Consumer credit 1998-2013

Consumer credit 1998-2013

Creditproviders Periods Fixed credit Number of New loans (x1000) Fixed credit Number of Outstanding contracts (x1000) Fixed credit Amount of Credit granted (mln euro) Fixed credit Amount of Interest (mln euro) Fixed credit Amount of Repayments (mln euro) Fixed credit Amount of Outstanding balance (mln euro) Fixed credit Amount of Outstanding balance excl. interest (mln euro) Revolving credit Number of Outstanding contracts (x1000) Revolving credit Number of Limits granted (x1000) Revolving credit Number of New limits granted (x1000) Revolving credit Amount of Credit granted (mln euro) Revolving credit Amount of Interest (mln euro) Revolving credit Amount of Repayments (mln euro) Revolving credit Amount of Outstanding balance (mln euro) Revolving credit Amount of Limits granted (mln euro) Revolving credit Amount of New limits granted (mln euro)
Municipal credit banks 2013 January* 1 33 2 0 2 68 62 3 3 0 0 0 0 10 12 0
Municipal credit banks 2013 February* 1 33 2 0 2 67 61 3 3 0 0 0 0 10 12 0
Municipal credit banks 2013 March* 1 32 2 0 2 67 62 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 April* 1 32 2 0 3 66 60 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 May* 1 32 2 0 3 66 61 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 June* 1 32 2 0 3 65 60 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 July* 1 32 2 0 3 65 59 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 August* 1 32 2 0 3 65 59 3 3 0 0 0 0 9 12 0
Municipal credit banks 2013 September* 1 29 3 0 3 64 59 4 4 0 0 0 0 10 13 0
Municipal credit banks 2013 October* 1 30 3 0 2 65 60 4 4 0 0 0 0 10 13 0
Municipal credit banks 2013 November* 1 29 2 0 3 65 60 4 4 0 0 0 0 10 13 0
Municipal credit banks 2013 December* 1 30 2 0 3 64 59 4 4 0 0 0 0 10 13 0
Source: CBS.
Explanation of symbols

Table description


Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt.
The following monthly amounts are given for the various types of credit institutions and types of credit:
- amount of credit granted;
- amount of interest;
- amount of repayments;
- amount of outstanding balance;
- amount of limits granted.
Also stated is the number of:
- outstanding contracts;
- limits granted;
- new loans supplied;
- new limits granted.

Data available from January 1998 to December 2013.

Status of the figures:
The figures in this table are provisional when published. As this table has been discontinued, they will not become definite.
In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014:
Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published?
As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Description topics

Fixed credit
Type of credit where the entire amount of the loan becomes available to the borrower. The amount plus interest and costs has to be repaid in a fixed number of terms. The amounts repaid cannot be used again by the borrower. Includes: personal loans, hire purchase, payment by instalment and financing credits.
Number of
New loans
The number of new loans granted over a certain period to individuals for the purchase of consumer goods.
Outstanding contracts
The number of contracts with outstanding debt.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Outstanding balance excl. interest
The total net amount of consumer credit that is due at end of month.
Revolving credit
Type of credit where the borrower can take out money up to an agreed level. The borrower periodically repays a fixed amount plus interest on the total amount he/she has taken out. The amounts repaid are added to the balance and can be used again by the borrower. Includes: customer loyalty cards provided by retailers. From January 2006 savings-based credit is included in revolving credit.
Number of
Outstanding contracts
The number of contracts with outstanding debt.
Limits granted
Number of contracts with an agreed amount (limit) to which the borrower can take out money.
New limits granted
Number of new loans with an agreed amount (limit) to which the borrower can borrow money.
Amount of
Credit granted
Total amount of credit granted over a certain period to individuals for the purchase of consumer goods.
Interest
Repayments
The amount of repayments is the outstanding debt at the beginning of the month plus the amount of credit granted and interest, minus the outstanding debt at the end of the month. Other changes in the composition of the credit portfolio are also expressed in this item. The amount of repayments may therefore be negative.
Outstanding balance
The total amount of consumer credit that is due at the end of the month.
Limits granted
The sum of amounts to which borrowers are allowed to take out money.
New limits granted
The sum of amounts on new loans to which borrowers are allowed to take out money.