Wealth of households; components of wealth

Wealth of households; components of wealth

Household characteristics Components of wealth Periods Number of private households (x 1 000) Total wealth (bn euros) Mean wealth (1 000 euros) Median wealth (1 000 euros)
Private households Wealth 2022* 8,037.1 2,489.7 309.8 135.1
Private households 1 Assets 2022* 8,037.1 3,420.8 425.6 296.6
Private households 1.1 Financial assets 2022* 7,901.3 554.8 70.2 22.1
Private households 1.1.1 Bank and savings credits 2022* 7,898.9 390.7 49.5 20.1
Private households 1.1.2 Securities 2022* 1,512.2 164.2 108.6 14.9
Private households 1.2 Real estate 2022* 4,605.4 2,283.9 495.9 406.9
Private households 1.2.1 Principal residence 2022* 4,548.4 2,106.6 463.1 402.1
Private households 1.2.2 Other real estate 2022* 550.9 177.3 321.9 153.0
Private households 1.3 Enterprise capital 2022* 991.1 90.2 91.0 16.9
Private households 1.4 Substantial interest 2022* 482.8 431.2 893.2 154.5
Private households 1.5 Other assets 2022* 459.0 60.7 132.3 37.3
Private households 2 Liabilities 2022* 5,771.9 931.2 161.3 109.4
Private households 2.1 Principal residence loans 2022* 3,820.3 768.3 201.1 165.5
Private households 2.2 Education loans 2022* 1,375.2 26.5 19.3 11.2
Private households 2.3 Other loans 2022* 3,258.5 136.4 41.9 1.0
Private households Wealth excluding principal residence 2022* 8,037.1 1,151.4 143.3 21.9
Type: Single person household Wealth 2022* 3,081.5 519.5 168.6 17.8
Type: Single person household 1 Assets 2022* 3,081.5 671.0 217.8 21.3
Type: Single person household 1.1 Financial assets 2022* 2,973.3 142.5 47.9 10.8
Type: Single person household 1.1.1 Bank and savings credits 2022* 2,971.4 98.9 33.3 9.9
Type: Single person household 1.1.2 Securities 2022* 393.4 43.6 110.8 15.6
Type: Single person household 1.2 Real estate 2022* 1,080.4 450.5 417.0 347.6
Type: Single person household 1.2.1 Principal residence 2022* 1,057.6 417.8 395.1 345.2
Type: Single person household 1.2.2 Other real estate 2022* 115.2 32.7 284.0 134.0
Type: Single person household 1.3 Enterprise capital 2022* 179.9 10.2 56.5 10.3
Type: Single person household 1.4 Substantial interest 2022* 75.6 54.3 718.7 92.6
Type: Single person household 1.5 Other assets 2022* 124.4 13.5 108.3 25.4
Type: Single person household 2 Liabilities 2022* 1,706.8 151.6 88.8 34.8
Type: Single person household 2.1 Principal residence loans 2022* 798.7 116.9 146.3 124.5
Type: Single person household 2.2 Education loans 2022* 424.1 8.8 20.8 14.7
Type: Single person household 2.3 Other loans 2022* 923.7 25.9 28.0 0.7
Type: Single person household Wealth excluding principal residence 2022* 3,081.5 218.5 70.9 8.9
Type: Multi-person household Wealth 2022* 4,955.6 1,970.2 397.6 217.9
Type: Multi-person household 1 Assets 2022* 4,955.6 2,749.8 554.9 399.3
Type: Multi-person household 1.1 Financial assets 2022* 4,927.9 412.3 83.7 31.2
Type: Multi-person household 1.1.1 Bank and savings credits 2022* 4,927.4 291.7 59.2 28.4
Type: Multi-person household 1.1.2 Securities 2022* 1,118.8 120.6 107.8 14.6
Type: Multi-person household 1.2 Real estate 2022* 3,524.9 1,833.3 520.1 426.3
Type: Multi-person household 1.2.1 Principal residence 2022* 3,490.8 1,688.8 483.8 420.3
Type: Multi-person household 1.2.2 Other real estate 2022* 435.6 144.6 331.9 158.5
Type: Multi-person household 1.3 Enterprise capital 2022* 811.2 80.0 98.6 18.8
Type: Multi-person household 1.4 Substantial interest 2022* 407.2 376.9 925.6 168.4
Type: Multi-person household 1.5 Other assets 2022* 334.6 47.3 141.3 41.7
Type: Multi-person household 2 Liabilities 2022* 4,065.1 779.6 191.8 144.8
Type: Multi-person household 2.1 Principal residence loans 2022* 3,021.6 651.4 215.6 180.3
Type: Multi-person household 2.2 Education loans 2022* 951.1 17.7 18.6 9.7
Type: Multi-person household 2.3 Other loans 2022* 2,334.8 110.5 47.3 1.2
Type: Multi-person household Wealth excluding principal residence 2022* 4,955.6 932.9 188.2 34.3
Type: One-parent family Wealth 2022* 568.7 97.5 171.5 16.4
Type: One-parent family 1 Assets 2022* 568.7 144.2 253.5 22.4
Type: One-parent family 1.1 Financial assets 2022* 560.7 21.4 38.2 9.3
Type: One-parent family 1.1.1 Bank and savings credits 2022* 560.6 16.8 30.0 8.9
Type: One-parent family 1.1.2 Securities 2022* 71.1 4.6 64.7 6.4
Type: One-parent family 1.2 Real estate 2022* 225.9 101.9 451.3 371.8
Type: One-parent family 1.2.1 Principal residence 2022* 221.6 94.5 426.3 369.4
Type: One-parent family 1.2.2 Other real estate 2022* 23.8 7.5 313.2 150.0
Type: One-parent family 1.3 Enterprise capital 2022* 57.4 3.5 60.9 9.3
Type: One-parent family 1.4 Substantial interest 2022* 19.1 14.9 781.0 89.6
Type: One-parent family 1.5 Other assets 2022* 16.8 2.4 142.7 38.6
Type: One-parent family 2 Liabilities 2022* 440.2 46.6 106.0 32.2
Type: One-parent family 2.1 Principal residence loans 2022* 201.7 37.5 185.9 155.2
Type: One-parent family 2.2 Education loans 2022* 163.0 2.3 14.1 6.4
Type: One-parent family 2.3 Other loans 2022* 305.3 6.9 22.5 1.1
Type: One-parent family Wealth excluding principal residence 2022* 568.7 40.6 71.3 6.7
Type: Couple, total Wealth 2022* 4,236.6 1,816.4 428.7 244.0
Type: Couple, total 1 Assets 2022* 4,236.6 2,522.2 595.3 424.4
Type: Couple, total 1.1 Financial assets 2022* 4,217.7 377.2 89.4 35.0
Type: Couple, total 1.1.1 Bank and savings credits 2022* 4,217.3 264.4 62.7 31.6
Type: Couple, total 1.1.2 Securities 2022* 1,014.3 112.8 111.2 15.4
Type: Couple, total 1.2 Real estate 2022* 3,207.7 1,680.0 523.7 429.9
Type: Couple, total 1.2.1 Principal residence 2022* 3,179.6 1,549.7 487.4 423.9
Type: Couple, total 1.2.2 Other real estate 2022* 392.2 130.3 332.2 158.7
Type: Couple, total 1.3 Enterprise capital 2022* 716.7 71.3 99.5 19.9
Type: Couple, total 1.4 Substantial interest 2022* 373.9 351.2 939.3 174.7
Type: Couple, total 1.5 Other assets 2022* 304.1 42.6 140.0 40.6
Type: Couple, total 2 Liabilities 2022* 3,491.4 705.8 202.2 155.5
Type: Couple, total 2.1 Principal residence loans 2022* 2,741.7 593.3 216.4 182.4
Type: Couple, total 2.2 Education loans 2022* 736.1 14.1 19.1 10.4
Type: Couple, total 2.3 Other loans 2022* 1,932.0 98.5 51.0 1.1
Type: Couple, total Wealth excluding principal residence 2022* 4,236.6 860.0 203.0 39.7
Type: Couple, no children Wealth 2022* 2,273.0 971.6 427.5 251.8
Type: Couple, no children 1 Assets 2022* 2,273.0 1,243.9 547.2 392.9
Type: Couple, no children 1.1 Financial assets 2022* 2,260.6 223.8 99.0 37.2
Type: Couple, no children 1.1.1 Bank and savings credits 2022* 2,260.3 151.9 67.2 33.4
Type: Couple, no children 1.1.2 Securities 2022* 519.4 71.9 138.4 21.3
Type: Couple, no children 1.2 Real estate 2022* 1,604.8 811.1 505.4 416.6
Type: Couple, no children 1.2.1 Principal residence 2022* 1,587.4 744.4 469.0 410.6
Type: Couple, no children 1.2.2 Other real estate 2022* 211.9 66.7 314.6 150.0
Type: Couple, no children 1.3 Enterprise capital 2022* 267.5 25.1 94.0 19.2
Type: Couple, no children 1.4 Substantial interest 2022* 163.7 159.0 971.5 161.9
Type: Couple, no children 1.5 Other assets 2022* 177.6 24.8 139.9 43.8
Type: Couple, no children 2 Liabilities 2022* 1,665.3 272.3 163.5 111.0
Type: Couple, no children 2.1 Principal residence loans 2022* 1,240.3 220.0 177.4 144.8
Type: Couple, no children 2.2 Education loans 2022* 241.9 6.8 28.2 19.7
Type: Couple, no children 2.3 Other loans 2022* 853.8 45.4 53.2 0.9
Type: Couple, no children Wealth excluding principal residence 2022* 2,273.0 447.2 196.7 40.8
Type: Couple, with child(ren) Wealth 2022* 1,963.6 844.8 430.2 237.4
Type: Couple, with child(ren) 1 Assets 2022* 1,963.6 1,278.4 651.0 458.6
Type: Couple, with child(ren) 1.1 Financial assets 2022* 1,957.1 153.4 78.4 32.5
Type: Couple, with child(ren) 1.1.1 Bank and savings credits 2022* 1,956.9 112.5 57.5 29.6
Source: CBS.
Explanation of symbols

Dataset is not available.


This table shows the distribution of wealth of households. The figures in this table are broken down to components of wealth and different household characteristics.

Data available from: 2006.
The population consists of all private households with income on January 1st of the reporting year.

Status of the figures:
The figures for 2006 to 2021 are final. The figures for 2022 are preliminary.

The compilation of the figures has been changed in a number of parts from reporting year 2011 compared to previous years:
From 2011, more complete information on bank and saving credits and securities is available. All small amounts are also observed from that moment on. As a result, there are more households with these assets.
From 2011, more complete information on debts is available. Education loans and loans from banks are fully observed from that moment on. As a result, there are more households with other loans.

Changes as of 3 November 2023:
Update with final figures for 2021 and provisional figures for 2022

When will new figures be published?
New figures for 2023 will be published in the fall of 2024.

Description topics

Number of private households
Number of private households with a known income on January 1st of the reporting year.

A private household is a collection of one or more people who share the same living space and provide in their own everyday needs in a private, non-commercial way.
Total wealth
Total wealth of private households.
Mean wealth
Mean wealth of private households.
Median wealth
Median wealth of private households.

Ranking households according to their wealth, the median is equal to the wealth of the central household. Half of the households possess more wealth, the other half has less.