Income, consumption, wealth of households: key figures; National Accounts
| Characteristics of households | Periods | Total amount Wealth Financial assets Pension entitlements and claims (million euros) | Total amount Wealth Financial liabilities Home mortgages; closing balance (million euros) | Average amount Wealth Financial assets Pension entitlements and claims (1,000 euro) | Average amount Wealth Financial liabilities Home mortgages; closing balance (1,000 euro) | Standardised amount Wealth Financial assets Pension entitlements and claims (1,000 euro) | Standardised amount Wealth Financial liabilities Home mortgages; closing balance (1,000 euro) |
|---|---|---|---|---|---|---|---|
| Source of income: old age benefits | 2021* | 637,588 | 82,016 | 297.2 | 38.2 | 239.4 | 30.8 |
| Source: CBS. | |||||||
Dataset is not available.
This table describes the distribution of income, consumption, and wealth components of the sector households in the national accounts over different household groups. Households are identified by main source of income, living situation, household composition, age classes of the head of the household, income class by 20% groups, and net worth class by 20% groups.
Data available from: 2015.
Status of the figures:
All data are provisional.
Changes as of October 19th 2023:
The figures of 2015-2020 are revised. Results for 2021 are added to the table.
When will new figures be published?
New figures will be released in October 2024.
Description topics
- Total amount
- Wealth
- Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
- Financial assets
- Assets are possessions of households.
- Pension entitlements and claims
- Pension entitlements and claims of pension funds on pension managers and entitlements to non-pension benefits
Pension entitlements comprise financial claims that current employees and former employees hold against either:
- their employers;
- a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
- an insurer.
Claims of pension funds on pension managers and entitlements to non-pension benefits
For the Netherlands this category only relates to claims of pension funds on pension managers, entitlements to non-pension benefits don’t occur here.
An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
- Financial liabilities
- Liabilities are debts of households.
- Home mortgages; closing balance
- Total of the home mortgages at the end of the period. These are long-term loans with as collateral the property itself which is occupied by the private person.
- Average amount
- Amount per household.
- Wealth
- Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth.
- Financial assets
- Assets are possessions of households.
- Pension entitlements and claims
- Pension entitlements and claims of pension funds on pension managers and entitlements to non-pension benefits
Pension entitlements comprise financial claims that current employees and former employees hold against either:
- their employers;
- a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
- an insurer.
Claims of pension funds on pension managers and entitlements to non-pension benefits
For the Netherlands this category only relates to claims of pension funds on pension managers, entitlements to non-pension benefits don’t occur here.
An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
- Financial liabilities
- Liabilities are debts of households.
- Home mortgages; closing balance
- Total of the home mortgages at the end of the period. These are long-term loans with as collateral the property itself which is occupied by the private person.
- Standardised amount
- Amount per household converted to a single-person household.
- Wealth
- Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth.
- Financial assets
- Assets are possessions of households.
- Pension entitlements and claims
- Pension entitlements and claims of pension funds on pension managers and entitlements to non-pension benefits
Pension entitlements comprise financial claims that current employees and former employees hold against either:
- their employers;
- a scheme designated by the employer to pay pensions as part of a compensation agreement between the employer and the employee
- an insurer.
Claims of pension funds on pension managers and entitlements to non-pension benefits
For the Netherlands this category only relates to claims of pension funds on pension managers, entitlements to non-pension benefits don’t occur here.
An employer may contract with a third party to look after the pension funds for his employees. If the employer continues to determine the terms of the pension schemes and retains the responsibility for any deficit in funding as well as the right to retain any excess funding, the employer is described as the pension manager and the unit working under the direction of the pension manger is described as the pension administrator. If the agreement between the employer and the third party is such that the employer passes the risks and responsibilities for any deficit in funding to the third part in return for the right of the third party to retain any excess, the third party becomes the pension manager as well as the administrator.
- Financial liabilities
- Liabilities are debts of households.
- Home mortgages; closing balance
- Total of the home mortgages at the end of the period. These are long-term loans with as collateral the property itself which is occupied by the private person.