Income, consumption, wealth of households: key figures; National Accounts

Income, consumption, wealth of households: key figures; National Accounts

Characteristics of households Periods Total amount Income Gross operating surplus and mixed income (million euros) Total amount Income Gross mixed income (million euros) Total amount Income Compensation of employees (million euros) Total amount Income Gross disposable income (million euros) Total amount Income Social transfers in kind (million euros) Total amount Income Gross adjusted disposable income (million euros) Total amount Expenditure Final consumption expenditure (million euros) Total amount Expenditure Actual individual consumption (million euros) Total amount Expenditure Gross saving (million euros) Total amount Wealth Net worth (million euros)
Total 2019* 20,283 77,570 378,807 396,756 142,357 539,113 347,622 489,979 76,404 3,567,623
Disposable income: 1st 20%-group 2019* 465 3,024 8,030 22,413 29,227 51,640 40,078 69,305 -16,634 220,474
Disposable income: 2nd 20%-group 2019* 2,252 3,924 27,910 46,708 31,004 77,712 48,978 79,982 -3,462 337,054
Disposable income: 3rd 20%-group 2019* 4,956 6,829 68,053 71,473 29,766 101,239 66,108 95,874 8,047 602,504
Disposable income: 4th 20%-group 2019* 6,253 11,723 110,039 95,893 27,794 123,687 83,618 111,412 20,824 844,555
Disposable income: 5th 20%-group 2019* 6,357 52,070 164,775 160,269 24,566 184,835 108,840 133,406 67,629 1,563,036
Type: Single man 2019* 2,412 7,787 38,145 41,952 11,140 53,092 50,408 61,548 -6,390 348,419
Type: Single woman 2019* 2,546 3,759 23,148 37,597 20,498 58,095 48,894 69,392 -12,869 375,323
Type: One-parent family 2019* 863 4,052 20,994 23,480 11,847 35,327 20,862 32,709 4,615 139,606
Type: Couple, with child(ren) 2019* 5,176 38,990 187,241 157,552 53,632 211,184 107,723 161,355 73,155 1,137,118
Type: Couple, no children 2019* 8,919 19,039 96,032 118,655 34,378 153,033 104,678 139,056 15,042 1,463,530
Other types of households 2019* 367 3,943 13,247 17,520 10,862 28,382 15,057 25,919 2,851 103,627
Source of income: mixed income 2019* 2,029 54,707 13,368 66,530 13,537 80,067 40,716 54,253 28,389 707,315
Source of income: compensation of employ 2019* 9,696 18,401 358,907 242,325 67,522 309,847 200,991 268,513 87,241 1,681,279
Source of income: old age benefits 2019* 7,734 2,386 2,812 65,590 45,701 111,291 75,969 121,670 -32,256 1,053,405
Source of income: other 2019* 824 2,076 3,720 22,311 15,597 37,908 29,946 45,543 -6,970 125,624
Main earner: to 35 years 2019* 1,608 12,331 74,464 62,868 19,793 82,661 61,330 81,123 8,711 156,776
Main earner: 35 to 50 years 2019* 3,315 28,432 143,504 118,745 40,246 158,991 93,159 133,405 42,463 696,537
Main earner: 50 to 65 years 2019* 6,978 29,620 151,060 135,646 33,113 168,759 108,007 141,120 50,954 1,477,662
Main earner: 65 years or older 2019* 8,382 7,187 9,779 79,497 49,205 128,702 85,126 134,331 -25,724 1,236,648
Home ownership: Owner-occupied home 2019* 20,564 59,823 293,076 289,311 82,377 371,688 234,851 317,228 78,849 3,092,747
Home ownership: Rent with rent subsidy 2019* -22 3,030 9,970 27,363 24,695 52,058 34,415 59,110 -7,370 76,223
Home ownership: Rent: no rent subsidy 2019* -308 13,745 73,031 74,038 28,947 102,985 70,976 99,923 6,728 374,059
Home ownership: Other 2019* 49 972 2,730 6,044 6,338 12,382 7,380 13,718 -1,803 24,594
Net worth: 1st 20%-group 2019* -372 4,787 38,449 40,136 23,146 63,282 44,683 67,829 -1,499 -21,020
Net worth: 2nd 20%-group 2019* 750 3,270 49,530 49,833 27,988 77,821 52,424 80,412 709 135,009
Net worth: 3rd 20%-group 2019* 3,542 7,889 86,757 75,671 28,565 104,236 68,955 97,520 14,262 395,211
Net worth: 4th 20%-group 2019* 6,971 16,560 95,508 93,627 31,431 125,058 81,556 112,987 20,015 824,260
Net worth: 5th 20%-group 2019* 9,392 45,064 108,563 137,489 31,227 168,716 100,004 131,231 42,917 2,234,163
Source: CBS.
Explanation of symbols

Table description


This table describes the distribution of income, consumption, and wealth components of the sector households in the national accounts over different household groups. Households are identified by main source of income, living situation, household composition, age classes of the head of the household, income class by 20% groups, and net worth class by 20% groups.

Data available from: 2015.

Status of the figures:
Data of 2015, 2016, 2017, 2018, and 2019 are provisional.

Changes as of September 10th 2021:
The figures of 2015-2018 are revised, because national accounts figures are changed due to the revision policy of Statistics Netherlands. For 2018 also microdata are added that were not available before. Results for 2019 are added to the table.

When will new figures be published?
New figures will be released in September 2022.

Description topics

Total amount
Income
Receipts from production, wages, social transfers, and property income. Compensation of employees are the wages received for labour, including the social contributions paid for by the employers. Gross operating surplus, gross mixed income and gross disposable income are balancing items. Social transfers in kind are also included, together with disposable income, this leads to the balancing item adjusted disposable income.
Gross operating surplus and mixed income
The surplus that remains after compensation of employees and taxes less subsidies on production and imports have been subtracted from the sum of value added at basic prices. For the self-employed (who are part of the sector households) the surplus is called mixed income, because it is partly a reward for their entrepreneurship compensation of labour.
The operating surplus of households equals housing services produced for own consumption by owner-occupiers.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.

Gross mixed income
Mixed income is for households mainly equal to the income earned by sole proprietors and other entrepreneurs personally liable for all gains and losses from their activities. The income earned has both an element of wage income as well as profit since the entrepreneur is both rewarded for the provided labour input as well as the undertaken risks. Included in mixed income are rentals received from letting real estate and income earned from black and illegal activities.
In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Compensation of employees
The compensation of employees is the total remuneration, in cash or in kind, payable by an employer to an employee in return for work done by the latter during an accounting period. The compensation of employees is equal to the sum of wages and salaries and employers' social contributions.
Gross disposable income
The sum of the gross disposable incomes of the institutional sectors. Gross national disposable income equals gross national income (at market prices) minus current transfers (current taxes on income, wealth et cetera, social contributions, social benefits and other current transfers) paid to non-resident units, plus current transfers received by resident units from the rest of the world. Because disposable national income is not a production concept but an income concept, it is usually expressed in net terms, i.e. after deduction of depreciation (consumption of fixed capital).
Social transfers in kind
Social transfers in kind consist of individual goods and services provided for free or at prices that are not economically significant to individual households by government units and NPISHs, whether purchased on the market or produced as non-market output by government units or NPISHs. They are financed out of taxation, other government income or social security contributions, or out of donations and property income in the case of NPISHs.
Gross adjusted disposable income
Adjusted disposable income is equal to disposable income of households including any income transfers in kind provided to households free of charge by general government or NPISH. This variable facilitates comparisons over time and across countries when there are differences or changes in economic and social conditions.

In the system of national accounts gross means that consumption of fixed capital (depreciation) has not been subtracted. When it has, net is used.
Expenditure
Expenditures on goods and services that are used for the direct satisfaction of individual needs. This includes the social transfers in kind, which together with the individual expenditures result in actual individual final consumption.
Final consumption expenditure
Expenditure on goods or services that are used for the direct satisfaction of individual or collective needs. Expenses may be made at home or abroad, but they are always made by resident institutional units, that are households or institutions residing in the Netherlands. By definition only households, non-profit institutions serving households (NPISHs) and government institutions consume. Enterprises do not: expenses they make on goods and services are thought to serve production and are therefore classified as intermediate consumption of fixed capital formation. The general government is a special case. The government also has intermediate consumption, just like enterprises. But the output delivered by the government which is not directly paid for, non-market output (like safety), is classified as consumption by the general government. It is said that the government ‘consumes its own production’. The system of national accounts demands that all that is produced is also consumed (or serves as an investment). By convention, government output is consumed by the government itself. This is not the only consumption by the general government. It also contains social transfers in kind. In the Netherlands this mainly concerns health care bills paid for by the government and an allowance for the rent.
Actual individual consumption
Actual individual consumption of households equals social transfers in kind plus final consumption expenditure.
Gross saving
The portion of disposable income that has not been used for final consumption expenditure.
Wealth
Wealth components are assets, liabilities, and non-financial assets. The sum of these components equals net worth. Up to and including 2010 these data concern the households sector including the non-profit institutions serving households. From 2011 onwards these NPISH are no longer included.
Net worth
Net worth equals the financial assets minus the liabilities plus the non-financial assets.