Financial balance sheets and transactions by sectors; National Accounts

Financial balance sheets and transactions by sectors; National Accounts

Institutional sectors Not consolidated/Consolidated Balance sheets and transactions Periods Assets Total (million euros) Assets Monetary gold and special drawing rights Total (million euros) Assets Monetary gold and special drawing rights Monetary gold (million euros) Assets Monetary gold and special drawing rights Special drawing rights (SDRs) (million euros) Assets Currency and deposits Total (million euros) Assets Currency and deposits Currency (million euros) Assets Currency and deposits Transferable deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Total (million euros) Assets Currency and deposits Savings deposits and other deposits Savings deposits (million euros) Assets Currency and deposits Savings deposits and other deposits Other deposits (million euros)
Total domestic sectors Not consolidated Opening balance sheet 2023* 17,664,827 50,908 33,745 17,163 2,303,198 22,120 964,400 1,316,678 435,574 881,104
Total domestic sectors Not consolidated Closing balance sheet 2023* 17,580,244 54,154 36,930 17,224 2,175,401 25,121 814,418 1,335,862 470,395 865,467
Total domestic sectors Consolidated Opening balance sheet 2023* 9,888,310 50,908 33,745 17,163 819,212 1 148,290 670,921 19,509 651,412
Total domestic sectors Consolidated Closing balance sheet 2023* 9,629,739 54,154 36,930 17,224 794,867 11 130,306 664,550 22,391 642,159
The non-financial corporations sector Not consolidated Opening balance sheet 2023* 3,045,395 391,090 5,597 244,061 141,432 141,432
The non-financial corporations sector Not consolidated Closing balance sheet 2023* 2,860,209 375,228 6,421 193,411 175,396 175,396
The non-financial corporations sector Consolidated Opening balance sheet 2023* 2,632,897 391,090 5,597 244,061 141,432 141,432
The non-financial corporations sector Consolidated Closing balance sheet 2023* 2,450,784 375,228 6,421 193,411 175,396 175,396
Financial corporations Not consolidated Opening balance sheet 2023* 11,444,290 50,908 33,745 17,163 1,243,111 1,958 507,276 733,877 733,877
Financial corporations Not consolidated Closing balance sheet 2023* 11,334,630 54,154 36,930 17,224 1,100,887 1,964 417,317 681,606 681,606
Financial corporations Consolidated Opening balance sheet 2023* 9,455,788 50,908 33,745 17,163 739,026 1 128,538 610,487 610,487
Financial corporations Consolidated Closing balance sheet 2023* 9,391,981 54,154 36,930 17,224 709,389 11 111,158 598,220 598,220
Monetary financial institutions Not consolidated Opening balance sheet 2023* 3,420,055 50,908 33,745 17,163 948,362 1,155 372,056 575,151 575,151
Monetary financial institutions Not consolidated Closing balance sheet 2023* 3,233,130 54,154 36,930 17,224 788,481 1,053 301,508 485,920 485,920
Monetary financial institutions Consolidated Opening balance sheet 2023* 2,998,240 50,908 33,745 17,163 583,613 1 81,956 501,656 501,656
Monetary financial institutions Consolidated Closing balance sheet 2023* 2,921,151 54,154 36,930 17,224 539,188 11 74,315 464,862 464,862
Central bank Not consolidated Opening balance sheet 2023* 460,532 50,908 33,745 17,163 217,141 0 0 217,141 217,141
Central bank Not consolidated Closing balance sheet 2023* 376,344 54,154 36,930 17,224 128,125 0 0 128,125 128,125
Central bank Consolidated Opening balance sheet 2023* 460,532 50,908 33,745 17,163 217,141 0 0 217,141 217,141
Central bank Consolidated Closing balance sheet 2023* 376,344 54,154 36,930 17,224 128,125 0 0 128,125 128,125
Deposit-taking corporations and MMFs Not consolidated Opening balance sheet 2023* 2,959,523 731,221 1,155 372,056 358,010 358,010
Deposit-taking corporations and MMFs Not consolidated Closing balance sheet 2023* 2,856,786 660,356 1,053 301,508 357,795 357,795
Deposit-taking corporations and MMFs Consolidated Opening balance sheet 2023* 2,945,848 723,976 1,155 369,580 353,241 353,241
Deposit-taking corporations and MMFs Consolidated Closing balance sheet 2023* 2,840,774 651,931 1,053 299,643 351,235 351,235
Deposit-taking corporations Not consolidated Opening balance sheet 2023* 2,957,574 730,780 1,155 371,649 357,976 357,976
Deposit-taking corporations Not consolidated Closing balance sheet 2023* 2,855,413 660,066 1,053 301,291 357,722 357,722
Deposit-taking corporations Consolidated Opening balance sheet 2023* 2,944,144 723,691 1,155 369,306 353,230 353,230
Deposit-taking corporations Consolidated Closing balance sheet 2023* 2,839,621 651,758 1,053 299,520 351,185 351,185
Money Market Funds Not consolidated Opening balance sheet 2023* 1,949 441 0 407 34 34
Money Market Funds Not consolidated Closing balance sheet 2023* 1,373 290 0 217 73 73
Money Market Funds Consolidated Opening balance sheet 2023* 1,929 441 0 407 34 34
Money Market Funds Consolidated Closing balance sheet 2023* 1,353 290 0 217 73 73
Other financial institutions Not consolidated Opening balance sheet 2023* 5,904,745 184,494 444 114,148 69,902 69,902
Other financial institutions Not consolidated Closing balance sheet 2023* 5,863,075 185,372 503 95,433 89,436 89,436
Other financial institutions Consolidated Opening balance sheet 2023* 5,685,670 184,494 444 114,148 69,902 69,902
Other financial institutions Consolidated Closing balance sheet 2023* 5,572,787 185,372 503 95,433 89,436 89,436
Non-MMF investment funds Not consolidated Opening balance sheet 2023* 726,389 9,996 105 7,648 2,243 2,243
Non-MMF investment funds Not consolidated Closing balance sheet 2023* 752,992 10,925 119 6,684 4,122 4,122
Non-MMF investment funds Consolidated Opening balance sheet 2023* 657,526 9,996 105 7,648 2,243 2,243
Non-MMF investment funds Consolidated Closing balance sheet 2023* 673,321 10,925 119 6,684 4,122 4,122
Other fin. inst. excl. investment funds Not consolidated Opening balance sheet 2023* 5,178,356 174,498 339 106,500 67,659 67,659
Other fin. inst. excl. investment funds Not consolidated Closing balance sheet 2023* 5,110,083 174,447 384 88,749 85,314 85,314
Other fin. inst. excl. investment funds Consolidated Opening balance sheet 2023* 5,052,291 174,498 339 106,500 67,659 67,659
Other fin. inst. excl. investment funds Consolidated Closing balance sheet 2023* 4,922,114 174,447 384 88,749 85,314 85,314
Other financial intermediaries Not consolidated Opening balance sheet 2023* 771,370 108,841 248 70,447 38,146 38,146
Other financial intermediaries Not consolidated Closing balance sheet 2023* 763,587 111,138 281 60,768 50,089 50,089
Other financial intermediaries Consolidated Opening balance sheet 2023* 716,004 108,841 248 70,447 38,146 38,146
Other financial intermediaries Consolidated Closing balance sheet 2023* 709,513 111,138 281 60,768 50,089 50,089
Captive institutions and money lenders Not consolidated Opening balance sheet 2023* 4,406,986 65,657 91 36,053 29,513 29,513
Captive institutions and money lenders Not consolidated Closing balance sheet 2023* 4,346,496 63,309 103 27,981 35,225 35,225
Captive institutions and money lenders Consolidated Opening balance sheet 2023* 4,338,156 65,657 91 36,053 29,513 29,513
Captive institutions and money lenders Consolidated Closing balance sheet 2023* 4,214,815 63,309 103 27,981 35,225 35,225
Insurance corporations and pension funds Not consolidated Opening balance sheet 2023* 2,119,490 110,255 359 21,072 88,824 88,824
Insurance corporations and pension funds Not consolidated Closing balance sheet 2023* 2,238,425 127,034 408 20,376 106,250 106,250
Insurance corporations and pension funds Consolidated Opening balance sheet 2023* 2,111,296 110,255 359 21,072 88,824 88,824
Insurance corporations and pension funds Consolidated Closing balance sheet 2023* 2,229,909 127,034 408 20,376 106,250 106,250
Insurance corporations Not consolidated Opening balance sheet 2023* 449,190 18,297 290 8,141 9,866 9,866
Insurance corporations Not consolidated Closing balance sheet 2023* 464,284 18,732 331 10,389 8,012 8,012
Insurance corporations Consolidated Opening balance sheet 2023* 446,476 18,297 290 8,141 9,866 9,866
Insurance corporations Consolidated Closing balance sheet 2023* 461,283 18,732 331 10,389 8,012 8,012
Pension funds Not consolidated Opening balance sheet 2023* 1,670,300 91,958 69 12,931 78,958 78,958
Pension funds Not consolidated Closing balance sheet 2023* 1,774,141 108,302 77 9,987 98,238 98,238
Pension funds Consolidated Opening balance sheet 2023* 1,670,249 91,958 69 12,931 78,958 78,958
Pension funds Consolidated Closing balance sheet 2023* 1,774,104 108,302 77 9,987 98,238 98,238
General government Not consolidated Opening balance sheet 2023* 428,817 93,655 14 87,846 5,795 5,795
General government Not consolidated Closing balance sheet 2023* 432,247 100,601 14 92,122 8,465 8,465
General government Consolidated Opening balance sheet 2023* 281,112 25,187 14 24,000 1,173 1,173
General government Consolidated Closing balance sheet 2023* 282,701 20,244 14 15,348 4,882 4,882
Central government Not consolidated Opening balance sheet 2023* 280,929 27,552 3 26,070 1,479 1,479
Central government Not consolidated Closing balance sheet 2023* 276,092 23,356 3 18,864 4,489 4,489
Central government Consolidated Opening balance sheet 2023* 263,226 19,243 3 19,000 240 240
Central government Consolidated Closing balance sheet 2023* 256,321 14,216 3 10,370 3,843 3,843
Local government Not consolidated Opening balance sheet 2023* 89,631 30,389 11 26,077 4,301 4,301
Local government Not consolidated Closing balance sheet 2023* 91,701 33,518 11 29,546 3,961 3,961
Local government Consolidated Opening balance sheet 2023* 80,781 30,389 11 26,077 4,301 4,301
Local government Consolidated Closing balance sheet 2023* 81,599 33,518 11 29,546 3,961 3,961
Social security funds Not consolidated Opening balance sheet 2023* 58,257 35,714 0 35,699 15 15
Social security funds Not consolidated Closing balance sheet 2023* 64,454 43,727 0 43,712 15 15
Social security funds Consolidated Opening balance sheet 2023* 57,436 35,714 0 35,699 15 15
Social security funds Consolidated Closing balance sheet 2023* 63,633 43,727 0 43,712 15 15
Households including NPISHs Not consolidated Opening balance sheet 2023* 2,746,325 575,342 14,551 125,217 435,574 435,574 0
Households including NPISHs Not consolidated Closing balance sheet 2023* 2,953,158 598,685 16,722 111,568 470,395 470,395 0
Households including NPISHs Consolidated Opening balance sheet 2023* 2,729,083 575,342 14,551 125,217 435,574 435,574 0
Households including NPISHs Consolidated Closing balance sheet 2023* 2,935,461 598,685 16,722 111,568 470,395 470,395 0
Households Not consolidated Opening balance sheet 2023* 2,729,379 568,100 14,193 119,737 434,170 434,170 0
Households Not consolidated Closing balance sheet 2023* 2,934,539 590,478 16,313 108,653 465,512 465,512 0
Households Consolidated Opening balance sheet 2023* 2,712,355 568,100 14,193 119,737 434,170 434,170 0
Households Consolidated Closing balance sheet 2023* 2,917,061 590,478 16,313 108,653 465,512 465,512 0
Non-profit institutions serv. households Not consolidated Opening balance sheet 2023* 16,946 7,242 358 5,480 1,404 1,404 0
Non-profit institutions serv. households Not consolidated Closing balance sheet 2023* 18,619 8,207 409 2,915 4,883 4,883 0
Non-profit institutions serv. households Consolidated Opening balance sheet 2023* 16,728 7,242 358 5,480 1,404 1,404 0
Non-profit institutions serv. households Consolidated Closing balance sheet 2023* 18,400 8,207 409 2,915 4,883 4,883 0
Rest of the world Not consolidated Opening balance sheet 2023* 9,167,613 16,539 16,539 762,611 63,184 350,045 349,382 0 349,382
Rest of the world Not consolidated Closing balance sheet 2023* 8,887,113 16,061 16,061 728,283 59,264 320,805 348,214 0 348,214
Rest of the world Consolidated Opening balance sheet 2023* 9,167,613 16,539 16,539 762,611 63,184 350,045 349,382 0 349,382
Rest of the world Consolidated Closing balance sheet 2023* 8,887,113 16,061 16,061 728,283 59,264 320,805 348,214 0 348,214
Source: CBS.
Explanation of symbols

Dataset is not available.


This table presents financial transactions, other changes in assets and financial balance sheets of the sectors of the Dutch economy. It enables insight in many financial aspects in the Netherlands. Such as the magnitude of the debt of the government, the mortgage debt of households, the assets of investment funds in shares, the loans lent by financial corporations. Sectors are presented both consolidated and non-consolidated in this table.

Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.

Status of the figures:
The figures from 1995 up to and including 2020 are final. Data of 2021, 2022 and 2023 are provisional.

Changes as of March 25th, 2024:
Data on the fourth quarter of 2023 and the year 2023 have been added.

When will new figures be published?
Annual figures:
The first annual data are published 85 day after the end of the reporting year as the sum of the four quarters of the year. Subsequently provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year. Furthermore the financial accounts and stocks are annually revised for all reporting periods. These data are published each year in June.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
Please note that there is a possibility that adjustments might take place at the end of March or September, in order to provide the European Commission with the latest figures.

Description topics

Assets
Total
Monetary gold and special drawing rights
The monetary gold and special drawing rights category consists of two subcategories:
- monetary gold
- special drawing rights
Total
Monetary gold
Monetary gold includes all gold, which is not intended for industrial purposes and not held in the form of valuables. Monetary gold can only be held by the Dutch Central Bank (DNB).
Special drawing rights (SDRs)
SDRs are international reserve assets created by the International Monetary Fund (IMF) and which are allocated to its members to supplement existing reserve assets. This transaction only exists for DNB.
Currency and deposits
Currency is notes and coins that are issued or authorised by monetary authorities. Deposits are standardised, non-negotiable contracts with the public at large, offered by deposit-taking corporations and, in some cases, by central government as debtors, and allowing the placement and the later withdrawal of the principal amount by the creditor. Deposits usually involve the debtor giving back the full principal amount to the investor.
Total
Currency
Currency consists of notes and coins in circulation that are commonly used to make payments.
Transferable deposits
Transferable deposits are deposits exchangeable for currency on demand, at par, and which are directly usable for making payments by cheque, draft, giro order, direct debit/credit, or other direct payment facilities, without penalty or restriction.
Savings deposits and other deposits
Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.
Total
Savings deposits
These deposits include all deposits in euros and foreign currency of both residents and non-residents in the form of normal saving accounts, fixed saving accounts, premium saving accounts and fixed-term saving accounts.

Other deposits
Other deposits include all deposits in euros and foreign currency at any resident and non-resident bank (except for saving deposits in euro's), which are not immediately transferable without restrictions.