Financial balance sheets and transactions by sectors; National Accounts

Financial balance sheets and transactions by sectors; National Accounts

Institutional sectors Not consolidated/Consolidated Balance sheets and transactions Periods Assets Loans Total (million euros) Assets Loans Short-term loans (million euros) Assets Loans Long-term loans (million euros) Liabilities Loans Total (million euros) Liabilities Loans Short-term loans (million euros) Liabilities Loans Long-term loans (million euros)
Total domestic sectors Not consolidated Opening balance sheet 2023* 4,186,278 1,116,833 3,069,445 3,306,655 934,486 2,372,169
Total domestic sectors Not consolidated Financial transactions 2023* -24,046 -792 -23,254 -86,915 -67,838 -19,077
Total domestic sectors Not consolidated Other changes 2023* -2,729 -3,143 414 -3,419 -5,111 1,692
Total domestic sectors Not consolidated Price changes and revaluations 2023* -15,310 -7,079 -8,231 -16,023 -9,048 -6,975
Total domestic sectors Not consolidated Other volume changes 2023* 12,581 3,936 8,645 12,604 3,937 8,667
Total domestic sectors Not consolidated Closing balance sheet 2023* 4,159,503 1,112,898 3,046,605 3,216,321 861,537 2,354,784
Total domestic sectors Consolidated Opening balance sheet 2023* 2,231,773 826,487 1,405,286 1,352,150 644,140 708,010
Total domestic sectors Consolidated Financial transactions 2023* -21,475 9,503 -30,978 -84,344 -57,543 -26,801
Total domestic sectors Consolidated Other changes 2023* -14,494 -6,733 -7,761 -15,184 -8,701 -6,483
Total domestic sectors Consolidated Price changes and revaluations 2023* -14,474 -6,733 -7,741 -15,187 -8,702 -6,485
Total domestic sectors Consolidated Other volume changes 2023* -20 0 -20 3 1 2
Total domestic sectors Consolidated Closing balance sheet 2023* 2,195,804 829,257 1,366,547 1,252,622 577,896 674,726
The non-financial corporations sector Not consolidated Opening balance sheet 2023* 775,499 246,334 529,165 1,104,635 364,782 739,853
The non-financial corporations sector Not consolidated Financial transactions 2023* 33,594 25,265 8,329 -4,161 -3,833 -328
The non-financial corporations sector Not consolidated Other changes 2023* -9,477 885 -10,362 -56,428 -2,555 -53,873
The non-financial corporations sector Not consolidated Price changes and revaluations 2023* -4,921 -578 -4,343 -6,130 -2,143 -3,987
The non-financial corporations sector Not consolidated Other volume changes 2023* -4,556 1,463 -6,019 -50,298 -412 -49,886
The non-financial corporations sector Not consolidated Closing balance sheet 2023* 799,616 272,484 527,132 1,044,046 358,394 685,652
The non-financial corporations sector Consolidated Opening balance sheet 2023* 645,396 197,324 448,072 974,532 315,772 658,760
The non-financial corporations sector Consolidated Financial transactions 2023* 33,594 25,265 8,329 -4,161 -3,833 -328
The non-financial corporations sector Consolidated Other changes 2023* -9,477 885 -10,362 -56,428 -2,555 -53,873
The non-financial corporations sector Consolidated Price changes and revaluations 2023* -4,921 -578 -4,343 -6,130 -2,143 -3,987
The non-financial corporations sector Consolidated Other volume changes 2023* -4,556 1,463 -6,019 -50,298 -412 -49,886
The non-financial corporations sector Consolidated Closing balance sheet 2023* 669,513 223,474 446,039 913,943 309,384 604,559
Financial corporations Not consolidated Opening balance sheet 2023* 3,293,477 844,466 2,449,011 1,199,406 532,584 666,822
Financial corporations Not consolidated Financial transactions 2023* -45,616 -10,563 -35,053 -85,436 -56,165 -29,271
Financial corporations Not consolidated Other changes 2023* 6,799 -4,028 10,827 53,163 -2,428 55,591
Financial corporations Not consolidated Price changes and revaluations 2023* -10,338 -6,501 -3,837 -9,881 -6,901 -2,980
Financial corporations Not consolidated Other volume changes 2023* 17,137 2,473 14,664 63,044 4,473 58,571
Financial corporations Not consolidated Closing balance sheet 2023* 3,254,660 829,875 2,424,785 1,167,133 473,991 693,142
Financial corporations Consolidated Opening balance sheet 2023* 2,977,590 762,060 2,215,530 883,519 450,178 433,341
Financial corporations Consolidated Financial transactions 2023* -48,292 -15,442 -32,850 -88,112 -61,044 -27,068
Financial corporations Consolidated Other changes 2023* -39,934 -3,956 -35,978 6,430 -2,356 8,786
Financial corporations Consolidated Price changes and revaluations 2023* -9,851 -6,429 -3,422 -9,394 -6,829 -2,565
Financial corporations Consolidated Other volume changes 2023* -30,083 2,473 -32,556 15,824 4,473 11,351
Financial corporations Consolidated Closing balance sheet 2023* 2,889,364 742,662 2,146,702 801,837 386,778 415,059
Monetary financial institutions Not consolidated Opening balance sheet 2023* 1,411,173 389,418 1,021,755 115,326 115,326
Monetary financial institutions Not consolidated Financial transactions 2023* 37,984 11,454 26,530 -3,478 -3,478
Monetary financial institutions Not consolidated Other changes 2023* -2,977 -2,316 -661 -385 -385
Monetary financial institutions Not consolidated Price changes and revaluations 2023* -2,540 -2,052 -488 -385 -385
Monetary financial institutions Not consolidated Other volume changes 2023* -437 -264 -173 0 0
Monetary financial institutions Not consolidated Closing balance sheet 2023* 1,446,180 398,556 1,047,624 111,463 111,463
Monetary financial institutions Consolidated Opening balance sheet 2023* 1,411,173 389,418 1,021,755 115,326 115,326
Monetary financial institutions Consolidated Financial transactions 2023* 37,984 11,454 26,530 -3,478 -3,478
Monetary financial institutions Consolidated Other changes 2023* -2,977 -2,316 -661 -385 -385
Monetary financial institutions Consolidated Price changes and revaluations 2023* -2,540 -2,052 -488 -385 -385
Monetary financial institutions Consolidated Other volume changes 2023* -437 -264 -173 0 0
Monetary financial institutions Consolidated Closing balance sheet 2023* 1,446,180 398,556 1,047,624 111,463 111,463
Central bank Not consolidated Opening balance sheet 2023* 1,052 0 1,052 0 0
Central bank Not consolidated Financial transactions 2023* -22 0 -22 0 0
Central bank Not consolidated Other changes 2023* -27 0 -27 0 0
Central bank Not consolidated Price changes and revaluations 2023* -27 0 -27 0 0
Central bank Not consolidated Other volume changes 2023* 0 0 0 0 0
Central bank Not consolidated Closing balance sheet 2023* 1,003 0 1,003 0 0
Central bank Consolidated Opening balance sheet 2023* 1,052 0 1,052 0 0
Central bank Consolidated Financial transactions 2023* -22 0 -22 0 0
Central bank Consolidated Other changes 2023* -27 0 -27 0 0
Central bank Consolidated Price changes and revaluations 2023* -27 0 -27 0 0
Central bank Consolidated Other volume changes 2023* 0 0 0 0 0
Central bank Consolidated Closing balance sheet 2023* 1,003 0 1,003 0 0
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2023* 1,410,121 389,418 1,020,703 115,326 115,326
Deposit-taking corporations and MMFs Not consolidated Financial transactions 2023* 38,006 11,454 26,552 -3,478 -3,478
Deposit-taking corporations and MMFs Not consolidated Other changes 2023* -2,950 -2,316 -634 -385 -385
Deposit-taking corporations and MMFs Not consolidated Price changes and revaluations 2023* -2,513 -2,052 -461 -385 -385
Deposit-taking corporations and MMFs Not consolidated Other volume changes 2023* -437 -264 -173 0 0
Deposit-taking corporations and MMFs Not consolidated Closing balance sheet 2023* 1,445,177 398,556 1,046,621 111,463 111,463
Deposit-taking corporations and MMFs Consolidated Opening balance sheet 2023* 1,410,121 389,418 1,020,703 115,326 115,326
Deposit-taking corporations and MMFs Consolidated Financial transactions 2023* 38,006 11,454 26,552 -3,478 -3,478
Deposit-taking corporations and MMFs Consolidated Other changes 2023* -2,950 -2,316 -634 -385 -385
Deposit-taking corporations and MMFs Consolidated Price changes and revaluations 2023* -2,513 -2,052 -461 -385 -385
Deposit-taking corporations and MMFs Consolidated Other volume changes 2023* -437 -264 -173 0 0
Deposit-taking corporations and MMFs Consolidated Closing balance sheet 2023* 1,445,177 398,556 1,046,621 111,463 111,463
Deposit-taking corporations Not consolidated Opening balance sheet 2023* 1,410,121 389,418 1,020,703 115,326 115,326
Deposit-taking corporations Not consolidated Financial transactions 2023* 38,006 11,454 26,552 -3,478 -3,478
Deposit-taking corporations Not consolidated Other changes 2023* -2,950 -2,316 -634 -385 -385
Deposit-taking corporations Not consolidated Price changes and revaluations 2023* -2,513 -2,052 -461 -385 -385
Deposit-taking corporations Not consolidated Other volume changes 2023* -437 -264 -173 0 0
Deposit-taking corporations Not consolidated Closing balance sheet 2023* 1,445,177 398,556 1,046,621 111,463 111,463
Deposit-taking corporations Consolidated Opening balance sheet 2023* 1,410,121 389,418 1,020,703 115,326 115,326
Deposit-taking corporations Consolidated Financial transactions 2023* 38,006 11,454 26,552 -3,478 -3,478
Deposit-taking corporations Consolidated Other changes 2023* -2,950 -2,316 -634 -385 -385
Deposit-taking corporations Consolidated Price changes and revaluations 2023* -2,513 -2,052 -461 -385 -385
Deposit-taking corporations Consolidated Other volume changes 2023* -437 -264 -173 0 0
Deposit-taking corporations Consolidated Closing balance sheet 2023* 1,445,177 398,556 1,046,621 111,463 111,463
Money Market Funds Not consolidated Opening balance sheet 2023* 0 0 0 0 0
Money Market Funds Not consolidated Financial transactions 2023* 0 0 0 0 0
Money Market Funds Not consolidated Other changes 2023* 0 0 0 0 0
Money Market Funds Not consolidated Price changes and revaluations 2023* 0 0 0 0 0
Money Market Funds Not consolidated Other volume changes 2023* 0 0 0 0 0
Money Market Funds Not consolidated Closing balance sheet 2023* 0 0 0 0 0
Money Market Funds Consolidated Opening balance sheet 2023* 0 0 0 0 0
Money Market Funds Consolidated Financial transactions 2023* 0 0 0 0 0
Money Market Funds Consolidated Other changes 2023* 0 0 0 0 0
Money Market Funds Consolidated Price changes and revaluations 2023* 0 0 0 0 0
Money Market Funds Consolidated Other volume changes 2023* 0 0 0 0 0
Money Market Funds Consolidated Closing balance sheet 2023* 0 0 0 0 0
Other financial institutions Not consolidated Opening balance sheet 2023* 1,726,884 424,892 1,301,992 1,052,210 508,847 543,363
Other financial institutions Not consolidated Financial transactions 2023* -85,066 -24,768 -60,298 -83,748 -56,248 -27,500
Other financial institutions Not consolidated Other changes 2023* 9,824 -1,710 11,534 53,697 -2,279 55,976
Other financial institutions Not consolidated Price changes and revaluations 2023* -7,750 -4,447 -3,303 -9,347 -6,752 -2,595
Source: CBS.
Explanation of symbols

Dataset is not available.


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The figures from 1995 up to and including 2020 are final. Data of 2021, 2022 and 2023 are provisional.

Changes as of March 25th, 2024:
Data on the fourth quarter of 2023 and the year 2023 have been added.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Loans
Loans are created when creditors lend funds to debtors.
Total
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.
Liabilities
Loans
Loans are created when creditors lend funds to debtors.
Total
Dit is het totaal van de bedragen die aan crediteuren moeten worden terugbetaald.
Short-term loans
Short-term loans are all credits, which do not have the characteristics of deposits and which mature by contract within one year. Included are short-term loans from financial institutions, balances on current accounts (except transferable deposits), short-term consumer credit, bills (of exchange) and promissory notes.
Long-term loans
Long-term loans are all credits, which do not have the characteristics of deposits and which do not mature within one year. They mainly concern long-term loans on obligations, mortgage loans and long-term consumer credit.