Financial balance sheets and transactions by sectors; National Accounts

Financial balance sheets and transactions by sectors; National Accounts

Institutional sectors Not consolidated/Consolidated Balance sheets and transactions Periods Assets Insurance and pension schemes Non-life insurance technical reserves (million euros) Assets Insurance and pension schemes Life insurance and annuity entitlements (million euros) Liabilities Insurance, pension and guarantee schemes Non-life insurance technical reserves (million euros) Liabilities Insurance, pension and guarantee schemes Life insurance and annuity entitlements (million euros)
Total domestic sectors Not consolidated Opening balance sheet 2022 2nd quarter* 42,994 180,547 44,172 179,070
Total domestic sectors Not consolidated Financial transactions 2022 2nd quarter* -175 -75 -1,281 -75
Total domestic sectors Not consolidated Other changes 2022 2nd quarter* -717 -8,347 -820 -8,279
Total domestic sectors Not consolidated Price changes and revaluations 2022 2nd quarter* -717 -8,347 -820 -8,279
Total domestic sectors Not consolidated Other volume changes 2022 2nd quarter* 0 0 0 0
Total domestic sectors Not consolidated Closing balance sheet 2022 2nd quarter* 42,102 172,125 42,071 170,716
Total domestic sectors Consolidated Opening balance sheet 2022 2nd quarter* 2,401 1,477 3,579 0
Total domestic sectors Consolidated Financial transactions 2022 2nd quarter* -30 0 -1,136 0
Total domestic sectors Consolidated Other changes 2022 2nd quarter* 6 -68 -97 0
Total domestic sectors Consolidated Price changes and revaluations 2022 2nd quarter* 6 -68 -97 0
Total domestic sectors Consolidated Other volume changes 2022 2nd quarter* 0 0 0 0
Total domestic sectors Consolidated Closing balance sheet 2022 2nd quarter* 2,377 1,409 2,346 0
The non-financial corporations sector Not consolidated Opening balance sheet 2022 2nd quarter* 26,077
The non-financial corporations sector Not consolidated Financial transactions 2022 2nd quarter* -792
The non-financial corporations sector Not consolidated Other changes 2022 2nd quarter* 0
The non-financial corporations sector Not consolidated Price changes and revaluations 2022 2nd quarter* 0
The non-financial corporations sector Not consolidated Other volume changes 2022 2nd quarter* 0
The non-financial corporations sector Not consolidated Closing balance sheet 2022 2nd quarter* 25,285
The non-financial corporations sector Consolidated Opening balance sheet 2022 2nd quarter* 26,077
The non-financial corporations sector Consolidated Financial transactions 2022 2nd quarter* -792
The non-financial corporations sector Consolidated Other changes 2022 2nd quarter* 0
The non-financial corporations sector Consolidated Price changes and revaluations 2022 2nd quarter* 0
The non-financial corporations sector Consolidated Other volume changes 2022 2nd quarter* 0 0
The non-financial corporations sector Consolidated Closing balance sheet 2022 2nd quarter* 25,285
Financial corporations Not consolidated Opening balance sheet 2022 2nd quarter* 8,323 44,172 179,070
Financial corporations Not consolidated Financial transactions 2022 2nd quarter* 702 -1,281 -75
Financial corporations Not consolidated Other changes 2022 2nd quarter* -717 -820 -8,279
Financial corporations Not consolidated Price changes and revaluations 2022 2nd quarter* -717 -820 -8,279
Financial corporations Not consolidated Other volume changes 2022 2nd quarter* 0 0 0
Financial corporations Not consolidated Closing balance sheet 2022 2nd quarter* 8,308 42,071 170,716
Financial corporations Consolidated Opening balance sheet 2022 2nd quarter* 2,401 38,250 179,070
Financial corporations Consolidated Financial transactions 2022 2nd quarter* -30 -2,013 -75
Financial corporations Consolidated Other changes 2022 2nd quarter* 6 -97 -8,279
Financial corporations Consolidated Price changes and revaluations 2022 2nd quarter* 6 -97 -8,279
Financial corporations Consolidated Other volume changes 2022 2nd quarter* 0 0 0
Financial corporations Consolidated Closing balance sheet 2022 2nd quarter* 2,377 36,140 170,716
Monetary financial institutions Not consolidated Opening balance sheet 2022 2nd quarter* 0
Monetary financial institutions Not consolidated Financial transactions 2022 2nd quarter* 0
Monetary financial institutions Not consolidated Other changes 2022 2nd quarter* 0
Monetary financial institutions Not consolidated Price changes and revaluations 2022 2nd quarter* 0
Monetary financial institutions Not consolidated Other volume changes 2022 2nd quarter* 0
Monetary financial institutions Not consolidated Closing balance sheet 2022 2nd quarter* 0
Monetary financial institutions Consolidated Opening balance sheet 2022 2nd quarter* 0
Monetary financial institutions Consolidated Financial transactions 2022 2nd quarter* 0
Monetary financial institutions Consolidated Other changes 2022 2nd quarter* 0
Monetary financial institutions Consolidated Price changes and revaluations 2022 2nd quarter* 0
Monetary financial institutions Consolidated Other volume changes 2022 2nd quarter* 0
Monetary financial institutions Consolidated Closing balance sheet 2022 2nd quarter* 0
Central bank Not consolidated Opening balance sheet 2022 2nd quarter* 0
Central bank Not consolidated Financial transactions 2022 2nd quarter* 0
Central bank Not consolidated Other changes 2022 2nd quarter* 0
Central bank Not consolidated Price changes and revaluations 2022 2nd quarter* 0
Central bank Not consolidated Other volume changes 2022 2nd quarter* 0
Central bank Not consolidated Closing balance sheet 2022 2nd quarter* 0
Central bank Consolidated Opening balance sheet 2022 2nd quarter* 0
Central bank Consolidated Financial transactions 2022 2nd quarter* 0
Central bank Consolidated Other changes 2022 2nd quarter* 0
Central bank Consolidated Price changes and revaluations 2022 2nd quarter* 0
Central bank Consolidated Other volume changes 2022 2nd quarter* 0
Central bank Consolidated Closing balance sheet 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Not consolidated Financial transactions 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Not consolidated Other changes 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Not consolidated Price changes and revaluations 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Not consolidated Other volume changes 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Not consolidated Closing balance sheet 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Consolidated Opening balance sheet 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Consolidated Financial transactions 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Consolidated Other changes 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Consolidated Price changes and revaluations 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Consolidated Other volume changes 2022 2nd quarter* 0
Deposit-taking corporations and MMFs Consolidated Closing balance sheet 2022 2nd quarter* 0
Deposit-taking corporations Not consolidated Opening balance sheet 2022 2nd quarter* 0
Deposit-taking corporations Not consolidated Financial transactions 2022 2nd quarter* 0
Deposit-taking corporations Not consolidated Other changes 2022 2nd quarter* 0
Deposit-taking corporations Not consolidated Price changes and revaluations 2022 2nd quarter* 0
Deposit-taking corporations Not consolidated Other volume changes 2022 2nd quarter* 0
Deposit-taking corporations Not consolidated Closing balance sheet 2022 2nd quarter* 0
Deposit-taking corporations Consolidated Opening balance sheet 2022 2nd quarter* 0
Deposit-taking corporations Consolidated Financial transactions 2022 2nd quarter* 0
Deposit-taking corporations Consolidated Other changes 2022 2nd quarter* 0
Deposit-taking corporations Consolidated Price changes and revaluations 2022 2nd quarter* 0
Deposit-taking corporations Consolidated Other volume changes 2022 2nd quarter* 0
Deposit-taking corporations Consolidated Closing balance sheet 2022 2nd quarter* 0
Money Market Funds Not consolidated Opening balance sheet 2022 2nd quarter* 0
Money Market Funds Not consolidated Financial transactions 2022 2nd quarter* 0
Money Market Funds Not consolidated Other changes 2022 2nd quarter* 0
Money Market Funds Not consolidated Price changes and revaluations 2022 2nd quarter* 0
Money Market Funds Not consolidated Other volume changes 2022 2nd quarter* 0
Money Market Funds Not consolidated Closing balance sheet 2022 2nd quarter* 0
Money Market Funds Consolidated Opening balance sheet 2022 2nd quarter* 0
Money Market Funds Consolidated Financial transactions 2022 2nd quarter* 0
Money Market Funds Consolidated Other changes 2022 2nd quarter* 0
Money Market Funds Consolidated Price changes and revaluations 2022 2nd quarter* 0
Money Market Funds Consolidated Other volume changes 2022 2nd quarter* 0
Money Market Funds Consolidated Closing balance sheet 2022 2nd quarter* 0
Other financial institutions Not consolidated Opening balance sheet 2022 2nd quarter* 316
Other financial institutions Not consolidated Financial transactions 2022 2nd quarter* -238
Other financial institutions Not consolidated Other changes 2022 2nd quarter* 0
Other financial institutions Not consolidated Price changes and revaluations 2022 2nd quarter* 0
Source: CBS.
Explanation of symbols

Table description


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The figures from 1995 up to and including 2019 are final. Data of 2020, 2021 and 2022 are provisional.

Adjustments as of September 23rd, 2022:
Data on the second quarter of 2022 have been added.
The method for calculating the profits received from and paid to the rest of the world for non-financial corporations has been improved. This causes changes in the changes in balance sheets for unlisted shares. As part of these profits pass through financial holdings, data for financial institutions are also changed.
Balance sheets and changes in balance sheets for derivatives of banks with the rest of the world have been corrected from 2016 onwards. Part of the revaluation was wrongly omitted in the calculations.

When will new figures be published?
Annual figures: Provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.

Description topics

Assets
Insurance and pension schemes
Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
Non-life insurance technical reserves
Non-life insurance technical reserves are financial claims that non-life insurance policy holders have against non-life insurance corporations in respect of unearned premiums and claims incurred.
Life insurance and annuity entitlements
Life insurance and annuity entitlements consist of financial claims that life insurance policy holders and beneficiaries of annuities have against corporations providing life insurance.
Liabilities
Insurance, pension and guarantee schemes
Insurance, pension and standardised guarantee schemes are divided into six subcategories:
- non-life insurance technical reserves
- life insurance and annuity entitlements
- pension entitlements
- claims of pension funds on pension managers
- entitlements to non-pension benefits
- provisions for calls under standardised guarantees
Non-life insurance technical reserves
Non-life insurance technical reserves are financial claims that non-life insurance policy holders have against non-life insurance corporations in respect of unearned premiums and claims incurred.
Life insurance and annuity entitlements
Life insurance and annuity entitlements consist of financial claims that life insurance policy holders and beneficiaries of annuities have against corporations providing life insurance.