Financial instruments: From-whom-to-whom matrices; National Accounts

Financial instruments: From-whom-to-whom matrices; National Accounts

Sectors (assets) Counterpart sectors (liabilities) Balance sheets and transactions Periods Savings, transferable and other deposits (million euros) Short-term securities (million euros) Long-term securities (million euros) Short-term loans (million euros) Long-term loans (million euros) Home mortgages (million euros) Listed shares (million euros) Investment fund shares or units (million euros)
Total domestic sectors Total domestic sectors Opening balance sheet 2021 2nd quarter* 1,455,835 19,122 440,683 384,356 1,573,050 749,747 188,140 972,834
Total domestic sectors Total domestic sectors Financial transactions 2021 2nd quarter* 70,024 -3,287 17,888 12,953 12,517 8,626 -589 -14,298
Total domestic sectors Total domestic sectors Other changes 2021 2nd quarter* -427 10 -639 -614 -466 -1 7,215 41,342
Total domestic sectors Total domestic sectors Price changes and revaluations 2021 2nd quarter* -427 10 -639 -541 -401 1 7,215 41,342
Total domestic sectors Total domestic sectors Other volume changes 2021 2nd quarter* 0 0 0 -73 -65 -2 0 0
Total domestic sectors Total domestic sectors Closing balance sheet 2021 2nd quarter* 1,525,432 15,845 457,932 396,695 1,585,101 758,372 194,766 999,878
Total domestic sectors The non-financial corporations sector Opening balance sheet 2021 2nd quarter* 0 494 8,628 163,671 450,903 0 103,306 0
Total domestic sectors The non-financial corporations sector Financial transactions 2021 2nd quarter* 0 13 -112 2,882 -3,653 0 -282 0
Total domestic sectors The non-financial corporations sector Other changes 2021 2nd quarter* 0 -1 -35 -186 -132 0 7,775 0
Total domestic sectors The non-financial corporations sector Price changes and revaluations 2021 2nd quarter* 0 -1 -35 -134 -70 0 7,775 0
Total domestic sectors The non-financial corporations sector Other volume changes 2021 2nd quarter* 0 0 0 -52 -62 0 0 0
Total domestic sectors The non-financial corporations sector Closing balance sheet 2021 2nd quarter* 0 506 8,481 166,367 447,118 0 110,799 0
Total domestic sectors Financial corporations Opening balance sheet 2021 2nd quarter* 1,400,790 1,602 205,880 167,490 239,011 0 84,834 972,834
Total domestic sectors Financial corporations Financial transactions 2021 2nd quarter* 57,417 -46 -23 5,334 7,202 0 -307 -14,298
Total domestic sectors Financial corporations Other changes 2021 2nd quarter* -427 40 -34 -409 -332 0 -560 41,342
Total domestic sectors Financial corporations Price changes and revaluations 2021 2nd quarter* -427 40 -34 -408 -332 0 -560 41,342
Total domestic sectors Financial corporations Other volume changes 2021 2nd quarter* 0 0 0 -1 0 0 0 0
Total domestic sectors Financial corporations Closing balance sheet 2021 2nd quarter* 1,457,780 1,596 205,823 172,415 245,881 0 83,967 999,878
Total domestic sectors Monetary financial institutions Opening balance sheet 2021 2nd quarter* 1,400,790 962 53,656 0 134,536 0 14,843 742
Total domestic sectors Monetary financial institutions Financial transactions 2021 2nd quarter* 57,417 -110 2,241 0 -668 0 -199 206
Total domestic sectors Monetary financial institutions Other changes 2021 2nd quarter* -427 39 -271 0 -302 0 242 -1
Total domestic sectors Monetary financial institutions Price changes and revaluations 2021 2nd quarter* -427 39 -271 0 -302 0 242 -1
Total domestic sectors Monetary financial institutions Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Monetary financial institutions Closing balance sheet 2021 2nd quarter* 1,457,780 891 55,626 0 133,566 0 14,886 947
Total domestic sectors Central bank Opening balance sheet 2021 2nd quarter* 318,701 0 0 0 0 0 0 0
Total domestic sectors Central bank Financial transactions 2021 2nd quarter* 29,363 0 0 0 0 0 0 0
Total domestic sectors Central bank Other changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Central bank Price changes and revaluations 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Central bank Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Central bank Closing balance sheet 2021 2nd quarter* 348,064 0 0 0 0 0 0 0
Total domestic sectors Deposit-taking corporations and MMFs Opening balance sheet 2021 2nd quarter* 1,082,089 962 53,656 0 134,536 0 14,843 742
Total domestic sectors Deposit-taking corporations and MMFs Financial transactions 2021 2nd quarter* 28,054 -110 2,241 0 -668 0 -199 206
Total domestic sectors Deposit-taking corporations and MMFs Other changes 2021 2nd quarter* -427 39 -271 0 -302 0 242 -1
Total domestic sectors Deposit-taking corporations and MMFs Price changes and revaluations 2021 2nd quarter* -427 39 -271 0 -302 0 242 -1
Total domestic sectors Deposit-taking corporations and MMFs Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Deposit-taking corporations and MMFs Closing balance sheet 2021 2nd quarter* 1,109,716 891 55,626 0 133,566 0 14,886 947
Total domestic sectors Other financial institutions Opening balance sheet 2021 2nd quarter* 0 640 152,155 122,330 93,818 0 69,991 972,092
Total domestic sectors Other financial institutions Financial transactions 2021 2nd quarter* 0 64 -2,247 -651 7,748 0 -108 -14,504
Total domestic sectors Other financial institutions Other changes 2021 2nd quarter* 0 1 237 -221 -30 0 -802 41,343
Total domestic sectors Other financial institutions Price changes and revaluations 2021 2nd quarter* 0 1 237 -220 -30 0 -802 41,343
Total domestic sectors Other financial institutions Other volume changes 2021 2nd quarter* 0 0 0 -1 0 0 0 0
Total domestic sectors Other financial institutions Closing balance sheet 2021 2nd quarter* 0 705 150,145 121,458 101,536 0 69,081 998,931
Total domestic sectors Non-MMF investment funds Opening balance sheet 2021 2nd quarter* 0 0 0 4,531 7,924 0 0 972,092
Total domestic sectors Non-MMF investment funds Financial transactions 2021 2nd quarter* 0 0 0 265 819 0 0 -14,504
Total domestic sectors Non-MMF investment funds Other changes 2021 2nd quarter* 0 0 0 -32 -1 0 0 41,343
Total domestic sectors Non-MMF investment funds Price changes and revaluations 2021 2nd quarter* 0 0 0 -32 -1 0 0 41,343
Total domestic sectors Non-MMF investment funds Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Non-MMF investment funds Closing balance sheet 2021 2nd quarter* 0 0 0 4,764 8,742 0 0 998,931
Total domestic sectors Other fin. inst. excl. investment funds Opening balance sheet 2021 2nd quarter* 0 640 152,155 117,799 85,894 0 69,991 0
Total domestic sectors Other fin. inst. excl. investment funds Financial transactions 2021 2nd quarter* 0 64 -2,247 -916 6,929 0 -108 0
Total domestic sectors Other fin. inst. excl. investment funds Other changes 2021 2nd quarter* 0 1 237 -189 -29 0 -802 0
Total domestic sectors Other fin. inst. excl. investment funds Price changes and revaluations 2021 2nd quarter* 0 1 237 -188 -29 0 -802 0
Total domestic sectors Other fin. inst. excl. investment funds Other volume changes 2021 2nd quarter* 0 0 0 -1 0 0 0 0
Total domestic sectors Other fin. inst. excl. investment funds Closing balance sheet 2021 2nd quarter* 0 705 150,145 116,694 92,794 0 69,081 0
Total domestic sectors Insurance corporations and pension funds Opening balance sheet 2021 2nd quarter* 0 0 69 45,160 10,657 0 0 0
Total domestic sectors Insurance corporations and pension funds Financial transactions 2021 2nd quarter* 0 0 -17 5,985 122 0 0 0
Total domestic sectors Insurance corporations and pension funds Other changes 2021 2nd quarter* 0 0 0 -188 0 0 0 0
Total domestic sectors Insurance corporations and pension funds Price changes and revaluations 2021 2nd quarter* 0 0 0 -188 0 0 0 0
Total domestic sectors Insurance corporations and pension funds Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Insurance corporations and pension funds Closing balance sheet 2021 2nd quarter* 0 0 52 50,957 10,779 0 0 0
Total domestic sectors Insurance corporations Opening balance sheet 2021 2nd quarter* 0 0 69 3,866 10,010 0 0 0
Total domestic sectors Insurance corporations Financial transactions 2021 2nd quarter* 0 0 -17 1,359 135 0 0 0
Total domestic sectors Insurance corporations Other changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Insurance corporations Price changes and revaluations 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Insurance corporations Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Insurance corporations Closing balance sheet 2021 2nd quarter* 0 0 52 5,225 10,145 0 0 0
Total domestic sectors Pension funds Opening balance sheet 2021 2nd quarter* 0 0 0 41,294 647 0 0 0
Total domestic sectors Pension funds Financial transactions 2021 2nd quarter* 0 0 0 4,626 -13 0 0 0
Total domestic sectors Pension funds Other changes 2021 2nd quarter* 0 0 0 -188 0 0 0 0
Total domestic sectors Pension funds Price changes and revaluations 2021 2nd quarter* 0 0 0 -188 0 0 0 0
Total domestic sectors Pension funds Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Pension funds Closing balance sheet 2021 2nd quarter* 0 0 0 45,732 634 0 0 0
Total domestic sectors General government Opening balance sheet 2021 2nd quarter* 55,045 17,026 226,175 39,680 66,566 0 0 0
Total domestic sectors General government Financial transactions 2021 2nd quarter* 12,607 -3,254 18,023 4,858 2 0 0 0
Total domestic sectors General government Other changes 2021 2nd quarter* 0 -29 -570 0 0 0 0 0
Total domestic sectors General government Price changes and revaluations 2021 2nd quarter* 0 -29 -570 0 0 0 0 0
Total domestic sectors General government Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors General government Closing balance sheet 2021 2nd quarter* 67,652 13,743 243,628 44,538 66,568 0 0 0
Total domestic sectors Central government Opening balance sheet 2021 2nd quarter* 55,045 17,026 222,790 2,102 12,959 0 0 0
Total domestic sectors Central government Financial transactions 2021 2nd quarter* 12,607 -3,254 18,246 1,322 24 0 0 0
Total domestic sectors Central government Other changes 2021 2nd quarter* 0 -29 -719 0 0 0 0 0
Total domestic sectors Central government Price changes and revaluations 2021 2nd quarter* 0 -29 -719 0 0 0 0 0
Total domestic sectors Central government Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Central government Closing balance sheet 2021 2nd quarter* 67,652 13,743 240,317 3,424 12,983 0 0 0
Total domestic sectors Local government Opening balance sheet 2021 2nd quarter* 0 0 3,385 5,118 53,584 0 0 0
Total domestic sectors Local government Financial transactions 2021 2nd quarter* 0 0 -223 -1,793 -26 0 0 0
Total domestic sectors Local government Other changes 2021 2nd quarter* 0 0 149 0 0 0 0 0
Total domestic sectors Local government Price changes and revaluations 2021 2nd quarter* 0 0 149 0 0 0 0 0
Total domestic sectors Local government Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Local government Closing balance sheet 2021 2nd quarter* 0 0 3,311 3,325 53,558 0 0 0
Total domestic sectors Social security funds Opening balance sheet 2021 2nd quarter* 0 0 0 32,460 23 0 0 0
Total domestic sectors Social security funds Financial transactions 2021 2nd quarter* 0 0 0 5,329 4 0 0 0
Total domestic sectors Social security funds Other changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Social security funds Price changes and revaluations 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Social security funds Other volume changes 2021 2nd quarter* 0 0 0 0 0 0 0 0
Total domestic sectors Social security funds Closing balance sheet 2021 2nd quarter* 0 0 0 37,789 27 0 0 0
Total domestic sectors Households including NPISHs Opening balance sheet 2021 2nd quarter* 0 0 0 13,515 816,570 749,747 0 0
Total domestic sectors Households including NPISHs Financial transactions 2021 2nd quarter* 0 0 0 -121 8,966 8,626 0 0
Total domestic sectors Households including NPISHs Other changes 2021 2nd quarter* 0 0 0 -19 -2 -1 0 0
Total domestic sectors Households including NPISHs Price changes and revaluations 2021 2nd quarter* 0 0 0 1 1 1 0 0
Source: CBS.
Explanation of symbols

Table description


This table presents the from-whom-to-whom matrices of several important financial instruments. The matrices provide information on the debtor/creditor relationships between sectors. The matrices provide a three dimensional overview on financial transactions, price changes and revaluations, other volume changes and balance sheets and the sectors and financial instruments involved. The sector on the assets side is the creditor, the sector on the liabilities side the debtor. The sectors non-financial corporations, financial corporations, general government, households including non-profit institutions serving households (NPISH) and the rest of the world are shown in this table. The sectors financial corporations and general government are broken down into subsectors.

Data available from:
Annual figures from 1999.
Quarterly figures from first quarter 1999.

Status of the figures:
The figures from 1999 up to and including 2018 are final. Data of 2019, 2020 and 2021 are provisional.

Changes as of September 23rd, 2021:
Data on the second quarter of 2021 have been added.

When will new figures be published?
Annual figures: Provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.

Description topics

Savings, transferable and other deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Short-term securities
All securities with a maximum term of one year, which in principle are transferable against a price that has been fixed in advance. Usually, the obliged interest payments of the debtor have been discounted in the value. 'Transferable' means that assets can be converted into cash from, or on a date that has been appointed at the moment the bond was issued.
This transaction covers treasury paper issued by both the Dutch government and foreign governments, saving certificates to bearer and transferable certificates of deposits, issued by banks.
Long-term securities
All transferable securities, which generally do not mature within one year. They are usually quoted at the stock exchange. The interest on long-term bonds is made payable through coupons. Mortgage bonds, notes issued by banks and convertible bonds as long as they have not been converted into shares, also belong to this type of assets.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Home mortgages
Home mortgages are long-term loans with as collateral the property itself which is occupied by the private person.
Listed shares
Listed shares are equity securities listed on an exchange. Such an exchange may be a recognised stock exchange or any other form of secondary market. Listed shares are also referred to as quoted shares. The existence of quoted prices of shares listed on an exchange means that current market prices are usually readily available.
Investment fund shares or units
Investment fund shares are shares of an investment fund if the fund has a corporate structure. They are known as units if the fund is a trust. Investment funds are collective investment undertakings through which investors pool funds for investment in financial and/or non-financial assets.