 0 0 29,402 29,402
Other changes 5,073 7,006 7,373 -367 327 0 0 327 327
Price changes and revaluations 5,073 7,006 7,373 -367 327 0 0 327 327
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 401,534 73,277 56,821 16,456 165,574 0 0 165,574 165,574
Consolidated Opening balance sheet 372,843 66,726 49,448 17,278 135,845 0 0 135,845 135,845
Financial transactions 23,618 -455 0 -455 29,402 0 0 29,402 29,402
Other changes 5,073 7,006 7,373 -367 327 0 0 327 327
Price changes and revaluations 5,073 7,006 7,373 -367 327 0 0 327 327
Other volume changes 0 0 0 0 0 0 0 0 0
Closing balance sheet 401,534 73,277 56,821 16,456 165,574 0 0 165,574 165,574
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2,812,063 675,062 1,526 312,511 361,025 361,025
Financial transactions 229,088 74,689 -287 44,991 29,985 29,985
Other changes -118,762 -5,165 0 -726 -4,439 -4,439
Price changes and revaluations -118,641 -5,165 0 -726 -4,439 -4,439
Other volume changes -121 0 0 0 0 0
Closing balance sheet 2,922,389 744,586 1,239 356,776 386,571 386,571
Consolidated Opening balance sheet 2,796,305 666,990 1,526 310,881 354,583 354,583
Financial transactions 228,848 74,771 -287 44,790 30,268 30,268
Other changes -118,293 -5,147 0 -724 -4,423 -4,423
Price changes and revaluations -118,172 -5,147 0 -724 -4,423 -4,423
Other volume changes -121 0 0 0 0 0
Closing balance sheet 2,906,860 736,614 1,239 354,947 380,428 380,428
Deposit-taking corporations Not consolidated Opening balance sheet 2,810,383 674,833 1,526 312,321 360,986 360,986
Financial transactions 229,053 74,676 -287 44,978 29,985 29,985
Other changes -118,764 -5,165 0 -726 -4,439 -4,439
Price changes and revaluations -118,643 -5,165 0 -726 -4,439 -4,439
Other volume changes -121 0 0 0 0 0
Closing balance sheet 2,920,672 744,344 1,239 356,573 386,532 386,532
Consolidated Opening balance sheet 2,794,717 666,801 1,526 310,692 354,583 354,583
Financial transactions 228,843 74,770 -287 44,789 30,268 30,268
Other changes -118,295 -5,147 0 -724 -4,423 -4,423
Price changes and revaluations -118,174 -5,147 0 -724 -4,423 -4,423
Other volume changes -121 0 0 0 0 0
Closing balance sheet 2,905,265 736,424 1,239 354,757 380,428 380,428
Money Market Funds Not consolidated Opening balance sheet 1,680 229 0 190 39 39
Financial transactions 35 13 0 13 0 0
Other changes 2 0 0 0 0 0
Price changes and revaluations 2 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,717 242 0 203 39 39
Consolidated Opening balance sheet 1,680 229 0 190 39 39
Financial transactions 35 13 0 13 0 0
Other changes 2 0 0 0 0 0
Price changes and revaluations 2 0 0 0 0 0
Other volume changes 0 0 0 0 0 0
Closing balance sheet 1,717 242 0 203 39 39
Other financial institutions Not consolidated Opening balance sheet 6,456,598 191,016 604 85,338 105,074 105,074
Financial transactions 61,325 4,933 22 2,790 2,121 2,121
Other changes -60,160 -664 0 -129 -535 -535
Price changes and revaluations -60,160 -664 0 -129 -535 -535
Source: CBS.
Explanation of symbols

Table explanation


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The annual figures from 1995 up to and including 2023 are final. Quarterly data from 2023 and further are provisional.

Changes as of June 24th, 2025:
Data on the first quarter of 2025 have been added.
Following revision policy, 2023 and 2024 data are updated, and time series of the sector accounts are revised (annual revision).

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the sector accounts are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.