Partial AOW benefit

The size of the benefit depends on the number of years the recipient was insured. People between the ages of 15 and 65 who left the Netherlands for a certain period to settle elsewhere cannot claim full AOW entitlement. Each year a person lives outside the Netherlands or the AOW contribution is not paid, the benefit is cut back by 2%. Over-65s  who come to live to the Netherlands for the first time are not at all entitled to AOW. Not everybody who is entitled to AOW applies for a benefit.