|Periods||Households including NPISHs Free / individual savings (million euros)||Households including NPISHs Savings ratio (% disposable income)||Households including NPISHs Savings deposits and other deposits (million euros)|
This table presents a number of key figures of the sector accounts. These main indicators provide the most important information on the total economy and on the main institutional sectors of the economy: non-financial corporations, financial corporations, general government, households including non-profit institutions serving households and the rest of the world.
Data available from:
Annual figures from 1995.
Quarterly figures from first quarter 1999.
Status of the figures:
The figures from 1995 up to and including 2018 are final. Data of 2019, 2020 and 2021 are provisional.
Changes as of March 25th 2022:
Data on the fourth quarter of 2021 and annual data on 2021 are available. Data on the first three quarters of 2021 have been revised. Recently available quarterly an annual data from government finance statistics on 2020 have not been incorporated in the National Accounts. Therefore, data in publications of National Accounts are replaced by a dot (.). Link to the actual key figures of sector General Government is available in section 3. Differences will be resolved with the next publication date, June 24th 2022
Adjustment as of September 23rd, 2021:
Real disposable income of households for the first three quarters of 2019 is adjusted. The latest vintage is now included. The adjustment does not have any impact on other topics.
When will new figures be published?
Annual figures: Provisional data are published 6 months after the end of the reporting year. Final data are released 18 months after the end of the reporting year.
Quarterly figures: The first quarterly estimate is available 85 days after the end of each reporting quarter. The first quarter may be revised in September, the second quarter in December. Should further quarterly information become available thereafter, the estimates for the first three quarters may be revised in March. If (new) annual figures become available in June, the quarterly figures will be revised again to bring them in line with the annual figures.
- Households including NPISHs
- Households including non-profit institutions serving households (NPISH)
The households sector consists of individuals or groups of individuals as consumers and as entrepreneurs producing market goods and non-financial and financial services (market producers) provided that the production of goods and services is not by separate entities treated as quasi-corporations. It also includes individuals or groups of individuals as producers of goods and non-financial services for exclusively own final use.
The sector households includes all natural persons who are resident for more than one year in the Netherlands, irrespective of their nationality. On the other hand Dutch citizens who stay abroad for longer than one year do not belong to the Dutch sector households.
The sector households does not only cover independently living persons, but also persons in nursing homes, old people's homes, prisons, boarding schools, etc. If persons are entrepreneurs, their business also belongs to the sector households. This is the case for self-employed persons (one-man business). Large autonomous unincorporated enterprises (quasi-corporations) are included in the sector non-financial or financial corporations.
The non-profit institutions serving households (NPISHs) sector consists of non-profit institutions which are separate legal entities, which serve households and which are private non-market producers. Their principal resources are voluntary contributions in cash or in kind from households in their capacity as consumers, from payments made by general government and from property income.
Examples are religious organisations, charity organisations, political parties, trade unions and cultural, sports and recreational organisations.
- Free / individual savings
- The part of the disposable income of sector households including NPISHs that is not used for the final consumption expenditure. The sum of the free savings and the balance of capital transfers received is available for capital formation, investments in financial assets or debt repayment.
- Savings ratio
- The savings ratio equals the gross disposable income, adjusted for the net equity in pension funds reserves, minus the consumption expenditure divided by the gross disposable income, adjusted for the net equity in pension funds reserves.
- Savings deposits and other deposits
- Savings deposits and other deposits are all the savings of individuals and deposits (in euros and foreign currency) at any resident and non-resident bank, which are not immediately transferable without restrictions.