Income, consumption, wealth of households: key figures; National Accounts

Income, consumption, wealth of households: key figures; National Accounts

Characteristics of households Periods Total amount Expenditure Final consumption expenditure (million euros) Total amount Expenditure Actual individual consumption (million euros) Total amount Expenditure Gross saving (million euros) Average amount Expenditure Final consumption expenditure (1,000 euro) Average amount Expenditure Actual individual consumption (1,000 euro) Average amount Expenditure Gross saving (1,000 euro) Standardised amount Expenditure Final consumption expenditure (1,000 euro) Standardised amount Expenditure Actual individual consumption (1,000 euro) Standardised amount Expenditure Gross saving (1,000 euro)
Total 2021* 354,930 513,496 109,542 42.5 61.5 13.1 28.7 41.5 8.9
Disposable income: 1st 20%-group 2021* 41,655 73,138 -16,526 24.9 43.8 -9.9 20.1 35.3 -8.0
Disposable income: 2nd 20%-group 2021* 51,029 86,335 -1,713 30.5 51.7 -1.0 22.0 37.3 -0.7
Disposable income: 3rd 20%-group 2021* 67,693 100,753 12,026 40.5 60.3 7.2 26.2 39.1 4.7
Disposable income: 4th 20%-group 2021* 84,639 115,686 28,526 50.7 69.3 17.1 31.3 42.8 10.6
Disposable income: 5th 20%-group 2021* 109,914 137,584 87,229 65.8 82.4 52.2 40.6 50.8 32.2
Type: Single man 2021* 52,296 64,860 -3,815 34.9 43.2 -2.5 35.0 43.4 -2.6
Type: Single woman 2021* 50,420 72,826 -11,485 32.0 46.2 -7.3 32.3 46.6 -7.3
Type: One-parent family 2021* 21,684 35,073 7,125 38.4 62.1 12.6 23.7 38.3 7.8
Type: Couple, with child(ren) 2021* 108,077 167,790 91,707 55.4 86.0 47.0 25.1 38.9 21.3
Type: Couple, no children 2021* 106,899 145,438 22,048 47.7 64.8 9.8 31.9 43.4 6.6
Other types of households 2021* 15,554 27,509 3,962 30.0 53.1 7.7 20.9 37.0 5.3
Source of income: mixed income 2021* 41,805 56,934 37,375 50.3 68.6 45.0 31.3 42.6 28.0
Source of income: compensation of employ 2021* 203,667 279,322 112,216 48.0 65.8 26.4 29.3 40.2 16.2
Source of income: old age benefits 2021* 78,888 129,523 -33,911 36.5 60.0 -15.7 29.6 48.7 -12.7
Source of income: other 2021* 30,570 47,717 -6,138 27.3 42.6 -5.5 21.4 33.3 -4.3
Main earner: to 35 years 2021* 63,305 85,449 15,944 36.3 49.0 9.2 27.6 37.2 6.9
Main earner: 35 to 50 years 2021* 91,218 135,226 53,737 46.5 69.0 27.4 26.7 39.6 15.7
Main earner: 50 to 65 years 2021* 111,322 149,070 66,183 48.5 65.0 28.8 30.2 40.4 17.9
Main earner: 65 years or older 2021* 89,085 143,751 -26,322 37.8 61.1 -11.2 30.0 48.4 -8.9
Home ownership: Owner-occupied home 2021* 237,197 329,547 103,605 53.1 73.7 23.2 32.1 44.6 14.0
Home ownership: Rent with rent subsidy 2021* 39,035 68,063 -6,252 27.1 47.2 -4.3 21.2 36.9 -3.4
Home ownership: Rent: no rent subsidy 2021* 71,023 101,329 14,181 34.3 48.9 6.8 25.9 37.0 5.2
Home ownership: Other 2021* 7,675 14,557 -1,992 20.9 39.7 -5.4 19.4 36.9 -5.0
Net worth: 1st 20%-group 2021* 44,821 71,167 -1,804 26.8 42.6 -1.1 22.1 35.2 -0.9
Net worth: 2nd 20%-group 2021* 54,424 84,541 4,895 32.6 50.6 2.9 24.7 38.3 2.2
Net worth: 3rd 20%-group 2021* 70,648 102,344 20,320 42.3 61.3 12.2 27.6 40.0 7.9
Net worth: 4th 20%-group 2021* 83,865 119,268 28,639 50.2 71.4 17.1 30.5 43.4 10.4
Net worth: 5th 20%-group 2021* 101,172 136,176 57,492 60.6 81.5 34.4 35.6 48.0 20.2
Source: CBS.
Explanation of symbols

Dataset is not available.


This table describes the distribution of income, consumption, and wealth components of the sector households in the national accounts over different household groups. Households are identified by main source of income, living situation, household composition, age classes of the head of the household, income class by 20% groups, and net worth class by 20% groups.

Data available from: 2015.

Status of the figures:
All data are provisional.

Changes as of October 19th 2023:
The figures of 2015-2020 are revised. Results for 2021 are added to the table.

When will new figures be published?
New figures will be released in October 2024.

Description topics

Total amount
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.
Average amount
Amount per household.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.
Standardised amount
Amount per household converted to a single-person household.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.