Wealth of households; components of wealth

Wealth of households; components of wealth

Household characteristics Components of wealth Periods Number of private households (x 1 000) Total wealth (bn euros) Mean wealth (1 000 euros) Median wealth (1 000 euros)
Private households 1.1.1 Bank and savings credits 2021* 7,814.1 361.8 46.3 18.2
Type: Single person household 1.1.1 Bank and savings credits 2021* 2,906.2 91.9 31.6 9.1
Type: Multi-person household 1.1.1 Bank and savings credits 2021* 4,907.9 269.8 55.0 25.4
Type: One-parent family 1.1.1 Bank and savings credits 2021* 557.7 15.5 27.9 7.9
Type: Couple, total 1.1.1 Bank and savings credits 2021* 4,199.4 244.7 58.3 28.4
Type: Couple, no children 1.1.1 Bank and savings credits 2021* 2,242.4 140.8 62.8 30.0
Type: Couple, with child(ren) 1.1.1 Bank and savings credits 2021* 1,957.0 104.0 53.1 26.7
Type: Multi-person household, n.e.c. 1.1.1 Bank and savings credits 2021* 150.8 9.6 63.4 23.7
Main earner: to 24 years 1.1.1 Bank and savings credits 2021* 322.3 3.1 9.6 3.6
Main earner: 25 to 44 years 1.1.1 Bank and savings credits 2021* 2,361.0 58.9 25.0 11.0
Main earner: 45 to 64 years 1.1.1 Bank and savings credits 2021* 2,903.2 156.3 53.8 22.6
Main earner: 65 years or older 1.1.1 Bank and savings credits 2021* 2,227.6 143.5 64.4 28.1
Main earner: 25 to 34 years 1.1.1 Bank and savings credits 2021* 1,165.0 22.8 19.5 9.0
Main earner: 35 to 44 years 1.1.1 Bank and savings credits 2021* 1,196.0 36.2 30.2 13.7
Main earner: 45 to 54 years 1.1.1 Bank and savings credits 2021* 1,445.6 68.2 47.2 20.3
Main earner: 55 to 64 years 1.1.1 Bank and savings credits 2021* 1,457.6 88.1 60.4 25.2
Main earner: 65 to 74 years 1.1.1 Bank and savings credits 2021* 1,216.5 78.6 64.6 28.2
Main earner: 75 to 84 years 1.1.1 Bank and savings credits 2021* 741.4 47.4 64.0 28.0
Main earner: 85 years or older 1.1.1 Bank and savings credits 2021* 269.7 17.5 64.8 27.8
Main earner: Dutch background 1.1.1 Bank and savings credits 2021* . . . .
Main earner: western background 1.1.1 Bank and savings credits 2021* . . . .
Main earner: non-western background 1.1.1 Bank and savings credits 2021* . . . .
Source: Income as employee/self-employe 1.1.1 Bank and savings credits 2021* 4,890.6 208.1 42.6 18.3
Source: Income as employee 1.1.1 Bank and savings credits 2021* 4,143.7 166.0 40.1 17.7
Source: Income as self-employed (total) 1.1.1 Bank and savings credits 2021* 747.0 42.1 56.3 22.4
Source: Income as self-employed 1.1.1 Bank and savings credits 2021* 554.2 25.8 46.6 19.2
Source: Income as major shareholder 1.1.1 Bank and savings credits 2021* 173.3 15.5 89.5 37.1
Source: Income as other self-employed 1.1.1 Bank and savings credits 2021* 19.4 0.7 36.0 6.4
Source: Transfer income 1.1.1 Bank and savings credits 2021* 2,923.5 153.7 52.6 17.9
Source: Income insurance benefit 1.1.1 Bank and savings credits 2021* 2,487.8 151.3 60.8 24.8
Source: Unemployment benefit 1.1.1 Bank and savings credits 2021* 43.9 1.6 35.8 7.3
Source: Sickness/Disability benefit 1.1.1 Bank and savings credits 2021* 259.9 6.1 23.5 4.4
Source: Old-age/survivors pension 1.1.1 Bank and savings credits 2021* 2,184.0 143.6 65.7 28.2
Source: Social provisions benefit 1.1.1 Bank and savings credits 2021* 396.6 2.1 5.3 1.3
Source: Social assistance benefit 1.1.1 Bank and savings credits 2021* 272.2 0.5 2.0 1.1
Source: Social provisions, n.e.c. 1.1.1 Bank and savings credits 2021* 124.4 1.5 12.3 2.5
Source: Student grant 1.1.1 Bank and savings credits 2021* 39.1 0.3 8.3 2.2
Home ownership: Owner-occupied home 1.1.1 Bank and savings credits 2021* 4,488.4 290.7 64.8 32.3
Home ownership: Rent 1.1.1 Bank and savings credits 2021* 3,325.7 71.0 21.4 5.8
Home ownership: Rent: no rent subsidy 1.1.1 Bank and savings credits 2021* 1,940.4 60.6 31.2 10.3
Home ownership: Rent with rent subsidy 1.1.1 Bank and savings credits 2021* 1,385.3 10.4 7.5 2.7
Equivalised income: 1st 10%-group 1.1.1 Bank and savings credits 2021* 744.2 21.8 29.4 2.7
Equivalised income: 2nd 10%-group 1.1.1 Bank and savings credits 2021* 766.8 15.7 20.5 3.3
Equivalised income: 3rd 10%-group 1.1.1 Bank and savings credits 2021* 778.5 20.6 26.4 9.5
Equivalised income: 4th 10%-group 1.1.1 Bank and savings credits 2021* 781.6 25.6 32.8 12.8
Equivalised income: 5th 10%-group 1.1.1 Bank and savings credits 2021* 785.6 29.4 37.4 16.7
Equivalised income: 6th 10%-group 1.1.1 Bank and savings credits 2021* 788.7 33.0 41.8 20.3
Equivalised income: 7th 10%-group 1.1.1 Bank and savings credits 2021* 790.8 37.5 47.4 24.9
Equivalised income: 8th 10%-group 1.1.1 Bank and savings credits 2021* 792.1 42.7 54.0 30.1
Equivalised income: 9th 10%-group 1.1.1 Bank and savings credits 2021* 792.9 52.2 65.8 38.4
Equivalised income: 10th 10%-group 1.1.1 Bank and savings credits 2021* 793.0 83.3 105.0 56.3
Wealth: 1st 10%-group 1.1.1 Bank and savings credits 2021* 758.3 6.9 9.1 2.7
Wealth: 2nd 10%-group 1.1.1 Bank and savings credits 2021* 711.4 1.2 1.7 0.9
Wealth: 3rd 10%-group 1.1.1 Bank and savings credits 2021* 793.7 4.6 5.8 4.6
Wealth: 4th 10%-group 1.1.1 Bank and savings credits 2021* 792.9 14.7 18.5 17.1
Wealth: 5th 10%-group 1.1.1 Bank and savings credits 2021* 791.1 22.7 28.7 22.3
Wealth: 6th 10%-group 1.1.1 Bank and savings credits 2021* 791.9 25.8 32.5 21.0
Wealth: 7th 10%-group 1.1.1 Bank and savings credits 2021* 792.9 31.6 39.9 28.7
Wealth: 8th 10%-group 1.1.1 Bank and savings credits 2021* 793.6 42.0 52.9 41.2
Wealth: 9th 10%-group 1.1.1 Bank and savings credits 2021* 794.0 64.6 81.4 63.7
Wealth: 10th 10%-group 1.1.1 Bank and savings credits 2021* 794.3 147.6 185.9 112.2
Wealh: to -4 999 euros 1.1.1 Bank and savings credits 2021* 656.8 6.5 9.9 3.1
Wealth: -5 000 to <0 euros 1.1.1 Bank and savings credits 2021* 307.9 0.9 3.0 0.9
Wealth: 0 to 999 euros 1.1.1 Bank and savings credits 2021* 326.4 0.4 1.2 0.6
Wealth: 1 000 to 4 999 euros 1.1.1 Bank and savings credits 2021* 638.4 2.2 3.4 2.6
Wealth: 5 000 to 9 999 euros 1.1.1 Bank and savings credits 2021* 343.1 2.9 8.4 7.4
Wealth: 10 000 to 19 999 euros 1.1.1 Bank and savings credits 2021* 405.1 5.9 14.6 14.0
Wealth: 20 000 to 49 999 euros 1.1.1 Bank and savings credits 2021* 645.2 15.9 24.7 24.9
Wealth: 50 000 to 99 999 euros 1.1.1 Bank and savings credits 2021* 685.5 20.3 29.6 19.2
Wealth: 100 000 to 199 999 euros 1.1.1 Bank and savings credits 2021* 1,083.7 38.0 35.1 23.7
Wealth: 200 000 to 499 999 euros 1.1.1 Bank and savings credits 2021* 1,776.5 105.8 59.6 44.8
Wealth: 500 000 to <1 million euros 1.1.1 Bank and savings credits 2021* 628.2 81.8 130.2 96.5
Wealth: 1 million euro or more 1.1.1 Bank and savings credits 2021* 317.2 81.1 255.7 130.7
Source: CBS.
Explanation of symbols

Table description


This table shows the distribution of wealth of households. The figures in this table are broken down to components of wealth and different household characteristics.

Data available from: 2006.
The population consists of all private households with income on January 1st of the reporting year.

Status of the figures:
The figures for 2006 to 2020 are final. The figures for 2021 are preliminary.

The compilation of the figures has been changed in a number of parts from reporting year 2011 compared to previous years:
From 2011, more complete information on bank and saving credits and securities is available. All small amounts are also observed from that moment on. As a result, there are more households with these assets.
From 2011, more complete information on debts is available. Education loans and loans from banks are fully observed from that moment on. As a result, there are more households with other loans.

Changes as of 19 October 2022:
Figures for 2020 are finalized. Preliminary figures for 2021 are added.
The figures on wealth excluding principal residences have been adjusted, due to an error in the calculation.
Due to a non-implemented administrative change in the source data, the total study debt for the years 2019 - 2022 has been underestimated. According to the first estimate, total study debt is between 0.8 and 2.1 billion euros higher than mentioned below. This means the average study debt is between 300 and 800 euros higher. The exact adjustment is expected in the first quarter of 2023.

Changes as of April 2021:
Revised data for 2006 to 2019 have been added.
Due to the availability of new sources and improvements in the methodology, wealth figures have been changed.

When will new figures be published?
New figures for 2022 will be published in the fall of 2023.

Description topics

Number of private households
Number of private households with a known income on January 1st of the reporting year.

A private household is a collection of one or more people who share the same living space and provide in their own everyday needs in a private, non-commercial way.
Total wealth
Total wealth of private households.
Mean wealth
Mean wealth of private households.
Median wealth
Median wealth of private households.

Ranking households according to their wealth, the median is equal to the wealth of the central household. Half of the households possess more wealth, the other half has less.