Financial instruments: From-whom-to-whom matrices; National Accounts

Financial instruments: From-whom-to-whom matrices; National Accounts

Sectors (assets) Counterpart sectors (liabilities) Balance sheets and transactions Periods Savings, transferable and other deposits (million euros) Short-term securities (million euros) Long-term securities (million euros) Short-term loans (million euros) Long-term loans (million euros) Home mortgages (million euros) Listed shares (million euros) Investment fund shares or units (million euros)
Total domestic sectors Total domestic sectors Opening balance sheet 2022 2nd quarter* 1,619,101 12,880 461,405 302,410 1,629,817 787,152 184,336 887,673
Total domestic sectors The non-financial corporations sector Opening balance sheet 2022 2nd quarter* 0 432 7,732 166,383 465,340 0 100,189 0
Total domestic sectors Financial corporations Opening balance sheet 2022 2nd quarter* 1,557,952 1,718 221,426 93,029 242,966 0 84,147 887,673
Total domestic sectors Monetary financial institutions Opening balance sheet 2022 2nd quarter* 1,557,952 738 60,728 0 127,407 0 15,994 1,525
Total domestic sectors Central bank Opening balance sheet 2022 2nd quarter* 401,760 0 0 0 0 0 0 0
Total domestic sectors Deposit-taking corporations and MMFs Opening balance sheet 2022 2nd quarter* 1,156,192 738 60,728 0 127,407 0 15,994 1,525
Total domestic sectors Other financial institutions Opening balance sheet 2022 2nd quarter* 0 980 160,658 84,702 106,710 0 68,153 886,148
Total domestic sectors Non-MMF investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 3,538 7,188 0 0 886,148
Total domestic sectors Other fin. inst. excl. investment funds Opening balance sheet 2022 2nd quarter* 0 980 160,658 81,164 99,522 0 68,153 0
Total domestic sectors Insurance corporations and pension funds Opening balance sheet 2022 2nd quarter* 0 0 40 8,327 8,849 0 0 0
Total domestic sectors Insurance corporations Opening balance sheet 2022 2nd quarter* 0 0 40 2,850 8,746 0 0 0
Total domestic sectors Pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 5,477 103 0 0 0
Total domestic sectors General government Opening balance sheet 2022 2nd quarter* 61,149 10,730 232,247 29,826 68,459 0 0 0
Total domestic sectors Central government Opening balance sheet 2022 2nd quarter* 61,149 10,730 228,967 800 13,745 0 0 0
Total domestic sectors Local government Opening balance sheet 2022 2nd quarter* 0 0 3,280 4,206 54,694 0 0 0
Total domestic sectors Social security funds Opening balance sheet 2022 2nd quarter* 0 0 0 24,820 20 0 0 0
Total domestic sectors Households including NPISHs Opening balance sheet 2022 2nd quarter* 0 0 0 13,172 853,052 787,152 0 0
Total domestic sectors Rest of the world Opening balance sheet 2022 2nd quarter* 717,984 50,318 887,537 748,440 1,378,207 2,890 680,697 392,432
The non-financial corporations sector Total domestic sectors Opening balance sheet 2022 2nd quarter* 323,741 248 2,076 75,072 109,928 3,706 41,225 411
The non-financial corporations sector The non-financial corporations sector Opening balance sheet 2022 2nd quarter* 0 0 0 61,756 86,617 0 33,125 0
The non-financial corporations sector Financial corporations Opening balance sheet 2022 2nd quarter* 323,334 248 1,101 13,311 4,760 0 8,100 411
The non-financial corporations sector Monetary financial institutions Opening balance sheet 2022 2nd quarter* 323,334 224 1,097 0 77 0 8,086 0
The non-financial corporations sector Central bank Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
The non-financial corporations sector Deposit-taking corporations and MMFs Opening balance sheet 2022 2nd quarter* 323,334 224 1,097 0 77 0 8,086 0
The non-financial corporations sector Other financial institutions Opening balance sheet 2022 2nd quarter* 0 24 4 13,231 4,541 0 14 411
The non-financial corporations sector Non-MMF investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 124 100 0 0 411
The non-financial corporations sector Other fin. inst. excl. investment funds Opening balance sheet 2022 2nd quarter* 0 24 4 13,107 4,441 0 14 0
The non-financial corporations sector Insurance corporations and pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 80 142 0 0 0
The non-financial corporations sector Insurance corporations Opening balance sheet 2022 2nd quarter* 0 0 0 75 138 0 0 0
The non-financial corporations sector Pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 5 4 0 0 0
The non-financial corporations sector General government Opening balance sheet 2022 2nd quarter* 407 0 975 5 7,181 0 0 0
The non-financial corporations sector Central government Opening balance sheet 2022 2nd quarter* 407 0 975 0 7,097 0 0 0
The non-financial corporations sector Local government Opening balance sheet 2022 2nd quarter* 0 0 0 5 84 0 0 0
The non-financial corporations sector Social security funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
The non-financial corporations sector Households including NPISHs Opening balance sheet 2022 2nd quarter* 0 0 0 0 11,370 3,706 0 0
The non-financial corporations sector Rest of the world Opening balance sheet 2022 2nd quarter* 65,388 2,928 3,568 145,208 397,997 8 3,436 3,951
Financial corporations Total domestic sectors Opening balance sheet 2022 2nd quarter* 702,743 12,415 454,785 201,534 1,449,568 777,724 120,528 816,419
Financial corporations The non-financial corporations sector Opening balance sheet 2022 2nd quarter* 0 432 7,254 104,406 368,556 0 52,900 0
Financial corporations Financial corporations Opening balance sheet 2022 2nd quarter* 702,036 1,278 217,137 79,585 235,934 0 67,628 816,419
Financial corporations Monetary financial institutions Opening balance sheet 2022 2nd quarter* 702,036 340 57,394 0 125,545 0 3,024 1,525
Financial corporations Central bank Opening balance sheet 2022 2nd quarter* 393,610 0 0 0 0 0 0 0
Financial corporations Deposit-taking corporations and MMFs Opening balance sheet 2022 2nd quarter* 308,426 340 57,394 0 125,545 0 3,024 1,525
Financial corporations Other financial institutions Opening balance sheet 2022 2nd quarter* 0 938 159,739 71,419 101,871 0 64,604 814,894
Financial corporations Non-MMF investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 3,410 7,007 0 0 814,894
Financial corporations Other fin. inst. excl. investment funds Opening balance sheet 2022 2nd quarter* 0 938 159,739 68,009 94,864 0 64,604 0
Financial corporations Insurance corporations and pension funds Opening balance sheet 2022 2nd quarter* 0 0 4 8,166 8,518 0 0 0
Financial corporations Insurance corporations Opening balance sheet 2022 2nd quarter* 0 0 4 2,694 8,419 0 0 0
Financial corporations Pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 5,472 99 0 0 0
Financial corporations General government Opening balance sheet 2022 2nd quarter* 707 10,705 230,394 4,374 48,545 0 0 0
Financial corporations Central government Opening balance sheet 2022 2nd quarter* 707 10,705 227,114 793 2,015 0 0 0
Financial corporations Local government Opening balance sheet 2022 2nd quarter* 0 0 3,280 3,581 46,530 0 0 0
Financial corporations Social security funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Financial corporations Households including NPISHs Opening balance sheet 2022 2nd quarter* 0 0 0 13,169 796,533 777,724 0 0
Financial corporations Rest of the world Opening balance sheet 2022 2nd quarter* 633,027 43,483 877,744 603,232 961,313 2,882 648,093 350,156
Monetary financial institutions Total domestic sectors Opening balance sheet 2022 2nd quarter* 574,762 8,199 320,783 143,283 884,225 519,164 160 328
Monetary financial institutions The non-financial corporations sector Opening balance sheet 2022 2nd quarter* 0 34 495 77,158 227,905 0 87 0
Monetary financial institutions Financial corporations Opening balance sheet 2022 2nd quarter* 574,238 244 166,460 53,654 77,841 0 73 328
Monetary financial institutions Monetary financial institutions Opening balance sheet 2022 2nd quarter* 574,238 83 47,505 0 0 0 63 20
Monetary financial institutions Central bank Opening balance sheet 2022 2nd quarter* 391,561 0 0 0 0 0 0 0
Monetary financial institutions Deposit-taking corporations and MMFs Opening balance sheet 2022 2nd quarter* 182,677 83 47,505 0 0 0 63 20
Monetary financial institutions Other financial institutions Opening balance sheet 2022 2nd quarter* 0 161 118,955 49,282 77,361 0 10 308
Monetary financial institutions Non-MMF investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 928 5,964 0 0 308
Monetary financial institutions Other fin. inst. excl. investment funds Opening balance sheet 2022 2nd quarter* 0 161 118,955 48,354 71,397 0 10 0
Monetary financial institutions Insurance corporations and pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 4,372 480 0 0 0
Monetary financial institutions Insurance corporations Opening balance sheet 2022 2nd quarter* 0 0 0 1,338 480 0 0 0
Monetary financial institutions Pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 3,034 0 0 0 0
Monetary financial institutions General government Opening balance sheet 2022 2nd quarter* 524 7,921 153,828 2,886 47,526 0 0 0
Monetary financial institutions Central government Opening balance sheet 2022 2nd quarter* 524 7,921 150,617 793 1,958 0 0 0
Monetary financial institutions Local government Opening balance sheet 2022 2nd quarter* 0 0 3,211 2,093 45,568 0 0 0
Monetary financial institutions Social security funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Monetary financial institutions Households including NPISHs Opening balance sheet 2022 2nd quarter* 0 0 0 9,585 530,953 519,164 0 0
Monetary financial institutions Rest of the world Opening balance sheet 2022 2nd quarter* 528,569 3,060 93,140 247,705 106,177 2,163 3,183 5,818
Central bank Total domestic sectors Opening balance sheet 2022 2nd quarter* 173,832 6,971 184,203 0 99 0 3 0
Central bank The non-financial corporations sector Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 3 0
Central bank Financial corporations Opening balance sheet 2022 2nd quarter* 173,308 0 44,624 0 99 0 0 0
Central bank Monetary financial institutions Opening balance sheet 2022 2nd quarter* 173,308 0 44,624 0 0 0 0 0
Central bank Central bank Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Deposit-taking corporations and MMFs Opening balance sheet 2022 2nd quarter* 173,308 0 44,624 0 0 0 0 0
Central bank Other financial institutions Opening balance sheet 2022 2nd quarter* 0 0 0 0 99 0 0 0
Central bank Non-MMF investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Other fin. inst. excl. investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 99 0 0 0
Central bank Insurance corporations and pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Insurance corporations Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank General government Opening balance sheet 2022 2nd quarter* 524 6,971 139,579 0 0 0 0 0
Central bank Central government Opening balance sheet 2022 2nd quarter* 524 6,971 139,579 0 0 0 0 0
Central bank Local government Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Social security funds Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Households including NPISHs Opening balance sheet 2022 2nd quarter* 0 0 0 0 0 0 0 0
Central bank Rest of the world Opening balance sheet 2022 2nd quarter* 128,642 702 6,063 0 1,040 0 0 3,318
Deposit-taking corporations and MMFs Total domestic sectors Opening balance sheet 2022 2nd quarter* 400,930 1,228 136,580 143,283 884,126 519,164 157 328
Deposit-taking corporations and MMFs The non-financial corporations sector Opening balance sheet 2022 2nd quarter* 0 34 495 77,158 227,905 0 84 0
Deposit-taking corporations and MMFs Financial corporations Opening balance sheet 2022 2nd quarter* 400,930 244 121,836 53,654 77,742 0 73 328
Deposit-taking corporations and MMFs Monetary financial institutions Opening balance sheet 2022 2nd quarter* 400,930 83 2,881 0 0 0 63 20
Deposit-taking corporations and MMFs Central bank Opening balance sheet 2022 2nd quarter* 391,561 0 0 0 0 0 0 0
Deposit-taking corporations and MMFs Deposit-taking corporations and MMFs Opening balance sheet 2022 2nd quarter* 9,369 83 2,881 0 0 0 63 20
Deposit-taking corporations and MMFs Other financial institutions Opening balance sheet 2022 2nd quarter* 0 161 118,955 49,282 77,262 0 10 308
Deposit-taking corporations and MMFs Non-MMF investment funds Opening balance sheet 2022 2nd quarter* 0 0 0 928 5,964 0 0 308
Deposit-taking corporations and MMFs Other fin. inst. excl. investment funds Opening balance sheet 2022 2nd quarter* 0 161 118,955 48,354 71,298 0 10 0
Deposit-taking corporations and MMFs Insurance corporations and pension funds Opening balance sheet 2022 2nd quarter* 0 0 0 4,372 480 0 0 0
Source: CBS.
Explanation of symbols

Table description


This table presents the from-whom-to-whom matrices of several important financial instruments. The matrices provide information on the debtor/creditor relationships between sectors. The matrices provide a three dimensional overview on financial transactions, price changes and revaluations, other volume changes and balance sheets and the sectors and financial instruments involved. The sector on the assets side is the creditor, the sector on the liabilities side the debtor. The sectors non-financial corporations, financial corporations, general government, households including non-profit institutions serving households (NPISH) and the rest of the world are shown in this table. The sectors financial corporations and general government are broken down into subsectors.

Data available from:
Annual figures from 1999.
Quarterly figures from first quarter 1999.

Status of the figures:
The figures from 1999 up to and including 2019 are final. Data of 2020, 2021 and 2022 are provisional.

Changes as of September 23rd, 2022:
Data on the second quarter of 2022 have been added.

When will new figures be published?
Annual figures: Provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.

Description topics

Savings, transferable and other deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued.
This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Home mortgages
Home mortgages are long-term loans with as collateral the property itself which is occupied by the private person.
Listed shares
Listed shares are equity securities listed on an exchange. Such an exchange may be a recognised stock exchange or any other form of secondary market. Listed shares are also referred to as quoted shares. The existence of quoted prices of shares listed on an exchange means that current market prices are usually readily available.
Investment fund shares or units
Investment fund shares are shares of an investment fund if the fund has a corporate structure. They are known as units if the fund is a trust. Investment funds are collective investment undertakings through which investors pool funds for investment in financial and/or non-financial assets.